Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Spokane, WA

For one person, living is cheaper in Pembroke: $2,374 a month against $2,722 in Spokane, WA, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Spokane, WA outweigh lower spending on other living expenses.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
131

Cost of Living Index in Spokane, WA
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Spokane, WA Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Spokane, WA

🇺🇸 United States

$2,722

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Spokane, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Spokane, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $2,722 in Spokane, WA.

Pembroke $2,374
Spokane, WA $2,722

Estimated couple costs with rent: $3,871 in Pembroke versus $4,009 in Spokane, WA.

Pembroke $3,871
Spokane, WA $4,009

Monthly costs for a family of three with rent: $5,368 in Pembroke versus $5,297 in Spokane, WA.

Pembroke $5,368
Spokane, WA $5,297

Living in Pembroke costs roughly 13% less than in Spokane, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Pembroke 75% above, Spokane, WA 101% above.

Meal at Budget Restaurant

$49.04 BMD 49.04

$19.89 $19.89

146.56%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$74.5 $74.5

104.07%

Fast Food Meal (McDonalds, etc)

$16.78 BMD 16.78

$13.10 $13.10

28.09%

Cappuccino

$4.38 BMD 4.38

$5.14 $5.14

-14.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 BMD 3.02

$2.34 $2.34

29.06%

Water (0.33 liter bottle)

$3.05 BMD 3.05

$2.23 $2.23

36.77%

Local Beer (0.5 liter draught)

$7.63 BMD 7.63

$7.03 $7.03

8.53%

Imported Beer (0.33 liter bottle)

$8.86 BMD 8.86

$6.06 $6.06

46.20%

Milk (1 liter)

$4.80 BMD 4.80

$0.94 $0.94

410.64%

White Bread (500g)

$8.14 BMD 8.14

$3.37 $3.37

141.54%

Rice (white) (1kg)

$5.40 BMD 5.40

$4.85 $4.85

11.34%

Eggs

$7.07 BMD 7.07

$5.74 $5.74

23.17%

Local Cheese (1kg)

$23.42 BMD 23.42

$15.96 $15.96

46.74%

Chicken Fillets (1kg)

$21.37 BMD 21.37

$13.91 $13.91

53.63%

Beef Round Steak (1kg)

$19.80 BMD 19.80

$16.97 $16.97

16.68%

Apples (1kg)

$8.94 BMD 8.94

$6.47 $6.47

38.18%

Banana (1kg)

$6.75 BMD 6.75

$1.67 $1.67

304.19%

Oranges (1kg)

$7.25 BMD 7.25

$5.37 $5.37

35.01%

Tomato (1kg)

$8.46 BMD 8.46

$5.83 $5.83

45.11%

Potato (1kg)

$5.78 BMD 5.78

$3.14 $3.14

84.08%

Onion (1kg)

$4.05 BMD 4.05

$3.02 $3.02

34.11%

Lettuce (1 head)

$6.34 BMD 6.34

$2.07 $2.07

206.28%

Water (1.5 liter bottle)

$3.50 BMD 3.50

$1.89 $1.89

85.19%

Cigarettes 20 Pack (Marlboro, Camel)

$17.99 BMD 17.99

$12.26 $12.26

46.74%

Wine (Bottle)

$24.37 BMD 24.37

$14.16 $14.16

72.10%

Local Beer (0.5 liter bottle)

$5.17 BMD 5.17

$1.82 $1.82

184.07%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$4.90 $4.90

-12.86%

One-way Ticket (Public Transport)

$2.02 $2.02

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

$54.2 $54.2

142.45%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$5.10 $5.10

24.90%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$1.71 $1.71

48.54%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$39.65 $39.65

77.68%

Gasoline (1 liter)

$2.42 BMD 2.42

$1.35 $1.35

79.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K BMD 37.3K

$28.2K $28.2K

32.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K BMD 42.9K

$26.9K $26.9K

59.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 BMD 291

$176 $176

64.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$76.2 $76.2

97.53%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$74.4 $74.4

115.29%

Gym Membership (Monthly)

$78.1 BMD 78.1

$57.2 $57.2

36.65%

Tennis Court (1 Hour on Weekend)

$15.16 $15.16

Cinema Ticket

$13.34 BMD 13.34

$16.15 $16.15

-17.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,303 BMD 1,303

$1,373 $1,373

-5.13%

International Primary School, 1 Child (Yearly)

$25.5K BMD 25.5K

$21.9K $21.9K

16.47%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$53.6 $53.6

70.63%

Summer Dress (H&M, Zara, etc)

$71.1 BMD 71.1

$49.12 $49.12

44.71%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$114 $114

23.60%

Men's Leather Business Shoes

$127 BMD 127

$142 $142

-10.70%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

$1,601 $1,601

138.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,302 $1,302

3-bedroom Apartment, City Center (Monthly)

$2,679 $2,679

3-bedroom Apartment, Outside City Center (Monthly)

$2,136 $2,136

Buy Apartment in City Center (m2)

$3,455 $3,455

Buy Apartment Outside City Center (m2)

$2,302 $2,302

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

$4,426 $4,426

81.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

6.76

27.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Spokane, WA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 31.5%

Spokane, WA

$440 16.2% 41.1% $308

Monthly Utilities & Internet

Pembroke

$601 25.3%

Spokane, WA

$327 12% 45.6% $275

Eating Out

Pembroke

$575 24.2%

Spokane, WA

$326 12% 43.4% $250

Clothing & Footwear

Pembroke

$194 8.2%

Spokane, WA

$162 5.9% 16.6% $32

Getting Around

Pembroke

$150 * 6.3%

Spokane, WA

$76 2.8% 49.5% $74

Sport & Entertainment

Pembroke

$105 4.4%

Spokane, WA

$89 3.3% 14.6% $15

Accommodation & Living

Pembroke

- * 0%

Spokane, WA

$1.3K 47.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,811 in Pembroke and $1,601 in Spokane, WA. Housing cost is often the main lever when comparing two cities.

Pembroke pays 82% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $152 in Pembroke vs $75.0 in Spokane, WA for a mid-range dinner for two. Groceries echo the gap at $748 vs $440 per month, with Spokane, WA cheaper across the board.

Good to know

🇧🇲 Pembroke

🇺🇸 Spokane, WA

🕒 Local time

20:10 8:10 PM

16:10 4:10 PM

4 h behind Pembroke

🌤 Weather

👥 Population

11,160

228,989

💱 Currency

Bermudian Dollar BMD $

United States Dollar USD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 24, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

United States Dollar exchange rates as of October 24, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Pembroke Spokane, WA 4,700 km ≈ 6 h nonstop flight

From you

Pembroke
Spokane, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Spokane, WA: Cost of Living - Frequently Asked Questions

Pembroke and Spokane, WA differ by about 15% in total monthly costs ($2,374 vs $2,722 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 82% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,811 in Pembroke versus $1,601 in Spokane, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,303 in Pembroke versus $1,373 in Spokane, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Spokane, WA pay roughly 70% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Pembroke and Spokane, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 15% less than in Spokane, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.