Last update: Oct 2026

Cost of Living Comparison Between Makati and Ozamiz

For one person, living is cheaper in Ozamiz: $726 a month against $1,230 in Makati, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

59

Cost of Living Index in Makati
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Makati Living Index
34

Cost of Living Index in Ozamiz
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Ozamiz Living Index

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Makati

🇵🇭 Philippines

$1,230

/mo nomad

Ozamiz

🇵🇭 Philippines

$726

/mo nomad

Monthly Cost of Living

How much you'll spend in Makati and in Ozamiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Ozamiz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,230 in Makati versus $726 in Ozamiz.

Makati $1,230
Ozamiz $726

Estimated couple costs with rent: $2,137 in Makati versus $1,089 in Ozamiz.

Makati $2,137
Ozamiz $1,089

Monthly costs for a family of three with rent: $3,044 in Makati versus $1,453 in Ozamiz.

Makati $3,044
Ozamiz $1,453

Living in Makati is roughly 69% more expensive than in Ozamiz, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Makati 10% lower, Ozamiz 47% lower.

Meal at Budget Restaurant

$6.40 ₱409

$4.00 ₱255

60.00%

Three-Course Dinner for Two, Mid-Range

$38.45 ₱2,457

$16.28 ₱1,040

136.18%

Fast Food Meal (McDonalds, etc)

$4.78 ₱306

$2.35 ₱150

103.40%

Cappuccino

$2.59 ₱166

$1.97 ₱126

31.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₱69.9

$0.62 ₱39.54

75.81%

Water (0.33 liter bottle)

$0.49 ₱31.39

$0.33 ₱21.32

48.48%

Local Beer (0.5 liter draught)

$2.39 ₱153

$1.34 ₱85.4

78.36%

Imported Beer (0.33 liter bottle)

$3.18 ₱203

$1.91 ₱122

66.49%

Milk (1 liter)

$1.80 ₱115

$1.57 ₱101

14.65%

White Bread (500g)

$1.26 ₱80.8

$0.76 ₱48.30

65.79%

Rice (white) (1kg)

$1.03 ₱65.9

$0.83 ₱52.9

24.10%

Eggs

$2.37 ₱151

$2.08 ₱133

13.94%

Local Cheese (1kg)

$6.91 ₱441

$6.01 ₱384

14.98%

Chicken Fillets (1kg)

$4.93 ₱315

$3.42 ₱219

44.15%

Beef Round Steak (1kg)

$6.74 ₱431

$7.63 ₱487

-11.66%

Apples (1kg)

$4.12 ₱263

$2.31 ₱148

78.35%

Banana (1kg)

$1.90 ₱122

$0.72 ₱45.74

163.89%

Oranges (1kg)

$3.19 ₱204

$2.27 ₱145

40.53%

Tomato (1kg)

$2.25 ₱144

$1.16 ₱74.1

93.97%

Potato (1kg)

$3.55 ₱227

$2.07 ₱132

71.50%

Onion (1kg)

$3.50 ₱223

$2.73 ₱174

28.21%

Lettuce (1 head)

$1.07 ₱68.1

$1.20 ₱76.7

-10.83%

Water (1.5 liter bottle)

$1.13 ₱71.9

$0.52 ₱33.48

117.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₱166

$2.91 ₱186

-10.65%

Wine (Bottle)

$7.85 ₱502

$6.77 ₱433

15.95%

Local Beer (0.5 liter bottle)

$1.29 ₱82.6

$0.94 ₱59.8

37.23%

Imported Beer (0.33 liter bottle)

$1.93 ₱124

$1.82 ₱117

6.04%

One-way Ticket (Public Transport)

$0.88 ₱56.4

$0.26 ₱16.43

238.46%

Public Transport Monthly Pass (Regular Price)

$56.3 ₱3,595

$12.73 ₱814

341.95%

Taxi Start (Normal Tariff)

$0.65 ₱41.59

$0.83 ₱52.9

-21.69%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.38

$0.23 ₱14.42

-8.70%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱122

$1.82 ₱116

4.40%

Gasoline (1 liter)

