🙂A single person spends $817 per month in Saham vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $1,208 per month in Saham vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $1,598 per month in Saham vs $3,660 in Ubud, Bali, rent included.
🙂Saham is about 42% cheaper than Ubud, Bali, driven mainly by Eating Out.
📊Saham sits 39% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Saham
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.14OMR 1.98
$3.56Rp 64.3K
44.38%
Three-Course Dinner for Two, Mid-Range
$25.89OMR 9.97
$32.73Rp 590.3K
-20.90%
Fast Food Meal(McDonalds, etc)
$8.01OMR 3.08
$4.95Rp 89.2K
61.82%
Cappuccino
$4.79OMR 1.84
$2.71Rp 48.9K
76.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02OMR 0.39
$1.34Rp 24.2K
-23.88%
Water(0.33 liter bottle)
$0.32OMR 0.12
$0.70Rp 12.6K
-54.29%
Local Beer(0.5 liter draught)
$12.45OMR 4.79
$2.92Rp 52.7K
326.37%
Imported Beer(0.33 liter bottle)
$11.67OMR 4.49
$3.96Rp 71.4K
194.70%
🛒 Groceries & Markets
Saham
Ubud, Bali
Difference
Milk(1 liter)
$1.92OMR 0.74
$1.81Rp 32.6K
6.08%
White Bread(500g)
$1.18OMR 0.45
$2.52Rp 45.4K
-53.17%
Rice(white)(1kg)
$1.67OMR 0.64
$1.16Rp 20.9K
43.97%
Eggs
$2.45OMR 0.94
$2.46Rp 44.4K
-0.41%
Local Cheese(1kg)
$3.68OMR 1.42
$14.71Rp 265.3K
-74.98%
Chicken Fillets(1kg)
$4.97OMR 1.91
$4.32Rp 77.9K
15.05%
Beef Round Steak(1kg)
$8.41OMR 3.24
$12.14Rp 218.9K
-30.72%
Apples(1kg)
$2.60OMR 1.00
$3.84Rp 69.3K
-32.29%
Banana(1kg)
$1.71OMR 0.66
$1.56Rp 28.1K
9.62%
Oranges(1kg)
$1.86OMR 0.72
$2.83Rp 51.1K
-34.28%
Tomato(1kg)
$1.14OMR 0.44
$2.33Rp 41.9K
-51.07%
Potato(1kg)
$0.96OMR 0.37
$1.91Rp 34.5K
-49.74%
Onion(1kg)
$0.97OMR 0.37
$2.20Rp 39.7K
-55.91%
Lettuce(1 head)
$1.09OMR 0.42
$1.01Rp 18.3K
7.92%
Water(1.5 liter bottle)
$0.56OMR 0.22
$0.78Rp 14.0K
-28.21%
Cigarettes 20 Pack(Marlboro, Camel)
$6.48OMR 2.50
$3.32Rp 59.8K
95.18%
Wine(Bottle)
$15.43OMR 5.94
$23.74Rp 428.0K
-35.00%
Local Beer(0.5 liter bottle)
$4.20OMR 1.62
$2.79Rp 50.3K
50.54%
Imported Beer(0.33 liter bottle)
$7.98OMR 3.07
$2.86Rp 51.6K
179.02%
🚌 Getting Around
Saham
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,848
-
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 144.8K
-
Taxi Start(Normal Tariff)
$3.18OMR 1.22
$0.46Rp 8,230
591.30%
Taxi(Normal Tariff)(1km)
$0.82OMR 0.31
$0.45Rp 8,116
82.22%
Taxi 1hour Waiting(Normal Tariff)
$10.30OMR 3.96
$6.10Rp 109.9K
68.85%
Gasoline(1 liter)
$0.60OMR 0.23
$0.79Rp 14.3K
-24.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2KOMR 8,926
$26.1KRp 471.6M
-11.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3KOMR 8,198
$32.1KRp 579.2M
-33.70%
🧾 Monthly Utilities & Internet
Saham
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$106OMR 40.72
$79.9Rp 1.4M
32.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.95OMR 15.76
$4.06Rp 73.3K
908.62%
Internet(50+ Mbps, Unlimited Data)
$70.5OMR 27.13
$23.52Rp 424.1K
199.57%
🎉 Sport & Entertainment
Saham
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 119.6K
-
Cinema Ticket
$10.34OMR 3.98
$4.15Rp 74.8K
149.16%
🧸 Childcare & Education
Saham
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193OMR 74.2
$304Rp 5.5M
-36.56%
International Primary School, 1 Child(Yearly)
$10.0KOMR 3,865
$6,613Rp 119.3M
51.82%
👕👟 Clothing & Footwear
Saham
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$50.9OMR 19.59
$55.5Rp 1.0M
-8.37%
Summer Dress(H&M, Zara, etc)
$38.91OMR 14.98
$38.31Rp 690.9K
1.57%
Sport Shoes(Adidas, Nike)
$80.5OMR 30.97
$88.6Rp 1.6M
-9.20%
Men's Leather Business Shoes
$89.4OMR 34.40
$77.9Rp 1.4M
14.76%
🏠 Accommodation & Living
Saham
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,006Rp 18.1M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$675Rp 12.2M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,442Rp 62.1M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,039Rp 36.8M
-
Buy Apartment in City Center(m2)
-
$2,841Rp 51.2M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.8M
-
💵 Salaries & Financials
Saham
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.15
13.28
-61.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saham: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $26.00 in Saham versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $229 vs $302 – making Saham the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saham vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saham or Ubud, Bali?
Ubud, Bali costs about 74% more than Saham, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Saham vs Ubud, Bali?
For a comfortable life, plan on about $1,226 per month in Saham and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Saham vs Ubud, Bali?
A mid-range dinner for two costs $26.00 in Saham and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Saham or Ubud, Bali?
Groceries cost about 32% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Saham or Ubud, Bali?
A $1,000 monthly budget goes further in Saham, where all-in costs run around $817, than in Ubud, Bali at $1,419. In Saham it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Saham or Ubud, Bali?
For digital nomads, it depends on budget. Saham costs $817 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Saham compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Saham or Ubud, Bali?
If budget matters most, go with Saham. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.