Cost of Living in Saint Ann's Bay - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $1,360 per month with rent, or $635 for everyday expenses alone.

A couple spends around $2,028 per month with rent, or $1,146 for everyday expenses alone.

A family of three spends around $2,695 per month with rent, or $1,658 without housing.

Currency
Do you live in Saint Ann's Bay? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.52 JMD 1,190
$5.65 JMD 894
$15.67 JMD 2,481
Three-Course Dinner for Two, Mid-Range
$49.83 JMD 7,887
$43.68 JMD 6,914
$125 JMD 19.8K
Fast Food Meal (McDonalds, etc)
$8.91 JMD 1,410
$7.63 JMD 1,207
$10.18 JMD 1,611
Cappuccino
$4.41 JMD 698
$1.60 JMD 253
$7.00 JMD 1,109
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 JMD 215
$0.95 JMD 151
$1.90 JMD 301
Water (0.33 liter bottle)
$0.72 JMD 114
$0.49 JMD 78.0
$1.23 JMD 195
Local Beer (0.5 liter draught)
$2.46 JMD 389
$1.23 JMD 194
$3.08 JMD 487
Imported Beer (0.33 liter bottle)
$3.21 JMD 509
$1.67 JMD 265
$5.14 JMD 814
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.43 JMD 701
$3.22 JMD 509
$5.15 JMD 815
White Bread (500g)
$2.65 JMD 420
$2.65 JMD 420
$4.76 JMD 754
Rice (white) (1kg)
$1.60 JMD 253
$1.26 JMD 199
$2.44 JMD 386
Eggs
$3.44 JMD 545
$2.45 JMD 388
$3.69 JMD 584
Local Cheese (1kg)
$11.25 JMD 1,780
$4.46 JMD 705
$17.84 JMD 2,824
Chicken Fillets (1kg)
$6.53 JMD 1,033
$2.57 JMD 406
$9.91 JMD 1,569
Beef Round Steak (1kg)
$7.55 JMD 1,195
$5.26 JMD 833
$9.54 JMD 1,509
Apples (1kg)
$6.05 JMD 957
$1.89 JMD 299
$9.40 JMD 1,488
Banana (1kg)
$3.10 JMD 491
$1.59 JMD 251
$5.58 JMD 883
Oranges (1kg)
$4.16 JMD 658
$1.85 JMD 293
$13.61 JMD 2,154
Tomato (1kg)
$3.02 JMD 478
$1.14 JMD 181
$6.29 JMD 995
Potato (1kg)
$2.10 JMD 332
$1.15 JMD 182
$3.19 JMD 505
Onion (1kg)
$2.00 JMD 316
$1.15 JMD 181
$2.80 JMD 443
Lettuce (1 head)
$2.97 JMD 469
$1.22 JMD 192
$3.78 JMD 599
Water (1.5 liter bottle)
$1.16 JMD 183
$0.65 JMD 102
$2.24 JMD 355
Cigarettes 20 Pack (Marlboro, Camel)
$8.80 JMD 1,393
$8.80 JMD 1,393
$20.11 JMD 3,182
Wine (Bottle)
$11.35 JMD 1,796
$3.15 JMD 499
$22.07 JMD 3,493
Local Beer (0.5 liter bottle)
$2.81 JMD 445
$1.56 JMD 247
$3.30 JMD 522
Imported Beer (0.33 liter bottle)
$3.15 JMD 499
$1.26 JMD 199
$6.30 JMD 997
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$0.97 JMD 153
$0.97 JMD 153
$1.94 JMD 306
Taxi (Normal Tariff) (1km)
$3.27 JMD 517
$2.94 JMD 465
$3.93 JMD 621
Taxi 1hour Waiting (Normal Tariff)
$6.31 JMD 999
$4.57 JMD 723
$7.57 JMD 1,198
Gasoline (1 liter)
$1.24 JMD 195
$1.21 JMD 191
$1.58 JMD 250
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.6K JMD 3.7M
$23.6K JMD 3.7M
$43.6K JMD 6.9M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.2K JMD 2.7M
$17.2K JMD 2.7M
$37.5K JMD 5.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$166 JMD 26.3K
$127 JMD 20.2K
$210 JMD 33.3K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.26 JMD 3,523
$18.29 JMD 2,895
$37.84 JMD 5,989
Internet (50+ Mbps, Unlimited Data)
$51.9 JMD 8,211
$44.59 JMD 7,058
$63.7 JMD 10.1K
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$12.92 JMD 2,045
$9.22 JMD 1,460
$15.37 JMD 2,433
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 JMD 36.4K
$159 JMD 25.2K
$286 JMD 45.3K
International Primary School, 1 Child (Yearly)
$2,517 JMD 398.4K
$952 JMD 150.7K
$3,808 JMD 602.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$26.36 JMD 4,172
$12.65 JMD 2,002
$44.29 JMD 7,010
Summer Dress (H&M, Zara, etc)
$26.02 JMD 4,118
$15.92 JMD 2,520
$31.86 JMD 5,042
Sport Shoes (Adidas, Nike)
$68.9 JMD 10.9K
$62.7 JMD 9,919
$75.2 JMD 11.9K
Men's Leather Business Shoes
$76.6 JMD 12.1K
$44.04 JMD 6,971
$113 JMD 17.9K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$495 JMD 78.4K
-
1-bedroom Apartment, Outside City Center (Monthly)
$475 JMD 75.2K
-
3-bedroom Apartment, City Center (Monthly)
$1,000 JMD 158.2K
-
3-bedroom Apartment, Outside City Center (Monthly)
$829 JMD 131.3K
-
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
4
4
13

