Last update: Oct 2026

Cost of Living Comparison Between Nigeria and the United States

Name: United States
Address: US

For one person, living is cheaper in Nigeria: $750 a month against $2,734 in the United States, rent and utilities included – about $23,800 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Nigeria
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Nigeria Living Index
131

Cost of Living Index in the United States
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United States Living Index

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🇳🇬 Nigeria

$750

/mo nomad

🇺🇸 United States

$2,734

/mo nomad

Monthly Cost of Living

How much you'll spend in Nigeria and in the United States

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nigeria and in the United States actually costs, broken down by who's living it.

Monthly costs for one person with rent: $750 in Nigeria versus $2,734 in the United States.

Nigeria $750
United States $2,734

Estimated couple costs with rent: $1,279 in Nigeria versus $3,985 in the United States.

Nigeria $1,279
United States $3,985

Monthly costs for a family of three with rent: $1,807 in Nigeria versus $5,235 in the United States.

Nigeria $1,807
United States $5,235

Internal cost variation is higher in the United States: monthly costs span $979 to $5,160, compared to $1–$2,392 in Nigeria. City choice carries more weight in the United States.

Living in Nigeria costs about 73% less than in the United States on average.

Nigeria (45% below) and the United States (101% above) straddle the global median.

Meal at Budget Restaurant

$1.85 ₦2,493

$20.03 $20.03

-90.76%

Three-Course Dinner for Two, Mid-Range

$29.70 ₦40.0K

$80.0 $80.0

-62.89%

Fast Food Meal (McDonalds, etc)

$4.37 ₦5,884

$11.80 $11.80

-62.97%

Cappuccino

$2.41 ₦3,241

$5.55 $5.55

-56.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₦449

$2.66 $2.66

-87.59%

Water (0.33 liter bottle)

$0.22 ₦296

$2.17 $2.17

-89.86%

Local Beer (0.5 liter draught)

$0.84 ₦1,131

$6.12 $6.12

-86.27%

Imported Beer (0.33 liter bottle)

$1.28 ₦1,722

$7.94 $7.94

-83.88%

Milk (1 liter)

$2.92 ₦3,926

$1.04 $1.04

180.77%

White Bread (500g)

$1.00 ₦1,347

$3.59 $3.59

-72.14%

Rice (white) (1kg)

$1.49 ₦2,003

$4.52 $4.52

-67.04%

Eggs

$1.67 ₦2,240

$4.28 $4.28

-60.98%

Local Cheese (1kg)

$6.02 ₦8,095

$13.22 $13.22

-54.46%

Chicken Fillets (1kg)

$4.44 ₦5,974

$12.60 $12.60

-64.76%

Beef Round Steak (1kg)

$3.98 ₦5,349

$17.60 $17.60

-77.39%

Apples (1kg)

$2.38 ₦3,199

$5.30 $5.30

-55.09%

Banana (1kg)

$1.31 ₦1,762

$1.69 $1.69

-22.49%

Oranges (1kg)

$1.19 ₦1,599

$4.44 $4.44

-73.20%

Tomato (1kg)

$1.58 ₦2,124

$4.77 $4.77

-66.88%

Potato (1kg)

$1.60 ₦2,154

$2.97 $2.97

-46.13%

Onion (1kg)

$1.35 ₦1,818

$3.15 $3.15

-57.14%

Lettuce (1 head)

$0.67 ₦896

$2.20 $2.20

-69.55%

Water (1.5 liter bottle)

$0.37 ₦492

$2.35 $2.35

-84.26%

Cigarettes 20 Pack (Marlboro, Camel)

$0.72 ₦968

$10.98 $10.98

-93.44%

Wine (Bottle)

$3.92 ₦5,267

$15.05 $15.05

-73.95%

Local Beer (0.5 liter bottle)

$0.68 ₦910

$2.06 $2.06

-66.99%

Imported Beer (0.33 liter bottle)

$0.87 ₦1,168

$3.79 $3.79

-77.04%

One-way Ticket (Public Transport)

$0.38 ₦511

$1.94 $1.94

-80.41%

Public Transport Monthly Pass (Regular Price)

$14.71 ₦19.8K

$59.4 $59.4

-75.23%

Taxi Start (Normal Tariff)

$0.58 ₦775

$3.58 $3.58

-83.80%

Taxi (Normal Tariff) (1km)

