Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Ubud, Bali

For one person, living costs are similar in Montenegro and in Ubud, Bali: $1,323 and $1,348 a month, rent and utilities included.

64

Cost of Living Index in Montenegro
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Montenegro Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇲🇪 Montenegro

$1,323

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Montenegro is 35.6% more expensive than Ubud, Bali without rent, and 1.9% cheaper with rent.

😐 Family of 3: Montenegro is 25.2% more expensive than Ubud, Bali without rent, and 13.9% cheaper with rent.

Meal at Budget Restaurant

$11.18 €9.98

$3.33 Rp 59.6K

235.74%

Three-Course Dinner for Two, Mid-Range

$49.77 €44.42

$35.42 Rp 633.1K

40.51%

Fast Food Meal (McDonalds, etc)

$11.23 €10.02

$5.76 Rp 102.9K

94.97%

Cappuccino

$2.54 €2.27

$2.63 Rp 47.0K

-3.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 €2.12

$1.74 Rp 31.0K

36.78%

Water (0.33 liter bottle)

$1.53 €1.36

$0.77 Rp 13.8K

98.70%

Local Beer (0.5 liter draught)

$3.13 €2.79

$2.71 Rp 48.4K

15.50%

Imported Beer (0.33 liter bottle)

$3.30 €2.95

$4.52 Rp 80.8K

-26.99%

Milk (1 liter)

$1.23 €1.10

$1.53 Rp 27.4K

-19.61%

White Bread (500g)

$1.04 €0.92

$2.20 Rp 39.2K

-52.73%

Rice (white) (1kg)

$2.03 €1.81

$1.22 Rp 21.8K

66.39%

Eggs

$3.32 €2.97

$2.14 Rp 38.2K

55.14%

Local Cheese (1kg)

$8.87 €7.91

$17.73 Rp 316.9K

-49.97%

Chicken Fillets (1kg)

$7.90 €7.05

$3.86 Rp 68.9K

104.66%

Beef Round Steak (1kg)

$11.87 €10.59

$12.03 Rp 215.0K

-1.33%

Apples (1kg)

$1.41 €1.26

$3.61 Rp 64.5K

-60.94%

Banana (1kg)

$1.74 €1.56

$1.51 Rp 27.1K

15.23%

Oranges (1kg)

$1.55 €1.39

$2.32 Rp 41.4K

-33.19%

Tomato (1kg)

$2.57 €2.30

$2.00 Rp 35.8K

28.50%

Potato (1kg)

$0.93 €0.83

$1.81 Rp 32.4K

-48.62%

Onion (1kg)

$1.11 €0.99

$2.39 Rp 42.7K

-53.56%

Lettuce (1 head)

$1.56 €1.39

$0.99 Rp 17.8K

57.58%

Water (1.5 liter bottle)

$0.90 €0.80

$0.52 Rp 9,373

73.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 €3.71

$2.18 Rp 39.0K

90.83%

Wine (Bottle)

$5.50 €4.91

$22.98 Rp 410.7K

-76.07%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.40 Rp 42.8K

-54.17%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$3.00 Rp 53.6K

-44.67%

One-way Ticket (Public Transport)

$1.36 €1.21

$0.24 Rp 4,255

466.67%

Public Transport Monthly Pass (Regular Price)

$33.24 €29.66

$6.99 Rp 125.0K

375.54%

Taxi Start (Normal Tariff)

$1.10 €0.98

$0.44 Rp 7,876

150.00%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.42 Rp 7,582

173.81%

Taxi 1hour Waiting (Normal Tariff)

$12.13 €10.83

$5.45 Rp 97.4K

122.57%

Gasoline (1 liter)

$1.71 €1.53

$0.84 Rp 15.1K

103.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$24.3K Rp 434.8M

24.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €23.3K

$31.9K Rp 570.0M

-18.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €111

$80.8 Rp 1.4M

54.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 €14.57

$6.58 Rp 117.6K

148.18%

Internet (50+ Mbps, Unlimited Data)

$31.48 €28.10

$18.24 Rp 326.1K

72.59%

Gym Membership (Monthly)

$46.14 €41.18

$55.1 Rp 985.4K

-16.31%

Tennis Court (1 Hour on Weekend)

$13.52 €12.07

$18.51 Rp 330.9K

-26.96%

Cinema Ticket

$5.48 €4.89

$4.24 Rp 75.9K

29.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €304

$486 Rp 8.7M

-29.89%

International Primary School, 1 Child (Yearly)

$8,762 €7,819

$5,676 Rp 101.5M

54.37%

Jeans (Levis 501 Or Similar)

$81.1 €72.3

$45.18 Rp 807.6K

79.42%

Summer Dress (H&M, Zara, etc)

$39.65 €35.38

$34.57 Rp 617.9K

14.69%

Sport Shoes (Adidas, Nike)

$95.5 €85.2

$79.2 Rp 1.4M

20.66%

Men's Leather Business Shoes

$113 €101

$77.6 Rp 1.4M

45.68%

1-bedroom Apartment, City Center (Monthly)

$627 €559

$1,127 Rp 20.1M

-44.37%

1-bedroom Apartment, Outside City Center (Monthly)

$469 €419

$674 Rp 12.1M

-30.39%

3-bedroom Apartment, City Center (Monthly)

$1,178 €1,051

$3,618 Rp 64.7M

-67.46%

3-bedroom Apartment, Outside City Center (Monthly)

$912 €814

$1,735 Rp 31.0M

-47.44%

Buy Apartment in City Center (m2)

$3,218 €2,872

$2,829 Rp 50.6M

13.76%

Buy Apartment Outside City Center (m2)

$2,282 €2,037

$2,307 Rp 41.2M

-1.07%

Average Monthly Net Salary (After Tax)

$1,024 €914

$166 Rp 3.0M

518.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

13.78

-60.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montenegro

$469 35.9%

Ubud, Bali

$674 49.6% 43.7% $205

Groceries & Markets

Montenegro

$224 17.1%

Ubud, Bali

$290 21.4% 29.3% $66

Eating Out

Montenegro

$191 14.6%

Ubud, Bali

$108 8% 43.6% $83

Monthly Utilities & Internet

Montenegro

$172 13.2%

Ubud, Bali

$106 7.8% 38.7% $67

Clothing & Footwear

Montenegro

$148 11.3%

Ubud, Bali

$106 7.8% 28.2% $42

Sport & Entertainment

Montenegro

$57 4.4%

Ubud, Bali

$64 4.7% 11.4% $6.5

Getting Around

Montenegro

$46 3.5%

Ubud, Bali

$11 0.8% 76.9% $35

Good to know

🇲🇪 Montenegro

🇮🇩 Ubud, Bali

🕒 Local time

16:25 4:25 PM

22:25 10:25 PM

6 h ahead of Montenegro

🌤 Weather

👥 Population

617,213

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

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Montenegro Ubud, Bali 11,140 km ≈ 14 h nonstop flight

From you

Montenegro
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs other spots: cost of living compared

Cost of Living Comparison Between Montenegro and Ubud, Bali

IDR, USD to EUR – Euro Converter

City Median Internet Speeds Comparison (Updated April 2026)

Montenegro

Ubud, Bali

Montenegro

Ubud, Bali

Montenegro vs other spots: cost of living compared

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