Last update: Oct 2026

Cost of Living Comparison Between Saham and Ubud, Bali

For one person, living is cheaper in Saham: $959 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

46

Cost of Living Index in Saham
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Saham Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saham

🇴🇲 Oman

$959

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Saham and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saham and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $959 per month in Saham vs $1,368 in Ubud, Bali, rent included.

Saham $959
Ubud, Bali $1,368

A couple spends around $1,439 per month in Saham vs $2,314 in Ubud, Bali, rent included.

Saham $1,439
Ubud, Bali $2,314

A family of three spends $1,920 per month in Saham vs $3,260 in Ubud, Bali, rent included.

Saham $1,920
Ubud, Bali $3,260

Saham is about 30% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Saham sits 29% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.12 OMR 1.97

$3.33 Rp 59.9K

53.75%

Three-Course Dinner for Two, Mid-Range

$39.33 OMR 15.14

$35.18 Rp 633.2K

11.80%

Fast Food Meal (McDonalds, etc)

$7.81 OMR 3.01

$5.80 Rp 104.5K

34.66%

Cappuccino

$5.21 OMR 2.00

$2.73 Rp 49.1K

90.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 OMR 0.35

$1.64 Rp 29.5K

-44.51%

Water (0.33 liter bottle)

$0.29 OMR 0.11

$0.83 Rp 15.0K

-65.06%

Local Beer (0.5 liter draught)

$13.19 OMR 5.08

$2.70 Rp 48.6K

388.52%

Imported Beer (0.33 liter bottle)

$12.89 OMR 4.96

$4.30 Rp 77.4K

199.77%

Milk (1 liter)

$2.33 OMR 0.90

$1.50 Rp 27.1K

55.33%

White Bread (500g)

$1.20 OMR 0.46

$2.30 Rp 41.4K

-47.83%

Rice (white) (1kg)

$1.87 OMR 0.72

$1.18 Rp 21.2K

58.47%

Eggs

$2.92 OMR 1.13

$2.14 Rp 38.6K

36.45%

Local Cheese (1kg)

$7.49 OMR 2.88

$17.48 Rp 314.6K

-57.15%

Chicken Fillets (1kg)

$7.00 OMR 2.69

$4.03 Rp 72.5K

73.70%

Beef Round Steak (1kg)

$10.70 OMR 4.12

$12.23 Rp 220.1K

-12.51%

Apples (1kg)

$3.54 OMR 1.36

$3.55 Rp 63.9K

-0.28%

Banana (1kg)

$1.99 OMR 0.77

$1.57 Rp 28.3K

26.75%

Oranges (1kg)

$2.32 OMR 0.89

$2.24 Rp 40.2K

3.57%

Tomato (1kg)

$1.27 OMR 0.49

$1.93 Rp 34.7K

-34.20%

Potato (1kg)

$1.21 OMR 0.47

$1.88 Rp 33.9K

-35.64%

Onion (1kg)

$1.23 OMR 0.47

$2.29 Rp 41.3K

-46.29%

Lettuce (1 head)

$1.88 OMR 0.72

$0.99 Rp 17.9K

89.90%

Water (1.5 liter bottle)

$0.66 OMR 0.25

$0.53 Rp 9,475

24.53%

Cigarettes 20 Pack (Marlboro, Camel)

$6.46 OMR 2.49

$2.28 Rp 41.1K

183.33%

Wine (Bottle)

$15.88 OMR 6.11

$23.01 Rp 414.2K

-30.99%

Local Beer (0.5 liter bottle)

$6.05 OMR 2.33

$2.34 Rp 42.2K

158.55%

Imported Beer (0.33 liter bottle)

$10.14 OMR 3.91

$2.91 Rp 52.4K

248.45%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$3.29 OMR 1.27

$0.48 Rp 8,684

585.42%

Taxi (Normal Tariff) (1km)

$2.61 OMR 1.01

$0.46 Rp 8,233

467.39%

Taxi 1hour Waiting (Normal Tariff)

$7.82 OMR 3.01

$5.45 Rp 98.2K

43.49%

Gasoline (1 liter)

$0.60 OMR 0.23

$0.88 Rp 15.9K

-31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K OMR 9,647

$24.6K Rp 442.2M

2.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K OMR 8,688

$31.2K Rp 561.4M

-27.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 OMR 69.3

$83.0 Rp 1.5M

116.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.60 OMR 11.78

$6.45 Rp 116.0K

374.42%

Internet (50+ Mbps, Unlimited Data)

$70.6 OMR 27.18

$18.57 Rp 334.2K

280.18%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$10.45 OMR 4.02

$4.38 Rp 78.9K

138.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$282 OMR 109

$493 Rp 8.9M

-42.83%

International Primary School, 1 Child (Yearly)

$10.4K OMR 4,008

$5,754 Rp 103.6M

80.92%

Jeans (Levis 501 Or Similar)

$56.6 OMR 21.78

$46.19 Rp 831.4K

22.49%

Summer Dress (H&M, Zara, etc)

$42.91 OMR 16.52

$35.33 Rp 636.0K

21.45%

Sport Shoes (Adidas, Nike)

$89.8 OMR 34.57

$79.1 Rp 1.4M

13.53%

Men's Leather Business Shoes

$87.0 OMR 33.51

$78.4 Rp 1.4M

11.02%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

13.78

-61.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saham: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saham

$293 30.5%

Ubud, Bali

$290 21.2% 0.9% $2.6

Monthly Utilities & Internet

Saham

$281 29.3%

Ubud, Bali

$108 7.9% 61.6% $173

Eating Out

Saham

$223 23.3%

Ubud, Bali

$109 8% 51.3% $115

Clothing & Footwear

Saham

$124 13%

Ubud, Bali

$108 7.9% 13.5% $17

Sport & Entertainment

Saham

$21 * 2.2%

Ubud, Bali

$65 4.7% 209% $44

Getting Around

Saham

$16 * 1.7%

Ubud, Bali

$13 0.9% 23.2% $3.8

Accommodation & Living

Saham

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $39.00 in Saham versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $293 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇴🇲 Saham

🇮🇩 Ubud, Bali

🕒 Local time

11:39 11:39 AM

15:39 3:39 PM

4 h ahead of Saham

🌤 Weather

👥 Population

140,000

74,800

💱 Currency

Omani Rial OMR ر.ع.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to OMR – Omani Rial Converter

🇺🇸 United States Dollar ($)

🇴🇲 Omani Rial (ر.ع.)

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to OMR in detail →

On the map

Lowest

Highest

Between locations

Saham Ubud, Bali 7,300 km ≈ 10 h nonstop flight

From you

Saham
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 43% more than Saham, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,439 per month in Saham and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $39.00 in Saham and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 1% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Saham, where all-in costs run around $959, than in Ubud, Bali at $1,368. In Saham it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saham costs $959 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saham. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.