Last update: Nov 2026

Cost of Living Comparison Between Ozamiz and Baguio

For one person, living is cheaper in Ozamiz: $709 a month against $734 in Baguio, rent and utilities included – about $300 less a year. Other living expenses account for most of the difference.

34

Cost of Living Index in Ozamiz
Learn more

Ozamiz Living Index
35

Cost of Living Index in Baguio
Learn more

Baguio Living Index

Jump to prices

Ozamiz

🇵🇭 Philippines

$709

/mo nomad

Baguio

🇵🇭 Philippines

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Ozamiz and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ozamiz and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $709 in Ozamiz versus $734 in Baguio.

Ozamiz $709
Baguio $734

Estimated couple costs with rent: $1,076 in Ozamiz versus $1,206 in Baguio.

Ozamiz $1,076
Baguio $1,206

Monthly costs for a family of three with rent: $1,443 in Ozamiz versus $1,677 in Baguio.

Ozamiz $1,443
Baguio $1,677

Living in Ozamiz costs roughly 3% less than in Baguio, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ozamiz 48% lower, Baguio 46% lower.

Meal at Budget Restaurant

$3.84 ₱244

$3.10 ₱197

23.87%

Three-Course Dinner for Two, Mid-Range

$16.64 ₱1,056

$23.95 ₱1,519

-30.52%

Fast Food Meal (McDonalds, etc)

$2.76 ₱175

$2.71 ₱172

1.85%

Cappuccino

$2.20 ₱140

$1.69 ₱107

30.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱40.81

$0.67 ₱42.61

-4.48%

Water (0.33 liter bottle)

$0.33 ₱21.13

$0.39 ₱24.49

-15.38%

Local Beer (0.5 liter draught)

$1.16 ₱73.5

$1.14 ₱72.3

1.75%

Imported Beer (0.33 liter bottle)

$2.04 ₱129

$1.91 ₱121

6.81%

Milk (1 liter)

$1.50 ₱95.4

$1.78 ₱113

-15.73%

White Bread (500g)

$0.77 ₱48.88

$0.88 ₱55.7

-12.50%

Rice (white) (1kg)

$0.82 ₱51.9

$0.97 ₱61.3

-15.46%

Eggs

$2.00 ₱127

$1.83 ₱116

9.29%

Local Cheese (1kg)

$5.37 ₱341

$4.75 ₱301

13.05%

Chicken Fillets (1kg)

$3.42 ₱217

$3.22 ₱204

6.21%

Beef Round Steak (1kg)

$7.24 ₱459

$7.01 ₱445

3.28%

Apples (1kg)

$2.36 ₱150

$2.58 ₱164

-8.53%

Banana (1kg)

$0.73 ₱46.00

$2.13 ₱135

-65.73%

Oranges (1kg)

$2.38 ₱151

$2.79 ₱177

-14.70%

Tomato (1kg)

$1.16 ₱73.7

$0.92 ₱58.1

26.09%

Potato (1kg)

$2.15 ₱136

$1.39 ₱88.2

54.68%

Onion (1kg)

$1.52 ₱96.6

$1.37 ₱86.8

10.95%

Lettuce (1 head)

$1.10 ₱69.5

$0.65 ₱41.37

69.23%

Water (1.5 liter bottle)

$0.56 ₱35.61

$0.35 ₱22.22

60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱178

Wine (Bottle)

$7.57 ₱480

$6.99 ₱443

8.30%

Local Beer (0.5 liter bottle)

$0.92 ₱58.6

$0.77 ₱48.82

19.48%

Imported Beer (0.33 liter bottle)

$1.93 ₱123

$2.98 ₱189

-35.23%

One-way Ticket (Public Transport)

$0.26 ₱16.37

$0.25 ₱15.97

4.00%

Public Transport Monthly Pass (Regular Price)

$12.47 ₱791

$14.49 ₱919

-13.94%

Taxi Start (Normal Tariff)

$0.80 ₱50.5

$1.00 ₱63.7

-20.00%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.98

$0.22 ₱13.97

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱118

Gasoline (1 liter)

