Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saham

For one person, living is cheaper in Saham: $959 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Saham
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Saham Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Saham

🇴🇲 Oman

$959

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saham actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $959 in Saham, rent included.

Ubud, Bali $1,368
Saham $959

A couple spends around $2,314 per month in Ubud, Bali vs $1,439 in Saham, rent included.

Ubud, Bali $2,314
Saham $1,439

A family of three spends $3,260 per month in Ubud, Bali vs $1,920 in Saham, rent included.

Ubud, Bali $3,260
Saham $1,920

Ubud, Bali costs about 43% more than Saham, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Saham is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$5.12 OMR 1.97

-34.96%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$39.33 OMR 15.14

-10.55%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.81 OMR 3.01

-25.74%

Cappuccino

$2.73 Rp 49.1K

$5.21 OMR 2.00

-47.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.91 OMR 0.35

80.22%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.29 OMR 0.11

186.21%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$13.19 OMR 5.08

-79.53%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$12.89 OMR 4.96

-66.64%

Milk (1 liter)

$1.50 Rp 27.1K

$2.33 OMR 0.90

-35.62%

White Bread (500g)

$2.30 Rp 41.4K

$1.20 OMR 0.46

91.67%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.87 OMR 0.72

-36.90%

Eggs

$2.14 Rp 38.6K

$2.92 OMR 1.13

-26.71%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.49 OMR 2.88

133.38%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.00 OMR 2.69

-42.43%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$10.70 OMR 4.12

14.30%

Apples (1kg)

$3.55 Rp 63.9K

$3.54 OMR 1.36

0.28%

Banana (1kg)

$1.57 Rp 28.3K

$1.99 OMR 0.77

-21.11%

Oranges (1kg)

$2.24 Rp 40.2K

$2.32 OMR 0.89

-3.45%

Tomato (1kg)

$1.93 Rp 34.7K

$1.27 OMR 0.49

51.97%

Potato (1kg)

$1.88 Rp 33.9K

$1.21 OMR 0.47

55.37%

Onion (1kg)

$2.29 Rp 41.3K

$1.23 OMR 0.47

86.18%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.88 OMR 0.72

-47.34%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.66 OMR 0.25

-19.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.46 OMR 2.49

-64.71%

Wine (Bottle)

$23.01 Rp 414.2K

$15.88 OMR 6.11

44.90%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$6.05 OMR 2.33

-61.32%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$10.14 OMR 3.91

-71.30%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.29 OMR 1.27

-85.41%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.61 OMR 1.01

-82.38%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$7.82 OMR 3.01

-30.31%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.60 OMR 0.23

46.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$25.1K OMR 9,647

-1.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$22.6K OMR 8,688

38.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$180 OMR 69.3

-53.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$30.60 OMR 11.78

-78.92%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$70.6 OMR 27.18

-73.70%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.45 OMR 4.02

-58.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$282 OMR 109

74.92%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$10.4K OMR 4,008

-44.73%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$56.6 OMR 21.78

-18.36%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$42.91 OMR 16.52

-17.66%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$89.8 OMR 34.57

-11.92%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$87.0 OMR 33.51

-9.93%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.25

162.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Saham: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Saham

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Saham

$293 30.5% 0.9% $2.6

Eating Out

Ubud, Bali

$109 8%

Saham

$223 23.3% 105% $115

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Saham

$281 29.3% 160% $173

Clothing & Footwear

Ubud, Bali

$108 7.9%

Saham

$124 13% 15.6% $17

Sport & Entertainment

Ubud, Bali

$65 4.7%

Saham

$21 * 2.2% 67.6% $44

Getting Around

Ubud, Bali

$13 0.9%

Saham

$16 * 1.7% 30.3% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $39.00 in Saham. Monthly groceries follow the same trend: $290 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇴🇲 Saham

🕒 Local time

16:42 4:42 PM

12:42 12:42 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

140,000

💱 Currency

Indonesian Rupiah IDR Rp

Omani Rial OMR ر.ع.

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

Exchange rates and currency converter

OMR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Saham 7,300 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Saham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saham: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 43% more than Saham, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,439 in Saham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $39.00 in Saham. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 1% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Saham, where all-in costs run around $959, than in Ubud, Bali at $1,368. In Saham it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saham costs $959 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saham. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.