Last update: Oct 2026

Cost of Living Comparison Between Bogota and Pembroke

For one person, living is cheaper in Bogota: $1,310 a month against $2,355 in Pembroke, rent and utilities included – about $12,500 less a year. The total is higher in Pembroke despite lower rent and utilities.

Bogota
🇨🇴 Colombia
$1,310
/mo nomad
Pembroke
🇧🇲 Bermuda
$2,355
/mo nomad
Monthly Cost of Living

How much you'll spend in Bogota and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bogota and in Pembroke actually costs, broken down by who's living it.

A single person spends $1,310 per month in Bogota vs $2,355 in Pembroke, rent included.

  • Bogota $1,310
  • Pembroke $2,355

A couple spends around $2,073 per month in Bogota vs $3,881 in Pembroke, rent included.

  • Bogota $2,073
  • Pembroke $3,881

A family of three spends $2,836 per month in Bogota vs $5,406 in Pembroke, rent included.

  • Bogota $2,836
  • Pembroke $5,406

Bogota is about 44% cheaper than Pembroke, and outside of rent the biggest gap is in groceries.

Bogota sits 2% below the global median, while Pembroke is 76% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Bogota
Pembroke
Difference
Meal at Budget Restaurant
$7.62 COP 24.3K
$50.6 BMD 50.6
-84.93%
Three-Course Dinner for Two, Mid-Range
$40.93 COP 130.4K
$151 BMD 151
-72.91%
Fast Food Meal (McDonalds, etc)
$9.96 COP 31.7K
$16.82 BMD 16.82
-40.78%
Cappuccino
$2.46 COP 7,851
$4.45 BMD 4.45
-44.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 COP 4,348
$2.98 BMD 2.98
-54.36%
Water (0.33 liter bottle)
$0.82 COP 2,603
$3.18 BMD 3.18
-74.21%
Local Beer (0.5 liter draught)
$2.01 COP 6,405
$7.66 BMD 7.66
-73.76%
Imported Beer (0.33 liter bottle)
$3.85 COP 12.3K
$9.09 BMD 9.09
-57.65%
🛒 Groceries & Markets
Bogota
Pembroke
Difference
Milk (1 liter)
$1.62 COP 5,160
$4.82 BMD 4.82
-66.39%
White Bread (500g)
$2.46 COP 7,828
$7.95 BMD 7.95
-69.06%
Rice (white) (1kg)
$1.65 COP 5,256
$5.57 BMD 5.57
-70.38%
Eggs
$3.45 COP 11.0K
$7.35 BMD 7.35
-53.06%
Local Cheese (1kg)
$7.69 COP 24.5K
$23.15 BMD 23.15
-66.78%
Chicken Fillets (1kg)
$7.02 COP 22.4K
$21.62 BMD 21.62
-67.53%
Beef Round Steak (1kg)
$9.72 COP 31.0K
$19.72 BMD 19.72
-50.71%
Apples (1kg)
$3.47 COP 11.1K
$8.94 BMD 8.94
-61.19%
Banana (1kg)
$1.78 COP 5,673
$6.69 BMD 6.69
-73.39%
Oranges (1kg)
$1.96 COP 6,240
$7.01 BMD 7.01
-72.04%
Tomato (1kg)
$1.75 COP 5,579
$8.56 BMD 8.56
-79.56%
Potato (1kg)
$1.40 COP 4,460
$5.81 BMD 5.81
-75.90%
Onion (1kg)
$1.39 COP 4,433
$4.12 BMD 4.12
-66.26%
Lettuce (1 head)
$1.31 COP 4,188
$6.22 BMD 6.22
-78.94%
Water (1.5 liter bottle)
$1.16 COP 3,685
$3.56 BMD 3.56
-67.42%
Cigarettes 20 Pack (Marlboro, Camel)
$4.15 COP 13.2K
$17.84 BMD 17.84
-76.74%
Wine (Bottle)
$12.24 COP 39.0K
$24.41 BMD 24.41
-49.86%
Local Beer (0.5 liter bottle)
$1.42 COP 4,528
$5.32 BMD 5.32
-73.31%
Imported Beer (0.33 liter bottle)
$2.83 COP 9,022
$4.27 BMD 4.27
-33.72%
🚌 Getting Around
Bogota
Pembroke
Difference
One-way Ticket (Public Transport)
$1.06 COP 3,391
-
-
Public Transport Monthly Pass (Regular Price)
$48.65 COP 155.0K
$129 BMD 129
-62.22%
Taxi Start (Normal Tariff)
$2.28 COP 7,259
$6.69 BMD 6.69
-65.92%
Taxi (Normal Tariff) (1km)
$2.31 COP 7,377
$2.43 BMD 2.43
-4.94%
Taxi 1hour Waiting (Normal Tariff)
$9.26 COP 29.5K
$69.1 BMD 69.1
-86.60%
Gasoline (1 liter)
$1.26 COP 4,000
$2.42 BMD 2.42
-47.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.4K COP 74.5M
$36.8K BMD 36.8K
-36.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.3K COP 112.5M
$43.5K BMD 43.5K
-18.88%
🧾 Monthly Utilities & Internet
Bogota
Pembroke
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 COP 385.4K
$286 BMD 286
-57.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.63 COP 49.8K
$151 BMD 151
-89.61%
Internet (50+ Mbps, Unlimited Data)
$29.00 COP 92.4K
$161 BMD 161
-81.97%
🎉 Sport & Entertainment
Bogota
Pembroke
Difference
Gym Membership (Monthly)
$32.55 COP 103.7K
$80.2 BMD 80.2
-59.42%
Tennis Court (1 Hour on Weekend)
$15.14 COP 48.2K
-
-
Cinema Ticket
$7.55 COP 24.0K
$13.32 BMD 13.32
-43.32%
🧸 Childcare & Education
Bogota
Pembroke
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$465 COP 1.5M
$1,324 BMD 1,324
-64.91%
International Primary School, 1 Child (Yearly)
$8,119 COP 25.9M
$24.7K BMD 24.7K
-67.09%
👕👟 Clothing & Footwear
Bogota
Pembroke
Difference
Jeans (Levis 501 Or Similar)
$82.5 COP 262.8K
$90.5 BMD 90.5
-8.84%
Summer Dress (H&M, Zara, etc)
$46.69 COP 148.8K
$71.2 BMD 71.2
-34.39%
Sport Shoes (Adidas, Nike)
$142 COP 452.7K
$141 BMD 141
1.02%
Men's Leather Business Shoes
$104 COP 331.7K
$128 BMD 128
-18.64%
🏠 Accommodation & Living
Bogota
Pembroke
Difference
1-bedroom Apartment, City Center (Monthly)
$781 COP 2.5M
$3,765 BMD 3,765
-79.25%
1-bedroom Apartment, Outside City Center (Monthly)
$440 COP 1.4M
-
-
3-bedroom Apartment, City Center (Monthly)
$1,258 COP 4.0M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$974 COP 3.1M
-
-
Buy Apartment in City Center (m2)
$2,755 COP 8.8M
-
-
Buy Apartment Outside City Center (m2)
$2,239 COP 7.1M
-
-
💵 Salaries & Financials
Bogota
Pembroke
Difference
Average Monthly Net Salary (After Tax)
$795 COP 2.5M
$7,935 BMD 7,935
-89.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.81
8.63
48.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bogota: October 3, 2026

