Cost of Living Comparison Between Saint Ann's Bay and Chiang Mai Cost of Living Comparison Between Saint Ann's Bay and Chiang Mai

Monthly Cost of Living

A single person spends $1,029 per month in Saint Ann's Bay vs $950 in Chiang Mai, rent included.

A couple spends around $1,626 per month in Saint Ann's Bay vs $1,430 in Chiang Mai, rent included.

A family of three spends $2,223 per month in Saint Ann's Bay vs $1,909 in Chiang Mai, rent included.

Saint Ann's Bay costs about 8% more than Chiang Mai, driven mainly by Eating Out.

Both Saint Ann's Bay and Chiang Mai are more affordable than the global median – Saint Ann's Bay 25% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$15.54 JMD 2,441

$2.10 ฿69.3

640.00%

Three-Course Dinner for Two, Mid-Range

$49.54 JMD 7,781

$19.84 ฿656

149.70%

Fast Food Meal (McDonalds, etc)

$8.64 JMD 1,357

$5.79 ฿191

49.22%

Cappuccino

$5.19 JMD 815

$1.83 ฿60.4

183.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 188

$0.78 ฿25.61

53.85%

Water (0.33 liter bottle)

$0.73 JMD 114

$0.31 ฿10.37

135.48%

Local Beer (0.5 liter draught)

$2.26 JMD 355

$2.34 ฿77.2

-3.42%

Imported Beer (0.33 liter bottle)

$3.10 JMD 487

$3.70 ฿122

-16.22%

Milk (1 liter)

$4.21 JMD 662

$2.03 ฿67.1

107.39%

White Bread (500g)

$3.84 JMD 604

$1.60 ฿52.7

140.00%

Rice (white) (1kg)

$1.62 JMD 254

$1.42 ฿46.75

14.08%

Eggs

$3.52 JMD 553

$2.18 ฿71.9

61.47%

Local Cheese (1kg)

$11.31 JMD 1,776

$15.91 ฿526

-28.91%

Chicken Fillets (1kg)

$6.39 JMD 1,003

$3.07 ฿102

108.14%

Beef Round Steak (1kg)

$10.43 JMD 1,638

$9.87 ฿326

5.67%

Apples (1kg)

$5.92 JMD 929

$2.63 ฿86.8

125.10%

Banana (1kg)

$3.78 JMD 594

$1.10 ฿36.19

243.64%

Oranges (1kg)

$7.59 JMD 1,193

$1.63 ฿53.8

365.64%

Tomato (1kg)

$3.13 JMD 491

$1.53 ฿50.6

104.58%

Potato (1kg)

$3.29 JMD 516

$1.24 ฿41.13

165.32%

Onion (1kg)

$2.63 JMD 413

$1.13 ฿37.37

132.74%

Lettuce (1 head)

$3.03 JMD 476

$0.74 ฿24.38

309.46%

Water (1.5 liter bottle)

$1.47 JMD 231

$0.50 ฿16.48

194.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.37 JMD 1,472

$4.28 ฿141

118.93%

Wine (Bottle)

$11.52 JMD 1,809

$17.97 ฿594

-35.89%

Local Beer (0.5 liter bottle)

$2.92 JMD 459

$1.70 ฿56.1

71.76%

Imported Beer (0.33 liter bottle)

$3.91 JMD 614

$2.90 ฿95.7

34.83%

One-way Ticket (Public Transport)

$0.94 ฿31.13

Public Transport Monthly Pass (Regular Price)

$55.3 ฿1,827

Taxi Start (Normal Tariff)

$1.17 JMD 184

$1.23 ฿40.76

-4.88%

Taxi (Normal Tariff) (1km)

$3.12 JMD 491

$0.53 ฿17.66

488.68%

Taxi 1hour Waiting (Normal Tariff)

$6.38 JMD 1,002

$2.40 ฿79.3

165.83%

Gasoline (1 liter)

$1.32 JMD 207

$1.44 ฿47.55

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K JMD 7.1M

$21.2K ฿700.2K

111.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K JMD 5.1M

$27.3K ฿902.1K

19.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 JMD 28.0K

$64.9 ฿2,145

174.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.66 JMD 4,659

$13.35 ฿441

122.17%

Internet (50+ Mbps, Unlimited Data)

$53.6 JMD 8,426

$20.83 ฿688

157.51%

Gym Membership (Monthly)

$40.42 ฿1,336

Tennis Court (1 Hour on Weekend)

$3.95 ฿131

Cinema Ticket

$13.17 JMD 2,069

$6.71 ฿222

96.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 JMD 55.9K

$787 ฿26.0K

-54.77%

International Primary School, 1 Child (Yearly)

$8,294 JMD 1.3M

$15.1K ฿499.6K

-45.15%

Jeans (Levis 501 Or Similar)

$24.11 JMD 3,787

$56.2 ฿1,858

-57.12%

Summer Dress (H&M, Zara, etc)

$32.22 JMD 5,061

$24.95 ฿824

29.14%

Sport Shoes (Adidas, Nike)

$76.9 JMD 12.1K

$92.7 ฿3,063

-17.03%

Men's Leather Business Shoes

$101 JMD 15.9K

$75.1 ฿2,482

34.96%

1-bedroom Apartment, City Center (Monthly)

$484 ฿16.0K

1-bedroom Apartment, Outside City Center (Monthly)

$287 ฿9,491

3-bedroom Apartment, City Center (Monthly)

$910 ฿30.1K

3-bedroom Apartment, Outside City Center (Monthly)

$531 ฿17.5K

Buy Apartment in City Center (m2)

$1,980 ฿65.4K

Buy Apartment Outside City Center (m2)

$1,451 ฿47.9K

Average Monthly Net Salary (After Tax)

$605 ฿20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

5.57

69.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: September 7, 2026

Last update for Chiang Mai: September 7, 2026

Cost Breakdown

A mid-range dinner for two costs $50.0 in Saint Ann's Bay versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $387 vs $242 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Chiang Mai: Cost of Living - Frequently Asked Questions

Saint Ann's Bay costs about 8% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,544 per month in Saint Ann's Bay and $1,426 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $50.0 in Saint Ann's Bay and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 60% more in Saint Ann's Bay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Saint Ann's Bay at $1,029. In Chiang Mai it covers expenses comfortably, while in Saint Ann's Bay it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,029 in Saint Ann's Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Ann's Bay makes more sense. Both are solid long-term options with distinct trade-offs.