Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Bogota

For one person, living is cheaper in Bogota: $1,310 a month against $2,355 in Pembroke, rent and utilities included – about $12,500 less a year. The total is higher in Pembroke despite lower rent and utilities.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
62

Cost of Living Index in Bogota
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Bogota Living Index

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Pembroke

🇧🇲 Bermuda

$2,355

/mo nomad

Bogota

🇨🇴 Colombia

$1,310

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Bogota

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Bogota actually costs, broken down by who's living it.

A single person spends $2,355 per month in Pembroke vs $1,310 in Bogota, rent included.

Pembroke $2,355
Bogota $1,310

A couple spends around $3,881 per month in Pembroke vs $2,073 in Bogota, rent included.

Pembroke $3,881
Bogota $2,073

A family of three spends $5,406 per month in Pembroke vs $2,836 in Bogota, rent included.

Pembroke $5,406
Bogota $2,836

Pembroke costs about 80% more than Bogota, and outside of rent the biggest gap is in groceries.

Pembroke sits 76% above the global median, while Bogota is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$50.6 BMD 50.6

$7.62 COP 24.3K

563.65%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$40.93 COP 130.4K

269.09%

Fast Food Meal (McDonalds, etc)

$16.82 BMD 16.82

$9.96 COP 31.7K

68.88%

Cappuccino

$4.45 BMD 4.45

$2.46 COP 7,851

80.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$1.36 COP 4,348

119.12%

Water (0.33 liter bottle)

$3.18 BMD 3.18

$0.82 COP 2,603

287.80%

Local Beer (0.5 liter draught)

$7.66 BMD 7.66

$2.01 COP 6,405

281.09%

Imported Beer (0.33 liter bottle)

$9.09 BMD 9.09

$3.85 COP 12.3K

136.10%

Milk (1 liter)

$4.82 BMD 4.82

$1.62 COP 5,160

197.53%

White Bread (500g)

$7.95 BMD 7.95

$2.46 COP 7,828

223.17%

Rice (white) (1kg)

$5.57 BMD 5.57

$1.65 COP 5,256

237.58%

Eggs

$7.35 BMD 7.35

$3.45 COP 11.0K

113.04%

Local Cheese (1kg)

$23.15 BMD 23.15

$7.69 COP 24.5K

201.04%

Chicken Fillets (1kg)

$21.62 BMD 21.62

$7.02 COP 22.4K

207.98%

Beef Round Steak (1kg)

$19.72 BMD 19.72

$9.72 COP 31.0K

102.88%

Apples (1kg)

$8.94 BMD 8.94

$3.47 COP 11.1K

157.64%

Banana (1kg)

$6.69 BMD 6.69

$1.78 COP 5,673

275.84%

Oranges (1kg)

$7.01 BMD 7.01

$1.96 COP 6,240

257.65%

Tomato (1kg)

$8.56 BMD 8.56

$1.75 COP 5,579

389.14%

Potato (1kg)

$5.81 BMD 5.81

$1.40 COP 4,460

315.00%

Onion (1kg)

$4.12 BMD 4.12

$1.39 COP 4,433

196.40%

Lettuce (1 head)

$6.22 BMD 6.22

$1.31 COP 4,188

374.81%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$1.16 COP 3,685

206.90%

Cigarettes 20 Pack (Marlboro, Camel)

$17.84 BMD 17.84

$4.15 COP 13.2K

329.88%

Wine (Bottle)

$24.41 BMD 24.41

$12.24 COP 39.0K

99.43%

Local Beer (0.5 liter bottle)

$5.32 BMD 5.32

$1.42 COP 4,528

274.65%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$2.83 COP 9,022

50.88%

One-way Ticket (Public Transport)

$1.06 COP 3,391

Public Transport Monthly Pass (Regular Price)

$129 BMD 129

$48.65 COP 155.0K

164.71%

Taxi Start (Normal Tariff)

$6.69 BMD 6.69

$2.28 COP 7,259

193.42%

Taxi (Normal Tariff) (1km)

$2.43 BMD 2.43

$2.31 COP 7,377

5.19%

Taxi 1hour Waiting (Normal Tariff)

$69.1 BMD 69.1

$9.26 COP 29.5K

646.33%

Gasoline (1 liter)

