Last update: Oct 2026

Cost of Living Comparison Between Cebu and Saham

For one person, living costs are similar in Cebu and in Saham: $918 and $959 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
46

Cost of Living Index in Saham
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Saham Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Saham

🇴🇲 Oman

$959

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Saham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Saham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $959 in Saham.

Cebu $918
Saham $959

Estimated couple costs with rent: $1,409 in Cebu versus $1,439 in Saham.

Cebu $1,409
Saham $1,439

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,920 in Saham.

Cebu $1,900
Saham $1,920

Living in Cebu costs roughly 4% less than in Saham, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Saham 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.12 OMR 1.97

-39.65%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$39.33 OMR 15.14

-38.42%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.81 OMR 3.01

-49.81%

Cappuccino

$2.51 ₱158

$5.21 OMR 2.00

-51.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.91 OMR 0.35

74.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.29 OMR 0.11

82.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

$13.19 OMR 5.08

-86.50%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$12.89 OMR 4.96

-83.17%

Milk (1 liter)

$1.92 ₱121

$2.33 OMR 0.90

-17.60%

White Bread (500g)

$1.36 ₱85.4

$1.20 OMR 0.46

13.33%

Rice (white) (1kg)

$1.01 ₱63.5

$1.87 OMR 0.72

-45.99%

Eggs

$2.03 ₱128

$2.92 OMR 1.13

-30.48%

Local Cheese (1kg)

$9.86 ₱621

$7.49 OMR 2.88

31.64%

Chicken Fillets (1kg)

$4.39 ₱277

$7.00 OMR 2.69

-37.29%

Beef Round Steak (1kg)

$7.60 ₱479

$10.70 OMR 4.12

-28.97%

Apples (1kg)

$3.30 ₱208

$3.54 OMR 1.36

-6.78%

Banana (1kg)

$1.39 ₱87.8

$1.99 OMR 0.77

-30.15%

Oranges (1kg)

$2.33 ₱147

$2.32 OMR 0.89

0.43%

Tomato (1kg)

$1.50 ₱94.3

$1.27 OMR 0.49

18.11%

Potato (1kg)

$2.36 ₱149

$1.21 OMR 0.47

95.04%

Onion (1kg)

$1.90 ₱119

$1.23 OMR 0.47

54.47%

Lettuce (1 head)

$1.19 ₱74.9

$1.88 OMR 0.72

-36.70%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.66 OMR 0.25

-4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.46 OMR 2.49

-53.56%

Wine (Bottle)

$6.03 ₱379

$15.88 OMR 6.11

-62.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$6.05 OMR 2.33

-79.67%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$10.14 OMR 3.91

-82.74%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.29 OMR 1.27

-76.60%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.61 OMR 1.01

-91.19%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$7.82 OMR 3.01

-42.97%

Gasoline (1 liter)

$1.31 ₱82.8

$0.60 OMR 0.23

118.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$25.1K OMR 9,647

-15.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.6K OMR 8,688

-15.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$180 OMR 69.3

-33.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$30.60 OMR 11.78

-54.25%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$70.6 OMR 27.18

-60.99%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$10.45 OMR 4.02

-45.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$282 OMR 109

-2.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$10.4K OMR 4,008

-23.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$56.6 OMR 21.78

-12.81%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.91 OMR 16.52

-41.18%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$89.8 OMR 34.57

-14.29%

Men's Leather Business Shoes

$57.2 ₱3,601

$87.0 OMR 33.51

-34.28%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.25

37.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Saham: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Saham

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Saham

$293 30.5% 42.3% $87

Monthly Utilities & Internet

Cebu

$162 17.6%

Saham

$281 29.3% 73.8% $119

Clothing & Footwear

Cebu

$94 10.2%

Saham

$124 13% 32.4% $30

Eating Out

Cebu

$88 9.6%

Saham

$223 23.3% 153% $135

Sport & Entertainment

Cebu

$44 4.8%

Saham

$21 * 2.2% 52.1% $23

Getting Around

Cebu

$16 1.7%

Saham

$16 * 1.7% 5% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $39.00 in Saham for a mid-range dinner for two. Groceries echo the gap at $206 vs $293 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇴🇲 Saham

🕒 Local time

15:35 3:35 PM

11:35 11:35 AM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

140,000

💱 Currency

Philippine Peso PHP ₱

Omani Rial OMR ر.ع.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

Exchange rates and currency converter

OMR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Saham 7,220 km ≈ 10 h nonstop flight

From you

Cebu
Saham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Saham: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 4% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,439 in Saham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 42% higher in Saham. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $959 in Saham – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Saham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Saham. Beyond cost, consider language, visa policies, and how big the international community is in each city.