For one person, living costs in Lima are estimated at $1,012 a month, including rent and utilities – 21% above the national average. Rent and utilities take more than a third of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima actually costs, broken down by who's living it.
Living costs for one person come to about $1,012 monthly including rent, or $595 excluding housing.
$1,012 /mo
Estimated monthly costs for a couple: $1,589 with rent, or $1,019 without housing.
$1,589 /mo
Monthly costs for a family of three come to about $2,167 including rent, or $1,443 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.3KPEN 76.6K
$20.6KPEN 70.8K
$22.3KPEN 76.6K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5KPEN 87.6K
$23.0KPEN 78.9K
$27.8KPEN 95.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$73.1PEN 251
$49.76PEN 171
$117PEN 402
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.35PEN 56.2
$8.09PEN 27.78
$40.60PEN 139
Internet(50+ Mbps, Unlimited Data)
$27.47PEN 94.3
$20.23PEN 69.5
$46.32PEN 159
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$31.90PEN 110
$11.40PEN 39.16
$42.77PEN 147
Tennis Court(1 Hour on Weekend)
$19.41PEN 66.7
$7.31PEN 25.11
$43.85PEN 151
Cinema Ticket
$7.05PEN 24.23
$5.08PEN 17.45
$8.46PEN 29.07
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$182PEN 627
$88.8PEN 305
$473PEN 1,626
International Primary School, 1 Child(Yearly)
$13.0KPEN 44.8K
$10.4KPEN 35.7K
$15.7KPEN 53.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$53.8PEN 185
$23.67PEN 81.3
$104PEN 356
Summer Dress(H&M, Zara, etc)
$34.32PEN 118
$19.99PEN 68.6
$57.1PEN 196
Sport Shoes(Adidas, Nike)
$82.8PEN 284
$43.09PEN 148
$144PEN 493
Men's Leather Business Shoes
$78.2PEN 269
$43.18PEN 148
$87.4PEN 300
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$721PEN 2,476
$570PEN 1,958
$921PEN 3,162
1-bedroom Apartment, Outside City Center(Monthly)
$343PEN 1,179
$251PEN 863
$651PEN 2,234
3-bedroom Apartment, City Center(Monthly)
$1,219PEN 4,186
$978PEN 3,359
$1,493PEN 5,128
3-bedroom Apartment, Outside City Center(Monthly)
$651PEN 2,235
$470PEN 1,616
$962PEN 3,304
Buy Apartment in City Center(m2)
$2,414PEN 8,292
$2,038PEN 7,000
$2,717PEN 9,329
Buy Apartment Outside City Center(m2)
$1,357PEN 4,660
$1,030PEN 3,537
$3,277PEN 11.3K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$648PEN 2,226
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.94
7.41
12
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Lima$1,012
Lima$2,167
🏠Accommodation & Living
$343 33.9%
🛒Groceries & Markets
$226 22.3%
🍽Eating Out
$124 12.3%
🧾Monthly Utilities & Internet
$117 11.6%
👕👟Clothing & Footwear
$112 11.1%
🎉Sport & Entertainment
$46 4.6%
🚌Getting Around
$43 4.3%
🏠Accommodation & Living
$651 30%
🛒Groceries & Markets
$517 23.9%
🍽Eating Out
$417 19.2%
🧾Monthly Utilities & Internet
$133 6.2%
👕👟Clothing & Footwear
$249 11.5%
🎉Sport & Entertainment
$111 5.1%
🚌Getting Around
$88 4.1%
Cost Breakdown
🏠Expect to pay about $721 for a central one-bedroom, or $343 outside the center. At 111% of the average salary ($648), housing is the biggest financial pressure.
💰Average take-home pay sits at $648, while typical expenses reach $1,012. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $226 monthly on groceries. Dining out at a mid-range restaurant costs roughly $35.00 for two.
🚌Public transport is priced at around $26.86 per month.
Cost Highlights
⭐1-bedroom apartment, city center is more expensive than 96% of cities in South America
⭐Gasoline is more expensive than 95% of cities in South America
⭐3-bedroom apartment, city center is more expensive than 95% of cities in South America
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Lima - Frequently Asked Questions
Is Lima generally a good value for living abroad, and who tends to find it affordable?
Lima tends to feel affordable for many travelers and early-stage expats, especially if you’re open to a mix of neighborhoods and housing options. You’ll find strong value in local eateries, reliable public transit, and a broad range of co-working spaces. The savings often come from living outside the prime tourist districts and choosing gradually longer leases or shared apartments. If you compare districts, coastal areas may be pricier than inland neighborhoods, but still reasonable by international standards. For a longer stay, build a simple budget to balance dining, transport, and occasional weekend getaways. Cost of Living in Lima, Peru varies with location but can be managed with steady planning. Tip: Plan a flexible budget that accounts for district differences and seasonal travel opportunities.
What does daily life look like in Lima for housing, food, and getting around, and what practical tips help you manage the day-to-day?
Daily life in Lima centers on a mix of affordability and vibrant options. When housing, look for furnished or semi-furnished apartments in Miraflores, Barranco, or Surquillo – shorter leases can give you flexibility, while longer leases often reduce monthly costs. For food, you’ll find a spectrum from mercados and street stalls to modern cafes; planning a weekly grocery route can save money. Transport runs from the Metropolitano bus network and the city’s growing bike lanes to taxis and ride-hailing apps; consider a monthly transit pass if you’re commuting. Co-working spaces cluster in the upscale districts, with nearby cafés for quick work. Lima, Peru living cost varies by area, so map a few neighborhoods before committing. Tip: Try one-week stays in multiple areas to judge vibe and timing.
How can you maintain a high quality of life in Lima while budgeting smartly, and what neighborhood fits your vibe through the seasons?
Quality of life in Lima hinges on choosing a neighborhood that fits your rhythm and pivoting your budget around lifestyle priorities. If you enjoy a lively social scene, stay near Miraflores or Barranco, but if you want quieter evenings, seek Surco or San Borja. Build a simple budgeting framework: cover housing and utilities first, then daily meals, transport, and weekly activities, and set aside a buffer for seasonal travel or gear for coworking. Embrace local markets, seasonal produce, and shared amenities to stretch your money without sacrificing comfort. Seasonality matters for crowds around popular districts and for transit patterns during holidays; plan ahead for slower weeks or busier weekends. Tip: Regularly reassess your neighborhood fit as your routine shifts.
Is the cost of living in Lima reasonable?
At around $1,012 monthly all-in, Lima offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Lima affordable on an average income?
Everyday life in Lima is moderately priced at about $1,012 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How does the average salary in Lima compare to the cost of living?
At $648 take-home, most residents in Lima can cover the $1,012 monthly cost of living. Those earning $1,518 or more have room to save; below-average earners will find things noticeably tighter.
What is the rental price range for apartments in Lima?
Rents for a 1-bedroom flat in Lima range from $343 to $721, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Lima?
A monthly transit pass in Lima runs about $26.86, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Lima?
At about $226 monthly, food costs in Lima sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $2,000 cover living expenses in Lima?
Living on $2,000 in Lima means careful planning, since monthly costs average $1,012. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Lima?
Lima offers genuinely appealing day-to-day living. Residents value fast internet, vibrant nightlife, remote work facilities, and at around $1,012 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Lima?
Monthly expenses in Lima run around $1,012, so putting money aside takes more than $1,518 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Can budget travelers get by in Lima?
Budget travel in Lima works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,012 for residents – backpackers can do less with some planning.