$1.06 ₦1,431

$1.88 $1.88

-43.62%

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₦2,841

$29.84 $29.84

-92.93%

Gasoline (1 liter)

$0.63 ₦844

$1.02 $1.02

-38.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.0K ₦14.8M

$28.8K $28.8K

-61.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K ₦39.2M

$26.2K $26.2K

11.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.2 ₦93.1K

$218 $218

-68.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₦6,831

$62.5 $62.5

-91.87%

Internet (50+ Mbps, Unlimited Data)

$22.18 ₦29.8K

$74.5 $74.5

-70.21%

Gym Membership (Monthly)

$19.73 ₦26.5K

$41.86 $41.86

-52.87%

Tennis Court (1 Hour on Weekend)

$6.91 ₦9,289

$22.81 $22.81

-69.71%

Cinema Ticket

$4.51 ₦6,072

$14.70 $14.70

-69.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$63.7 ₦85.7K

$1,489 $1,489

-95.72%

International Primary School, 1 Child (Yearly)

$4,124 ₦5.5M

$25.3K $25.3K

-83.67%

Jeans (Levis 501 Or Similar)

$12.68 ₦17.1K

$54.3 $54.3

-76.67%

Summer Dress (H&M, Zara, etc)

$19.21 ₦25.8K

$42.71 $42.71

-55.02%

Sport Shoes (Adidas, Nike)

$34.96 ₦47.0K

$94.1 $94.1

-62.84%

Men's Leather Business Shoes

$36.74 ₦49.4K

$114 $114

-67.64%

1-bedroom Apartment, City Center (Monthly)

$484 ₦651.3K

$1,659 $1,659

-70.81%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ₦439.2K

$1,348 $1,348

-75.77%

3-bedroom Apartment, City Center (Monthly)

$1,462 ₦2.0M

$2,682 $2,682

-45.48%

3-bedroom Apartment, Outside City Center (Monthly)

$827 ₦1.1M

$2,169 $2,169

-61.85%

Buy Apartment in City Center (m2)

$2,624 ₦3.5M

$3,283 $3,283

-20.06%

Buy Apartment Outside City Center (m2)

$1,173 ₦1.6M

$2,482 $2,482

-52.74%

Average Monthly Net Salary (After Tax)

$90.1 ₦121.2K

$4,296 $4,296

-97.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

6.55

171.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nigeria: October 25, 2026

Last update for the United States: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nigeria

$327 43.5%

United States

$1.3K 49.3% 313% $1K

Groceries & Markets

Nigeria

$164 21.9%

United States

$415 15.2% 153% $251

Monthly Utilities & Internet

Nigeria

$96 12.9%

United States

$355 13% 268% $258

Eating Out

Nigeria

$66 8.8%

United States

$328 12% 398% $262

Clothing & Footwear

Nigeria

$47 6.2%

United States

$137 5% 194% $90

Sport & Entertainment

Nigeria

$29 3.8%

United States

$71 2.6% 148% $43

Getting Around

Nigeria

$22 3%

United States

$80 2.9% 262% $58

Cost Breakdown

National rent averages: $698 in Nigeria, $1,620 in the United States. Capital cities: $589 in Abuja vs $2,768 in Washington, DC.

National salary averages: $80 in Nigeria, $4,549 in the United States. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 132% higher in the United States.

Dining out costs 114% more in the United States.

Public transport is 200% more expensive in the United States.

Salaries are about 57 times higher in the United States, and purchasing power comes out stronger in the United States.

Good to know

🇳🇬 Nigeria

🇺🇸 United States

🕒 Local time

07:15 7:15 AM

01:15 1:15 AM

6 h behind Nigeria

🌤 Weather

👥 Population

211,400,708

340,110,988

💱 Currency

Nigerian Naira NGN ₦

United States Dollar USD $

📈 Exchange rate

10,000 NGN = 7.44 USD

10,000 NGN = 6.66 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of November 2, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,502 NGN (10,000 NGN = 6.66 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to NGN in detail →

On the map

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Between locations

Nigeria United States 9,830 km ≈ 13 h nonstop flight

From you

Nigeria
United States

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nigeria vs United States: Cost of Living - Frequently Asked Questions

At $750 per month in Nigeria and $2,734 in the United States, Nigeria comes out about 73% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in Nigeria: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $1,620 in the United States and $698 in Nigeria. Rents vary a lot between cities, so the gap depends on where you settle.

In Nigeria, $2,500 covers most cities easily; in the United States it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: Nigeria wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.