$1.02 ₱64.5

$1.30 ₱82.6

-21.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$20.8K ₱1.3M

0.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.0K ₱1.2M

0.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,552

$94.4 ₱5,990

26.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.79 ₱1,002

$16.64 ₱1,056

-5.11%

Internet (50+ Mbps, Unlimited Data)

$24.04 ₱1,525

$30.88 ₱1,959

-22.15%

Gym Membership (Monthly)

$31.50 ₱1,998

$27.58 ₱1,750

14.21%

Tennis Court (1 Hour on Weekend)

$5.31 ₱337

$7.74 ₱491

-31.40%

Cinema Ticket

$5.16 ₱327

$4.72 ₱299

9.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,216

$1,019 ₱64.6K

-87.29%

International Primary School, 1 Child (Yearly)

$7,814 ₱495.8K

$5,258 ₱333.6K

48.63%

Jeans (Levis 501 Or Similar)

$32.81 ₱2,081

$49.98 ₱3,171

-34.35%

Summer Dress (H&M, Zara, etc)

$19.14 ₱1,214

$37.84 ₱2,401

-49.42%

Sport Shoes (Adidas, Nike)

$70.9 ₱4,500

$71.8 ₱4,557

-1.27%

Men's Leather Business Shoes

$55.7 ₱3,531

$79.8 ₱5,061

-30.22%

1-bedroom Apartment, City Center (Monthly)

$246 ₱15.6K

$387 ₱24.5K

-36.33%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.7K

$195 ₱12.4K

-13.57%

3-bedroom Apartment, City Center (Monthly)

$484 ₱30.7K

$1,031 ₱65.4K

-53.03%

3-bedroom Apartment, Outside City Center (Monthly)

$344 ₱21.8K

$513 ₱32.5K

-32.83%

Buy Apartment in City Center (m2)

$2,637 ₱167.3K

$4,025 ₱255.4K

-34.48%

Buy Apartment Outside City Center (m2)

$1,127 ₱71.5K

$1,526 ₱96.8K

-26.13%

Average Monthly Net Salary (After Tax)

$188 ₱11.9K

$180 ₱11.4K

4.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

-1.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ozamiz: November 3, 2026

Last update for Baguio: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ozamiz

$169 23.8%

Baguio

$195 26.6% 15.7% $26

Groceries & Markets

Ozamiz

$165 23.2%

Baguio

$168 22.9% 2% $3.4

Monthly Utilities & Internet

Ozamiz

$159 22.4%

Baguio

$142 19.3% 10.7% $17

Clothing & Footwear

Ozamiz

$80 11.3%

Baguio

$108 14.7% 34.1% $27

Eating Out

Ozamiz

$79 11.2%

Baguio

$67 9.1% 15.4% $12

Sport & Entertainment

Ozamiz

$42 5.9%

Baguio

$37 5% 11.5% $4.8

Getting Around

Ozamiz

$15 2.2%

Baguio

$18 2.4% 14.3% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Ozamiz and $387 in Baguio. Housing cost is often the main lever when comparing two cities.

Ozamiz pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17 in Ozamiz vs $24 in Baguio for a mid-range dinner for two. Groceries echo the gap at $165 vs $168 per month, with Ozamiz cheaper across the board.

Good to know

🇵🇭 Ozamiz

🇵🇭 Baguio

🕒 Local time

07:41 7:41 AM

Same time as Ozamiz

🌤 Weather

👥 Population

141,828

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Ozamiz Baguio 980 km ≈ 1 h 45 min nonstop flight

From you

Ozamiz
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ozamiz vs Baguio: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 3% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

Average pay runs 4% higher in Ozamiz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $246 in Ozamiz versus $387 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ozamiz runs roughly 14% less than in Baguio. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $709 per month in Ozamiz versus $734 in Baguio – Ozamiz is about 3% cheaper, which adds up to real savings over time.

Either city works on $1,000 a month, though Ozamiz gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ozamiz is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.