Cost of Living Comparison Between Saham and Ubud, Bali Cost of Living Comparison Between Saham and Ubud, Bali

Monthly Cost of Living

A single person spends $817 per month in Saham vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,208 per month in Saham vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,598 per month in Saham vs $3,660 in Ubud, Bali, rent included.

Saham is about 42% cheaper than Ubud, Bali, driven mainly by Eating Out.

Saham sits 39% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Saham
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.14 OMR 1.98
$3.56 Rp 64.3K
44.38%
Three-Course Dinner for Two, Mid-Range
$25.89 OMR 9.97
$32.73 Rp 590.3K
-20.90%
Fast Food Meal (McDonalds, etc)
$8.01 OMR 3.08
$4.95 Rp 89.2K
61.82%
Cappuccino
$4.79 OMR 1.84
$2.71 Rp 48.9K
76.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.02 OMR 0.39
$1.34 Rp 24.2K
-23.88%
Water (0.33 liter bottle)
$0.32 OMR 0.12
$0.70 Rp 12.6K
-54.29%
Local Beer (0.5 liter draught)
$12.45 OMR 4.79
$2.92 Rp 52.7K
326.37%
Imported Beer (0.33 liter bottle)
$11.67 OMR 4.49
$3.96 Rp 71.4K
194.70%
🛒 Groceries & Markets
Saham
Ubud, Bali
Difference
Milk (1 liter)
$1.92 OMR 0.74
$1.81 Rp 32.6K
6.08%
White Bread (500g)
$1.18 OMR 0.45
$2.52 Rp 45.4K
-53.17%
Rice (white) (1kg)
$1.67 OMR 0.64
$1.16 Rp 20.9K
43.97%
Eggs
$2.45 OMR 0.94
$2.46 Rp 44.4K
-0.41%
Local Cheese (1kg)
$3.68 OMR 1.42
$14.71 Rp 265.3K
-74.98%
Chicken Fillets (1kg)
$4.97 OMR 1.91
$4.32 Rp 77.9K
15.05%
Beef Round Steak (1kg)
$8.41 OMR 3.24
$12.14 Rp 218.9K
-30.72%
Apples (1kg)
$2.60 OMR 1.00
$3.84 Rp 69.3K
-32.29%
Banana (1kg)
$1.71 OMR 0.66
$1.56 Rp 28.1K
9.62%
Oranges (1kg)
$1.86 OMR 0.72
$2.83 Rp 51.1K
-34.28%
Tomato (1kg)
$1.14 OMR 0.44
$2.33 Rp 41.9K
-51.07%
Potato (1kg)
$0.96 OMR 0.37
$1.91 Rp 34.5K
-49.74%
Onion (1kg)
$0.97 OMR 0.37
$2.20 Rp 39.7K
-55.91%
Lettuce (1 head)
$1.09 OMR 0.42
$1.01 Rp 18.3K
7.92%
Water (1.5 liter bottle)
$0.56 OMR 0.22
$0.78 Rp 14.0K
-28.21%
Cigarettes 20 Pack (Marlboro, Camel)
$6.48 OMR 2.50
$3.32 Rp 59.8K
95.18%
Wine (Bottle)
$15.43 OMR 5.94
$23.74 Rp 428.0K
-35.00%
Local Beer (0.5 liter bottle)
$4.20 OMR 1.62
$2.79 Rp 50.3K
50.54%
Imported Beer (0.33 liter bottle)
$7.98 OMR 3.07
$2.86 Rp 51.6K
179.02%
🚌 Getting Around
Saham
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,848
-
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 144.8K
-
Taxi Start (Normal Tariff)
$3.18 OMR 1.22
$0.46 Rp 8,230
591.30%
Taxi (Normal Tariff) (1km)
$0.82 OMR 0.31
$0.45 Rp 8,116
82.22%
Taxi 1hour Waiting (Normal Tariff)
$10.30 OMR 3.96
$6.10 Rp 109.9K
68.85%
Gasoline (1 liter)
$0.60 OMR 0.23
$0.79 Rp 14.3K
-24.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2K OMR 8,926
$26.1K Rp 471.6M
-11.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K OMR 8,198
$32.1K Rp 579.2M
-33.70%
🧾 Monthly Utilities & Internet
Saham
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$106 OMR 40.72
$79.9 Rp 1.4M
32.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.95 OMR 15.76
$4.06 Rp 73.3K
908.62%
Internet (50+ Mbps, Unlimited Data)
$70.5 OMR 27.13
$23.52 Rp 424.1K
199.57%
🎉 Sport & Entertainment
Saham
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$98.7 Rp 1.8M
-
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 119.6K
-
Cinema Ticket
$10.34 OMR 3.98
$4.15 Rp 74.8K
149.16%
🧸 Childcare & Education
Saham
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$193 OMR 74.2
$304 Rp 5.5M
-36.56%
International Primary School, 1 Child (Yearly)
$10.0K OMR 3,865
$6,613 Rp 119.3M
51.82%
👕👟 Clothing & Footwear
Saham
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.9 OMR 19.59
$55.5 Rp 1.0M
-8.37%
Summer Dress (H&M, Zara, etc)
$38.91 OMR 14.98
$38.31 Rp 690.9K
1.57%
Sport Shoes (Adidas, Nike)
$80.5 OMR 30.97
$88.6 Rp 1.6M
-9.20%
Men's Leather Business Shoes
$89.4 OMR 34.40
$77.9 Rp 1.4M
14.76%
🏠 Accommodation & Living
Saham
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,006 Rp 18.1M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$675 Rp 12.2M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,442 Rp 62.1M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,039 Rp 36.8M
-
Buy Apartment in City Center (m2)
-
$2,841 Rp 51.2M
-
Buy Apartment Outside City Center (m2)
-
$2,264 Rp 40.8M
-
💵 Salaries & Financials
Saham
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.15
13.28
-61.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saham: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $26.00 in Saham versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $229 vs $302 – making Saham the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saham vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saham or Ubud, Bali?
Ubud, Bali costs about 74% more than Saham, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Saham vs Ubud, Bali?
For a comfortable life, plan on about $1,226 per month in Saham and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Saham vs Ubud, Bali?
A mid-range dinner for two costs $26.00 in Saham and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Saham or Ubud, Bali?
Groceries cost about 32% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Saham or Ubud, Bali?
A $1,000 monthly budget goes further in Saham, where all-in costs run around $817, than in Ubud, Bali at $1,419. In Saham it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Saham or Ubud, Bali?
For digital nomads, it depends on budget. Saham costs $817 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Saham compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Saham or Ubud, Bali?
If budget matters most, go with Saham. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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