Last update: Oct 2026

Cost of Living Comparison Between India and Nigeria

Name: Nigeria
Address: NG

For one person, living is cheaper in India: $399 a month against $750 in Nigeria, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in India
Learn more

India Living Index
36

Cost of Living Index in Nigeria
Learn more

Nigeria Living Index

Jump to prices

🇮🇳 India

$399

/mo nomad

🇳🇬 Nigeria

$750

/mo nomad

Monthly Cost of Living

How much you'll spend in India and in Nigeria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in India and in Nigeria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $399 in India versus $750 in Nigeria.

India $399
Nigeria $750

Estimated couple costs with rent: $639 in India versus $1,279 in Nigeria.

India $639
Nigeria $1,279

Monthly costs for a family of three with rent: $879 in India versus $1,807 in Nigeria.

India $879
Nigeria $1,807

Internal cost variation is higher in Nigeria: monthly costs span $1 to $2,392, compared to $230–$813 in India. City choice carries more weight in Nigeria.

Living in India costs about 47% less than in Nigeria on average.

Both countries sit below the global median: India 71% lower, Nigeria 45% lower.

Meal at Budget Restaurant

$2.14 ₹204

$1.85 ₦2,484

15.68%

Three-Course Dinner for Two, Mid-Range

$10.46 ₹995

$29.70 ₦39.8K

-64.78%

Fast Food Meal (McDonalds, etc)

$3.80 ₹361

$4.37 ₦5,864

-13.04%

Cappuccino

$1.68 ₹160

$2.41 ₦3,230

-30.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.99

$0.33 ₦447

15.15%

Water (0.33 liter bottle)

$0.15 ₹14.60

$0.22 ₦295

-31.82%

Local Beer (0.5 liter draught)

$1.87 ₹178

$0.84 ₦1,127

122.62%

Imported Beer (0.33 liter bottle)

$3.18 ₹303

$1.28 ₦1,716

148.44%

Milk (1 liter)

$0.62 ₹59.2

$2.92 ₦3,912

-78.77%

White Bread (500g)

$0.50 ₹47.76

$1.00 ₦1,343

-50.00%

Rice (white) (1kg)

$0.63 ₹60.3

$1.49 ₦1,996

-57.72%

Eggs

$0.96 ₹91.3

$1.67 ₦2,232

-42.51%

Local Cheese (1kg)

$4.85 ₹461

$6.02 ₦8,067

-19.44%

Chicken Fillets (1kg)

$2.84 ₹271

$4.44 ₦5,953

-36.04%

Beef Round Steak (1kg)

$3.98 ₦5,330

Apples (1kg)

$2.00 ₹190

$2.38 ₦3,188

-15.97%

Banana (1kg)

$0.65 ₹61.4

$1.31 ₦1,755

-50.38%

Oranges (1kg)

$0.97 ₹92.3

$1.19 ₦1,593

-18.49%

Tomato (1kg)

$0.47 ₹44.30

$1.58 ₦2,117

-70.25%

Potato (1kg)

$0.34 ₹31.87

$1.60 ₦2,146

-78.75%

Onion (1kg)

$0.42 ₹39.73

$1.35 ₦1,811

-68.89%

Lettuce (1 head)

$0.47 ₹44.39

$0.67 ₦893

-29.85%

Water (1.5 liter bottle)

$0.31 ₹29.67

$0.37 ₦490

-16.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₹483

$0.72 ₦965

605.56%

Wine (Bottle)

$7.31 ₹695

$3.92 ₦5,249

86.48%

Local Beer (0.5 liter bottle)

$1.63 ₹155

$0.68 ₦907

139.71%

Imported Beer (0.33 liter bottle)

$2.76 ₹262

$0.87 ₦1,164

217.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹486

One-way Ticket (Public Transport)

$0.26 ₹24.86

$0.38 ₦510

-31.58%

Public Transport Monthly Pass (Regular Price)

$8.58 ₹816

$14.71 ₦19.7K

-41.67%

Taxi Start (Normal Tariff)

$1.00 ₹94.7

$0.58 ₦773

72.41%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.74

$1.06 ₦1,426

-74.53%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$2.11 ₦2,831

-27.01%

Gasoline (1 liter)

