Cost of Living Comparison Between Ubud, Bali and Saham Cost of Living Comparison Between Ubud, Bali and Saham

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $817 in Saham, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,208 in Saham, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,598 in Saham, rent included.

Ubud, Bali costs about 74% more than Saham, driven mainly by Eating Out.

Ubud, Bali sits 6% above the global median, while Saham is 39% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$5.14 OMR 1.98

-30.74%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$25.89 OMR 9.97

26.42%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$8.01 OMR 3.08

-38.20%

Cappuccino

$2.71 Rp 48.9K

$4.79 OMR 1.84

-43.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.02 OMR 0.39

31.37%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.32 OMR 0.12

118.75%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$12.45 OMR 4.79

-76.55%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$11.67 OMR 4.49

-66.07%

Milk (1 liter)

$1.81 Rp 32.6K

$1.92 OMR 0.74

-5.73%

White Bread (500g)

$2.52 Rp 45.4K

$1.18 OMR 0.45

113.56%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.67 OMR 0.64

-30.54%

Eggs

$2.46 Rp 44.4K

$2.45 OMR 0.94

0.41%

Local Cheese (1kg)

$14.71 Rp 265.3K

$3.68 OMR 1.42

299.73%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$4.97 OMR 1.91

-13.08%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$8.41 OMR 3.24

44.35%

Apples (1kg)

$3.84 Rp 69.3K

$2.60 OMR 1.00

47.69%

Banana (1kg)

$1.56 Rp 28.1K

$1.71 OMR 0.66

-8.77%

Oranges (1kg)

$2.83 Rp 51.1K

$1.86 OMR 0.72

52.15%

Tomato (1kg)

$2.33 Rp 41.9K

$1.14 OMR 0.44

104.39%

Potato (1kg)

$1.91 Rp 34.5K

$0.96 OMR 0.37

98.96%

Onion (1kg)

$2.20 Rp 39.7K

$0.97 OMR 0.37

126.80%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.09 OMR 0.42

-7.34%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.56 OMR 0.22

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$6.48 OMR 2.50

-48.77%

Wine (Bottle)

$23.74 Rp 428.0K

$15.43 OMR 5.94

53.86%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$4.20 OMR 1.62

-33.57%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$7.98 OMR 3.07

-64.16%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$3.18 OMR 1.22

-85.53%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.82 OMR 0.31

-45.12%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$10.30 OMR 3.96

-40.78%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.60 OMR 0.23

31.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$23.2K OMR 8,926

12.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$21.3K OMR 8,198

50.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$106 OMR 40.72

-24.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$40.95 OMR 15.76

-90.09%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$70.5 OMR 27.13

-66.62%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

Cinema Ticket

$4.15 Rp 74.8K

$10.34 OMR 3.98

-59.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$193 OMR 74.2

57.64%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$10.0K OMR 3,865

-34.13%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$50.9 OMR 19.59

9.14%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$38.91 OMR 14.98

-1.54%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$80.5 OMR 30.97

10.13%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$89.4 OMR 34.40

-12.86%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.15

157.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Saham: May 31, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $26.00 in Saham. Monthly groceries follow the same trend: $302 vs $229 – making Saham the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saham: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 74% more than Saham, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,226 in Saham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $26.00 in Saham. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 32% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Saham, where all-in costs run around $817, than in Ubud, Bali at $1,419. In Saham it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saham costs $817 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saham. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.