Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $2,374 in Pembroke, rent and utilities included – about $13,300 less a year. The total is higher in Pembroke despite lower rent and utilities.

114

Cost of Living Index in Pembroke
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Pembroke Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $1,269 in Tbilisi.

Pembroke $2,374
Tbilisi $1,269

Estimated couple costs with rent: $3,870 in Pembroke versus $2,016 in Tbilisi.

Pembroke $3,870
Tbilisi $2,016

Monthly costs for a family of three with rent: $5,366 in Pembroke versus $2,763 in Tbilisi.

Pembroke $5,366
Tbilisi $2,763

Living in Pembroke is roughly 87% more expensive than in Tbilisi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Pembroke is 74% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$50.4 BMD 50.4

$11.63 ₾30.07

332.93%

Three-Course Dinner for Two, Mid-Range

$150 BMD 150

$37.83 ₾97.8

296.22%

Fast Food Meal (McDonalds, etc)

$16.61 BMD 16.61

$9.66 ₾24.98

71.95%

Cappuccino

$4.51 BMD 4.51

$3.57 ₾9.24

26.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 BMD 2.97

$1.08 ₾2.78

175.00%

Water (0.33 liter bottle)

$3.15 BMD 3.15

$0.56 ₾1.45

462.50%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$2.62 ₾6.78

185.11%

Imported Beer (0.33 liter bottle)

$9.18 BMD 9.18

$3.04 ₾7.85

201.97%

Milk (1 liter)

$4.86 BMD 4.86

$2.17 ₾5.60

123.96%

White Bread (500g)

$8.10 BMD 8.10

$0.80 ₾2.06

912.50%

Rice (white) (1kg)

$5.53 BMD 5.53

$1.74 ₾4.51

217.82%

Eggs

$6.98 BMD 6.98

$2.83 ₾7.31

146.64%

Local Cheese (1kg)

$23.97 BMD 23.97

$9.31 ₾24.07

157.47%

Chicken Fillets (1kg)

$20.94 BMD 20.94

$6.52 ₾16.85

221.17%

Beef Round Steak (1kg)

$19.41 BMD 19.41

$12.95 ₾33.50

49.88%

Apples (1kg)

$8.90 BMD 8.90

$1.68 ₾4.33

429.76%

Banana (1kg)

$6.71 BMD 6.71

$1.85 ₾4.79

262.70%

Oranges (1kg)

$6.93 BMD 6.93

$1.97 ₾5.10

251.78%

Tomato (1kg)

$8.54 BMD 8.54

$2.42 ₾6.25

252.89%

Potato (1kg)

$5.55 BMD 5.55

$0.82 ₾2.11

576.83%

Onion (1kg)

$4.19 BMD 4.19

$0.74 ₾1.91

466.22%

Lettuce (1 head)

$6.06 BMD 6.06

$1.34 ₾3.47

352.24%

Water (1.5 liter bottle)

$3.44 BMD 3.44

$0.77 ₾2.00

346.75%

Cigarettes 20 Pack (Marlboro, Camel)

$18.30 BMD 18.30

$3.57 ₾9.24

412.61%

Wine (Bottle)

$23.78 BMD 23.78

$7.67 ₾19.83

210.04%

Local Beer (0.5 liter bottle)

$5.10 BMD 5.10

$1.70 ₾4.39

200.00%

Imported Beer (0.33 liter bottle)

$4.15 BMD 4.15

$2.40 ₾6.21

72.92%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$129 BMD 129

$15.23 ₾39.38

745.50%

Taxi Start (Normal Tariff)

$6.40 BMD 6.40

$1.14 ₾2.95

461.40%

Taxi (Normal Tariff) (1km)

$2.42 BMD 2.42

$0.78 ₾2.02

210.26%

Taxi 1hour Waiting (Normal Tariff)

$70.2 BMD 70.2

$11.83 ₾30.58

493.24%

Gasoline (1 liter)

$2.32 BMD 2.32

$1.45 ₾3.75

60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K BMD 37.0K

$24.6K ₾63.6K

50.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.1K BMD 43.1K

$22.3K ₾57.8K

93.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 BMD 284

$88.8 ₾230

219.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$13.12 ₾33.93

1045.20%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$19.67 ₾50.9

718.51%

Gym Membership (Monthly)

$80.6 BMD 80.6

$64.1 ₾166

25.87%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$13.61 BMD 13.61

$7.12 ₾18.42

91.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,335 BMD 1,335

$375 ₾971

255.64%

International Primary School, 1 Child (Yearly)

$25.1K BMD 25.1K

$10.5K ₾27.1K

140.05%

Jeans (Levis 501 Or Similar)

$89.3 BMD 89.3

$104 ₾268

-13.88%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$39.26 ₾102

77.89%

Sport Shoes (Adidas, Nike)

$145 BMD 145

$117 ₾303

23.13%

Men's Leather Business Shoes

$130 BMD 130

$122 ₾315

6.77%

1-bedroom Apartment, City Center (Monthly)

$3,692 BMD 3,692

$695 ₾1,798

431.01%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$8,074 BMD 8,074

$664 ₾1,718

1115.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

12.62

-31.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 27, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$742 31.3%

Tbilisi

$234 18.4% 68.5% $508

Monthly Utilities & Internet

Pembroke

$595 25.1%

Tbilisi

$122 9.6% 79.6% $474

Eating Out

Pembroke

$587 24.7%

Tbilisi

$191 15% 67.5% $396

Clothing & Footwear

Pembroke

$195 8.2%

Tbilisi

$172 13.5% 11.9% $23

Getting Around

Pembroke

$147 * 6.2%

Tbilisi

$22 1.7% 85.1% $125

Sport & Entertainment

Pembroke

$108 4.5%

Tbilisi

$78 6.2% 27.4% $30

Accommodation & Living

Pembroke

- * 0%

Tbilisi

$451 35.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,692 in Pembroke and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Pembroke pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $150 in Pembroke vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $742 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇧🇲 Pembroke

🇬🇪 Tbilisi

🕒 Local time

08:28 8:28 AM

16:28 4:28 PM

8 h ahead of Pembroke

🌤 Weather

👥 Population

11,160

1,241,700 Capital

💱 Currency

Bermudian Dollar BMD $

Georgian Lari GEL ₾

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.896 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 2, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.896 EUR).

Georgian Lari exchange rates as of November 2, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.347 EUR).

USD to BMD in detail →

On the map

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Between locations

Pembroke Tbilisi 9,090 km ≈ 12 h nonstop flight

From you

Pembroke
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 47% lower than in Pembroke. Housing and daily spending are where you’ll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

Average pay in Pembroke is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,692 in Pembroke versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,335 in Pembroke versus $375 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 217% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $1,269 in Tbilisi versus $2,374 in Pembroke, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Pembroke. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both work as nomad bases, but Tbilisi delivers better value at $1,269 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tbilisi hard to pass up.

Safety-wise, Pembroke and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 47% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.