Last update: Nov 2026

Cost of Living Comparison Between Ozamiz and Ubud, Bali

For one person, living is cheaper in Ozamiz: $709 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Ozamiz
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Ozamiz Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ozamiz

🇵🇭 Philippines

$709

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ozamiz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ozamiz and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $709 per month in Ozamiz vs $1,331 in Ubud, Bali, rent included.

Ozamiz $709
Ubud, Bali $1,331

A couple spends around $1,076 per month in Ozamiz vs $2,255 in Ubud, Bali, rent included.

Ozamiz $1,076
Ubud, Bali $2,255

A family of three spends $1,443 per month in Ozamiz vs $3,180 in Ubud, Bali, rent included.

Ozamiz $1,443
Ubud, Bali $3,180

Ozamiz is about 47% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Ozamiz and Ubud, Bali are more affordable than the global median – Ozamiz 48% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.84 ₱244

$3.38 Rp 61.2K

13.61%

Three-Course Dinner for Two, Mid-Range

$16.64 ₱1,056

$34.65 Rp 628.6K

-51.98%

Fast Food Meal (McDonalds, etc)

$2.76 ₱175

$5.57 Rp 101.1K

-50.45%

Cappuccino

$2.20 ₱140

$2.62 Rp 47.5K

-16.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱40.81

$1.54 Rp 27.9K

-58.44%

Water (0.33 liter bottle)

$0.33 ₱21.13

$0.64 Rp 11.6K

-48.44%

Local Beer (0.5 liter draught)

$1.16 ₱73.5

$2.67 Rp 48.4K

-56.55%

Imported Beer (0.33 liter bottle)

$2.04 ₱129

$4.26 Rp 77.3K

-52.11%

Milk (1 liter)

$1.50 ₱95.4

$1.46 Rp 26.5K

2.74%

White Bread (500g)

$0.77 ₱48.88

$2.29 Rp 41.6K

-66.38%

Rice (white) (1kg)

$0.82 ₱51.9

$1.11 Rp 20.1K

-26.13%

Eggs

$2.00 ₱127

$2.10 Rp 38.1K

-4.76%

Local Cheese (1kg)

$5.37 ₱341

$15.94 Rp 289.2K

-66.31%

Chicken Fillets (1kg)

$3.42 ₱217

$3.88 Rp 70.4K

-11.86%

Beef Round Steak (1kg)

$7.24 ₱459

$11.40 Rp 206.8K

-36.49%

Apples (1kg)

$2.36 ₱150

$3.55 Rp 64.4K

-33.52%

Banana (1kg)

$0.73 ₱46.00

$1.54 Rp 27.9K

-52.60%

Oranges (1kg)

$2.38 ₱151

$2.23 Rp 40.5K

6.73%

Tomato (1kg)

$1.16 ₱73.7

$1.97 Rp 35.8K

-41.12%

Potato (1kg)

$2.15 ₱136

$1.86 Rp 33.7K

15.59%

Onion (1kg)

$1.52 ₱96.6

$2.42 Rp 43.9K

-37.19%

Lettuce (1 head)

$1.10 ₱69.5

$1.02 Rp 18.6K

7.84%

Water (1.5 liter bottle)

$0.56 ₱35.61

$0.52 Rp 9,475

7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱178

$2.20 Rp 39.9K

27.73%

Wine (Bottle)

$7.57 ₱480

$21.79 Rp 395.2K

-65.26%

Local Beer (0.5 liter bottle)

$0.92 ₱58.6

$2.33 Rp 42.2K

-60.52%

Imported Beer (0.33 liter bottle)

$1.93 ₱123

$2.97 Rp 53.9K

-35.02%

One-way Ticket (Public Transport)

$0.26 ₱16.37

$0.25 Rp 4,542

4.00%

Public Transport Monthly Pass (Regular Price)

$12.47 ₱791

$8.17 Rp 148.3K

52.63%

Taxi Start (Normal Tariff)

$0.80 ₱50.5

$0.44 Rp 7,941

81.82%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.98

$0.47 Rp 8,489

-53.19%

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱118

$5.60 Rp 101.6K

-66.79%

Gasoline (1 liter)

