Cost of Living Comparison Between Baguio and Ozamiz Cost of Living Comparison Between Baguio and Ozamiz

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Baguio versus $712 in Ozamiz.

Estimated couple costs with rent: $1,168 in Baguio versus $1,080 in Ozamiz.

Monthly costs for a family of three with rent: $1,570 in Baguio versus $1,448 in Ozamiz.

Living in Baguio is roughly 8% more expensive than in Ozamiz, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Baguio 44% lower, Ozamiz 48% lower.

Meal at Budget Restaurant

$4.03 ₱253

$3.63 ₱227

11.02%

Three-Course Dinner for Two, Mid-Range

$16.53 ₱1,036

$16.45 ₱1,031

0.49%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$2.64 ₱166

4.92%

Cappuccino

$1.84 ₱116

$2.22 ₱139

-17.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.72

$0.57 ₱35.61

5.26%

Water (0.33 liter bottle)

$0.33 ₱20.82

$0.28 ₱17.41

17.86%

Local Beer (0.5 liter draught)

$1.03 ₱64.2

$1.03 ₱64.7

Imported Beer (0.33 liter bottle)

$1.57 ₱98.2

$1.99 ₱125

-21.11%

Milk (1 liter)

$1.66 ₱104

$1.53 ₱95.6

8.50%

White Bread (500g)

$1.15 ₱72.1

$0.77 ₱48.17

49.35%

Rice (white) (1kg)

$1.01 ₱63.3

$0.79 ₱49.27

27.85%

Eggs

$2.02 ₱127

$2.10 ₱132

-3.81%

Local Cheese (1kg)

$4.99 ₱312

$5.50 ₱345

-9.27%

Chicken Fillets (1kg)

$3.47 ₱218

$3.50 ₱220

-0.86%

Beef Round Steak (1kg)

$7.80 ₱489

$7.50 ₱470

4.00%

Apples (1kg)

$2.31 ₱144

$2.38 ₱149

-2.94%

Banana (1kg)

$1.53 ₱95.7

$0.77 ₱47.96

98.70%

Oranges (1kg)

$2.30 ₱144

$2.13 ₱134

7.98%

Tomato (1kg)

$1.04 ₱65.1

$1.09 ₱68.6

-4.59%

Potato (1kg)

$1.65 ₱104

$2.19 ₱137

-24.66%

Onion (1kg)

$1.77 ₱111

$2.68 ₱168

-33.96%

Lettuce (1 head)

$0.67 ₱41.71

$0.74 ₱46.53

-9.46%

Water (1.5 liter bottle)

$0.52 ₱32.87

$0.56 ₱35.15

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱187

$2.82 ₱176

5.67%

Wine (Bottle)

$8.49 ₱532

$8.86 ₱555

-4.18%

Local Beer (0.5 liter bottle)

$0.96 ₱60.1

$0.93 ₱58.5

3.23%

Imported Beer (0.33 liter bottle)

$2.04 ₱128

$1.90 ₱119

7.37%

One-way Ticket (Public Transport)

$0.23 ₱14.35

$0.29 ₱18.34

-20.69%

Public Transport Monthly Pass (Regular Price)

$12.81 ₱803

$10.85 ₱680

18.06%

Taxi Start (Normal Tariff)

$0.81 ₱50.9

$0.87 ₱54.8

-6.90%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.36

$0.21 ₱13.42

9.52%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$1.69 ₱106

11.24%

Gasoline (1 liter)

$1.20 ₱75.0

$0.99 ₱62.1

21.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.3M

$22.8K ₱1.4M

-5.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$17.0K ₱1.1M

11.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,651

$131 ₱8,223

5.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.68 ₱1,108

$13.70 ₱858

29.05%

Internet (50+ Mbps, Unlimited Data)

$23.45 ₱1,470

$24.82 ₱1,556

-5.52%

Gym Membership (Monthly)

$21.64 ₱1,356

$27.33 ₱1,713

-20.82%

Tennis Court (1 Hour on Weekend)

$5.27 ₱330

$4.69 ₱294

12.37%

Cinema Ticket

$5.13 ₱321

$5.59 ₱350

-8.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,223

$138 ₱8,619

-4.59%

International Primary School, 1 Child (Yearly)

$10.8K ₱674.0K

$8,480 ₱531.4K

26.84%

Jeans (Levis 501 Or Similar)

$29.37 ₱1,840

$34.63 ₱2,170

-15.19%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,197

$20.05 ₱1,256

-4.74%

Sport Shoes (Adidas, Nike)

$72.9 ₱4,565

$61.3 ₱3,838

18.94%

Men's Leather Business Shoes

$56.0 ₱3,507

$54.1 ₱3,389

3.48%

1-bedroom Apartment, City Center (Monthly)

$399 ₱25.0K

$266 ₱16.7K

49.92%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₱12.5K

$163 ₱10.2K

22.35%

3-bedroom Apartment, City Center (Monthly)

$853 ₱53.5K

$490 ₱30.7K

74.02%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.0K

$343 ₱21.5K

34.93%

Buy Apartment in City Center (m2)

$2,603 ₱163.1K

$2,271 ₱142.3K

14.63%

Buy Apartment Outside City Center (m2)

$928 ₱58.2K

$918 ₱57.6K

1.06%

Average Monthly Net Salary (After Tax)

$179 ₱11.2K

$192 ₱12.0K

-6.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: September 13, 2026

Last update for Ozamiz: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $399 in Baguio and $266 in Ozamiz. Housing cost is often the main lever when comparing two cities.

Ozamiz pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $16.00 in Ozamiz for a mid-range dinner for two. Groceries echo the gap at $174 vs $169 per month, with Ozamiz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Ozamiz: Cost of Living - Frequently Asked Questions

Ozamiz wins on cost – living expenses run 8% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Ozamiz the obvious pick if budget is a priority.

On paper, salaries run 7% lower in Ozamiz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $399 in Baguio versus $266 in Ozamiz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $766 per month in Baguio versus $712 in Ozamiz – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ozamiz runs roughly 18% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Ozamiz gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Ozamiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ozamiz gentler on the wallet – expenses run 8% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.