Last update: Oct 2026

Cost of Living Comparison Between Kolkata (Calcutta) and Navi Mumbai

For one person, living is cheaper in Kolkata (Calcutta): $434 a month against $542 in Navi Mumbai, rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Kolkata (Calcutta)
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Kolkata (Calcutta) Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Kolkata (Calcutta)

🇮🇳 India

$434

/mo nomad

Navi Mumbai

🇮🇳 India

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Kolkata (Calcutta) and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kolkata (Calcutta) and in Navi Mumbai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $434 in Kolkata (Calcutta) versus $542 in Navi Mumbai.

Kolkata (Calcutta) $434
Navi Mumbai $542

Estimated couple costs with rent: $691 in Kolkata (Calcutta) versus $845 in Navi Mumbai.

Kolkata (Calcutta) $691
Navi Mumbai $845

Monthly costs for a family of three with rent: $948 in Kolkata (Calcutta) versus $1,148 in Navi Mumbai.

Kolkata (Calcutta) $948
Navi Mumbai $1,148

Living in Kolkata (Calcutta) costs roughly 20% less than in Navi Mumbai, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kolkata (Calcutta) 68% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$2.08 ₹198

$2.70 ₹257

-22.96%

Three-Course Dinner for Two, Mid-Range

$13.98 ₹1,331

$13.52 ₹1,288

3.40%

Fast Food Meal (McDonalds, etc)

$4.15 ₹395

$3.64 ₹346

14.01%

Cappuccino

$1.66 ₹158

$1.98 ₹188

-16.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹42.81

$0.49 ₹46.54

-8.16%

Water (0.33 liter bottle)

$0.12 ₹11.15

$0.15 ₹14.07

-20.00%

Local Beer (0.5 liter draught)

$1.95 ₹185

$2.15 ₹205

-9.30%

Imported Beer (0.33 liter bottle)

$3.01 ₹286

$3.21 ₹306

-6.23%

Milk (1 liter)

$0.67 ₹63.6

$0.70 ₹66.4

-4.29%

White Bread (500g)

$0.50 ₹47.66

$0.49 ₹46.35

2.04%

Rice (white) (1kg)

$0.74 ₹70.4

$0.67 ₹63.7

10.45%

Eggs

$1.08 ₹103

$1.06 ₹101

1.89%

Local Cheese (1kg)

$5.20 ₹495

$8.56 ₹815

-39.25%

Chicken Fillets (1kg)

$3.00 ₹286

$3.46 ₹329

-13.29%

Apples (1kg)

$2.42 ₹230

$2.27 ₹216

6.61%

Banana (1kg)

$0.81 ₹77.2

$0.86 ₹81.5

-5.81%

Oranges (1kg)

$1.36 ₹130

$1.04 ₹98.7

30.77%

Tomato (1kg)

$0.66 ₹62.7

$0.57 ₹54.6

15.79%

Potato (1kg)

$0.30 ₹28.74

$0.48 ₹45.67

-37.50%

Onion (1kg)

$0.47 ₹44.95

$0.57 ₹54.2

-17.54%

Lettuce (1 head)

$0.31 ₹29.08

$0.46 ₹43.71

-32.61%

Water (1.5 liter bottle)

$0.28 ₹26.89

$0.38 ₹36.58

-26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹485

$5.06 ₹482

0.79%

Wine (Bottle)

$10.36 ₹986

$7.16 ₹682

44.69%

Local Beer (0.5 liter bottle)

$1.76 ₹168

$1.99 ₹190

-11.56%

Imported Beer (0.33 liter bottle)

$2.82 ₹268

$3.62 ₹345

-22.10%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.01 ₹667

$5.67 ₹540

23.63%

One-way Ticket (Public Transport)

$0.18 ₹16.70

$0.20 ₹19.01

-10.00%

Public Transport Monthly Pass (Regular Price)

$3.12 ₹297

$5.11 ₹487

-38.94%

Taxi Start (Normal Tariff)

$0.81 ₹76.9

$0.30 ₹28.77

170.00%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.28

$0.31 ₹29.13

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$0.98 ₹93.7

64.29%

Gasoline (1 liter)