$1.02 ₱64.5

$0.83 Rp 15.0K

22.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$24.4K Rp 443.5M

-14.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K Rp 575.0M

-39.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,552

$77.5 Rp 1.4M

53.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.79 ₱1,002

$6.14 Rp 111.5K

157.17%

Internet (50+ Mbps, Unlimited Data)

$24.04 ₱1,525

$18.92 Rp 343.1K

27.06%

Gym Membership (Monthly)

$31.50 ₱1,998

$51.0 Rp 925.0K

-38.22%

Tennis Court (1 Hour on Weekend)

$5.31 ₱337

$18.25 Rp 331.0K

-70.90%

Cinema Ticket

$5.16 ₱327

$4.38 Rp 79.5K

17.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,216

$492 Rp 8.9M

-73.70%

International Primary School, 1 Child (Yearly)

$7,814 ₱495.8K

$12.2K Rp 221.7M

-36.06%

Jeans (Levis 501 Or Similar)

$32.81 ₱2,081

$45.16 Rp 819.2K

-27.35%

Summer Dress (H&M, Zara, etc)

$19.14 ₱1,214

$34.89 Rp 632.9K

-45.14%

Sport Shoes (Adidas, Nike)

$70.9 ₱4,500

$78.3 Rp 1.4M

-9.45%

Men's Leather Business Shoes

$55.7 ₱3,531

$77.9 Rp 1.4M

-28.52%

1-bedroom Apartment, City Center (Monthly)

$246 ₱15.6K

$1,078 Rp 19.5M

-77.15%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.7K

$665 Rp 12.1M

-74.65%

3-bedroom Apartment, City Center (Monthly)

$484 ₱30.7K

$3,510 Rp 63.7M

-86.20%

3-bedroom Apartment, Outside City Center (Monthly)

$344 ₱21.8K

$1,671 Rp 30.3M

-79.40%

Buy Apartment in City Center (m2)

$2,637 ₱167.3K

$2,340 Rp 42.4M

12.70%

Buy Apartment Outside City Center (m2)

$1,127 ₱71.5K

$2,236 Rp 40.6M

-49.59%

Average Monthly Net Salary (After Tax)

$188 ₱11.9K

$166 Rp 3.0M

12.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.78

-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ozamiz: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ozamiz

$169 23.8%

Ubud, Bali

$665 50% 295% $496

Groceries & Markets

Ozamiz

$165 23.2%

Ubud, Bali

$279 21% 69.7% $115

Monthly Utilities & Internet

Ozamiz

$159 22.4%

Ubud, Bali

$103 7.7% 35.5% $56

Clothing & Footwear

Ozamiz

$80 11.3%

Ubud, Bali

$106 8% 32.3% $26

Eating Out

Ozamiz

$79 11.2%

Ubud, Bali

$106 8% 33.5% $27

Sport & Entertainment

Ozamiz

$42 5.9%

Ubud, Bali

$60 4.5% 42.9% $18

Getting Around

Ozamiz

$15 2.2%

Ubud, Bali

$12 0.9% 22.4% $3.5

Cost Breakdown

A central one-bedroom costs $246 in Ozamiz versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Ozamiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17 in Ozamiz versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $165 vs $279 – making Ozamiz the more affordable choice for daily food spending.

Good to know

🇵🇭 Ozamiz

🇮🇩 Ubud, Bali

🕒 Local time

07:41 7:41 AM

Same time as Ozamiz

🌤 Weather

👥 Population

141,828

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.44 PHP (100 PHP = 1.58 USD). 1 EUR = 70.95 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Ozamiz Ubud, Bali 2,080 km ≈ 3 h nonstop flight

From you

Ozamiz
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ozamiz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 88%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,063 per month in Ozamiz and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments: a one-bedroom in the center costs $246 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $709 in Ozamiz and $1,331 in Ubud, Bali. That makes Ozamiz about 47% cheaper.

Public transport costs about 34% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ozamiz, where all-in costs run around $709, than in Ubud, Bali at $1,331. In Ozamiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.