Cost of Living Comparison Between Ozamiz and Ubud, Bali Cost of Living Comparison Between Ozamiz and Ubud, Bali

Monthly Cost of Living

A single person spends $772 per month in Ozamiz vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,190 per month in Ozamiz vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,607 per month in Ozamiz vs $3,694 in Ubud, Bali, rent included.

Ozamiz is about 45% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Ozamiz sits 43% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.46 ₱210

$3.57 Rp 64.0K

-3.08%

Three-Course Dinner for Two, Mid-Range

$17.69 ₱1,074

$32.50 Rp 582.3K

-45.57%

Fast Food Meal (McDonalds, etc)

$3.22 ₱196

$4.86 Rp 87.1K

-33.74%

Cappuccino

$2.47 ₱150

$2.75 Rp 49.2K

-10.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₱49.72

$1.32 Rp 23.7K

-37.88%

Water (0.33 liter bottle)

$0.39 ₱23.73

$0.70 Rp 12.6K

-44.29%

Local Beer (0.5 liter draught)

$1.30 ₱78.9

$2.91 Rp 52.2K

-55.33%

Imported Beer (0.33 liter bottle)

$2.08 ₱126

$3.79 Rp 68.0K

-45.12%

Milk (1 liter)

$1.73 ₱105

$1.71 Rp 30.6K

1.17%

White Bread (500g)

$0.86 ₱52.4

$2.47 Rp 44.3K

-65.18%

Rice (white) (1kg)

$0.89 ₱53.9

$1.20 Rp 21.5K

-25.83%

Eggs

$1.61 ₱97.9

$2.44 Rp 43.8K

-34.02%

Local Cheese (1kg)

$7.80 ₱474

$14.38 Rp 257.7K

-45.76%

Chicken Fillets (1kg)

$4.34 ₱264

$4.31 Rp 77.1K

0.70%

Beef Round Steak (1kg)

$7.80 ₱474

$12.21 Rp 218.7K

-36.12%

Apples (1kg)

$2.97 ₱181

$3.68 Rp 66.0K

-19.29%

Banana (1kg)

$1.51 ₱91.9

$1.55 Rp 27.8K

-2.58%

Oranges (1kg)

$2.57 ₱156

$2.79 Rp 49.9K

-7.89%

Tomato (1kg)

$1.56 ₱94.6

$2.33 Rp 41.8K

-33.05%

Potato (1kg)

$2.25 ₱136

$1.97 Rp 35.3K

14.21%

Onion (1kg)

$2.51 ₱152

$2.31 Rp 41.4K

8.66%

Lettuce (1 head)

$1.11 ₱67.5

$1.06 Rp 19.1K

4.72%

Water (1.5 liter bottle)

$0.77 ₱46.69

$0.73 Rp 13.1K

5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₱171

$3.28 Rp 58.8K

-14.02%

Wine (Bottle)

$7.99 ₱485

$22.79 Rp 408.4K

-64.94%

Local Beer (0.5 liter bottle)

$1.20 ₱73.1

$2.81 Rp 50.3K

-57.30%

Imported Beer (0.33 liter bottle)

$2.00 ₱121

$2.78 Rp 49.9K

-28.06%

One-way Ticket (Public Transport)

$0.28 ₱17.13

$0.29 Rp 5,217

-3.45%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.81 ₱49.37

$0.45 Rp 8,047

80.00%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.65

$0.45 Rp 8,094

-46.67%

Taxi 1hour Waiting (Normal Tariff)

$2.14 ₱130

$6.24 Rp 111.7K

-65.71%

Gasoline (1 liter)

$1.13 ₱68.9

$0.85 Rp 15.2K

32.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ₱1.6M

$26.0K Rp 465.4M

1.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₱1.2M

$31.7K Rp 567.2M

-35.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₱6,711

$80.8 Rp 1.4M

36.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.42 ₱2,029

$4.06 Rp 72.7K

723.15%

Internet (50+ Mbps, Unlimited Data)

$27.57 ₱1,674

$24.42 Rp 437.6K

12.90%

Gym Membership (Monthly)

$33.54 ₱2,036

$97.7 Rp 1.7M

-65.66%

Tennis Court (1 Hour on Weekend)

$4.51 ₱274

$6.45 Rp 115.5K

-30.08%

Cinema Ticket

$5.91 ₱359

$4.04 Rp 72.4K

46.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,343

$304 Rp 5.4M

-49.39%

International Primary School, 1 Child (Yearly)

$4,368 ₱265.2K

$6,621 Rp 118.6M

-34.03%

Jeans (Levis 501 Or Similar)

$46.27 ₱2,810

$54.2 Rp 971.7K

-14.68%

Summer Dress (H&M, Zara, etc)

$26.48 ₱1,608

$38.78 Rp 694.7K

-31.72%

Sport Shoes (Adidas, Nike)

$75.4 ₱4,580

$86.1 Rp 1.5M

-12.43%

Men's Leather Business Shoes

$53.7 ₱3,262

$76.7 Rp 1.4M

-29.92%

1-bedroom Apartment, City Center (Monthly)

$269 ₱16.4K

$986 Rp 17.7M

-72.68%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.5K

$658 Rp 11.8M

-73.59%

3-bedroom Apartment, City Center (Monthly)

$578 ₱35.1K

$3,369 Rp 60.4M

-82.84%

3-bedroom Apartment, Outside City Center (Monthly)

$402 ₱24.4K

$2,066 Rp 37.0M

-80.53%

Buy Apartment in City Center (m2)

$2,251 ₱136.7K

$2,741 Rp 49.1M

-17.88%

Buy Apartment Outside City Center (m2)

$931 ₱56.5K

$2,228 Rp 39.9M

-58.21%

Average Monthly Net Salary (After Tax)

$194 ₱11.8K

$163 Rp 2.9M

18.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.28

-49.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ozamiz: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $269 in Ozamiz versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Ozamiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Ozamiz versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $198 vs $297 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ozamiz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 82%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,158 per month in Ozamiz and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $772 in Ozamiz and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $154 per month in Ozamiz and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $772, than in Ubud, Bali at $1,404. In Ozamiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.