Last update: Oct 2026 Philippines 141.8K

Cost of Living in Ozamiz

For one person, living costs in Ozamiz are estimated at $691 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $14 a day.

Monthly Cost of Living

How much you'll spend in Ozamiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ozamiz actually costs, broken down by who's living it.

A single person spends around $691 per month with rent, or $431 for everyday expenses alone.

$691 /mo

A couple spends around $1,083 per month with rent, or $718 for everyday expenses alone.

$1,083 /mo

A family of three spends around $1,475 per month with rent, or $1,005 without housing.

$1,475 /mo

Overall, Ozamiz is about 49% below the global median. Within Asia, costs are well below average (35% lower) – one of the most affordable options in the region.

Currency
Do you live in Ozamiz? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$3.85 ₱243
$1.57 ₱98.9
$6.29 ₱396
Three-Course Dinner for Two, Mid-Range
$17.04 ₱1,073
$12.02 ₱757
$31.53 ₱1,985
Fast Food Meal (McDonalds, etc)
$2.80 ₱176
$2.39 ₱150
$3.97 ₱250
Cappuccino
$2.54 ₱160
$1.27 ₱80.0
$3.82 ₱241
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ₱40.51
$0.48 ₱30.38
$0.97 ₱60.8
Water (0.33 liter bottle)
$0.28 ₱17.33
$0.21 ₱13.00
$0.52 ₱32.50
Local Beer (0.5 liter draught)
$1.27 ₱79.8
$0.88 ₱55.5
$2.59 ₱163
Imported Beer (0.33 liter bottle)
$1.83 ₱115
$1.42 ₱89.2
$3.03 ₱191
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.61 ₱102
$1.55 ₱97.6
$1.63 ₱103
White Bread (500g)
$0.73 ₱46.15
$0.69 ₱43.72
$0.77 ₱48.57
Rice (white) (1kg)
$0.79 ₱49.61
$0.65 ₱41.03
$0.86 ₱53.9
Eggs
$2.10 ₱132
$1.36 ₱85.5
$3.38 ₱213
Local Cheese (1kg)
$6.02 ₱379
$3.45 ₱217
$17.23 ₱1,085
Chicken Fillets (1kg)
$3.46 ₱218
$3.04 ₱191
$3.89 ₱245
Beef Round Steak (1kg)
$7.50 ₱472
$7.10 ₱447
$7.89 ₱496
Apples (1kg)
$2.37 ₱149
$1.57 ₱99.1
$3.45 ₱218
Banana (1kg)
$0.75 ₱46.99
$0.55 ₱34.63
$0.94 ₱59.4
Oranges (1kg)
$2.59 ₱163
$1.55 ₱97.5
$4.31 ₱271
Tomato (1kg)
$1.21 ₱75.9
$0.50 ₱31.69
$2.00 ₱126
Potato (1kg)
$2.21 ₱139
$1.97 ₱124
$2.46 ₱155
Onion (1kg)
$2.76 ₱174
$2.44 ₱153
$3.09 ₱194
Lettuce (1 head)
$1.10 ₱69.2
$0.46 ₱28.83
$3.65 ₱230
Water (1.5 liter bottle)
$0.53 ₱33.53
$0.38 ₱23.95
$0.84 ₱52.7
Cigarettes 20 Pack (Marlboro, Camel)
$2.83 ₱178
$2.56 ₱161
$3.11 ₱196
Wine (Bottle)
$8.68 ₱546
$3.66 ₱230
$12.78 ₱805
Local Beer (0.5 liter bottle)
$1.04 ₱65.2
$0.85 ₱53.8
$1.70 ₱107
Imported Beer (0.33 liter bottle)
$1.93 ₱121
$1.01 ₱63.3
$3.24 ₱204
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.27 ₱16.94
$0.23 ₱14.52
$0.31 ₱19.36
Public Transport Monthly Pass (Regular Price)
$11.47 ₱722
$5.70 ₱359
$11.47 ₱722
Taxi Start (Normal Tariff)
$0.75 ₱47.24
$0.71 ₱44.75
$0.79 ₱49.73
Taxi (Normal Tariff) (1km)
$0.19 ₱11.91
$0.11 ₱7.04
$0.57 ₱35.73
Taxi 1hour Waiting (Normal Tariff)
$1.75 ₱110
$1.45 ₱91.5
$2.92 ₱184
Gasoline (1 liter)
$1.02 ₱64.4
$0.73 ₱45.90
$1.33 ₱83.5
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.4K ₱1.2M
$18.4K ₱1.2M
$18.4K ₱1.2M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K ₱1.2M
$19.5K ₱1.2M
$19.5K ₱1.2M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 ₱7,081
$72.9 ₱4,589
$219 ₱13.8K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.02 ₱1,009
$7.98 ₱502
$25.22 ₱1,588
Internet (50+ Mbps, Unlimited Data)
$24.02 ₱1,513
$22.02 ₱1,386
$39.32 ₱2,476
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$29.50 ₱1,857
$7.25 ₱457
$29.50 ₱1,857
Tennis Court (1 Hour on Weekend)
$4.13 ₱260
$2.84 ₱179
$4.25 ₱268
Cinema Ticket
$5.44 ₱342
$4.09 ₱258
$7.52 ₱474
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$128 ₱8,038
$31.92 ₱2,009
$306 ₱19.3K
International Primary School, 1 Child (Yearly)
$9,160 ₱576.7K
$4,555 ₱286.8K
$20.5K ₱1.3M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$36.38 ₱2,290
$8.76 ₱552
$87.7 ₱5,520
Summer Dress (H&M, Zara, etc)
$21.65 ₱1,363
$5.66 ₱356
$53.0 ₱3,338
Sport Shoes (Adidas, Nike)
$65.9 ₱4,152
$43.96 ₱2,768
$87.9 ₱5,535
Men's Leather Business Shoes
$50.7 ₱3,192
$21.73 ₱1,368
$72.4 ₱4,561
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$264 ₱16.6K
$158 ₱9,930
$394 ₱24.8K
1-bedroom Apartment, Outside City Center (Monthly)
$147 ₱9,284
$82.2 ₱5,177
$151 ₱9,481
3-bedroom Apartment, City Center (Monthly)
$520 ₱32.8K
$288 ₱18.1K
$801 ₱50.4K
3-bedroom Apartment, Outside City Center (Monthly)
$358 ₱22.5K
$193 ₱12.2K
$451 ₱28.4K
Buy Apartment in City Center (m2)
$2,576 ₱162.2K
$680 ₱42.8K
$2,576 ₱162.2K
Buy Apartment Outside City Center (m2)
$947 ₱59.6K
$152 ₱9,541
$947 ₱59.6K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$189 ₱11.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
4.5
7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Ozamiz $691
Groceries & Markets
$175
Monthly Utilities & Internet
$153
Accommodation & Living
$147
Eating Out
$83
Clothing & Footwear
$79
Sport & Entertainment
$40
Getting Around
$14

