Last update: Nov 2026

Cost of Living Comparison Between Wroclaw and Lomza

For one person, living is cheaper in Lomza: $1,507 a month against $1,705 in Wroclaw, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Wroclaw
Learn more

Wroclaw Living Index
72

Cost of Living Index in Lomza
Learn more

Lomza Living Index

Jump to prices

Wroclaw

🇵🇱 Poland

$1,705

/mo nomad

Lomza

🇵🇱 Poland

$1,507

/mo nomad

Monthly Cost of Living

How much you'll spend in Wroclaw and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wroclaw and in Lomza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,705 in Wroclaw versus $1,507 in Lomza.

Wroclaw $1,705
Lomza $1,507

Estimated couple costs with rent: $2,454 in Wroclaw versus $2,150 in Lomza.

Wroclaw $2,454
Lomza $2,150

Monthly costs for a family of three with rent: $3,204 in Wroclaw versus $2,792 in Lomza.

Wroclaw $3,204
Lomza $2,792

Living in Wroclaw is roughly 13% more expensive than in Lomza, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Wroclaw 26% above, Lomza 11% above.

Meal at Budget Restaurant

$10.15 zł 39.66

$9.60 zł 37.53

5.73%

Three-Course Dinner for Two, Mid-Range

$50.1 zł 196

$46.68 zł 182

7.39%

Fast Food Meal (McDonalds, etc)

$9.79 zł 38.24

$8.63 zł 33.73

13.44%

Cappuccino

$3.92 zł 15.32

$3.56 zł 13.91

10.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 zł 8.44

$2.72 zł 10.62

-20.59%

Water (0.33 liter bottle)

$1.91 zł 7.45

$2.63 zł 10.29

-27.38%

Local Beer (0.5 liter draught)

$4.06 zł 15.87

$4.46 zł 17.42

-8.97%

Imported Beer (0.33 liter bottle)

$5.08 zł 19.87

$4.99 zł 19.48

1.80%

Milk (1 liter)

$1.09 zł 4.27

$1.01 zł 3.96

7.92%

White Bread (500g)

$1.56 zł 6.11

$1.10 zł 4.30

41.82%

Rice (white) (1kg)

$1.44 zł 5.62

$1.37 zł 5.36

5.11%

Eggs

$3.93 zł 15.37

$3.43 zł 13.39

14.58%

Local Cheese (1kg)

$9.17 zł 35.85

$10.45 zł 40.83

-12.25%

Chicken Fillets (1kg)

$6.87 zł 26.83

$7.03 zł 27.46

-2.28%

Beef Round Steak (1kg)

$12.03 zł 47.03

$11.64 zł 45.47

3.35%

Apples (1kg)

$1.24 zł 4.85

$1.19 zł 4.67

4.20%

Banana (1kg)

$1.63 zł 6.38

$1.60 zł 6.26

1.87%

Oranges (1kg)

$1.66 zł 6.51

$2.29 zł 8.96

-27.51%

Tomato (1kg)

$3.56 zł 13.91

$2.98 zł 11.63

19.46%

Potato (1kg)

$0.97 zł 3.78

$0.82 zł 3.21

18.29%

Onion (1kg)

$0.77 zł 3.01

$0.92 zł 3.58

-16.30%

Lettuce (1 head)

$1.38 zł 5.39

$1.34 zł 5.23

2.99%

Water (1.5 liter bottle)

$0.66 zł 2.60

$0.62 zł 2.43

6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.19

$5.57 zł 21.77

11.13%

Wine (Bottle)

$7.55 zł 29.52

$6.64 zł 25.94

13.70%

Local Beer (0.5 liter bottle)

$1.14 zł 4.44

$1.09 zł 4.25

4.59%

Imported Beer (0.33 liter bottle)

$1.77 zł 6.90

$1.74 zł 6.82

1.72%

One-way Ticket (Public Transport)

$1.10 zł 4.30

$1.09 zł 4.25

0.92%

Public Transport Monthly Pass (Regular Price)

$28.25 zł 110

$29.37 zł 115

-3.81%

Taxi Start (Normal Tariff)