$1.07 ₹102

$0.63 ₦841

69.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$11.0K ₦14.7M

2.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₹1.9M

$29.2K ₦39.1M

-31.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.08 ₹3,527

$69.2 ₦92.8K

-46.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.58 ₹340

$5.08 ₦6,808

-29.53%

Internet (50+ Mbps, Unlimited Data)

$7.15 ₹680

$22.18 ₦29.7K

-67.76%

Gym Membership (Monthly)

$15.00 ₹1,427

$19.73 ₦26.4K

-23.97%

Tennis Court (1 Hour on Weekend)

$7.17 ₹682

$6.91 ₦9,257

3.76%

Cinema Ticket

$3.20 ₹304

$4.51 ₦6,051

-29.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 ₹5,592

$63.7 ₦85.4K

-7.74%

International Primary School, 1 Child (Yearly)

$1,667 ₹158.5K

$4,124 ₦5.5M

-59.59%

Jeans (Levis 501 Or Similar)

$23.03 ₹2,191

$12.68 ₦17.0K

81.62%

Summer Dress (H&M, Zara, etc)

$24.17 ₹2,299

$19.21 ₦25.7K

25.82%

Sport Shoes (Adidas, Nike)

$41.20 ₹3,918

$34.96 ₦46.9K

17.85%

Men's Leather Business Shoes

$29.62 ₹2,817

$36.74 ₦49.2K

-19.38%

1-bedroom Apartment, City Center (Monthly)

$146 ₹13.9K

$484 ₦649.0K

-69.75%

1-bedroom Apartment, Outside City Center (Monthly)

$96.4 ₹9,165

$327 ₦437.6K

-70.49%

3-bedroom Apartment, City Center (Monthly)

$343 ₹32.6K

$1,462 ₦2.0M

-76.55%

3-bedroom Apartment, Outside City Center (Monthly)

$234 ₹22.2K

$827 ₦1.1M

-71.74%

Buy Apartment in City Center (m2)

$1,177 ₹111.9K

$2,624 ₦3.5M

-55.15%

Buy Apartment Outside City Center (m2)

$633 ₹60.2K

$1,173 ₦1.6M

-46.01%

Average Monthly Net Salary (After Tax)

$409 ₹38.9K

$90.1 ₦120.8K

353.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.93

17.8

-49.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: October 25, 2026

Last update for Nigeria: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

India

$102 25.6%

Nigeria

$164 21.9% 60.4% $62

Accommodation & Living

India

$96 24.1%

Nigeria

$327 43.5% 239% $230

Eating Out

India

$67 16.7%

Nigeria

$66 8.8% 1% $0.7

Clothing & Footwear

India

$53 13.3%

Nigeria

$47 6.2% 12.2% $6.5

Monthly Utilities & Internet

India

$48 12%

Nigeria

$96 12.9% 102% $49

Sport & Entertainment

India

$21 5.4%

Nigeria

$29 3.8% 34.5% $7.4

Getting Around

India

$12 3%

Nigeria

$22 3% 84.6% $10

Cost Breakdown

National rent averages: $120 in India, $698 in Nigeria. Capital cities: $277 in Delhi vs $589 in Abuja.

National salary averages: $412 in India, $80 in Nigeria. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 482% higher in Nigeria.

Dining out costs 218% more in Nigeria.

Public transport is 163% more expensive in Nigeria.

Salaries are about 5.2 times higher in India, and purchasing power comes out stronger in India.

Good to know

🇮🇳 India

🇳🇬 Nigeria

🕒 Local time

06:46 6:46 AM

02:16 2:16 AM

4 h 30 min behind India

🌤 Weather

👥 Population

1,326,093,247

211,400,708

💱 Currency

Indian Rupee INR ₹

Nigerian Naira NGN ₦

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.43 EUR

10,000 NGN = 7.46 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Nigerian Naira exchange rates as of October 28, 2026: 1 USD = 1,340 NGN (10,000 NGN = 7.46 USD). 1 EUR = 1,494 NGN (10,000 NGN = 6.69 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

India Nigeria 7,550 km ≈ 10 h nonstop flight

From you

India
Nigeria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

India vs Nigeria: Cost of Living - Frequently Asked Questions

At $399 per month in India and $750 in Nigeria, there’s a 88% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $698 in Nigeria and $120 in India. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: India wins on affordability; Nigeria may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.