Cost Breakdown

A one-bedroom apartment in the city center costs around $264, dropping to $147 outside central areas. Housing accounts for roughly 140% of the average salary ($189) – well above the 30% international benchmark.

The average net salary is $189 – below monthly costs of $691. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $175 per month for one person. A mid-range dinner for two is priced at $17.00 – well below the Asian average of $36.00.

A monthly public transport pass costs about $11.47 – among the cheapest in Asia (average $33.00).

Cost Highlights

Taxi is cheaper than 96% of cities in Asia

Fast food meal is cheaper than 94% of cities in Asia

Average monthly net salary is lower than 91% of cities in Asia

Good to know
🕒 Local time
20:20 8:20 PM
🌤 Weather
👥 Population
141,828
💱 Currency
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Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

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Ozamiz Median Internet Speeds (Updated April 2026)

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Cost of Living in Ozamiz - Frequently Asked Questions
How affordable is Ozamiz for travelers, expats, and digital nomads, and who tends to find good value there?
Compared with larger metro areas, Ozamiz offers a gentler pace and lower everyday costs. You’ll find affordable lodging, whether you rent a simple apartment or a shared house, and meals from carinderias and markets are budget-friendly. For longer stays, utilities tend to be reasonable and transportation remains modest. The city serves as a practical base for exploring Mindanao’s coast, with cafes, libraries, and reliable internet in commercial pockets. Cost of Living in Ozamiz is favorable for those prioritizing balance over bling, especially if you plan around seasonal markets and the rhythm of local life. Tip: Start small and adjust as you learn the area.
What does daily life look like in Ozamiz for housing search, food options, transport, and remote work?
When you search for housing, prioritize neighborhoods near the city center or along the coast where options range from modest apartments to guesthouses. Food-wise, local markets and eateries offer fresh produce and inexpensive meals; cooking at home helps manage expenses. Transport is practical with tricycles, jeepneys, and buses, plus rideshares in urban pockets. For remote work, there are Wi-Fi cafes and coworking spaces, though speed can vary by location. Ozamiz living cost remains quite approachable if you balance dining out with home cooking and choose a walkable area. Tip: Build a routine that clusters errands to save time and transport costs.
What should you consider for quality of life, budgeting frameworks, and neighborhood fit in Ozamiz?
Quality of life in Ozamiz tends to hinge on community feel, safety, and easy access to the coast. To budget effectively, treat rent as your anchor and balance it with affordable groceries and occasional dining out, adjusting as you experience different seasons and local events. Neighborhoods near the city center and gulf offer walkable access to markets, while quieter residential lanes suit longer stays and a steadier routine. Try a short-term mix of areas to gauge internet reliability, noise levels, and transit options before committing long term. Tip: map essential services – grocery, healthcare, and transport – and choose a base that minimizes back-and-forth.
How much does it cost to live in Ozamiz per month?
Plan for roughly $691 a month in Ozamiz if you're renting, or around $431 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much does it cost to live in Ozamiz in 2026?
For 2026, a single person in Ozamiz should plan on about $691 per month with rent, or $431 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What salary is needed for a comfortable life in Ozamiz?
You'll want at least $1,037 per month after taxes to live comfortably in Ozamiz. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Ozamiz?
A central one-bedroom apartment in Ozamiz runs about $264 per month. Move further out and that drops to around $147. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is grocery shopping affordable in Ozamiz?
Groceries in Ozamiz are cheap – a single person spends about $175 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Ozamiz?
Public transport in Ozamiz costs about $11.47 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Ozamiz?
$1,000 a month in Ozamiz? Very doable. Average costs with rent come to just $691, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
Is Ozamiz expat-friendly?
Ozamiz works well for expats – there's a solid range of international services, diverse housing, and established communities of foreigners. English-language options for healthcare, banking, and real estate are increasingly available, making the transition fairly smooth.
Is Ozamiz a cheap city to live in?
Ozamiz is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $691 per month with rent, it sits well below the global average for cities of similar size.

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