Cost of Living Comparison Between Kolkata (Calcutta) and Navi Mumbai Cost of Living Comparison Between Kolkata (Calcutta) and Navi Mumbai

Monthly Cost of Living

Monthly costs for one person with rent: $423 in Kolkata (Calcutta) versus $535 in Navi Mumbai.

Estimated couple costs with rent: $677 in Kolkata (Calcutta) versus $879 in Navi Mumbai.

Monthly costs for a family of three with rent: $932 in Kolkata (Calcutta) versus $1,223 in Navi Mumbai.

Living in Kolkata (Calcutta) costs roughly 21% less than in Navi Mumbai, driven mainly by Groceries & Markets.

Both cities sit below the global median: Kolkata (Calcutta) 68% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$3.16 ₹305

$2.88 ₹278

9.72%

Three-Course Dinner for Two, Mid-Range

$11.50 ₹1,107

$17.10 ₹1,646

-32.75%

Fast Food Meal (McDonalds, etc)

$4.92 ₹474

$4.71 ₹454

4.46%

Cappuccino

$1.84 ₹177

$2.06 ₹198

-10.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.28

$0.39 ₹37.46

-2.56%

Water (0.33 liter bottle)

$0.13 ₹12.57

$0.12 ₹11.28

8.33%

Local Beer (0.5 liter draught)

$1.78 ₹171

$2.39 ₹230

-25.52%

Imported Beer (0.33 liter bottle)

$2.92 ₹281

$3.58 ₹345

-18.44%

Milk (1 liter)

$0.69 ₹66.4

$0.68 ₹65.9

1.47%

White Bread (500g)

$0.42 ₹40.78

$0.51 ₹48.63

-17.65%

Rice (white) (1kg)

$0.70 ₹67.9

$0.69 ₹66.5

1.45%

Eggs

$1.02 ₹98.1

$0.94 ₹90.3

8.51%

Local Cheese (1kg)

$5.33 ₹513

$7.12 ₹686

-25.14%

Chicken Fillets (1kg)

$2.92 ₹281

$4.37 ₹421

-33.18%

Apples (1kg)

$2.54 ₹245

$1.99 ₹192

27.64%

Banana (1kg)

$0.81 ₹77.6

$0.73 ₹70.3

10.96%

Oranges (1kg)

$1.26 ₹121

$1.10 ₹106

14.55%

Tomato (1kg)

$0.60 ₹57.8

$0.62 ₹59.9

-3.23%

Potato (1kg)

$0.40 ₹38.85

$0.50 ₹48.26

-20.00%

Onion (1kg)

$0.59 ₹57.2

$0.50 ₹47.80

18.00%

Lettuce (1 head)

$0.42 ₹40.30

$0.41 ₹39.34

2.44%

Water (1.5 liter bottle)

$0.30 ₹29.33

$0.35 ₹34.10

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.87 ₹373

$4.25 ₹409

-8.94%

Wine (Bottle)

$9.17 ₹883

$7.22 ₹695

27.01%

Local Beer (0.5 liter bottle)

$1.66 ₹160

$1.85 ₹178

-10.27%

Imported Beer (0.33 liter bottle)

$2.52 ₹242

$3.08 ₹297

-18.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.55 ₹727

$6.80 ₹654

11.03%

One-way Ticket (Public Transport)

$0.22 ₹21.12

$0.19 ₹18.65

15.79%

Public Transport Monthly Pass (Regular Price)

$2.87 ₹277

$5.89 ₹567

-51.27%

Taxi Start (Normal Tariff)

$0.56 ₹53.8

$0.31 ₹30.32

80.65%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.54

Taxi 1hour Waiting (Normal Tariff)

$1.99 ₹192

$1.07 ₹103

85.98%

Gasoline (1 liter)

$1.23 ₹118

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.5K ₹1.5M

$13.0K ₹1.2M

19.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$23.1K ₹2.2M

-1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.64 ₹4,009

$45.04 ₹4,337

-7.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 ₹391

$3.80 ₹366

6.84%

Internet (50+ Mbps, Unlimited Data)

$7.18 ₹691

$8.95 ₹862

-19.78%

Gym Membership (Monthly)

$15.93 ₹1,534

$18.86 ₹1,816

-15.54%

Tennis Court (1 Hour on Weekend)

$11.45 ₹1,102

$9.45 ₹910

21.16%

Cinema Ticket

$3.99 ₹384

$4.06 ₹391

-1.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.39 ₹4,178

$95.3 ₹9,176

-54.47%

International Primary School, 1 Child (Yearly)

$1,558 ₹150.0K

$1,432 ₹137.9K

8.79%

Jeans (Levis 501 Or Similar)

$28.22 ₹2,717

$22.52 ₹2,168

25.31%

Summer Dress (H&M, Zara, etc)

$30.66 ₹2,952

$18.66 ₹1,797

64.31%

Sport Shoes (Adidas, Nike)

$49.15 ₹4,732

$49.70 ₹4,785

-1.11%

Men's Leather Business Shoes

$32.01 ₹3,082

$34.19 ₹3,292

-6.38%

1-bedroom Apartment, City Center (Monthly)

$160 ₹15.4K

$293 ₹28.2K

-45.51%

1-bedroom Apartment, Outside City Center (Monthly)

$89.5 ₹8,619

$183 ₹17.6K

-51.14%

3-bedroom Apartment, City Center (Monthly)

$385 ₹37.1K

$813 ₹78.3K

-52.65%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₹18.1K

$445 ₹42.8K

-57.64%

Buy Apartment in City Center (m2)

$1,161 ₹111.8K

$1,603 ₹154.3K

-27.57%

Buy Apartment Outside City Center (m2)

$573 ₹55.2K

$1,425 ₹137.2K

-59.80%

Average Monthly Net Salary (After Tax)

$373 ₹35.9K

$652 ₹62.8K

-42.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.9

9.27

6.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kolkata (Calcutta): July 14, 2026

Last update for Navi Mumbai: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $160 in Kolkata (Calcutta) and $293 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Kolkata (Calcutta) vs $17.00 in Navi Mumbai for a mid-range dinner for two. Groceries echo the gap at $114 vs $122 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kolkata (Calcutta) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 27% lower than in Navi Mumbai. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, salaries run 75% lower in Navi Mumbai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $160 in Kolkata (Calcutta) versus $293 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $423 per month in Kolkata (Calcutta) versus $535 in Navi Mumbai – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 105% less than in Navi Mumbai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $423 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Kolkata (Calcutta) and Navi Mumbai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 27% less than in Navi Mumbai. Beyond cost, consider language, visa policies, and how big the international community is in each city.