Last update: Oct 2026

Cost of Living Comparison Between Ozamiz and Makati

For one person, living is cheaper in Ozamiz: $726 a month against $1,230 in Makati, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

34

Cost of Living Index in Ozamiz
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Ozamiz Living Index
59

Cost of Living Index in Makati
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Makati Living Index

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Ozamiz

🇵🇭 Philippines

$726

/mo nomad

Makati

🇵🇭 Philippines

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in Ozamiz and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ozamiz and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $726 in Ozamiz versus $1,230 in Makati.

Ozamiz $726
Makati $1,230

Estimated couple costs with rent: $1,089 in Ozamiz versus $2,137 in Makati.

Ozamiz $1,089
Makati $2,137

Monthly costs for a family of three with rent: $1,453 in Ozamiz versus $3,044 in Makati.

Ozamiz $1,453
Makati $3,044

Living in Ozamiz costs roughly 41% less than in Makati, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ozamiz 47% lower, Makati 10% lower.

Meal at Budget Restaurant

$4.00 ₱255

$6.40 ₱409

-37.50%

Three-Course Dinner for Two, Mid-Range

$16.28 ₱1,040

$38.45 ₱2,457

-57.66%

Fast Food Meal (McDonalds, etc)

$2.35 ₱150

$4.78 ₱306

-50.84%

Cappuccino

$1.97 ₱126

$2.59 ₱166

-23.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ₱39.54

$1.09 ₱69.9

-43.12%

Water (0.33 liter bottle)

$0.33 ₱21.32

$0.49 ₱31.39

-32.65%

Local Beer (0.5 liter draught)

$1.34 ₱85.4

$2.39 ₱153

-43.93%

Imported Beer (0.33 liter bottle)

$1.91 ₱122

$3.18 ₱203

-39.94%

Milk (1 liter)

$1.57 ₱101

$1.80 ₱115

-12.78%

White Bread (500g)

$0.76 ₱48.30

$1.26 ₱80.8

-39.68%

Rice (white) (1kg)

$0.83 ₱52.9

$1.03 ₱65.9

-19.42%

Eggs

$2.08 ₱133

$2.37 ₱151

-12.24%

Local Cheese (1kg)

$6.01 ₱384

$6.91 ₱441

-13.02%

Chicken Fillets (1kg)

$3.42 ₱219

$4.93 ₱315

-30.63%

Beef Round Steak (1kg)

$7.63 ₱487

$6.74 ₱431

13.20%

Apples (1kg)

$2.31 ₱148

$4.12 ₱263

-43.93%

Banana (1kg)

$0.72 ₱45.74

$1.90 ₱122

-62.11%

Oranges (1kg)

$2.27 ₱145

$3.19 ₱204

-28.84%

Tomato (1kg)

$1.16 ₱74.1

$2.25 ₱144

-48.44%

Potato (1kg)

$2.07 ₱132

$3.55 ₱227

-41.69%

Onion (1kg)

$2.73 ₱174

$3.50 ₱223

-22.00%

Lettuce (1 head)

$1.20 ₱76.7

$1.07 ₱68.1

12.15%

Water (1.5 liter bottle)

$0.52 ₱33.48

$1.13 ₱71.9

-53.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱186

$2.60 ₱166

11.92%

Wine (Bottle)

$6.77 ₱433

$7.85 ₱502

-13.76%

Local Beer (0.5 liter bottle)

$0.94 ₱59.8

$1.29 ₱82.6

-27.13%

Imported Beer (0.33 liter bottle)

$1.82 ₱117

$1.93 ₱124

-5.70%

One-way Ticket (Public Transport)

$0.26 ₱16.43

$0.88 ₱56.4

-70.45%

Public Transport Monthly Pass (Regular Price)

$12.73 ₱814

$56.3 ₱3,595

-77.37%

Taxi Start (Normal Tariff)

$0.83 ₱52.9

$0.65 ₱41.59

27.69%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.42

$0.21 ₱13.38

9.52%

Taxi 1hour Waiting (Normal Tariff)

$1.82 ₱116

$1.90 ₱122

-4.21%

Gasoline (1 liter)