$1.10 ₹105

$1.12 ₹107

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.1K ₹1.3M

$11.4K ₹1.1M

15.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K ₹2.2M

$17.8K ₹1.7M

30.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.5 ₹5,000

$58.7 ₹5,593

-10.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.16 ₹492

$4.68 ₹446

10.26%

Internet (50+ Mbps, Unlimited Data)

$7.36 ₹701

$8.85 ₹843

-16.84%

Gym Membership (Monthly)

$15.76 ₹1,500

$20.82 ₹1,982

-24.30%

Tennis Court (1 Hour on Weekend)

$11.45 ₹1,091

$9.65 ₹919

18.65%

Cinema Ticket

$3.19 ₹304

$4.63 ₹440

-31.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.26 ₹4,119

$135 ₹12.8K

-67.90%

International Primary School, 1 Child (Yearly)

$1,997 ₹190.2K

$1,295 ₹123.3K

54.27%

Jeans (Levis 501 Or Similar)

$27.19 ₹2,589

$22.74 ₹2,165

19.57%

Summer Dress (H&M, Zara, etc)

$26.01 ₹2,477

$19.96 ₹1,901

30.31%

Sport Shoes (Adidas, Nike)

$35.95 ₹3,422

$40.90 ₹3,894

-12.10%

Men's Leather Business Shoes

$29.01 ₹2,762

$31.76 ₹3,024

-8.66%

1-bedroom Apartment, City Center (Monthly)

$167 ₹15.9K

$319 ₹30.4K

-47.57%

1-bedroom Apartment, Outside City Center (Monthly)

$103 ₹9,829

$179 ₹17.0K

-42.19%

3-bedroom Apartment, City Center (Monthly)

$392 ₹37.3K

$784 ₹74.6K

-50.02%

3-bedroom Apartment, Outside City Center (Monthly)

$241 ₹22.9K

$380 ₹36.2K

-36.59%

Buy Apartment in City Center (m2)

$1,097 ₹104.5K

$2,252 ₹214.4K

-51.28%

Buy Apartment Outside City Center (m2)

$612 ₹58.2K

$1,664 ₹158.5K

-63.26%

Average Monthly Net Salary (After Tax)

$379 ₹36.1K

$699 ₹66.6K

-45.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.08

9.83

-7.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kolkata (Calcutta): October 26, 2026

Last update for Navi Mumbai: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kolkata (Calcutta)

$117 27%

Navi Mumbai

$126 23.2% 7.6% $8.9

Accommodation & Living

Kolkata (Calcutta)

$103 23.8%

Navi Mumbai

$179 32.9% 73% $75

Eating Out

Kolkata (Calcutta)

$67 15.5%

Navi Mumbai

$76 14% 13.3% $8.9

Monthly Utilities & Internet

Kolkata (Calcutta)

$65 15%

Navi Mumbai

$72 13.3% 11.1% $7.2

Clothing & Footwear

Kolkata (Calcutta)

$53 12.3%

Navi Mumbai

$52 9.6% 2.4% $1.3

Sport & Entertainment

Kolkata (Calcutta)

$22 5.1%

Navi Mumbai

$30 5.5% 35.8% $7.9

Getting Around

Kolkata (Calcutta)

$6.2 1.4%

Navi Mumbai

$7.7 1.4% 25.4% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $167 in Kolkata (Calcutta) and $319 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 84% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Kolkata (Calcutta) vs $14 in Navi Mumbai for a mid-range dinner for two. Groceries echo the gap at $117 vs $126 per month, with Kolkata (Calcutta) cheaper across the board.

Good to know

🇮🇳 Kolkata (Calcutta)

🇮🇳 Navi Mumbai

🕒 Local time

07:44 7:44 AM

Same time as Kolkata (Calcutta)

🌤 Weather

👥 Population

4,486,679

1,120,547

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Kolkata (Calcutta) Navi Mumbai 1,640 km ≈ 2 h 30 min nonstop flight

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Kolkata (Calcutta)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kolkata (Calcutta) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 20% lower than in Navi Mumbai. Housing and daily spending are where you’ll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

On paper, salaries run 46% lower in Kolkata (Calcutta). That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $167 in Kolkata (Calcutta) versus $319 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Navi Mumbai. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $434 per month in Kolkata (Calcutta) versus $542 in Navi Mumbai – Kolkata (Calcutta) is about 20% cheaper, which adds up to real savings over time.

Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Kolkata (Calcutta) wins on affordability, Navi Mumbai on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.