Cost of Living Comparison Between Ubud, Bali and Ozamiz Cost of Living Comparison Between Ubud, Bali and Ozamiz

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $712 in Ozamiz, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,080 in Ozamiz, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,448 in Ozamiz, rent included.

Ubud, Bali costs about 92% more than Ozamiz, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Ozamiz is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.63 ₱228

-5.23%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$16.45 ₱1,031

120.73%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.64 ₱166

116.29%

Cappuccino

$2.67 Rp 47.3K

$2.22 ₱139

20.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.57 ₱35.64

207.02%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.28 ₱17.43

210.71%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.03 ₱64.8

186.41%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.99 ₱125

127.14%

Milk (1 liter)

$1.62 Rp 28.7K

$1.53 ₱95.7

5.88%

White Bread (500g)

$2.33 Rp 41.3K

$0.77 ₱48.21

202.60%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.79 ₱49.31

40.51%

Eggs

$2.20 Rp 39.0K

$2.10 ₱132

4.76%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.50 ₱345

221.64%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.50 ₱220

17.14%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.50 ₱471

62.40%

Apples (1kg)

$3.71 Rp 65.6K

$2.38 ₱149

55.88%

Banana (1kg)

$1.59 Rp 28.1K

$0.77 ₱48.00

106.49%

Oranges (1kg)

$2.28 Rp 40.4K

$2.13 ₱134

7.04%

Tomato (1kg)

$1.95 Rp 34.6K

$1.09 ₱68.7

78.90%

Potato (1kg)

$1.91 Rp 33.7K

$2.19 ₱137

-12.79%

Onion (1kg)

$2.33 Rp 41.3K

$2.68 ₱168

-13.06%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.74 ₱46.57

36.49%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.56 ₱35.19

-1.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.82 ₱177

-20.92%

Wine (Bottle)

$23.07 Rp 408.6K

$8.86 ₱556

160.38%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.93 ₱58.6

160.22%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.90 ₱119

57.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.29 ₱18.35

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$10.85 ₱680

-17.24%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.87 ₱54.9

-44.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.21 ₱13.43

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.69 ₱106

233.73%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.99 ₱62.2

-19.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$22.8K ₱1.4M

9.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$17.0K ₱1.1M

86.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$131 ₱8,230

-37.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$13.70 ₱859

-52.63%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$24.82 ₱1,557

-24.38%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$27.33 ₱1,714

108.09%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.69 ₱294

299.36%

Cinema Ticket

$4.54 Rp 80.4K

$5.59 ₱350

-18.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$138 ₱8,626

249.50%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$8,480 ₱531.9K

-32.65%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$34.63 ₱2,172

31.45%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$20.05 ₱1,257

78.95%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$61.3 ₱3,842

31.25%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$54.1 ₱3,392

45.47%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$266 ₱16.7K

318.45%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$163 ₱10.2K

327.17%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$490 ₱30.8K

641.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$343 ₱21.5K

406.58%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,271 ₱142.4K

22.62%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$918 ₱57.6K

149.30%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$192 ₱12.0K

-12.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ozamiz: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $266 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Ozamiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $16.00 in Ozamiz. Monthly groceries follow the same trend: $295 vs $169 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozamiz: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 92%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,068 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $712 in Ozamiz. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 21% less in Ozamiz. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $712, than in Ubud, Bali at $1,368. In Ozamiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.