Cost of Living Comparison Between Makati and Ozamiz Cost of Living Comparison Between Makati and Ozamiz

Monthly Cost of Living

Monthly costs for one person with rent: $1,188 in Makati versus $775 in Ozamiz.

Estimated couple costs with rent: $2,011 in Makati versus $1,209 in Ozamiz.

Monthly costs for a family of three with rent: $2,833 in Makati versus $1,644 in Ozamiz.

Living in Makati is roughly 53% more expensive than in Ozamiz, driven mainly by Eating Out.

Both cities sit below the global median: Makati 11% lower, Ozamiz 42% lower.

Meal at Budget Restaurant

$6.53 ₱402

$3.48 ₱214

87.64%

Three-Course Dinner for Two, Mid-Range

$45.00 ₱2,770

$17.51 ₱1,078

157.00%

Fast Food Meal (McDonalds, etc)

$4.79 ₱295

$3.24 ₱199

47.84%

Cappuccino

$2.95 ₱181

$2.38 ₱146

23.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 ₱73.8

$0.78 ₱48.15

53.85%

Water (0.33 liter bottle)

$0.58 ₱35.43

$0.39 ₱24.29

48.72%

Local Beer (0.5 liter draught)

$2.34 ₱144

$1.31 ₱81.0

78.63%

Imported Beer (0.33 liter bottle)

$3.56 ₱219

$2.17 ₱133

64.06%

Milk (1 liter)

$2.14 ₱132

$1.82 ₱112

17.58%

White Bread (500g)

$1.43 ₱88.1

$0.82 ₱50.5

74.39%

Rice (white) (1kg)

$1.11 ₱68.6

$0.88 ₱54.5

26.14%

Eggs

$2.33 ₱144

$1.57 ₱96.9

48.41%

Local Cheese (1kg)

$7.99 ₱492

$7.84 ₱483

1.91%

Chicken Fillets (1kg)

$4.52 ₱279

$4.23 ₱261

6.86%

Beef Round Steak (1kg)

$7.71 ₱475

$7.95 ₱489

-3.02%

Apples (1kg)

$4.54 ₱279

$3.00 ₱185

51.33%

Banana (1kg)

$1.98 ₱122

$1.53 ₱94.3

29.41%

Oranges (1kg)

$2.72 ₱168

$2.62 ₱161

3.82%

Tomato (1kg)

$2.28 ₱141

$1.55 ₱95.7

47.10%

Potato (1kg)

$3.45 ₱212

$2.23 ₱137

54.71%

Onion (1kg)

$2.80 ₱173

$2.49 ₱154

12.45%

Lettuce (1 head)

$1.14 ₱70.0

$1.06 ₱65.4

7.55%

Water (1.5 liter bottle)

$0.99 ₱60.7

$0.71 ₱43.41

39.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱184

$2.89 ₱178

3.46%

Wine (Bottle)

$8.01 ₱493

$9.26 ₱570

-13.50%

Local Beer (0.5 liter bottle)

$1.25 ₱76.9

$1.17 ₱72.0

6.84%

Imported Beer (0.33 liter bottle)

$2.24 ₱138

$1.97 ₱121

13.71%

One-way Ticket (Public Transport)

$0.51 ₱31.57

$0.28 ₱17.26

82.14%

Public Transport Monthly Pass (Regular Price)

$3.58 ₱220

Taxi Start (Normal Tariff)

$0.76 ₱47.05

$0.82 ₱50.8

-7.32%

Taxi (Normal Tariff) (1km)

$0.13 ₱8.20

$0.24 ₱14.81

-45.83%

Taxi 1hour Waiting (Normal Tariff)

$3.45 ₱212

$2.10 ₱129

64.29%

Gasoline (1 liter)

$1.15 ₱71.0

$1.13 ₱69.7

1.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K ₱2.1M

$26.6K ₱1.6M

27.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₱1.4M

$20.2K ₱1.2M

8.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 ₱10.4K

$113 ₱6,942

50.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.66 ₱1,703

$33.15 ₱2,041

-16.56%

Internet (50+ Mbps, Unlimited Data)

$35.79 ₱2,203

$27.99 ₱1,723

27.87%

Gym Membership (Monthly)

$54.8 ₱3,371

$33.32 ₱2,051

64.32%

Tennis Court (1 Hour on Weekend)

$12.03 ₱741

$4.51 ₱278

166.74%

Cinema Ticket

$8.20 ₱505

$6.04 ₱372

35.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 ₱20.0K

$154 ₱9,468

110.79%

International Primary School, 1 Child (Yearly)

$7,680 ₱472.8K

$4,328 ₱266.4K

77.47%

Jeans (Levis 501 Or Similar)

$58.9 ₱3,628

$45.82 ₱2,821

28.59%

Summer Dress (H&M, Zara, etc)

$35.88 ₱2,209

$26.74 ₱1,646

34.18%

Sport Shoes (Adidas, Nike)

$84.1 ₱5,174

$75.6 ₱4,653

11.21%

Men's Leather Business Shoes

$124 ₱7,609

$53.7 ₱3,307

130.12%

1-bedroom Apartment, City Center (Monthly)

$657 ₱40.4K

$266 ₱16.4K

147.07%

1-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.0K

$176 ₱10.9K

121.33%

3-bedroom Apartment, City Center (Monthly)

$2,273 ₱139.9K

$584 ₱35.9K

289.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,008 ₱62.0K

$395 ₱24.3K

154.94%

Buy Apartment in City Center (m2)

$6,013 ₱370.2K

$2,644 ₱162.8K

127.45%

Buy Apartment Outside City Center (m2)

$3,732 ₱229.8K

$984 ₱60.6K

279.18%

Average Monthly Net Salary (After Tax)

$605 ₱37.3K

$196 ₱12.1K

208.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: July 12, 2026

Last update for Ozamiz: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Makati and $266 in Ozamiz. Housing cost is often the main lever when comparing two cities.

Makati pays 208% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Makati vs $18.00 in Ozamiz for a mid-range dinner for two. Groceries echo the gap at $235 vs $200 per month, with Ozamiz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Ozamiz: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 53% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

Average pay runs 208% higher in Makati, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $657 in Makati versus $266 in Ozamiz. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Makati. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,188 per month in Makati versus $775 in Ozamiz – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

At $775 in Ozamiz versus $1,188 in Makati, a $1,500 budget is realistic in Ozamiz but tight or insufficient in Makati. The gap between the two cities makes Ozamiz the clear choice for anyone on this budget.

Both work as nomad bases, but Ozamiz delivers better value – similar infrastructure at $775 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ozamiz hard to pass up.

Safety-wise, Makati and Ozamiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozamiz gentler on the wallet – expenses run 53% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.