$2.42 BMD 2.42

$1.26 COP 4,000

92.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K BMD 36.8K

$23.4K COP 74.5M

57.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$35.3K COP 112.5M

23.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$286 BMD 286

$121 COP 385.4K

136.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$151 BMD 151

$15.63 COP 49.8K

862.89%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$29.00 COP 92.4K

454.48%

Gym Membership (Monthly)

$80.2 BMD 80.2

$32.55 COP 103.7K

146.42%

Tennis Court (1 Hour on Weekend)

$15.14 COP 48.2K

Cinema Ticket

$13.32 BMD 13.32

$7.55 COP 24.0K

76.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,324 BMD 1,324

$465 COP 1.5M

184.94%

International Primary School, 1 Child (Yearly)

$24.7K BMD 24.7K

$8,119 COP 25.9M

203.90%

Jeans (Levis 501 Or Similar)

$90.5 BMD 90.5

$82.5 COP 262.8K

9.70%

Summer Dress (H&M, Zara, etc)

$71.2 BMD 71.2

$46.69 COP 148.8K

52.41%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$142 COP 452.7K

-1.01%

Men's Leather Business Shoes

$128 BMD 128

$104 COP 331.7K

22.91%

1-bedroom Apartment, City Center (Monthly)

$3,765 BMD 3,765

$781 COP 2.5M

381.98%

1-bedroom Apartment, Outside City Center (Monthly)

$440 COP 1.4M

3-bedroom Apartment, City Center (Monthly)

$1,258 COP 4.0M

3-bedroom Apartment, Outside City Center (Monthly)

$974 COP 3.1M

Buy Apartment in City Center (m2)

$2,755 COP 8.8M

Buy Apartment Outside City Center (m2)

$2,239 COP 7.1M

Average Monthly Net Salary (After Tax)

$7,935 BMD 7,935

$795 COP 2.5M

897.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

12.81

-32.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 5, 2026

Last update for Bogota: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$749 31.4%

Bogota

$256 19.9% 65.8% $493

Monthly Utilities & Internet

Pembroke

$597 25%

Bogota

$166 12.8% 72.3% $431

Eating Out

Pembroke

$590 24.7%

Bogota

$147 11.4% 75.1% $443

Clothing & Footwear

Pembroke

$194 8.1%

Bogota

$169 13.1% 12.8% $25

Getting Around

Pembroke

$148 * 6.2%

Bogota

$67 5.2% 54.8% $81

Sport & Entertainment

Pembroke

$107 4.5%

Bogota

$48 3.7% 55.4% $59

Accommodation & Living

Pembroke

- * 0%

Bogota

$440 34%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,765 in Pembroke versus $781 in Bogota. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 898% higher in Pembroke, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $151 in Pembroke versus $41.00 in Bogota. Monthly groceries follow the same trend: $749 vs $256 – making Bogota the more affordable choice for daily food spending.

Good to know

🇧🇲 Pembroke

🇨🇴 Bogota

🕒 Local time

07:23 7:23 AM

05:23 5:23 AM

2 h behind Pembroke

🌤 Weather

👥 Population

11,160

8,181,047 Capital

💱 Currency

Bermudian Dollar BMD $

Colombian Peso COP $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

10,000 COP = 3.14 USD

10,000 COP = 2.8 EUR

Exchange rates and currency converter

COP, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Colombian Peso exchange rates as of October 10, 2026: 1 USD = 3,187 COP (10,000 COP = 3.14 USD). 1 EUR = 3,571 COP (10,000 COP = 2.8 EUR).

USD to BMD in detail →

On the map

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Between locations

Pembroke Bogota 3,220 km ≈ 4 h 30 min nonstop flight

From you

Pembroke
Bogota

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Bogota: Cost of Living - Frequently Asked Questions

Yes – Pembroke is pricier by about 80%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,533 per month in Pembroke and $1,966 in Bogota. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bogota, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,355 in Pembroke and $1,310 in Bogota. That's a gap of about 80%.

Public transport costs about 165% less in Bogota. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Bogota, where all-in costs run around $1,310, than in Pembroke at $2,355. In Bogota it covers expenses comfortably, while in Pembroke it requires careful planning or may not stretch far enough.

Families tend to lean toward Bogota – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bogota. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pembroke makes more sense. Both are solid long-term options with distinct trade-offs.