$2.25 zł 8.79

$1.58 zł 6.16

42.41%

Taxi (Normal Tariff) (1km)

$1.03 zł 4.02

$0.57 zł 2.24

80.70%

Taxi 1hour Waiting (Normal Tariff)

$9.96 zł 38.93

$9.20 zł 35.96

8.26%

Gasoline (1 liter)

$1.65 zł 6.45

$1.59 zł 6.23

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.2K

$30.8K zł 120.3K

-2.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 110.2K

$27.6K zł 107.7K

2.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$332 zł 1,298

$306 zł 1,197

8.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.93 zł 38.80

$8.56 zł 33.47

16.00%

Internet (50+ Mbps, Unlimited Data)

$17.78 zł 69.5

$17.23 zł 67.4

3.19%

Gym Membership (Monthly)

$39.91 zł 156

$38.01 zł 149

5.00%

Tennis Court (1 Hour on Weekend)

$31.64 zł 124

$22.07 zł 86.2

43.36%

Cinema Ticket

$8.86 zł 34.64

$8.09 zł 31.60

9.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$477 zł 1,866

$507 zł 1,982

-5.88%

International Primary School, 1 Child (Yearly)

$12.5K zł 48.8K

$10.4K zł 40.8K

19.65%

Jeans (Levis 501 Or Similar)

$98.0 zł 383

$73.4 zł 287

33.43%

Summer Dress (H&M, Zara, etc)

$39.04 zł 153

$40.73 zł 159

-4.15%

Sport Shoes (Adidas, Nike)

$91.1 zł 356

$88.8 zł 347

2.58%

Men's Leather Business Shoes

$105 zł 409

$94.8 zł 370

10.49%

1-bedroom Apartment, City Center (Monthly)

$842 zł 3,291

$585 zł 2,284

44.07%

1-bedroom Apartment, Outside City Center (Monthly)

$665 zł 2,597

$529 zł 2,068

25.60%

3-bedroom Apartment, City Center (Monthly)

$1,477 zł 5,771

$953 zł 3,724

54.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,082 zł 4,227

$803 zł 3,137

34.76%

Buy Apartment in City Center (m2)

$4,695 zł 18.3K

$2,932 zł 11.5K

60.14%

Buy Apartment Outside City Center (m2)

$3,359 zł 13.1K

$2,198 zł 8,590

52.82%

Average Monthly Net Salary (After Tax)

$1,745 zł 6,818

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.87

4.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: November 1, 2026

Last update for Lomza: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wroclaw

$665 39%

Lomza

$529 35.1% 20.4% $135

Monthly Utilities & Internet

Wroclaw

$360 21.1%

Lomza

$332 22% 7.7% $28

Groceries & Markets

Wroclaw

$229 13.4%

Lomza

$221 14.6% 3.5% $8

Eating Out

Wroclaw

$204 12%

Lomza

$199 13.2% 2.5% $5.2

Clothing & Footwear

Wroclaw

$150 8.8%

Lomza

$134 8.9% 10.5% $16

Sport & Entertainment

Wroclaw

$58 3.4%

Lomza

$54 3.6% 6% $3.5

Getting Around

Wroclaw

$40 2.4%

Lomza

$38 2.5% 4.7% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $842 in Wroclaw and $585 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $50 in Wroclaw vs $47 in Lomza for a mid-range dinner for two. Groceries echo the gap at $229 vs $221 per month, with Lomza cheaper across the board.

Good to know

🇵🇱 Wroclaw

🇵🇱 Lomza

🕒 Local time

00:55 12:55 AM

Same time as Wroclaw

🌤 Weather

👥 Population

642,869

62,711

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Wroclaw Lomza 410 km

From you

Wroclaw
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Lomza: Cost of Living - Frequently Asked Questions

Lomza is about 12% cheaper overall, especially in clothing, groceries, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,557 in Wroclaw and $2,261 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $842 in Wroclaw versus $585 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Wroclaw runs roughly 4% less than in Lomza. The price difference matters if you commute daily and watch your budget.

Childcare runs $477 in Wroclaw versus $507 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,500. Lomza is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Wroclaw and Lomza are both considered safe, so it’s unlikely to be the deciding factor between them.