Cost of Living Comparison Between Wroclaw and Lomza Cost of Living Comparison Between Wroclaw and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,699 in Wroclaw versus $1,443 in Lomza.

Estimated couple costs with rent: $2,487 in Wroclaw versus $2,100 in Lomza.

Monthly costs for a family of three with rent: $3,275 in Wroclaw versus $2,757 in Lomza.

Living in Wroclaw is roughly 18% more expensive than in Lomza, driven mainly by Eating Out.

Both cities are pricier than the global median: Wroclaw 28% above, Lomza 8% above.

Meal at Budget Restaurant

$11.05 zł 41.22

$9.25 zł 34.52

19.46%

Three-Course Dinner for Two, Mid-Range

$53.7 zł 200

$40.05 zł 149

34.11%

Fast Food Meal (McDonalds, etc)

$9.09 zł 33.90

$8.05 zł 30.02

12.92%

Cappuccino

$3.94 zł 14.68

$3.16 zł 11.79

24.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 zł 6.56

$2.15 zł 8.03

-18.14%

Water (0.33 liter bottle)

$1.47 zł 5.48

$1.72 zł 6.42

-14.53%

Local Beer (0.5 liter draught)

$4.06 zł 15.13

$2.94 zł 10.95

38.10%

Imported Beer (0.33 liter bottle)

$4.16 zł 15.52

$3.77 zł 14.06

10.34%

Milk (1 liter)

$0.98 zł 3.67

$1.04 zł 3.89

-5.77%

White Bread (500g)

$1.34 zł 5.00

$1.24 zł 4.61

8.06%

Rice (white) (1kg)

$1.38 zł 5.14

$1.54 zł 5.76

-10.39%

Eggs

$3.33 zł 12.43

$3.40 zł 12.69

-2.06%

Local Cheese (1kg)

$9.74 zł 36.34

$7.67 zł 28.60

26.99%

Chicken Fillets (1kg)

$6.73 zł 25.11

$6.39 zł 23.83

5.32%

Beef Round Steak (1kg)

$12.49 zł 46.59

$9.77 zł 36.44

27.84%

Apples (1kg)

$1.20 zł 4.48

$1.16 zł 4.33

3.45%

Banana (1kg)

$1.84 zł 6.85

$1.62 zł 6.06

13.58%

Oranges (1kg)

$2.06 zł 7.67

$1.56 zł 5.83

32.05%

Tomato (1kg)

$3.35 zł 12.49

$2.57 zł 9.58

30.35%

Potato (1kg)

$1.11 zł 4.13

$1.00 zł 3.74

11.00%

Onion (1kg)

$1.32 zł 4.91

$1.24 zł 4.64

6.45%

Lettuce (1 head)

$1.33 zł 4.95

$1.36 zł 5.09

-2.21%

Water (1.5 liter bottle)

$0.72 zł 2.68

$0.64 zł 2.40

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$5.21 zł 19.45

$5.45 zł 20.32

-4.40%

Wine (Bottle)

$8.01 zł 29.89

$6.95 zł 25.92

15.25%

Local Beer (0.5 liter bottle)

$1.29 zł 4.82

$1.05 zł 3.92

22.86%

Imported Beer (0.33 liter bottle)

$1.99 zł 7.41

$1.78 zł 6.63

11.80%

One-way Ticket (Public Transport)

$1.24 zł 4.62

$1.08 zł 4.02

14.81%

Public Transport Monthly Pass (Regular Price)

$29.65 zł 111

$32.90 zł 123

-9.88%

Taxi Start (Normal Tariff)

$2.63 zł 9.82

$2.12 zł 7.91

24.06%

Taxi (Normal Tariff) (1km)

$0.90 zł 3.35

$0.82 zł 3.07

9.76%

Taxi 1hour Waiting (Normal Tariff)

$10.69 zł 39.89

$10.54 zł 39.32

1.42%

Gasoline (1 liter)

$1.68 zł 6.25

$1.69 zł 6.30

-0.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 124.3K

$34.3K zł 127.9K

-2.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K zł 115.8K

$30.5K zł 113.7K

1.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$321 zł 1,197

$288 zł 1,075

11.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.86 zł 36.79

$7.59 zł 28.30

29.91%

Internet (50+ Mbps, Unlimited Data)

$16.58 zł 61.8

$16.45 zł 61.3

0.79%

Gym Membership (Monthly)

$36.09 zł 135

$37.06 zł 138

-2.62%

Tennis Court (1 Hour on Weekend)

$21.45 zł 80.0

$19.72 zł 73.6

8.77%

Cinema Ticket

$8.31 zł 30.99

$8.47 zł 31.61

-1.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$470 zł 1,754

$509 zł 1,898

-7.60%

International Primary School, 1 Child (Yearly)

$9,209 zł 34.4K

$4,853 zł 18.1K

89.76%

Jeans (Levis 501 Or Similar)

$79.2 zł 295

$92.1 zł 344

-14.05%

Summer Dress (H&M, Zara, etc)

$38.68 zł 144

$46.05 zł 172

-16.00%

Sport Shoes (Adidas, Nike)

$90.0 zł 336

$103 zł 383

-12.23%

Men's Leather Business Shoes

$98.5 zł 367

$125 zł 467

-21.33%

1-bedroom Apartment, City Center (Monthly)

$901 zł 3,362

$638 zł 2,381

41.19%

1-bedroom Apartment, Outside City Center (Monthly)

$711 zł 2,652

$489 zł 1,824

45.37%

3-bedroom Apartment, City Center (Monthly)

$1,520 zł 5,671

$977 zł 3,643

55.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,124 zł 4,192

$805 zł 3,004

39.56%

Buy Apartment in City Center (m2)

$4,583 zł 17.1K

$2,884 zł 10.8K

58.91%

Buy Apartment Outside City Center (m2)

$3,408 zł 12.7K

$2,191 zł 8,173

55.56%

Average Monthly Net Salary (After Tax)

$1,818 zł 6,781

20-Year Fixed Mortgage Interest Rate (Annual %)

7.38

6.28

17.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: July 27, 2026

Last update for Lomza: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $901 in Wroclaw and $638 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $54.0 in Wroclaw vs $40.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $231 vs $203 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Lomza: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,548 in Wroclaw and $2,165 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $901 in Wroclaw versus $638 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 11% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $470 in Wroclaw versus $509 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,443 in Lomza versus $1,699 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 18% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.