Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ozamiz

For one person, living is cheaper in Ozamiz: $709 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Ozamiz
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Ozamiz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ozamiz

🇵🇭 Philippines

$709

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ozamiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ozamiz actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $709 in Ozamiz, rent included.

Ubud, Bali $1,331
Ozamiz $709

A couple spends around $2,255 per month in Ubud, Bali vs $1,076 in Ozamiz, rent included.

Ubud, Bali $2,255
Ozamiz $1,076

A family of three spends $3,180 per month in Ubud, Bali vs $1,443 in Ozamiz, rent included.

Ubud, Bali $3,180
Ozamiz $1,443

Ubud, Bali costs about 88% more than Ozamiz, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Ozamiz are more affordable than the global median – Ubud, Bali 2% lower, Ozamiz 48% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.84 ₱244

-11.98%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$16.64 ₱1,056

108.23%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$2.76 ₱175

101.81%

Cappuccino

$2.62 Rp 47.5K

$2.20 ₱140

19.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.64 ₱40.84

140.63%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.33 ₱21.14

93.94%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.16 ₱73.6

130.17%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.04 ₱130

108.82%

Milk (1 liter)

$1.46 Rp 26.5K

$1.50 ₱95.5

-2.67%

White Bread (500g)

$2.29 Rp 41.6K

$0.77 ₱48.92

197.40%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.82 ₱52.0

35.37%

Eggs

$2.10 Rp 38.1K

$2.00 ₱127

5.00%

Local Cheese (1kg)

$15.94 Rp 289.3K

$5.37 ₱341

196.83%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.42 ₱217

13.45%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$7.24 ₱459

57.46%

Apples (1kg)

$3.55 Rp 64.5K

$2.36 ₱150

50.42%

Banana (1kg)

$1.54 Rp 27.9K

$0.73 ₱46.03

110.96%

Oranges (1kg)

$2.23 Rp 40.5K

$2.38 ₱151

-6.30%

Tomato (1kg)

$1.97 Rp 35.8K

$1.16 ₱73.7

69.83%

Potato (1kg)

$1.86 Rp 33.7K

$2.15 ₱137

-13.49%

Onion (1kg)

$2.42 Rp 43.9K

$1.52 ₱96.6

59.21%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.10 ₱69.6

-7.27%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.56 ₱35.63

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.81 ₱179

-21.71%

Wine (Bottle)

$21.79 Rp 395.4K

$7.57 ₱480

187.85%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.92 ₱58.6

153.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.93 ₱123

53.89%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.26 ₱16.38

-3.85%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$12.47 ₱792

-34.48%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.80 ₱50.6

-45.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.22 ₱13.99

113.64%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.86 ₱118

201.08%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.02 ₱64.5

-18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$20.9K ₱1.3M

17.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$19.1K ₱1.2M

65.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$119 ₱7,557

-34.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$15.79 ₱1,003

-61.11%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$24.04 ₱1,526

-21.30%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$31.50 ₱2,000

61.87%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$5.31 ₱337

243.69%

Cinema Ticket

$4.38 Rp 79.5K

$5.16 ₱328

-15.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$130 ₱8,222

280.22%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$7,814 ₱496.1K

56.40%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$32.81 ₱2,083

37.64%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$19.14 ₱1,215

82.29%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$70.9 ₱4,503

10.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.7 ₱3,534

39.90%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$246 ₱15.6K

337.65%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$169 ₱10.7K

294.45%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$484 ₱30.8K

624.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$344 ₱21.9K

385.39%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,637 ₱167.4K

-11.27%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,127 ₱71.6K

98.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$188 ₱11.9K

-11.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ozamiz: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ozamiz

$169 23.8% 74.6% $496

Groceries & Markets

Ubud, Bali

$279 21%

Ozamiz

$165 23.2% 41.1% $115

Clothing & Footwear

Ubud, Bali

$106 8%

Ozamiz

$80 11.3% 24.4% $26

Eating Out

Ubud, Bali

$106 8%

Ozamiz

$79 11.2% 25.1% $27

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ozamiz

$159 22.4% 54.9% $56

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ozamiz

$42 5.9% 30% $18

Getting Around

Ubud, Bali

$12 0.9%

Ozamiz

$15 2.2% 28.9% $3.5

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $246 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Ozamiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $17 in Ozamiz. Monthly groceries follow the same trend: $279 vs $165 – making Ozamiz the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Ozamiz

🕒 Local time

18:03 6:03 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

141,828

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.49 PHP (100 PHP = 1.58 USD). 1 EUR = 71.17 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ozamiz 2,080 km ≈ 3 h nonstop flight

From you

Ubud, Bali
Ozamiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozamiz: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 88%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,063 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments: a one-bedroom in the center costs $246 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $709 in Ozamiz. That makes Ozamiz about 47% cheaper.

Public transport costs about 34% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ozamiz, where all-in costs run around $709, than in Ubud, Bali at $1,331. In Ozamiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.