Cost of Living Comparison Between Ozamiz and Chiang Mai Cost of Living Comparison Between Ozamiz and Chiang Mai

Monthly Cost of Living

A single person spends $714 per month in Ozamiz vs $947 in Chiang Mai, rent included.

A couple spends around $1,098 per month in Ozamiz vs $1,411 in Chiang Mai, rent included.

A family of three spends $1,481 per month in Ozamiz vs $1,874 in Chiang Mai, rent included.

Ozamiz is about 25% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Ozamiz and Chiang Mai are more affordable than the global median – Ozamiz 48% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Ozamiz
Chiang Mai
Difference
Meal at Budget Restaurant
$3.61 ₱226
$2.08 ฿68.5
73.56%
Three-Course Dinner for Two, Mid-Range
$17.05 ₱1,067
$19.64 ฿646
-13.19%
Fast Food Meal (McDonalds, etc)
$3.19 ₱200
$5.65 ฿186
-43.54%
Cappuccino
$2.33 ₱146
$1.81 ฿59.3
28.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ₱41.16
$0.71 ฿23.44
-7.04%
Water (0.33 liter bottle)
$0.34 ₱21.54
$0.32 ฿10.38
6.25%
Local Beer (0.5 liter draught)
$1.26 ₱78.7
$2.24 ฿73.5
-43.75%
Imported Beer (0.33 liter bottle)
$1.90 ₱119
$3.63 ฿119
-47.66%
🛒 Groceries & Markets
Ozamiz
Chiang Mai
Difference
Milk (1 liter)
$1.52 ₱95.4
$1.96 ฿64.4
-22.45%
White Bread (500g)
$0.79 ₱49.46
$1.50 ฿49.38
-47.33%
Rice (white) (1kg)
$0.82 ₱51.4
$1.34 ฿43.92
-38.81%
Eggs
$2.05 ₱128
$2.26 ฿74.4
-9.29%
Local Cheese (1kg)
$4.76 ₱298
$16.26 ฿534
-70.73%
Chicken Fillets (1kg)
$3.51 ₱219
$2.95 ฿97.1
18.98%
Beef Round Steak (1kg)
$7.65 ₱479
$9.94 ฿327
-23.04%
Apples (1kg)
$2.32 ₱146
$2.57 ฿84.5
-9.73%
Banana (1kg)
$0.78 ₱48.52
$1.06 ฿34.72
-26.42%
Oranges (1kg)
$2.27 ₱142
$1.61 ฿53.0
40.99%
Tomato (1kg)
$1.11 ₱69.2
$1.52 ฿49.96
-26.97%
Potato (1kg)
$2.14 ₱134
$1.27 ฿41.76
68.50%
Onion (1kg)
$2.65 ₱166
$1.07 ฿35.05
147.66%
Lettuce (1 head)
$0.90 ₱56.2
$0.72 ฿23.67
25.00%
Water (1.5 liter bottle)
$0.52 ₱32.70
$0.51 ฿16.72
1.96%
Cigarettes 20 Pack (Marlboro, Camel)
$2.85 ₱179
$4.19 ฿138
-31.98%
Wine (Bottle)
$8.68 ₱543
$17.87 ฿587
-51.43%
Local Beer (0.5 liter bottle)
$1.09 ₱68.1
$1.69 ฿55.7
-35.50%
Imported Beer (0.33 liter bottle)
$1.96 ₱123
$2.84 ฿93.2
-30.99%
🚌 Getting Around
Ozamiz
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.27 ₱16.73
$0.93 ฿30.42
-70.97%
Public Transport Monthly Pass (Regular Price)
$12.68 ₱794
$53.9 ฿1,770
-76.46%
Taxi Start (Normal Tariff)
$0.83 ₱52.2
$1.23 ฿40.58
-32.52%
Taxi (Normal Tariff) (1km)
$0.25 ₱15.64
$0.58 ฿18.96
-56.90%
Taxi 1hour Waiting (Normal Tariff)
$1.94 ₱121
$2.42 ฿79.7
-19.83%
Gasoline (1 liter)
$1.05 ₱65.6
$1.41 ฿46.42
-25.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.3K ₱1.1M
$21.4K ฿704.9K
-14.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K ₱1.2M
$27.3K ฿898.5K
-28.11%
🧾 Monthly Utilities & Internet
Ozamiz
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$138 ₱8,664
$63.7 ฿2,093
117.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.93 ₱997
$12.85 ฿423
23.97%
Internet (50+ Mbps, Unlimited Data)
$24.95 ₱1,562
$20.22 ฿665
23.39%
🎉 Sport & Entertainment
Ozamiz
Chiang Mai
Difference
Gym Membership (Monthly)
$33.25 ₱2,081
$38.74 ฿1,274
-14.17%
Tennis Court (1 Hour on Weekend)
$4.33 ₱271
$3.97 ฿130
9.07%
Cinema Ticket
$4.82 ₱302
$6.74 ฿221
-28.49%
🧸 Childcare & Education
Ozamiz
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$136 ₱8,520
$778 ฿25.6K
-82.50%
International Primary School, 1 Child (Yearly)
$8,879 ₱555.8K
$14.6K ฿480.2K
-39.22%
👕👟 Clothing & Footwear
Ozamiz
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$33.97 ₱2,127
$54.3 ฿1,785
-37.43%
Summer Dress (H&M, Zara, etc)
$17.02 ₱1,066
$25.45 ฿836
-33.12%
Sport Shoes (Adidas, Nike)
$79.5 ₱4,977
$94.3 ฿3,101
-15.72%
Men's Leather Business Shoes
$57.0 ₱3,565
$73.4 ฿2,414
-22.44%
🏠 Accommodation & Living
Ozamiz
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$274 ₱17.1K
$490 ฿16.1K
-44.14%
1-bedroom Apartment, Outside City Center (Monthly)
$150 ₱9,411
$289 ฿9,510
-48.03%
3-bedroom Apartment, City Center (Monthly)
$508 ₱31.8K
$894 ฿29.4K
-43.11%
3-bedroom Apartment, Outside City Center (Monthly)
$354 ₱22.2K
$517 ฿17.0K
-31.48%
Buy Apartment in City Center (m2)
$2,649 ₱165.8K
$1,955 ฿64.3K
35.47%
Buy Apartment Outside City Center (m2)
$997 ₱62.4K
$1,477 ฿48.5K
-32.48%
💵 Salaries & Financials
Ozamiz
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$193 ₱12.1K
$602 ฿19.8K
-68.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
5.57
21.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ozamiz: August 30, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $274 in Ozamiz versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 213% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in Ozamiz versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $169 vs $240 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ozamiz vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ozamiz or Chiang Mai?
Chiang Mai costs about 33% more than Ozamiz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ozamiz and in Chiang Mai?
For a comfortable life, plan on about $1,072 per month in Ozamiz and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ozamiz or Chiang Mai?
Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ozamiz and in Chiang Mai?
Kindergarten costs $136 per month in Ozamiz and $778 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ozamiz or in Chiang Mai?
Groceries cost about 43% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Ozamiz or in Chiang Mai?
A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $714, than in Chiang Mai at $947. In Ozamiz it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ozamiz or Chiang Mai?
For digital nomads, it depends on budget. Ozamiz costs $714 versus $947 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ozamiz compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ozamiz or to Chiang Mai?
If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

Ozamiz vs other spots: cost of living compared

Similar cities