Last update: Oct 2026

Cost of Living Comparison Between Saham and Cebu

For one person, living costs are similar in Saham and in Cebu: $959 and $918 a month, rent and utilities included.

46

Cost of Living Index in Saham
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Saham Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Saham

🇴🇲 Oman

$959

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Saham and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saham and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $959 in Saham versus $918 in Cebu.

Saham $959
Cebu $918

Estimated couple costs with rent: $1,439 in Saham versus $1,409 in Cebu.

Saham $1,439
Cebu $1,409

Monthly costs for a family of three with rent: $1,920 in Saham versus $1,900 in Cebu.

Saham $1,920
Cebu $1,900

Living in Saham is roughly 4% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Saham 29% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.12 OMR 1.97

$3.09 ₱194

65.70%

Three-Course Dinner for Two, Mid-Range

$39.33 OMR 15.14

$24.22 ₱1,525

62.39%

Fast Food Meal (McDonalds, etc)

$7.81 OMR 3.01

$3.92 ₱247

99.23%

Cappuccino

$5.21 OMR 2.00

$2.51 ₱158

107.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 OMR 0.35

$1.59 ₱100

-42.77%

Water (0.33 liter bottle)

$0.29 OMR 0.11

$0.53 ₱33.43

-45.28%

Local Beer (0.5 liter draught)

$13.19 OMR 5.08

$1.78 ₱112

641.01%

Imported Beer (0.33 liter bottle)

$12.89 OMR 4.96

$2.17 ₱137

494.01%

Milk (1 liter)

$2.33 OMR 0.90

$1.92 ₱121

21.35%

White Bread (500g)

$1.20 OMR 0.46

$1.36 ₱85.4

-11.76%

Rice (white) (1kg)

$1.87 OMR 0.72

$1.01 ₱63.5

85.15%

Eggs

$2.92 OMR 1.13

$2.03 ₱128

43.84%

Local Cheese (1kg)

$7.49 OMR 2.88

$9.86 ₱621

-24.04%

Chicken Fillets (1kg)

$7.00 OMR 2.69

$4.39 ₱277

59.45%

Beef Round Steak (1kg)

$10.70 OMR 4.12

$7.60 ₱479

40.79%

Apples (1kg)

$3.54 OMR 1.36

$3.30 ₱208

7.27%

Banana (1kg)

$1.99 OMR 0.77

$1.39 ₱87.8

43.17%

Oranges (1kg)

$2.32 OMR 0.89

$2.33 ₱147

-0.43%

Tomato (1kg)

$1.27 OMR 0.49

$1.50 ₱94.3

-15.33%

Potato (1kg)

$1.21 OMR 0.47

$2.36 ₱149

-48.73%

Onion (1kg)

$1.23 OMR 0.47

$1.90 ₱119

-35.26%

Lettuce (1 head)

$1.88 OMR 0.72

$1.19 ₱74.9

57.98%

Water (1.5 liter bottle)

$0.66 OMR 0.25

$0.63 ₱39.71

4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$6.46 OMR 2.49

$3.00 ₱189

115.33%

Wine (Bottle)

$15.88 OMR 6.11

$6.03 ₱379

163.35%

Local Beer (0.5 liter bottle)

$6.05 OMR 2.33

$1.23 ₱77.7

391.87%

Imported Beer (0.33 liter bottle)

$10.14 OMR 3.91

$1.75 ₱110

479.43%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.29 OMR 1.27

$0.77 ₱48.62

327.27%

Taxi (Normal Tariff) (1km)

$2.61 OMR 1.01

$0.23 ₱14.53

1034.78%

Taxi 1hour Waiting (Normal Tariff)

$7.82 OMR 3.01

$4.46 ₱281

75.34%

Gasoline (1 liter)

$0.60 OMR 0.23

$1.31 ₱82.8

-54.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K OMR 9,647

$21.2K ₱1.3M

17.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K OMR 8,688

$19.1K ₱1.2M

17.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 OMR 69.3

$120 ₱7,569

49.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.60 OMR 11.78

$14.00 ₱882

118.57%

Internet (50+ Mbps, Unlimited Data)

$70.6 OMR 27.18

$27.54 ₱1,734

156.35%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.45 OMR 4.02

$5.65 ₱356

84.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$282 OMR 109

$275 ₱17.3K

2.37%

International Primary School, 1 Child (Yearly)

$10.4K OMR 4,008

$7,918 ₱498.5K

31.46%

Jeans (Levis 501 Or Similar)

$56.6 OMR 21.78

$49.33 ₱3,106

14.70%

Summer Dress (H&M, Zara, etc)

$42.91 OMR 16.52

$25.24 ₱1,589

70.01%

Sport Shoes (Adidas, Nike)

$89.8 OMR 34.57

$77.0 ₱4,846

16.67%

Men's Leather Business Shoes

$87.0 OMR 33.51

$57.2 ₱3,601

52.15%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

7.2

-27.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saham: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saham

$293 30.5%

Cebu

$206 22.4% 29.7% $87

Monthly Utilities & Internet

Saham

$281 29.3%

Cebu

$162 17.6% 42.5% $119

Eating Out

Saham

$223 23.3%

Cebu

$88 9.6% 60.5% $135

Clothing & Footwear

Saham

$124 13%

Cebu

$94 10.2% 24.5% $30

Sport & Entertainment

Saham

$21 * 2.2%

Cebu

$44 4.8% 109% $23

Getting Around

Saham

$16 * 1.7%

Cebu

$16 1.7% 4.8% $0.8

Accommodation & Living

Saham

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $39.00 in Saham vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $293 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇴🇲 Saham

🇵🇭 Cebu

🕒 Local time

11:35 11:35 AM

15:35 3:35 PM

4 h ahead of Saham

🌤 Weather

👥 Population

140,000

964,169

💱 Currency

Omani Rial OMR ر.ع.

Philippine Peso PHP ₱

📈 Exchange rate

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to OMR – Omani Rial Converter

🇺🇸 United States Dollar ($)

🇴🇲 Omani Rial (ر.ع.)

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to OMR in detail →

On the map

Lowest

Highest

Between locations

Saham Cebu 7,220 km ≈ 10 h nonstop flight

From you

Saham
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saham vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 4% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,439 in Saham and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 42% higher in Saham. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $959 per month in Saham versus $918 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saham and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Saham. Beyond cost, consider language, visa policies, and how big the international community is in each city.