Cost of Living Comparison Between Ubud, Bali and Ozamiz Cost of Living Comparison Between Ubud, Bali and Ozamiz

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $759 in Ozamiz, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,177 in Ozamiz, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,595 in Ozamiz, rent included.

Ubud, Bali costs about 90% more than Ozamiz, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Ozamiz is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.53 ₱218

1.13%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$17.70 ₱1,092

84.07%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.24 ₱200

56.48%

Cappuccino

$2.83 Rp 49.0K

$2.35 ₱145

20.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.83 ₱51.3

61.45%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.36 ₱22.34

91.67%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.36 ₱83.8

119.85%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.16 ₱133

78.24%

Milk (1 liter)

$1.74 Rp 30.2K

$1.73 ₱107

0.58%

White Bread (500g)

$2.54 Rp 44.0K

$0.86 ₱53.3

195.35%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.85 ₱52.3

40.00%

Eggs

$2.43 Rp 42.0K

$1.63 ₱101

49.08%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.20 ₱506

78.78%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.32 ₱266

-3.24%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.76 ₱479

53.87%

Apples (1kg)

$3.69 Rp 63.9K

$2.86 ₱176

29.02%

Banana (1kg)

$1.61 Rp 27.8K

$1.52 ₱93.5

5.92%

Oranges (1kg)

$2.69 Rp 46.5K

$2.71 ₱167

-0.74%

Tomato (1kg)

$2.33 Rp 40.4K

$1.59 ₱98.2

46.54%

Potato (1kg)

$1.91 Rp 33.0K

$2.29 ₱141

-16.59%

Onion (1kg)

$2.19 Rp 37.9K

$2.59 ₱159

-15.44%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.11 ₱68.6

-4.50%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.72 ₱44.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.82 ₱174

10.99%

Wine (Bottle)

$23.49 Rp 407.1K

$7.71 ₱476

204.67%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.17 ₱72.0

134.19%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.97 ₱121

46.19%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.28 ₱17.42

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.82 ₱50.7

-45.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.24 ₱14.82

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.17 ₱134

183.87%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.10 ₱67.9

-23.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$26.3K ₱1.6M

-0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.6K ₱1.3M

57.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$114 ₱7,006

-30.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$32.63 ₱2,013

-87.89%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$27.60 ₱1,702

-11.59%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$34.50 ₱2,128

179.83%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.50 ₱278

41.11%

Cinema Ticket

$4.04 Rp 70.0K

$5.82 ₱359

-30.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$151 ₱9,295

100.82%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,383 ₱270.3K

48.82%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$46.07 ₱2,842

16.87%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$26.94 ₱1,661

40.98%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$76.6 ₱4,727

13.20%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$53.9 ₱3,322

46.42%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$266 ₱16.4K

280.81%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$174 ₱10.7K

287.48%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$590 ₱36.4K

474.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$392 ₱24.2K

434.97%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,533 ₱156.2K

17.85%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$197 ₱12.2K

-12.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Ozamiz: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $266 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Ozamiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Ozamiz. Monthly groceries follow the same trend: $298 vs $198 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ozamiz: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 90%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,138 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $759 in Ozamiz. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $151 in Ozamiz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $759, than in Ubud, Bali at $1,438. In Ozamiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.