Cost of Living Comparison Between Makati and Ozamiz Cost of Living Comparison Between Makati and Ozamiz

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Makati versus $754 in Ozamiz.

Estimated couple costs with rent: $2,009 in Makati versus $1,201 in Ozamiz.

Monthly costs for a family of three with rent: $2,786 in Makati versus $1,648 in Ozamiz.

Living in Makati is roughly 63% more expensive than Ozamiz, driven mainly by Eating Out.

Both cities sit below the global median: Makati 8% lower, Ozamiz 44% lower.

Meal at Budget Restaurant

$6.80 ₱419

$3.48 ₱215

95.40%

Three-Course Dinner for Two, Mid-Range

$45.15 ₱2,784

$18.04 ₱1,112

150.28%

Fast Food Meal (McDonalds, etc)

$4.93 ₱304

$3.23 ₱199

52.63%

Cappuccino

$2.87 ₱177

$2.44 ₱151

17.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ₱73.5

$0.84 ₱51.6

41.67%

Water (0.33 liter bottle)

$0.56 ₱34.76

$0.39 ₱24.27

43.59%

Local Beer (0.5 liter draught)

$2.44 ₱151

$1.34 ₱82.9

82.09%

Imported Beer (0.33 liter bottle)

$3.66 ₱225

$2.18 ₱135

67.89%

Milk (1 liter)

$2.14 ₱132

$1.75 ₱108

22.29%

White Bread (500g)

$1.43 ₱88.4

$0.80 ₱49.59

78.75%

Rice (white) (1kg)

$1.08 ₱66.5

$0.89 ₱55.2

21.35%

Eggs

$2.34 ₱144

$1.58 ₱97.3

48.10%

Local Cheese (1kg)

$8.16 ₱503

$7.97 ₱491

2.38%

Chicken Fillets (1kg)

$4.43 ₱273

$4.37 ₱270

1.37%

Beef Round Steak (1kg)

$7.64 ₱471

$7.63 ₱471

0.13%

Apples (1kg)

$4.57 ₱282

$2.99 ₱184

52.84%

Banana (1kg)

$1.92 ₱118

$1.55 ₱95.4

23.87%

Oranges (1kg)

$2.70 ₱166

$2.61 ₱161

3.45%

Tomato (1kg)

$2.25 ₱139

$1.57 ₱96.6

43.31%

Potato (1kg)

$3.29 ₱203

$2.19 ₱135

50.23%

Onion (1kg)

$2.86 ₱177

$2.54 ₱157

12.60%

Lettuce (1 head)

$1.08 ₱66.8

$1.12 ₱69.0

-3.57%

Water (1.5 liter bottle)

$0.99 ₱61.3

$0.73 ₱44.86

35.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.94 ₱181

$2.77 ₱171

6.14%

Wine (Bottle)

$8.28 ₱511

$7.99 ₱492

3.63%

Local Beer (0.5 liter bottle)

$1.20 ₱74.1

$1.16 ₱71.6

3.45%

Imported Beer (0.33 liter bottle)

$2.34 ₱144

$2.06 ₱127

13.59%

One-way Ticket (Public Transport)

$0.51 ₱31.71

$0.28 ₱17.47

82.14%

Public Transport Monthly Pass (Regular Price)

$3.58 ₱221

Taxi Start (Normal Tariff)

$0.81 ₱50.0

$0.78 ₱47.93

3.85%

Taxi (Normal Tariff) (1km)

$0.12 ₱7.44

$0.24 ₱14.83

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$3.58 ₱221

$2.12 ₱131

68.87%

Gasoline (1 liter)

$1.10 ₱67.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K ₱2.1M

$26.1K ₱1.6M

31.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₱1.3M

$20.4K ₱1.3M

5.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 ₱10.6K

$110 ₱6,811

55.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.94 ₱1,661

$33.07 ₱2,039

-18.54%

Internet (50+ Mbps, Unlimited Data)

$36.49 ₱2,250

$27.26 ₱1,681

33.86%

Gym Membership (Monthly)

$56.0 ₱3,452

$33.72 ₱2,079

66.04%

Tennis Court (1 Hour on Weekend)

$11.79 ₱727

$4.30 ₱265

174.19%

Cinema Ticket

$7.90 ₱487

$5.85 ₱360

35.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$321 ₱19.8K

$153 ₱9,429

109.62%

International Primary School, 1 Child (Yearly)

$7,538 ₱464.8K

$4,269 ₱263.2K

76.59%

Jeans (Levis 501 Or Similar)

$60.3 ₱3,717

$45.05 ₱2,778

33.81%

Summer Dress (H&M, Zara, etc)

$35.62 ₱2,197

$26.86 ₱1,656

32.61%

Sport Shoes (Adidas, Nike)

$85.6 ₱5,277

$76.6 ₱4,725

11.69%

Men's Leather Business Shoes

$122 ₱7,516

$52.2 ₱3,218

133.55%

1-bedroom Apartment, City Center (Monthly)

$666 ₱41.1K

$263 ₱16.2K

153.27%

1-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.0K

$176 ₱10.9K

121.54%

3-bedroom Apartment, City Center (Monthly)

$2,260 ₱139.4K

$584 ₱36.0K

286.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,024 ₱63.1K

$393 ₱24.2K

160.71%

Buy Apartment in City Center (m2)

$6,010 ₱370.6K

$2,717 ₱167.5K

121.17%

Buy Apartment Outside City Center (m2)

$3,852 ₱237.5K

$1,118 ₱69.0K

244.39%

Average Monthly Net Salary (After Tax)

$682 ₱42.0K

$192 ₱11.8K

255.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: May 30, 2026

Last update for Ozamiz: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $666 in Makati and $263 in Ozamiz. Housing cost is often the main lever when comparing two cities.

Makati pays 255% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Makati vs $18.00 in Ozamiz for a mid-range dinner for two. Groceries echo the gap at $234 vs $197 per month, with Ozamiz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Ozamiz: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 63% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

Makati pays 255% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $666 in Makati versus $263 in Ozamiz. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Makati. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,232 per month in Makati versus $754 in Ozamiz – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

At $754 in Ozamiz versus $1,232 in Makati, a $1,500 budget is realistic in Ozamiz but tight or insufficient in Makati. The gap between the two cities makes Ozamiz the clear choice for anyone on this budget.

Both work as nomad bases, but Ozamiz delivers better value – similar infrastructure at $754 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozamiz hard to pass up.

Safety-wise, Makati and Ozamiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozamiz gentler on the wallet – expenses run 63% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.