Cost of Living Comparison Between Kolkata (Calcutta) and Navi Mumbai Cost of Living Comparison Between Kolkata (Calcutta) and Navi Mumbai

Monthly Cost of Living

Monthly costs for one person with rent: $422 in Kolkata (Calcutta) versus $532 in Navi Mumbai.

Estimated couple costs with rent: $674 in Kolkata (Calcutta) versus $874 in Navi Mumbai.

Monthly costs for a family of three with rent: $926 in Kolkata (Calcutta) versus $1,216 in Navi Mumbai.

Living in Kolkata (Calcutta) costs roughly 21% less than in Navi Mumbai, driven mainly by Groceries & Markets.

Both cities sit below the global median: Kolkata (Calcutta) 69% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$3.26 ₹310

$2.93 ₹279

11.26%

Three-Course Dinner for Two, Mid-Range

$11.67 ₹1,112

$17.39 ₹1,656

-32.89%

Fast Food Meal (McDonalds, etc)

$4.96 ₹473

$4.66 ₹444

6.44%

Cappuccino

$1.78 ₹169

$1.96 ₹186

-9.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.45

$0.41 ₹39.38

-9.76%

Water (0.33 liter bottle)

$0.12 ₹11.91

$0.13 ₹12.86

-7.69%

Local Beer (0.5 liter draught)

$1.79 ₹170

$2.28 ₹218

-21.49%

Imported Beer (0.33 liter bottle)

$2.84 ₹271

$3.41 ₹325

-16.72%

Milk (1 liter)

$0.68 ₹64.5

$0.72 ₹69.0

-5.56%

White Bread (500g)

$0.40 ₹37.94

$0.47 ₹44.36

-14.89%

Rice (white) (1kg)

$0.65 ₹61.9

$0.64 ₹61.3

1.56%

Eggs

$1.02 ₹96.9

$0.90 ₹86.0

13.33%

Local Cheese (1kg)

$5.36 ₹510

$7.22 ₹688

-25.76%

Chicken Fillets (1kg)

$2.83 ₹270

$4.50 ₹428

-37.11%

Apples (1kg)

$2.42 ₹231

$1.90 ₹181

27.37%

Banana (1kg)

$0.80 ₹76.6

$0.69 ₹65.6

15.94%

Oranges (1kg)

$1.29 ₹123

$1.14 ₹109

13.16%

Tomato (1kg)

$0.66 ₹62.7

$0.58 ₹55.3

13.79%

Potato (1kg)

$0.41 ₹38.79

$0.50 ₹47.85

-18.00%

Onion (1kg)

$0.60 ₹57.0

$0.49 ₹47.15

22.45%

Lettuce (1 head)

$0.45 ₹42.97

$0.44 ₹42.20

2.27%

Water (1.5 liter bottle)

$0.34 ₹32.00

$0.32 ₹30.85

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.91 ₹373

$4.28 ₹408

-8.64%

Wine (Bottle)

$8.45 ₹805

$7.25 ₹691

16.55%

Local Beer (0.5 liter bottle)

$1.73 ₹165

$1.95 ₹185

-11.28%

Imported Beer (0.33 liter bottle)

$2.51 ₹239

$3.09 ₹294

-18.77%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.31 ₹696

$6.71 ₹639

8.94%

One-way Ticket (Public Transport)

$0.22 ₹20.90

$0.15 ₹14.62

46.67%

Public Transport Monthly Pass (Regular Price)

$2.93 ₹279

$5.66 ₹539

-48.23%

Taxi Start (Normal Tariff)

$0.60 ₹57.4

$0.34 ₹32.79

76.47%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.21

Taxi 1hour Waiting (Normal Tariff)

$2.01 ₹191

$1.07 ₹102

87.85%

Gasoline (1 liter)

$1.24 ₹118

$1.25 ₹119

-0.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$12.9K ₹1.2M

23.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₹2.2M

-0.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.72 ₹3,974

$45.73 ₹4,356

-8.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.84 ₹365

$3.62 ₹345

6.08%

Internet (50+ Mbps, Unlimited Data)

$7.12 ₹678

$9.42 ₹897

-24.42%

Gym Membership (Monthly)

$16.01 ₹1,525

$19.08 ₹1,818

-16.09%

Tennis Court (1 Hour on Weekend)

$11.45 ₹1,091

$9.08 ₹864

26.10%

Cinema Ticket

$4.13 ₹394

$4.05 ₹386

1.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.06 ₹4,102

$96.4 ₹9,180

-55.32%

International Primary School, 1 Child (Yearly)

$1,560 ₹148.6K

$1,429 ₹136.2K

9.11%

Jeans (Levis 501 Or Similar)

$27.84 ₹2,652

$22.22 ₹2,116

25.29%

Summer Dress (H&M, Zara, etc)

$29.87 ₹2,846

$18.39 ₹1,751

62.43%

Sport Shoes (Adidas, Nike)

$49.50 ₹4,715

$49.65 ₹4,729

-0.30%

Men's Leather Business Shoes

$31.81 ₹3,030

$33.08 ₹3,151

-3.84%

1-bedroom Apartment, City Center (Monthly)

$157 ₹15.0K

$295 ₹28.1K

-46.74%

1-bedroom Apartment, Outside City Center (Monthly)

$88.0 ₹8,386

$181 ₹17.2K

-51.33%

3-bedroom Apartment, City Center (Monthly)

$377 ₹36.0K

$797 ₹75.9K

-52.63%

3-bedroom Apartment, Outside City Center (Monthly)

$194 ₹18.5K

$446 ₹42.5K

-56.39%

Buy Apartment in City Center (m2)

$1,164 ₹110.9K

$1,610 ₹153.4K

-27.69%

Buy Apartment Outside City Center (m2)

$588 ₹56.0K

$1,433 ₹136.5K

-58.98%

Average Monthly Net Salary (After Tax)

$426 ₹40.6K

$667 ₹63.5K

-36.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.9

9.27

6.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kolkata (Calcutta): June 1, 2026

Last update for Navi Mumbai: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $157 in Kolkata (Calcutta) and $295 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Kolkata (Calcutta) vs $17.00 in Navi Mumbai for a mid-range dinner for two. Groceries echo the gap at $112 vs $122 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kolkata (Calcutta) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 26% lower than in Navi Mumbai. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, Navi Mumbai earns 56% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $157 in Kolkata (Calcutta) versus $295 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $422 per month in Kolkata (Calcutta) versus $532 in Navi Mumbai – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 93% less than in Navi Mumbai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $422 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Kolkata (Calcutta) and Navi Mumbai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 26% less than in Navi Mumbai. Beyond cost, consider language, visa policies, and how big the international community is in each city.