Cost of Living Comparison Between Wroclaw and Lomza Cost of Living Comparison Between Wroclaw and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,726 in Wroclaw versus $1,463 in Lomza.

Estimated couple costs with rent: $2,488 in Wroclaw versus $2,097 in Lomza.

Monthly costs for a family of three with rent: $3,249 in Wroclaw versus $2,731 in Lomza.

Living in Wroclaw is roughly 18% more expensive than Lomza, driven mainly by Eating Out.

Both cities are pricier than the global median: Wroclaw 29% above, Lomza 9% above.

Meal at Budget Restaurant

$11.00 zł 40.05

$9.23 zł 33.61

19.18%

Three-Course Dinner for Two, Mid-Range

$54.4 zł 198

$41.17 zł 150

32.09%

Fast Food Meal (McDonalds, etc)

$9.09 zł 33.09

$7.98 zł 29.05

13.91%

Cappuccino

$4.06 zł 14.77

$3.21 zł 11.67

26.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 zł 6.41

$2.09 zł 7.59

-15.79%

Water (0.33 liter bottle)

$1.43 zł 5.20

$1.71 zł 6.24

-16.37%

Local Beer (0.5 liter draught)

$4.12 zł 14.98

$3.02 zł 11.00

36.42%

Imported Beer (0.33 liter bottle)

$4.02 zł 14.64

$3.70 zł 13.49

8.65%

Milk (1 liter)

$0.99 zł 3.61

$1.04 zł 3.80

-4.81%

White Bread (500g)

$1.38 zł 5.04

$1.28 zł 4.68

7.81%

Rice (white) (1kg)

$1.43 zł 5.21

$1.60 zł 5.83

-10.63%

Eggs

$3.34 zł 12.14

$3.27 zł 11.90

2.14%

Local Cheese (1kg)

$9.32 zł 33.93

$7.90 zł 28.77

17.97%

Chicken Fillets (1kg)

$6.47 zł 23.55

$6.32 zł 23.01

2.37%

Beef Round Steak (1kg)

$12.54 zł 45.65

$9.52 zł 34.66

31.72%

Apples (1kg)

$1.20 zł 4.37

$1.14 zł 4.16

5.26%

Banana (1kg)

$1.82 zł 6.62

$1.54 zł 5.61

18.18%

Oranges (1kg)

$2.03 zł 7.40

$1.58 zł 5.74

28.48%

Tomato (1kg)

$3.35 zł 12.21

$2.52 zł 9.17

32.94%

Potato (1kg)

$1.08 zł 3.92

$0.99 zł 3.61

9.09%

Onion (1kg)

$1.27 zł 4.62

$1.20 zł 4.36

5.83%

Lettuce (1 head)

$1.29 zł 4.69

$1.34 zł 4.88

-3.73%

Water (1.5 liter bottle)

$0.74 zł 2.71

$0.61 zł 2.22

21.31%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 zł 18.50

$5.44 zł 19.81

-6.62%

Wine (Bottle)

$8.25 zł 30.04

$7.11 zł 25.88

16.03%

Local Beer (0.5 liter bottle)

$1.26 zł 4.57

$1.06 zł 3.86

18.87%

Imported Beer (0.33 liter bottle)

$1.94 zł 7.07

$1.77 zł 6.45

9.60%

One-way Ticket (Public Transport)

$1.27 zł 4.64

$1.10 zł 4.01

15.45%

Public Transport Monthly Pass (Regular Price)

$30.03 zł 109

$32.52 zł 118

-7.66%

Taxi Start (Normal Tariff)

$2.68 zł 9.74

$2.14 zł 7.81

25.23%

Taxi (Normal Tariff) (1km)

$0.90 zł 3.29

$0.85 zł 3.08

5.88%

Taxi 1hour Waiting (Normal Tariff)

$11.06 zł 40.26

$10.70 zł 38.96

3.36%

Gasoline (1 liter)

$1.69 zł 6.14

$1.69 zł 6.15

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K zł 121.8K

$33.3K zł 121.3K

0.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K zł 111.7K

$31.0K zł 112.8K

-1.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$328 zł 1,195

$296 zł 1,077

10.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.83 zł 35.77

$7.62 zł 27.74

29.00%

Internet (50+ Mbps, Unlimited Data)

$16.25 zł 59.1

$16.34 zł 59.5

-0.55%

Gym Membership (Monthly)

$35.73 zł 130

$36.97 zł 135

-3.35%

Tennis Court (1 Hour on Weekend)

$21.99 zł 80.0

$19.50 zł 71.0

12.77%

Cinema Ticket

$8.11 zł 29.52

$8.51 zł 30.98

-4.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 zł 1,696

$519 zł 1,887

-10.15%

International Primary School, 1 Child (Yearly)

$9,253 zł 33.7K

$4,808 zł 17.5K

92.45%

Jeans (Levis 501 Or Similar)

$77.2 zł 281

$90.1 zł 328

-14.39%

Summer Dress (H&M, Zara, etc)

$38.86 zł 141

$45.91 zł 167

-15.36%

Sport Shoes (Adidas, Nike)

$91.9 zł 334

$102 zł 370

-9.55%

Men's Leather Business Shoes

$99.1 zł 361

$127 zł 462

-21.89%

1-bedroom Apartment, City Center (Monthly)

$930 zł 3,384

$643 zł 2,340

44.60%

1-bedroom Apartment, Outside City Center (Monthly)

$708 zł 2,578

$500 zł 1,821

41.58%

3-bedroom Apartment, City Center (Monthly)

$1,497 zł 5,450

$994 zł 3,618

50.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,117 zł 4,065

$809 zł 2,944

38.08%

Buy Apartment in City Center (m2)

$4,917 zł 17.9K

$3,359 zł 12.2K

46.36%

Buy Apartment Outside City Center (m2)

$3,525 zł 12.8K

$2,598 zł 9,457

35.70%

Average Monthly Net Salary (After Tax)

$1,876 zł 6,828

20-Year Fixed Mortgage Interest Rate (Annual %)

7.38

6.28

17.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: April 28, 2026

Last update for Lomza: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $930 in Wroclaw and $643 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $54.0 in Wroclaw vs $41.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $229 vs $202 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Lomza: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,589 in Wroclaw and $2,194 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $930 in Wroclaw versus $643 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 8% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $466 in Wroclaw versus $519 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,463 in Lomza versus $1,726 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 18% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.