$0.98 ₱62.8

$1.28 ₱81.6

-23.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K ₱1.3M

$20.8K ₱1.3M

-4.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K ₱1.1M

$18.9K ₱1.2M

-9.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,578

$151 ₱9,669

-21.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.71 ₱1,068

$15.59 ₱996

7.18%

Internet (50+ Mbps, Unlimited Data)

$23.69 ₱1,514

$31.38 ₱2,005

-24.51%

Gym Membership (Monthly)

$31.10 ₱1,987

$53.3 ₱3,403

-41.62%

Tennis Court (1 Hour on Weekend)

$5.33 ₱340

$14.04 ₱897

-62.04%

Cinema Ticket

$4.56 ₱291

$7.22 ₱461

-36.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$146 ₱9,318

$776 ₱49.6K

-81.20%

International Primary School, 1 Child (Yearly)

$8,434 ₱538.9K

$7,391 ₱472.2K

14.11%

Jeans (Levis 501 Or Similar)

$33.85 ₱2,163

$59.9 ₱3,826

-43.47%

Summer Dress (H&M, Zara, etc)

$21.35 ₱1,364

$36.96 ₱2,361

-42.23%

Sport Shoes (Adidas, Nike)

$70.1 ₱4,478

$81.0 ₱5,177

-13.50%

Men's Leather Business Shoes

$54.8 ₱3,503

$101 ₱6,446

-45.66%

1-bedroom Apartment, City Center (Monthly)

$252 ₱16.1K

$829 ₱53.0K

-69.55%

1-bedroom Apartment, Outside City Center (Monthly)

$185 ₱11.8K

$429 ₱27.4K

-56.90%

3-bedroom Apartment, City Center (Monthly)

$488 ₱31.2K

$2,151 ₱137.4K

-77.28%

3-bedroom Apartment, Outside City Center (Monthly)

$347 ₱22.2K

$1,308 ₱83.6K

-73.47%

Buy Apartment in City Center (m2)

$2,802 ₱179.0K

$5,714 ₱365.1K

-50.97%

Buy Apartment Outside City Center (m2)

$1,042 ₱66.6K

$3,568 ₱228.0K

-70.79%

Average Monthly Net Salary (After Tax)

$189 ₱12.1K

$587 ₱37.5K

-67.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

7.5

-7.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ozamiz: October 25, 2026

Last update for Makati: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ozamiz

$185 25.4%

Makati

$429 34.8% 132% $244

Groceries & Markets

Ozamiz

$168 23.2%

Makati

$227 18.5% 35.1% $59

Monthly Utilities & Internet

Ozamiz

$159 21.9%

Makati

$198 16.1% 24.7% $39

Clothing & Footwear

Ozamiz

$81 11.2%

Makati

$125 10.2% 54.8% $44

Eating Out

Ozamiz

$77 10.6%

Makati

$121 9.9% 57.5% $44

Sport & Entertainment

Ozamiz

$40 5.5%

Makati

$68 5.5% 68.3% $27

Getting Around

Ozamiz

$16 2.2%

Makati

$61 5% 291% $46

Cost Breakdown

A one-bedroom apartment in the center runs $252 in Ozamiz and $829 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays about 3.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $16 in Ozamiz vs $38 in Makati for a mid-range dinner for two. Groceries echo the gap at $168 vs $227 per month, with Ozamiz cheaper across the board.

Good to know

🇵🇭 Ozamiz

🇵🇭 Makati

🕒 Local time

04:47 4:47 AM

Same time as Ozamiz

🌤 Weather

👥 Population

141,828

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Ozamiz Makati 780 km ≈ 1 h 30 min nonstop flight

From you

Ozamiz
Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ozamiz vs Makati: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 41% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

On paper, salaries run 68% lower in Ozamiz. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $252 in Ozamiz versus $829 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $726 per month in Ozamiz versus $1,230 in Makati – Ozamiz is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Ozamiz runs roughly 77% less than in Makati. The price difference matters if you commute daily and watch your budget.

At $726 in Ozamiz versus $1,230 in Makati, a $1,000 budget is realistic in Ozamiz but tight or insufficient in Makati. The gap between the two cities makes Ozamiz the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ozamiz gentler on the wallet – expenses run 41% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.