Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Dubai

For one person, living is cheaper in Montenegro: $1,323 a month against $2,854 in Dubai, rent and utilities included – about $18,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Montenegro
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Montenegro Living Index
139

Cost of Living Index in Dubai
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Dubai Living Index

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🇲🇪 Montenegro

$1,323

/mo nomad

Dubai

🇦🇪 United Arab Emirates

$2,854

/mo nomad

🙂 Solo nomad: Montenegro is 35.9% cheaper than Dubai without rent, and 53.6% cheaper with rent.

🙂 Family of 3: Montenegro is 33% cheaper than Dubai without rent, and 51.3% cheaper with rent.

Meal at Budget Restaurant

$11.18 €9.97

$13.04 AED 47.89

-14.26%

Three-Course Dinner for Two, Mid-Range

$49.77 €44.38

$81.4 AED 299

-38.85%

Fast Food Meal (McDonalds, etc)

$11.23 €10.01

$9.32 AED 34.25

20.49%

Cappuccino

$2.54 €2.26

$5.97 AED 21.93

-57.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 €2.12

$1.63 AED 5.98

46.01%

Water (0.33 liter bottle)

$1.53 €1.36

$0.81 AED 2.99

88.89%

Local Beer (0.5 liter draught)

$3.13 €2.79

$13.65 AED 50.1

-77.07%

Imported Beer (0.33 liter bottle)

$3.30 €2.94

$13.38 AED 49.15

-75.34%

Milk (1 liter)

$1.23 €1.10

$1.81 AED 6.64

-32.04%

White Bread (500g)

$1.04 €0.92

$1.57 AED 5.78

-33.76%

Rice (white) (1kg)

$2.03 €1.81

$2.49 AED 9.16

-18.47%

Eggs

$3.32 €2.96

$3.28 AED 12.04

1.22%

Local Cheese (1kg)

$8.87 €7.91

$12.67 AED 46.52

-29.99%

Chicken Fillets (1kg)

$7.90 €7.04

$9.75 AED 35.80

-18.97%

Beef Round Steak (1kg)

$11.87 €10.58

$13.18 AED 48.39

-9.94%

Apples (1kg)

$1.41 €1.26

$2.61 AED 9.57

-45.98%

Banana (1kg)

$1.74 €1.55

$1.93 AED 7.09

-9.84%

Oranges (1kg)

$1.55 €1.38

$1.92 AED 7.05

-19.27%

Tomato (1kg)

$2.57 €2.29

$1.36 AED 5.00

88.97%

Potato (1kg)

$0.93 €0.83

$1.17 AED 4.29

-20.51%

Onion (1kg)

$1.11 €0.99

$1.01 AED 3.71

9.90%

Lettuce (1 head)

$1.56 €1.39

$1.51 AED 5.56

3.31%

Water (1.5 liter bottle)

$0.90 €0.80

$0.62 AED 2.29

45.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 €3.71

$5.85 AED 21.50

-28.89%

Wine (Bottle)

$5.50 €4.90

$16.14 AED 59.3

-65.92%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.65 AED 9.74

-58.49%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$2.95 AED 10.82

-43.73%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.64 AED 6.03

-17.07%

Public Transport Monthly Pass (Regular Price)

$33.24 €29.63

$73.6 AED 270

-54.84%

Taxi Start (Normal Tariff)

$1.10 €0.98

$3.17 AED 11.66

-65.30%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.71 AED 2.63

61.97%

Taxi 1hour Waiting (Normal Tariff)

$12.13 €10.82

$7.96 AED 29.23

52.39%

Gasoline (1 liter)

$1.71 €1.53

$0.99 AED 3.64

72.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$27.4K AED 100.5K

10.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €23.2K

$22.5K AED 82.8K

15.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €111

$250 AED 920

-50.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 €14.56

$54.2 AED 199

-69.89%

Internet (50+ Mbps, Unlimited Data)

$31.48 €28.07

$91.8 AED 337

-65.70%

Gym Membership (Monthly)

$46.14 €41.14

$98.6 AED 362

-53.22%

Tennis Court (1 Hour on Weekend)

$13.52 €12.06

$42.61 AED 156

-68.27%

Cinema Ticket

$5.48 €4.89

$16.03 AED 58.9

-65.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €304

$843 AED 3,098

-59.63%

International Primary School, 1 Child (Yearly)

$8,762 €7,812

$18.3K AED 67.1K

-52.01%

Jeans (Levis 501 Or Similar)

$81.1 €72.3

$68.0 AED 250

19.29%

Summer Dress (H&M, Zara, etc)

$39.65 €35.35

$57.9 AED 212

-31.47%

Sport Shoes (Adidas, Nike)

$95.5 €85.1

$101 AED 370

-5.15%

Men's Leather Business Shoes

$113 €101

$101 AED 371

11.90%

1-bedroom Apartment, City Center (Monthly)

$627 €559

$2,380 AED 8,741

-73.67%

1-bedroom Apartment, Outside City Center (Monthly)

$469 €418

$1,506 AED 5,531

-68.84%

3-bedroom Apartment, City Center (Monthly)

$1,178 €1,050

$4,437 AED 16.3K

-73.46%

3-bedroom Apartment, Outside City Center (Monthly)

$912 €813

$3,010 AED 11.1K

-69.71%

Buy Apartment in City Center (m2)

$3,218 €2,869

$7,121 AED 26.2K

-54.80%

Buy Apartment Outside City Center (m2)

$2,282 €2,035

$4,135 AED 15.2K

-44.82%

Average Monthly Net Salary (After Tax)

$1,024 €913

$3,391 AED 12.5K

-69.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

4.54

18.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 4, 2026

Last update for Dubai: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montenegro

$469 35.9%

Dubai

$1.5K 52.5% 221% $1K

Groceries & Markets

Montenegro

$224 17.1%

Dubai

$293 10.2% 30.5% $68

Eating Out

Montenegro

$191 14.6%

Dubai

$309 10.8% 61.2% $117

Monthly Utilities & Internet

Montenegro

$172 13.2%

Dubai

$396 13.8% 130% $224

Clothing & Footwear

Montenegro

$148 11.3%

Dubai

$147 5.1% 0.5% $0.8

Sport & Entertainment

Montenegro

$57 4.4%

Dubai

$131 4.6% 129% $74

Getting Around

Montenegro

$46 3.5%

Dubai

$87 3% 91.1% $41

Good to know

🇲🇪 Montenegro

🇦🇪 Dubai

🕒 Local time

09:33 9:33 AM

11:33 11:33 AM

2 h ahead of Montenegro

🌤 Weather

👥 Population

617,213

3,790,000

💱 Currency

Euro EUR €

UAE Dirham AED د.إ

📈 Exchange rate

1 EUR = 1.12 USD

1 AED = 0.272 USD

1 AED = 0.243 EUR

Exchange rates and currency converter

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Montenegro Dubai 3,800 km ≈ 5 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

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