Last update: Oct 2026

Cost of Living Comparison Between Nigeria and India

Name: India
Address: IN

For one person, living is cheaper in India: $399 a month against $750 in Nigeria, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Nigeria
Learn more

Nigeria Living Index
19

Cost of Living Index in India
Learn more

India Living Index

Jump to prices

🇳🇬 Nigeria

$750

/mo nomad

🇮🇳 India

$399

/mo nomad

Monthly Cost of Living

How much you'll spend in Nigeria and in India

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nigeria and in India actually costs, broken down by who's living it.

Monthly costs for one person with rent: $750 in Nigeria versus $399 in India.

Nigeria $750
India $399

Estimated couple costs with rent: $1,279 in Nigeria versus $639 in India.

Nigeria $1,279
India $639

Monthly costs for a family of three with rent: $1,807 in Nigeria versus $879 in India.

Nigeria $1,807
India $879

Internal cost variation is higher in Nigeria: monthly costs span $1 to $2,392, compared to $230–$813 in India. City choice carries more weight in Nigeria.

Living in Nigeria is roughly 88% more expensive than in India on average.

Both countries sit below the global median: Nigeria 45% lower, India 71% lower.

Meal at Budget Restaurant

$1.85 ₦2,484

$2.14 ₹204

-13.55%

Three-Course Dinner for Two, Mid-Range

$29.70 ₦39.8K

$10.46 ₹995

183.94%

Fast Food Meal (McDonalds, etc)

$4.37 ₦5,864

$3.80 ₹361

15.00%

Cappuccino

$2.41 ₦3,230

$1.68 ₹160

43.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₦447

$0.38 ₹35.99

-13.16%

Water (0.33 liter bottle)

$0.22 ₦295

$0.15 ₹14.60

46.67%

Local Beer (0.5 liter draught)

$0.84 ₦1,127

$1.87 ₹178

-55.08%

Imported Beer (0.33 liter bottle)

$1.28 ₦1,716

$3.18 ₹303

-59.75%

Milk (1 liter)

$2.92 ₦3,912

$0.62 ₹59.2

370.97%

White Bread (500g)

$1.00 ₦1,343

$0.50 ₹47.76

100.00%

Rice (white) (1kg)

$1.49 ₦1,996

$0.63 ₹60.3

136.51%

Eggs

$1.67 ₦2,232

$0.96 ₹91.3

73.96%

Local Cheese (1kg)

$6.02 ₦8,067

$4.85 ₹461

24.12%

Chicken Fillets (1kg)

$4.44 ₦5,953

$2.84 ₹271

56.34%

Beef Round Steak (1kg)

$3.98 ₦5,330

Apples (1kg)

$2.38 ₦3,188

$2.00 ₹190

19.00%

Banana (1kg)

$1.31 ₦1,755

$0.65 ₹61.4

101.54%

Oranges (1kg)

$1.19 ₦1,593

$0.97 ₹92.3

22.68%

Tomato (1kg)

$1.58 ₦2,117

$0.47 ₹44.30

236.17%

Potato (1kg)

$1.60 ₦2,146

$0.34 ₹31.87

370.59%

Onion (1kg)

$1.35 ₦1,811

$0.42 ₹39.73

221.43%

Lettuce (1 head)

$0.67 ₦893

$0.47 ₹44.39

42.55%

Water (1.5 liter bottle)

$0.37 ₦490

$0.31 ₹29.67

19.35%

Cigarettes 20 Pack (Marlboro, Camel)

$0.72 ₦965

$5.08 ₹483

-85.83%

Wine (Bottle)

$3.92 ₦5,249

$7.31 ₹695

-46.37%

Local Beer (0.5 liter bottle)

$0.68 ₦907

$1.63 ₹155

-58.28%

Imported Beer (0.33 liter bottle)

$0.87 ₦1,164

$2.76 ₹262

-68.48%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹486

One-way Ticket (Public Transport)

$0.38 ₦510

$0.26 ₹24.86

46.15%

Public Transport Monthly Pass (Regular Price)

$14.71 ₦19.7K

$8.58 ₹816

71.45%

Taxi Start (Normal Tariff)

$0.58 ₦773

$1.00 ₹94.7

-42.00%

Taxi (Normal Tariff) (1km)