Last update for Pembroke: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bogota
$440
Pembroke
- * 100%
Groceries & Markets
Bogota
$256
Pembroke
$749 192% $493
Clothing & Footwear
Bogota
$169
Pembroke
$194 14.6% $25
Monthly Utilities & Internet
Bogota
$166
Pembroke
$597 261% $431
Eating Out
Bogota
$147
Pembroke
$590 301% $443
Getting Around
Bogota
$67
Pembroke
$148 * 121% $81
Sport & Entertainment
Bogota
$48
Pembroke
$107 124% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $781 in Bogota versus $3,765 in Pembroke. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 898% higher in Pembroke, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Bogota versus $151 in Pembroke. Monthly groceries follow the same trend: $256 vs $749 – making Bogota the more affordable choice for daily food spending.

Good to know
🇨🇴 Bogota
🇧🇲 Pembroke
🕒 Local time
06:52 6:52 AM
08:52 8:52 AM
2 h ahead of Bogota
🌤 Weather
👥 Population
8,181,047 Capital
11,160
💱 Currency
Exchange rates and currency converter

BMD, USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of October 10, 2026: 1 USD = 3,187 COP (10,000 COP = 3.14 USD). 1 EUR = 3,571 COP (10,000 COP = 2.8 EUR).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

On the map
Between locations
  • Bogota Pembroke 3,220 km ≈ 4 h 30 min nonstop flight
From you
  • Bogota
  • Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bogota vs Pembroke: Cost of Living - Frequently Asked Questions
Is Pembroke cheaper than Bogota?
Yes – Pembroke is pricier by about 80%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,966 per month in Bogota and $3,533 in Pembroke. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bogota, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Bogota and in Pembroke?
Monthly expenses with rent come to $1,310 in Bogota and $2,355 in Pembroke. That's a gap of about 80%.
Which city has cheaper public transport?
Public transport costs about 165% less in Bogota. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Bogota or in Pembroke?
A $1,500 monthly budget goes further in Bogota, where all-in costs run around $1,310, than in Pembroke at $2,355. In Bogota it covers expenses comfortably, while in Pembroke it requires careful planning or may not stretch far enough.
Is Bogota or Pembroke more family-friendly?
Families tend to lean toward Bogota – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Bogota or Pembroke?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Bogota. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pembroke makes more sense. Both are solid long-term options with distinct trade-offs.

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