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 13, 2026

Cost Breakdown

Groceries cost around $340 per month for one person. A mid-range dinner for two is priced at $50.

A monthly public transport pass costs about $0.

Cost Highlights

Milk is among the 20 most expensive worldwide (out of 7,595 cities)

Taxi is more expensive than 99% of cities in North America

1-bedroom apartment, city center is cheaper than 95% of cities in North America

Digital Nomad Cost of Living Index
City tags:
Cost of Living in Saint Ann's Bay - Frequently Asked Questions
Is Saint Ann's Bay, Jamaica generally a good value for travelers, expats, and digital nomads, and how does it compare overall?
Saint Ann's Bay offers a balance of laid-back charm and practical value for travelers, expats, and digital nomads. The Cost of Living in Saint Ann's Bay, Jamaica tends to lean toward affordability when you favor local options over tourist spots, and you can adjust by choosing guesthouses or small apartments away from premium beaches. Seasonal fluctuations exist, but you’ll typically find calmer prices outside peak periods. The town pairs easy access to nature with a walkable core, making everyday life manageable without luxury-price expectations. Tip: opt for long-term rentals and ask about included utilities.
What does daily life look like in Saint Ann's Bay, including housing search strategies, food options, transport, coworking spaces, and errands?
Daily life in Saint Ann's Bay is straightforward for travelers and remote workers who value proximity to nature and a gentle pace. For housing, start with local listings, talk to landlords in person, and consider near the town center or along the coast for different vibes. Food options range from markets with tropical produce to casual eateries serving jerk chicken and seafood. Transport is often walking, buses, and shared taxis; car rental is optional. For coworking, look for cafes with reliable Wi-Fi or small shared spaces outside the peak season. Saint Ann's Bay, Jamaica living cost remains manageable if you prioritize local services and seasonal dining. Tip: map out a weekly routine to minimize back-and-forth.
What aspects of quality of life, budgeting, seasonality, and neighborhood fit should you consider when planning a stay in Saint Ann's Bay?
Quality of life in Saint Ann's Bay blends natural beauty with practical routines. Build a simple budgeting framework focused on essentials: housing, food, transport, and occasional activities. Save by cooking at home, shopping at markets, and choosing energy-efficient lodging. Seasonality affects crowds and availability more than prices, with quieter periods after peak tourist times. For neighborhood fit, areas near the coast tend to be livelier, while inland pockets offer more quiet. Use a neighborhood-by-neighborhood approach: visit at different times of day, note walk scores, and test internet in potential coworking spots. Tip: set a monthly cap on dining out and outings to keep momentum.
What is the average cost of living in Saint Ann's Bay?
A single person in Saint Ann's Bay typically spends $1,360 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $635. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
Is Saint Ann's Bay worth the cost of living?
Saint Ann's Bay is mid-range – monthly costs with rent reach about $1,360. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
How much do you need to earn to live comfortably in Saint Ann's Bay?
You'll want at least $2,040 per month after taxes to live comfortably in Saint Ann's Bay. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Saint Ann's Bay?
In Saint Ann's Bay's center, a one-bedroom apartment runs about $495 per month. Move further out and that drops to around $475. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Saint Ann's Bay?
Grocery spending in Saint Ann's Bay lands around $340 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much does childcare cost in Saint Ann's Bay?
Private kindergarten in Saint Ann's Bay costs about $230 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can a person live on $700 monthly in Saint Ann's Bay?
$700 is below the $1,360 average in Saint Ann's Bay, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Saint Ann's Bay good for digital nomads?
Digital nomads flock to Saint Ann's Bay for good reason: clean air, coastal lifestyle, beach access. Monthly costs land around $1,360 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
How affordable is Saint Ann's Bay?
Saint Ann's Bay is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,360, a figure most working professionals can handle without major financial stress.
Is Saint Ann's Bay good for backpackers?
Saint Ann's Bay is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $1,360, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.

Saint Ann's Bay vs other spots: cost of living compared

Similar cities