$1.06 ₦1,426

$0.27 ₹25.74

292.59%

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₦2,831

$1.54 ₹146

37.01%

Gasoline (1 liter)

$0.63 ₦841

$1.07 ₹102

-41.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.0K ₦14.7M

$11.2K ₹1.1M

-2.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K ₦39.1M

$20.1K ₹1.9M

45.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.2 ₦92.8K

$37.08 ₹3,527

86.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₦6,808

$3.58 ₹340

41.90%

Internet (50+ Mbps, Unlimited Data)

$22.18 ₦29.7K

$7.15 ₹680

210.21%

Gym Membership (Monthly)

$19.73 ₦26.4K

$15.00 ₹1,427

31.53%

Tennis Court (1 Hour on Weekend)

$6.91 ₦9,257

$7.17 ₹682

-3.63%

Cinema Ticket

$4.51 ₦6,051

$3.20 ₹304

40.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$63.7 ₦85.4K

$58.8 ₹5,592

8.38%

International Primary School, 1 Child (Yearly)

$4,124 ₦5.5M

$1,667 ₹158.5K

147.45%

Jeans (Levis 501 Or Similar)

$12.68 ₦17.0K

$23.03 ₹2,191

-44.94%

Summer Dress (H&M, Zara, etc)

$19.21 ₦25.7K

$24.17 ₹2,299

-20.52%

Sport Shoes (Adidas, Nike)

$34.96 ₦46.9K

$41.20 ₹3,918

-15.15%

Men's Leather Business Shoes

$36.74 ₦49.2K

$29.62 ₹2,817

24.04%

1-bedroom Apartment, City Center (Monthly)

$484 ₦649.0K

$146 ₹13.9K

230.61%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ₦437.6K

$96.4 ₹9,165

238.85%

3-bedroom Apartment, City Center (Monthly)

$1,462 ₦2.0M

$343 ₹32.6K

326.45%

3-bedroom Apartment, Outside City Center (Monthly)

$827 ₦1.1M

$234 ₹22.2K

253.84%

Buy Apartment in City Center (m2)

$2,624 ₦3.5M

$1,177 ₹111.9K

122.96%

Buy Apartment Outside City Center (m2)

$1,173 ₦1.6M

$633 ₹60.2K

85.22%

Average Monthly Net Salary (After Tax)

$90.1 ₦120.8K

$409 ₹38.9K

-77.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

8.93

99.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nigeria: October 25, 2026

Last update for India: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nigeria

$327 43.5%

India

$96 24.1% 70.5% $230

Groceries & Markets

Nigeria

$164 21.9%

India

$102 25.6% 37.7% $62

Monthly Utilities & Internet

Nigeria

$96 12.9%

India

$48 12% 50.4% $49

Eating Out

Nigeria

$66 8.8%

India

$67 16.7% 1% $0.7

Clothing & Footwear

Nigeria

$47 6.2%

India

$53 13.3% 13.9% $6.5

Sport & Entertainment

Nigeria

$29 3.8%

India

$21 5.4% 25.6% $7.4

Getting Around

Nigeria

$22 3%

India

$12 3% 45.8% $10

Cost Breakdown

National rent averages: $698 in Nigeria, $120 in India. Capital cities: $589 in Abuja vs $277 in Delhi.

National salary averages: $80 in Nigeria, $412 in India. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 482% higher in Nigeria.

Dining out costs 218% more in Nigeria.

Public transport is 163% more expensive in Nigeria.

Salaries are about 5.2 times higher in India, and purchasing power comes out stronger in India.

Good to know

🇳🇬 Nigeria

🇮🇳 India

🕒 Local time

10:26 10:26 AM

14:56 2:56 PM

4 h 30 min ahead of Nigeria

🌤 Weather

👥 Population

211,400,708

1,326,093,247

💱 Currency

Nigerian Naira NGN ₦

Indian Rupee INR ₹

📈 Exchange rate

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

INR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 28, 2026: 1 USD = 1,340 NGN (10,000 NGN = 7.46 USD). 1 EUR = 1,492 NGN (10,000 NGN = 6.7 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Nigeria India 7,550 km ≈ 10 h nonstop flight

From you

Nigeria
India

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nigeria vs India: Cost of Living - Frequently Asked Questions

At $399 per month in India and $750 in Nigeria, there’s a 88% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $698 in Nigeria and $120 in India. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: India wins on affordability; Nigeria may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.