Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Pembroke

For one person, living is cheaper in Tbilisi: $1,269 a month against $2,374 in Pembroke, rent and utilities included – about $13,300 less a year. The total is higher in Pembroke despite lower rent and utilities.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
114

Cost of Living Index in Pembroke
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Pembroke Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tbilisi versus $2,374 in Pembroke.

Tbilisi $1,269
Pembroke $2,374

Estimated couple costs with rent: $2,016 in Tbilisi versus $3,870 in Pembroke.

Tbilisi $2,016
Pembroke $3,870

Monthly costs for a family of three with rent: $2,763 in Tbilisi versus $5,366 in Pembroke.

Tbilisi $2,763
Pembroke $5,366

Living in Tbilisi costs roughly 47% less than in Pembroke, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tbilisi is 7% below, Pembroke is 74% above.

Meal at Budget Restaurant

$11.63 ₾30.10

$50.4 BMD 50.4

-76.90%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.9

$150 BMD 150

-74.76%

Fast Food Meal (McDonalds, etc)

$9.66 ₾25.01

$16.61 BMD 16.61

-41.84%

Cappuccino

$3.57 ₾9.25

$4.51 BMD 4.51

-20.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$2.97 BMD 2.97

-63.64%

Water (0.33 liter bottle)

$0.56 ₾1.45

$3.15 BMD 3.15

-82.22%

Local Beer (0.5 liter draught)

$2.62 ₾6.79

$7.47 BMD 7.47

-64.93%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.86

$9.18 BMD 9.18

-66.88%

Milk (1 liter)

$2.17 ₾5.61

$4.86 BMD 4.86

-55.35%

White Bread (500g)

$0.80 ₾2.06

$8.10 BMD 8.10

-90.12%

Rice (white) (1kg)

$1.74 ₾4.52

$5.53 BMD 5.53

-68.54%

Eggs

$2.83 ₾7.32

$6.98 BMD 6.98

-59.46%

Local Cheese (1kg)

$9.31 ₾24.10

$23.97 BMD 23.97

-61.16%

Chicken Fillets (1kg)

$6.52 ₾16.87

$20.94 BMD 20.94

-68.86%

Beef Round Steak (1kg)

$12.95 ₾33.54

$19.41 BMD 19.41

-33.28%

Apples (1kg)

$1.68 ₾4.34

$8.90 BMD 8.90

-81.12%

Banana (1kg)

$1.85 ₾4.80

$6.71 BMD 6.71

-72.43%

Oranges (1kg)

$1.97 ₾5.11

$6.93 BMD 6.93

-71.57%

Tomato (1kg)

$2.42 ₾6.26

$8.54 BMD 8.54

-71.66%

Potato (1kg)

$0.82 ₾2.12

$5.55 BMD 5.55

-85.23%

Onion (1kg)

$0.74 ₾1.91

$4.19 BMD 4.19

-82.34%

Lettuce (1 head)

$1.34 ₾3.47

$6.06 BMD 6.06

-77.89%

Water (1.5 liter bottle)

$0.77 ₾2.01

$3.44 BMD 3.44

-77.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.25

$18.30 BMD 18.30

-80.49%

Wine (Bottle)

$7.67 ₾19.86

$23.78 BMD 23.78

-67.75%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$5.10 BMD 5.10

-66.67%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$4.15 BMD 4.15

-42.17%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.43

$129 BMD 129

-88.17%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$6.40 BMD 6.40

-82.19%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$2.42 BMD 2.42

-67.77%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.62

$70.2 BMD 70.2

-83.14%

Gasoline (1 liter)

$1.45 ₾3.75

$2.32 BMD 2.32

-37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$37.0K BMD 37.0K

-33.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$43.1K BMD 43.1K

-48.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$284 BMD 284

-68.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.98

$150 BMD 150

-91.27%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$161 BMD 161

-87.78%

Gym Membership (Monthly)

$64.1 ₾166

$80.6 BMD 80.6

-20.55%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.30

Cinema Ticket

$7.12 ₾18.44

$13.61 BMD 13.61

-47.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾972

$1,335 BMD 1,335

-71.88%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$25.1K BMD 25.1K

-58.34%

Jeans (Levis 501 Or Similar)

$104 ₾268

$89.3 BMD 89.3

16.12%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$69.8 BMD 69.8

-43.79%

Sport Shoes (Adidas, Nike)

$117 ₾304

$145 BMD 145

-18.79%

Men's Leather Business Shoes

$122 ₾315

$130 BMD 130

-6.34%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,800

$3,692 BMD 3,692

-81.17%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,168

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,508

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,346

Buy Apartment in City Center (m2)

$2,295 ₾5,942

Buy Apartment Outside City Center (m2)

$1,345 ₾3,482

Average Monthly Net Salary (After Tax)

$664 ₾1,720

$8,074 BMD 8,074

-91.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

8.63

46.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Pembroke: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Pembroke

- * 0% 100%

Groceries & Markets

Tbilisi

$234 18.4%

Pembroke

$742 31.3% 217% $508

Eating Out

Tbilisi

$191 15%

Pembroke

$587 24.7% 208% $396

Clothing & Footwear

Tbilisi

$172 13.5%

Pembroke

$195 8.2% 13.5% $23

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Pembroke

$595 25.1% 390% $474

Sport & Entertainment

Tbilisi

$78 6.2%

Pembroke

$108 4.5% 37.7% $30

Getting Around

Tbilisi

$22 1.7%

Pembroke

$147 * 6.2% 573% $125

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Tbilisi and $3,692 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $150 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $234 vs $742 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇧🇲 Pembroke

🕒 Local time

17:50 5:50 PM

09:50 9:50 AM

8 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

11,160

💱 Currency

Georgian Lari GEL ₾

Bermudian Dollar BMD $

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.346 EUR

1 BMD = 1 USD

1 BMD = 0.896 EUR

Exchange rates and currency converter

BMD, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 2, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

Bermudian Dollar exchange rates as of November 2, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.896 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Pembroke 9,090 km ≈ 12 h nonstop flight

From you

Tbilisi
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Pembroke: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 47% lower than in Pembroke. Housing and daily spending are where you’ll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

On paper, salaries run 92% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $695 in Tbilisi versus $3,692 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $375 in Tbilisi versus $1,335 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 217% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $1,269 in Tbilisi versus $2,374 in Pembroke, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Pembroke. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both work as nomad bases, but Tbilisi delivers better value at $1,269 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tbilisi hard to pass up.

Safety-wise, Tbilisi and Pembroke are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 47% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.