Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Colorado Springs, CO

For one person, living is cheaper in Pembroke: $2,374 a month against $2,980 in Colorado Springs, CO, rent and utilities included – about $7,300 less a year. Higher rent and utilities in Colorado Springs, CO outweigh lower spending on other living expenses.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
145

Cost of Living Index in Colorado Springs, CO
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Colorado Springs, CO Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Colorado Springs, CO

🇺🇸 United States

$2,980

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Colorado Springs, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Colorado Springs, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $2,980 in Colorado Springs, CO.

Pembroke $2,374
Colorado Springs, CO $2,980

Estimated couple costs with rent: $3,871 in Pembroke versus $4,295 in Colorado Springs, CO.

Pembroke $3,871
Colorado Springs, CO $4,295

Monthly costs for a family of three with rent: $5,368 in Pembroke versus $5,610 in Colorado Springs, CO.

Pembroke $5,368
Colorado Springs, CO $5,610

Living in Pembroke costs roughly 20% less than in Colorado Springs, CO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Pembroke 75% above, Colorado Springs, CO 120% above.

Meal at Budget Restaurant

$49.04 BMD 49.04

$19.78 $19.78

147.93%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$85.6 $85.6

77.59%

Fast Food Meal (McDonalds, etc)

$16.78 BMD 16.78

$12.79 $12.79

31.20%

Cappuccino

$4.38 BMD 4.38

$5.55 $5.55

-21.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 BMD 3.02

$2.64 $2.64

14.39%

Water (0.33 liter bottle)

$3.05 BMD 3.05

$2.20 $2.20

38.64%

Local Beer (0.5 liter draught)

$7.63 BMD 7.63

$6.15 $6.15

24.07%

Imported Beer (0.33 liter bottle)

$8.86 BMD 8.86

$7.14 $7.14

24.09%

Milk (1 liter)

$4.80 BMD 4.80

$0.98 $0.98

389.80%

White Bread (500g)

$8.14 BMD 8.14

$3.32 $3.32

145.18%

Rice (white) (1kg)

$5.40 BMD 5.40

$4.25 $4.25

27.06%

Eggs

$7.07 BMD 7.07

$6.19 $6.19

14.22%

Local Cheese (1kg)

$23.42 BMD 23.42

$14.93 $14.93

56.87%

Chicken Fillets (1kg)

$21.37 BMD 21.37

$13.34 $13.34

60.19%

Beef Round Steak (1kg)

$19.80 BMD 19.80

$19.49 $19.49

1.59%

Apples (1kg)

$8.94 BMD 8.94

$5.60 $5.60

59.64%

Banana (1kg)

$6.75 BMD 6.75

$1.36 $1.36

396.32%

Oranges (1kg)

$7.25 BMD 7.25

$4.33 $4.33

67.44%

Tomato (1kg)

$8.46 BMD 8.46

$4.58 $4.58

84.72%

Potato (1kg)

$5.78 BMD 5.78

$2.39 $2.39

141.84%

Onion (1kg)

$4.05 BMD 4.05

$2.60 $2.60

55.77%

Lettuce (1 head)

$6.34 BMD 6.34

$2.40 $2.40

164.17%

Water (1.5 liter bottle)

$3.50 BMD 3.50

$1.93 $1.93

81.35%

Cigarettes 20 Pack (Marlboro, Camel)

$17.99 BMD 17.99

$10.17 $10.17

76.89%

Wine (Bottle)

$24.37 BMD 24.37

$19.27 $19.27

26.47%

Local Beer (0.5 liter bottle)

$5.17 BMD 5.17

$3.31 $3.31

56.19%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$4.69 $4.69

-8.96%

One-way Ticket (Public Transport)

$1.76 $1.76

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

$63.8 $63.8

105.82%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$3.73 $3.73

70.78%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$1.42 $1.42

78.87%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$25.07 $25.07

181.01%

Gasoline (1 liter)

$2.42 BMD 2.42

$1.02 $1.02

137.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K BMD 37.3K

$28.0K $28.0K

33.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K BMD 42.9K

$26.8K $26.8K

59.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 BMD 291

$201 $201

44.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$96.1 $96.1

56.58%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$100 $100

59.68%

Gym Membership (Monthly)

$78.1 BMD 78.1

$57.5 $57.5

35.81%

Tennis Court (1 Hour on Weekend)

$33.26 $33.26

Cinema Ticket

$13.34 BMD 13.34

$14.73 $14.73

-9.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,303 BMD 1,303

$1,473 $1,473

-11.56%

International Primary School, 1 Child (Yearly)

$25.5K BMD 25.5K

$24.4K $24.4K

4.37%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$59.4 $59.4

54.10%

Summer Dress (H&M, Zara, etc)

$71.1 BMD 71.1

$34.73 $34.73

104.66%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$80.8 $80.8

75.07%

Men's Leather Business Shoes

$127 BMD 127

$103 $103

23.43%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

$1,719 $1,719

121.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,520 $1,520

3-bedroom Apartment, City Center (Monthly)

$2,728 $2,728

3-bedroom Apartment, Outside City Center (Monthly)

$2,370 $2,370

Buy Apartment in City Center (m2)

$2,598 $2,598

Buy Apartment Outside City Center (m2)

$2,420 $2,420

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

$4,333 $4,333

85.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

6.72

28.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Colorado Springs, CO: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 31.5%

Colorado Springs, CO

$441 14.8% 41.1% $307

Monthly Utilities & Internet

Pembroke

$601 25.3%

Colorado Springs, CO

$398 13.4% 33.8% $203

Eating Out

Pembroke

$575 24.2%

Colorado Springs, CO

$328 11% 43.1% $248

Clothing & Footwear

Pembroke

$194 8.2%

Colorado Springs, CO

$125 4.2% 35.5% $69

Getting Around

Pembroke

$150 * 6.3%

Colorado Springs, CO

$82 2.7% 45.7% $69

Sport & Entertainment

Pembroke

$105 4.4%

Colorado Springs, CO

$87 2.9% 17% $18

Accommodation & Living

Pembroke

- * 0%

Colorado Springs, CO

$1.5K 51%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,811 in Pembroke and $1,719 in Colorado Springs, CO. Housing cost is often the main lever when comparing two cities.

Pembroke pays 86% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $152 in Pembroke vs $86.0 in Colorado Springs, CO for a mid-range dinner for two. Groceries echo the gap at $748 vs $441 per month, with Colorado Springs, CO cheaper across the board.

Good to know

🇧🇲 Pembroke

🇺🇸 Colorado Springs, CO

🕒 Local time

20:09 8:09 PM

17:09 5:09 PM

3 h behind Pembroke

🌤 Weather

👥 Population

11,160

478,961

💱 Currency

Bermudian Dollar BMD $

United States Dollar USD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 24, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

United States Dollar exchange rates as of October 24, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BMD in detail →

On the map

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Highest

Between locations

Pembroke Colorado Springs, CO 3,660 km ≈ 5 h nonstop flight

From you

Pembroke
Colorado Springs, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Colorado Springs, CO: Cost of Living - Frequently Asked Questions

Pembroke and Colorado Springs, CO differ by about 26% in total monthly costs ($2,374 vs $2,980 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 86% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,811 in Pembroke versus $1,719 in Colorado Springs, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Colorado Springs, CO pay roughly 70% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Pembroke – a meal for two runs $152 versus $86.0 in Colorado Springs, CO. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Pembroke is more practical. Housing and childcare are both notably cheaper than in Colorado Springs, CO, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pembroke and Colorado Springs, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 26% less than in Colorado Springs, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.