Cost of Living Comparison Between Makati and Ozamiz Cost of Living Comparison Between Makati and Ozamiz

Monthly Cost of Living

Monthly costs for one person with rent: $1,228 in Makati versus $714 in Ozamiz.

Estimated couple costs with rent: $2,025 in Makati versus $1,098 in Ozamiz.

Monthly costs for a family of three with rent: $2,822 in Makati versus $1,481 in Ozamiz.

Living in Makati is roughly 72% more expensive than in Ozamiz, driven mainly by Groceries & Markets.

Both cities sit below the global median: Makati 11% lower, Ozamiz 48% lower.

Meal at Budget Restaurant

$6.57 ₱411

$3.61 ₱226

81.99%

Three-Course Dinner for Two, Mid-Range

$39.99 ₱2,504

$17.05 ₱1,067

134.55%

Fast Food Meal (McDonalds, etc)

$4.59 ₱288

$3.19 ₱200

43.89%

Cappuccino

$2.76 ₱173

$2.33 ₱146

18.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 ₱67.3

$0.66 ₱41.16

62.12%

Water (0.33 liter bottle)

$0.45 ₱28.20

$0.34 ₱21.54

32.35%

Local Beer (0.5 liter draught)

$2.42 ₱151

$1.26 ₱78.7

92.06%

Imported Beer (0.33 liter bottle)

$3.25 ₱203

$1.90 ₱119

71.05%

Milk (1 liter)

$1.83 ₱115

$1.52 ₱95.4

20.39%

White Bread (500g)

$1.29 ₱80.7

$0.79 ₱49.46

63.29%

Rice (white) (1kg)

$1.03 ₱64.4

$0.82 ₱51.4

25.61%

Eggs

$2.38 ₱149

$2.05 ₱128

16.10%

Local Cheese (1kg)

$7.31 ₱457

$4.76 ₱298

53.57%

Chicken Fillets (1kg)

$4.84 ₱303

$3.51 ₱219

37.89%

Beef Round Steak (1kg)

$7.19 ₱450

$7.65 ₱479

-6.01%

Apples (1kg)

$3.98 ₱249

$2.32 ₱146

71.55%

Banana (1kg)

$2.03 ₱127

$0.78 ₱48.52

160.26%

Oranges (1kg)

$3.26 ₱204

$2.27 ₱142

43.61%

Tomato (1kg)

$2.31 ₱144

$1.11 ₱69.2

108.11%

Potato (1kg)

$3.47 ₱217

$2.14 ₱134

62.15%

Onion (1kg)

$3.47 ₱217

$2.65 ₱166

30.94%

Lettuce (1 head)

$1.12 ₱70.1

$0.90 ₱56.2

24.44%

Water (1.5 liter bottle)

$1.11 ₱69.4

$0.52 ₱32.70

113.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 ₱169

$2.85 ₱179

-5.26%

Wine (Bottle)

$7.86 ₱492

$8.68 ₱543

-9.45%

Local Beer (0.5 liter bottle)

$1.40 ₱87.5

$1.09 ₱68.1

28.44%

Imported Beer (0.33 liter bottle)

$2.08 ₱130

$1.96 ₱123

6.12%

One-way Ticket (Public Transport)

$0.90 ₱56.2

$0.27 ₱16.73

233.33%

Public Transport Monthly Pass (Regular Price)

$57.3 ₱3,585

$12.68 ₱794

351.66%

Taxi Start (Normal Tariff)

$0.61 ₱38.13

$0.83 ₱52.2

-26.51%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.25 ₱15.64

-16.00%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$1.94 ₱121

-3.09%

Gasoline (1 liter)

$1.25 ₱78.3

$1.05 ₱65.6

19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.3M

$18.3K ₱1.1M

16.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K ₱1.2M

0.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 ₱9,622

$138 ₱8,664

11.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.78 ₱988

$15.93 ₱997

-0.94%

Internet (50+ Mbps, Unlimited Data)

$32.11 ₱2,010

$24.95 ₱1,562

28.70%

Gym Membership (Monthly)

$54.6 ₱3,417

$33.25 ₱2,081

64.15%

Tennis Court (1 Hour on Weekend)

$14.41 ₱902

$4.33 ₱271

232.79%

Cinema Ticket

$7.39 ₱463

$4.82 ₱302

53.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$790 ₱49.4K

$136 ₱8,520

480.30%

International Primary School, 1 Child (Yearly)

$7,405 ₱463.5K

$8,879 ₱555.8K

-16.61%

Jeans (Levis 501 Or Similar)

$59.8 ₱3,745

$33.97 ₱2,127

76.13%

Summer Dress (H&M, Zara, etc)

$37.65 ₱2,357

$17.02 ₱1,066

121.21%

Sport Shoes (Adidas, Nike)

$82.2 ₱5,143

$79.5 ₱4,977

3.33%

Men's Leather Business Shoes

$103 ₱6,475

$57.0 ₱3,565

81.58%

1-bedroom Apartment, City Center (Monthly)

$748 ₱46.8K

$274 ₱17.1K

173.58%

1-bedroom Apartment, Outside City Center (Monthly)

$430 ₱26.9K

$150 ₱9,411

185.81%

3-bedroom Apartment, City Center (Monthly)

$2,276 ₱142.5K

$508 ₱31.8K

347.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,080 ₱67.6K

$354 ₱22.2K

204.80%

Buy Apartment in City Center (m2)

$6,003 ₱375.8K

$2,649 ₱165.8K

126.66%

Buy Apartment Outside City Center (m2)

$3,832 ₱239.8K

$997 ₱62.4K

284.22%

Average Monthly Net Salary (After Tax)

$610 ₱38.2K

$193 ₱12.1K

216.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

6.75

11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: August 31, 2026

Last update for Ozamiz: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $748 in Makati and $274 in Ozamiz. Housing cost is often the main lever when comparing two cities.

Makati pays 217% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Makati vs $17.00 in Ozamiz for a mid-range dinner for two. Groceries echo the gap at $231 vs $169 per month, with Ozamiz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Ozamiz: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 72% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

Average pay runs 217% higher in Makati, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $748 in Makati versus $274 in Ozamiz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,228 per month in Makati versus $714 in Ozamiz – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ozamiz runs roughly 352% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $714 in Ozamiz versus $1,228 in Makati, a $1,500 budget is realistic in Ozamiz but tight or insufficient in Makati. The gap between the two cities makes Ozamiz the clear choice for anyone on this budget.

Both work as nomad bases, but Ozamiz delivers better value – similar infrastructure at $714 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozamiz hard to pass up.

Safety-wise, Makati and Ozamiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozamiz gentler on the wallet – expenses run 72% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.