Cost of Living Comparison Between Ubud, Bali and Ozamiz Cost of Living Comparison Between Ubud, Bali and Ozamiz

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $767 in Ozamiz, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,202 in Ozamiz, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,636 in Ozamiz, rent included.

Ubud, Bali costs about 81% more than Ozamiz, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Ozamiz is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.52 ₱216

1.42%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$17.62 ₱1,078

83.43%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.24 ₱198

54.63%

Cappuccino

$2.82 Rp 51.0K

$2.39 ₱147

17.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.78 ₱47.63

73.08%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.39 ₱24.04

87.18%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.36 ₱83.2

115.44%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.10 ₱128

87.62%

Milk (1 liter)

$1.78 Rp 32.1K

$1.74 ₱107

2.30%

White Bread (500g)

$2.45 Rp 44.2K

$0.82 ₱49.92

198.78%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.89 ₱54.5

29.21%

Eggs

$2.41 Rp 43.6K

$1.62 ₱99.1

48.77%

Local Cheese (1kg)

$14.33 Rp 258.7K

$8.14 ₱498

76.04%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.14 ₱253

1.21%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.56 ₱463

59.52%

Apples (1kg)

$3.64 Rp 65.7K

$2.86 ₱175

27.27%

Banana (1kg)

$1.57 Rp 28.3K

$1.58 ₱96.9

-0.63%

Oranges (1kg)

$2.79 Rp 50.3K

$2.71 ₱166

2.95%

Tomato (1kg)

$2.24 Rp 40.5K

$1.62 ₱99.2

38.27%

Potato (1kg)

$1.98 Rp 35.7K

$2.21 ₱135

-10.41%

Onion (1kg)

$2.28 Rp 41.1K

$2.59 ₱158

-11.97%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.07 ₱65.2

-1.87%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.75 ₱46.06

5.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.78 ₱170

14.75%

Wine (Bottle)

$23.49 Rp 424.1K

$7.02 ₱430

234.62%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.15 ₱70.5

152.17%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.96 ₱120

40.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.28 ₱17.29

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.81 ₱49.78

-44.44%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.24 ₱14.77

91.67%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.11 ₱129

187.68%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.09 ₱66.7

-21.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$26.3K ₱1.6M

0.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$20.5K ₱1.3M

58.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$115 ₱7,012

-31.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$32.93 ₱2,016

-87.58%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$27.89 ₱1,708

-14.49%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$33.75 ₱2,066

192.68%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$4.36 ₱267

45.64%

Cinema Ticket

$4.01 Rp 72.3K

$5.89 ₱360

-31.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$153 ₱9,395

93.67%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$4,238 ₱259.4K

55.79%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$46.60 ₱2,853

14.66%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$26.13 ₱1,600

45.85%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$76.3 ₱4,669

16.22%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$53.8 ₱3,295

42.34%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$269 ₱16.5K

278.85%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$178 ₱10.9K

281.33%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$594 ₱36.4K

483.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$397 ₱24.3K

426.89%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,151 ₱131.7K

26.86%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$928 ₱56.8K

147.33%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$194 ₱11.9K

-15.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ozamiz: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $269 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Ozamiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $18.00 in Ozamiz. Monthly groceries follow the same trend: $298 vs $195 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozamiz: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 81%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,151 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $767 in Ozamiz. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $153 in Ozamiz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $767, than in Ubud, Bali at $1,392. In Ozamiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.