Last update: Oct 2026

Cost of Living Comparison Between Montreal and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $2,064 in Montreal, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Saint Ann's Bay actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $1,006 in Saint Ann’s Bay, rent included.

Montreal $2,064
Saint Ann's Bay $1,006

A couple spends around $3,156 per month in Montreal vs $1,600 in Saint Ann’s Bay, rent included.

Montreal $3,156
Saint Ann's Bay $1,600

A family of three spends $4,247 per month in Montreal vs $2,195 in Saint Ann’s Bay, rent included.

Montreal $4,247
Saint Ann's Bay $2,195

Montreal costs about 105% more than Saint Ann’s Bay, and outside of rent the biggest gap is in transport.

Montreal sits 52% above the global median, while Saint Ann’s Bay is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.98 CA$26.64

$13.35 JMD 2,105

42.17%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$50.2 JMD 7,922

45.26%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.27

$8.31 JMD 1,311

30.93%

Cappuccino

$3.81 CA$5.35

$5.46 JMD 862

-30.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.72

$1.20 JMD 190

61.67%

Water (0.33 liter bottle)

$1.58 CA$2.22

$0.70 JMD 110

125.71%

Local Beer (0.5 liter draught)

$6.37 CA$8.94

$2.25 JMD 354

183.11%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.20

$3.12 JMD 492

132.69%

Milk (1 liter)

$2.23 CA$3.13

$4.07 JMD 641

-45.21%

White Bread (500g)

$3.17 CA$4.45

$3.74 JMD 589

-15.24%

Rice (white) (1kg)

$3.31 CA$4.64

$1.63 JMD 258

103.07%

Eggs

$3.63 CA$5.09

$3.47 JMD 547

4.61%

Local Cheese (1kg)

$13.16 CA$18.47

$11.20 JMD 1,766

17.50%

Chicken Fillets (1kg)

$11.56 CA$16.22

$6.20 JMD 978

86.45%

Beef Round Steak (1kg)

$13.71 CA$19.25

$10.09 JMD 1,591

35.88%

Apples (1kg)

$3.29 CA$4.62

$6.00 JMD 946

-45.17%

Banana (1kg)

$1.46 CA$2.05

$3.99 JMD 629

-63.41%

Oranges (1kg)

$3.37 CA$4.73

$7.53 JMD 1,187

-55.25%

Tomato (1kg)

$3.15 CA$4.42

$2.98 JMD 469

5.70%

Potato (1kg)

$1.89 CA$2.65

$3.28 JMD 518

-42.38%

Onion (1kg)

$1.79 CA$2.52

$2.62 JMD 414

-31.68%

Lettuce (1 head)

$2.47 CA$3.47

$3.15 JMD 497

-21.59%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.44 JMD 226

9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.84

$9.30 JMD 1,467

21.29%

Wine (Bottle)

$10.49 CA$14.73

$11.43 JMD 1,802

-8.22%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$2.95 JMD 464

-20.68%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$4.03 JMD 636

-27.79%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

Taxi Start (Normal Tariff)

$3.26 CA$4.57

$1.30 JMD 204

150.77%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$3.17 JMD 501

-54.57%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.92

$6.44 JMD 1,016

419.10%

Gasoline (1 liter)

$1.33 CA$1.87

$1.30 JMD 205

2.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$43.4K JMD 6.8M

-34.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$32.7K JMD 5.2M

-35.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$169 JMD 26.6K

-52.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.14

$29.03 JMD 4,577

18.15%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.1

$52.9 JMD 8,346

-19.04%

Gym Membership (Monthly)

$31.14 CA$43.71

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$11.23 CA$15.76

$13.41 JMD 2,114

-16.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$737

$366 JMD 57.7K

43.47%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

$8,305 JMD 1.3M

96.61%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.4

$23.59 JMD 3,719

145.87%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$31.44 JMD 4,957

21.22%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$78.3 JMD 12.4K

19.25%

Men's Leather Business Shoes

$110 CA$155

$101 JMD 16.0K

8.68%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,803

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,371

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,187

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,336

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$3,002 CA$4,213

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

9.45

-52.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Saint Ann's Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Montreal

$351 17%

Saint Ann's Bay

$383 38.1% 9% $32

Eating Out

Montreal

$291 14.1%

Saint Ann's Bay

$222 22.1% 23.5% $68

Monthly Utilities & Internet

Montreal

$157 7.6%

Saint Ann's Bay

$251 24.9% 59.5% $94

Clothing & Footwear

Montreal

$135 6.5%

Saint Ann's Bay

$106 10.5% 21.7% $29

Getting Around

Montreal

$100 4.9%

Saint Ann's Bay

$17 * 1.7% 82.8% $83

Sport & Entertainment

Montreal

$54 2.6%

Saint Ann's Bay

$27 * 2.7% 50% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $73 in Montreal versus $50 in Saint Ann’s Bay. Groceries tell a different story – $351 in Montreal vs $383 in Saint Ann’s Bay – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇯🇲 Saint Ann's Bay

🕒 Local time

20:12 8:12 PM

19:12 7:12 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

13,671

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Jamaican Dollar exchange rates as of October 29, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to CAD in detail →

On the map

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Montreal Saint Ann's Bay 3,030 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Saint Ann's Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Montreal costs about 105% more than Saint Ann’s Bay, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,096 per month in Montreal and $1,508 in Saint Ann’s Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $73 in Montreal and $50 in Saint Ann’s Bay. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Montreal – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $1,006 in Saint Ann’s Bay. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,006 in Saint Ann’s Bay to $2,064 in Montreal. Climate, culture, job market, and personal taste all factor in.