Cost of Living Comparison Between Pembroke and Torrance, CA Cost of Living Comparison Between Pembroke and Torrance, CA

Monthly Cost of Living

Monthly costs for one person with rent: $2,356 in Pembroke versus $3,619 in Torrance, CA.

Estimated couple costs with rent: $3,897 in Pembroke versus $5,552 in Torrance, CA.

Monthly costs for a family of three with rent: $5,439 in Pembroke versus $7,485 in Torrance, CA.

Living in Pembroke costs roughly 35% less than in Torrance, CA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Pembroke 76% above, Torrance, CA 170% above.

Meal at Budget Restaurant

$60.1 BMD 60.1

$20.37 $20.37

194.80%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$86.5 $86.5

75.82%

Fast Food Meal (McDonalds, etc)

$14.72 BMD 14.72

$14.09 $14.09

4.47%

Cappuccino

$4.54 BMD 4.54

$5.64 $5.64

-19.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.51 BMD 3.51

$2.88 $2.88

21.87%

Water (0.33 liter bottle)

$2.97 BMD 2.97

$2.10 $2.10

41.43%

Local Beer (0.5 liter draught)

$8.22 BMD 8.22

$7.95 $7.95

3.40%

Imported Beer (0.33 liter bottle)

$8.73 BMD 8.73

$10.02 $10.02

-12.87%

Milk (1 liter)

$4.34 BMD 4.34

$1.19 $1.19

264.71%

White Bread (500g)

$8.66 BMD 8.66

$4.27 $4.27

102.81%

Rice (white) (1kg)

$5.61 BMD 5.61

$5.98 $5.98

-6.19%

Eggs

$7.39 BMD 7.39

$6.94 $6.94

6.48%

Local Cheese (1kg)

$11.75 BMD 11.75

$12.61 $12.61

-6.82%

Chicken Fillets (1kg)

$24.61 BMD 24.61

$17.24 $17.24

42.75%

Beef Round Steak (1kg)

$32.66 BMD 32.66

$16.22 $16.22

101.36%

Apples (1kg)

$10.52 BMD 10.52

$6.19 $6.19

69.95%

Banana (1kg)

$6.32 BMD 6.32

$1.97 $1.97

220.81%

Oranges (1kg)

$12.69 BMD 12.69

$4.17 $4.17

204.32%

Tomato (1kg)

$11.37 BMD 11.37

$4.84 $4.84

134.92%

Potato (1kg)

$8.44 BMD 8.44

$3.59 $3.59

135.10%

Onion (1kg)

$5.17 BMD 5.17

$3.20 $3.20

61.56%

Lettuce (1 head)

$5.87 BMD 5.87

$1.83 $1.83

220.77%

Water (1.5 liter bottle)

$3.27 BMD 3.27

$2.24 $2.24

45.98%

Cigarettes 20 Pack (Marlboro, Camel)

$17.65 BMD 17.65

$11.67 $11.67

51.24%

Wine (Bottle)

$24.90 BMD 24.90

$15.28 $15.28

62.96%

Local Beer (0.5 liter bottle)

$5.33 BMD 5.33

$2.51 $2.51

112.35%

Imported Beer (0.33 liter bottle)

$4.37 BMD 4.37

$3.15 $3.15

38.73%

One-way Ticket (Public Transport)

$3.89 BMD 3.89

$1.70 $1.70

128.82%

Public Transport Monthly Pass (Regular Price)

$69.0 BMD 69.0

$44.41 $44.41

55.33%

Taxi Start (Normal Tariff)

$6.13 BMD 6.13

$3.08 $3.08

99.03%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

Taxi 1hour Waiting (Normal Tariff)

$53.2 BMD 53.2

$29.48 $29.48

80.53%

Gasoline (1 liter)

$2.39 BMD 2.39

$1.28 $1.28

86.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K BMD 35.0K

$31.9K $31.9K

9.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K BMD 39.1K

$26.8K $26.8K

45.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 BMD 235

$279 $279

-15.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$117 BMD 117

$65.7 $65.7

77.84%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$61.4 $61.4

158.80%

Gym Membership (Monthly)

$80.7 BMD 80.7

$49.85 $49.85

61.87%

Cinema Ticket

$13.70 BMD 13.70

$14.09 $14.09

-2.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,333 BMD 1,333

$1,801 $1,801

-25.98%

International Primary School, 1 Child (Yearly)

$24.0K BMD 24.0K

$15.3K $15.3K

57.31%

Jeans (Levis 501 Or Similar)

$80.6 BMD 80.6

$61.7 $61.7

30.60%

Summer Dress (H&M, Zara, etc)

$58.8 BMD 58.8

$46.04 $46.04

27.80%

Sport Shoes (Adidas, Nike)

$136 BMD 136

$100 $100

35.07%

Men's Leather Business Shoes

$128 BMD 128

$150 $150

-15.23%

1-bedroom Apartment, City Center (Monthly)

$3,708 BMD 3,708

$2,790 $2,790

32.91%

1-bedroom Apartment, Outside City Center (Monthly)

$2,062 $2,062

3-bedroom Apartment, City Center (Monthly)

$4,086 $4,086

3-bedroom Apartment, Outside City Center (Monthly)

$4,089 $4,089

Buy Apartment in City Center (m2)

$5,624 BMD 5,624

$7,538 $7,538

-25.39%

Buy Apartment Outside City Center (m2)

$6,487 $6,487

Average Monthly Net Salary (After Tax)

$7,856 BMD 7,856

$5,773 $5,773

36.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

6.58

9.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: June 1, 2026

Last update for Torrance, CA: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,708 in Pembroke and $2,790 in Torrance, CA. Housing cost is often the main lever when comparing two cities.

Pembroke pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $152 in Pembroke vs $87.0 in Torrance, CA for a mid-range dinner for two. Groceries echo the gap at $820 vs $463 per month, with Torrance, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Torrance, CA: Cost of Living - Frequently Asked Questions

Pembroke and Torrance, CA differ by about 54% in total monthly costs ($2,356 vs $3,619 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Pembroke pays 36% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,708 in Pembroke versus $2,790 in Torrance, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,333 in Pembroke versus $1,801 in Torrance, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Torrance, CA pay roughly 77% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,356 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Pembroke and Torrance, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 54% less than in Torrance, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.