$1.28 ₱81.6

$0.98 ₱62.8

30.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$19.8K ₱1.3M

5.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$17.1K ₱1.1M

10.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 ₱9,669

$119 ₱7,578

27.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.59 ₱996

$16.71 ₱1,068

-6.70%

Internet (50+ Mbps, Unlimited Data)

$31.38 ₱2,005

$23.69 ₱1,514

32.46%

Gym Membership (Monthly)

$53.3 ₱3,403

$31.10 ₱1,987

71.29%

Tennis Court (1 Hour on Weekend)

$14.04 ₱897

$5.33 ₱340

163.41%

Cinema Ticket

$7.22 ₱461

$4.56 ₱291

58.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$776 ₱49.6K

$146 ₱9,318

432.00%

International Primary School, 1 Child (Yearly)

$7,391 ₱472.2K

$8,434 ₱538.9K

-12.36%

Jeans (Levis 501 Or Similar)

$59.9 ₱3,826

$33.85 ₱2,163

76.90%

Summer Dress (H&M, Zara, etc)

$36.96 ₱2,361

$21.35 ₱1,364

73.11%

Sport Shoes (Adidas, Nike)

$81.0 ₱5,177

$70.1 ₱4,478

15.61%

Men's Leather Business Shoes

$101 ₱6,446

$54.8 ₱3,503

84.04%

1-bedroom Apartment, City Center (Monthly)

$829 ₱53.0K

$252 ₱16.1K

228.38%

1-bedroom Apartment, Outside City Center (Monthly)

$429 ₱27.4K

$185 ₱11.8K

132.04%

3-bedroom Apartment, City Center (Monthly)

$2,151 ₱137.4K

$488 ₱31.2K

340.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,308 ₱83.6K

$347 ₱22.2K

276.91%

Buy Apartment in City Center (m2)

$5,714 ₱365.1K

$2,802 ₱179.0K

103.96%

Buy Apartment Outside City Center (m2)

$3,568 ₱228.0K

$1,042 ₱66.6K

242.31%

Average Monthly Net Salary (After Tax)

$587 ₱37.5K

$189 ₱12.1K

211.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

6.92

8.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 26, 2026

Last update for Ozamiz: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makati

$429 34.8%

Ozamiz

$185 25.4% 56.9% $244

Groceries & Markets

Makati

$227 18.5%

Ozamiz

$168 23.2% 26% $59

Monthly Utilities & Internet

Makati

$198 16.1%

Ozamiz

$159 21.9% 19.8% $39

Clothing & Footwear

Makati

$125 10.2%

Ozamiz

$81 11.2% 35.4% $44

Eating Out

Makati

$121 9.9%

Ozamiz

$77 10.6% 36.5% $44

Sport & Entertainment

Makati

$68 5.5%

Ozamiz

$40 5.5% 40.6% $27

Getting Around

Makati

$61 5%

Ozamiz

$16 2.2% 74.4% $46

Cost Breakdown

A one-bedroom apartment in the center runs $829 in Makati and $252 in Ozamiz. Housing cost is often the main lever when comparing two cities.

Makati pays about 3.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Makati vs $16 in Ozamiz for a mid-range dinner for two. Groceries echo the gap at $227 vs $168 per month, with Ozamiz cheaper across the board.

Good to know

🇵🇭 Makati

🇵🇭 Ozamiz

🕒 Local time

06:12 6:12 AM

Same time as Makati

🌤 Weather

👥 Population

582,602

141,828

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Makati Ozamiz 780 km ≈ 1 h 30 min nonstop flight

From you

Makati
Ozamiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Ozamiz: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 41% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

Average pay in Makati is about 3.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $829 in Makati versus $252 in Ozamiz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,230 per month in Makati versus $726 in Ozamiz – Ozamiz is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Ozamiz runs roughly 77% less than in Makati. The price difference matters if you commute daily and watch your budget.

At $726 in Ozamiz versus $1,230 in Makati, a $1,000 budget is realistic in Ozamiz but tight or insufficient in Makati. The gap between the two cities makes Ozamiz the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ozamiz gentler on the wallet – expenses run 41% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.