Cost of Living Comparison Between Wroclaw and Lomza Cost of Living Comparison Between Wroclaw and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,792 in Wroclaw versus $1,564 in Lomza.

Estimated couple costs with rent: $2,614 in Wroclaw versus $2,238 in Lomza.

Monthly costs for a family of three with rent: $3,436 in Wroclaw versus $2,912 in Lomza.

Living in Wroclaw is roughly 15% more expensive than in Lomza, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Wroclaw 31% above, Lomza 14% above.

Meal at Budget Restaurant

$10.46 zł 39.71

$9.96 zł 37.80

5.02%

Three-Course Dinner for Two, Mid-Range

$52.7 zł 200

$48.24 zł 183

9.16%

Fast Food Meal (McDonalds, etc)

$10.74 zł 40.76

$9.43 zł 35.81

13.89%

Cappuccino

$4.24 zł 16.10

$3.83 zł 14.55

10.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 zł 8.76

$2.83 zł 10.74

-18.37%

Water (0.33 liter bottle)

$1.95 zł 7.39

$2.88 zł 10.95

-32.29%

Local Beer (0.5 liter draught)

$4.02 zł 15.27

$4.65 zł 17.65

-13.55%

Imported Beer (0.33 liter bottle)

$5.43 zł 20.62

$5.34 zł 20.26

1.69%

Milk (1 liter)

$1.13 zł 4.27

$1.01 zł 3.85

11.88%

White Bread (500g)

$1.64 zł 6.24

$1.10 zł 4.16

49.09%

Rice (white) (1kg)

$1.54 zł 5.85

$1.44 zł 5.47

6.94%

Eggs

$4.07 zł 15.45

$3.56 zł 13.51

14.33%

Local Cheese (1kg)

$9.73 zł 36.94

$10.92 zł 41.45

-10.90%

Chicken Fillets (1kg)

$7.22 zł 27.42

$7.34 zł 27.87

-1.63%

Beef Round Steak (1kg)

$12.27 zł 46.57

$12.39 zł 47.05

-0.97%

Apples (1kg)

$1.30 zł 4.95

$1.18 zł 4.47

10.17%

Banana (1kg)

$1.62 zł 6.15

$1.69 zł 6.42

-4.14%

Oranges (1kg)

$1.71 zł 6.50

$2.42 zł 9.18

-29.34%

Tomato (1kg)

$3.62 zł 13.74

$3.12 zł 11.85

16.03%

Potato (1kg)

$1.02 zł 3.85

$0.86 zł 3.27

18.60%

Onion (1kg)

$0.86 zł 3.25

$0.97 zł 3.70

-11.34%

Lettuce (1 head)

$1.45 zł 5.50

$1.38 zł 5.24

5.07%

Water (1.5 liter bottle)

$0.73 zł 2.78

$0.62 zł 2.35

17.74%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 zł 24.82

$6.14 zł 23.31

6.51%

Wine (Bottle)

$8.03 zł 30.49

$6.77 zł 25.71

18.61%

Local Beer (0.5 liter bottle)

$1.20 zł 4.55

$1.21 zł 4.60

-0.83%

Imported Beer (0.33 liter bottle)

$1.81 zł 6.86

$1.74 zł 6.60

4.02%

One-way Ticket (Public Transport)

$1.20 zł 4.55

$1.07 zł 4.06

12.15%

Public Transport Monthly Pass (Regular Price)

$28.88 zł 110

$28.65 zł 109

0.80%

Taxi Start (Normal Tariff)

$2.58 zł 9.80

$1.63 zł 6.19

58.28%

Taxi (Normal Tariff) (1km)

$0.97 zł 3.69

$0.60 zł 2.29

61.67%

Taxi 1hour Waiting (Normal Tariff)

$10.48 zł 39.79

$9.33 zł 35.42

12.33%

Gasoline (1 liter)

$1.61 zł 6.09

$1.62 zł 6.16

-0.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K zł 119.8K

$32.4K zł 122.9K

-2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K zł 116.0K

$28.5K zł 108.0K

7.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$360 zł 1,365

$325 zł 1,234

10.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.53 zł 39.96

$8.83 zł 33.51

19.25%

Internet (50+ Mbps, Unlimited Data)

$17.76 zł 67.4

$17.88 zł 67.9

-0.67%

Gym Membership (Monthly)

$41.44 zł 157

$37.32 zł 142

11.04%

Tennis Court (1 Hour on Weekend)

$32.94 zł 125

$26.43 zł 100

24.63%

Cinema Ticket

$9.05 zł 34.36

$8.05 zł 30.56

12.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 zł 1,909

$530 zł 2,012

-5.13%

International Primary School, 1 Child (Yearly)

$12.7K zł 48.2K

$10.9K zł 41.6K

15.99%

Jeans (Levis 501 Or Similar)

$97.6 zł 370

$76.1 zł 289

28.28%

Summer Dress (H&M, Zara, etc)

$42.65 zł 162

$42.42 zł 161

0.54%

Sport Shoes (Adidas, Nike)

$100 zł 380

$93.1 zł 353

7.56%

Men's Leather Business Shoes

$109 zł 414

$102 zł 388

6.71%

1-bedroom Apartment, City Center (Monthly)

$865 zł 3,284

$633 zł 2,405

36.55%

1-bedroom Apartment, Outside City Center (Monthly)

$709 zł 2,692

$515 zł 1,954

37.79%

3-bedroom Apartment, City Center (Monthly)

$1,469 zł 5,576

$1,017 zł 3,859

44.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,134 zł 4,305

$873 zł 3,315

29.85%

Buy Apartment in City Center (m2)

$4,718 zł 17.9K

$2,755 zł 10.5K

71.22%

Buy Apartment Outside City Center (m2)

$3,498 zł 13.3K

$2,543 zł 9,655

37.54%

Average Monthly Net Salary (After Tax)

$1,761 zł 6,686

20-Year Fixed Mortgage Interest Rate (Annual %)

7.17

6.87

4.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: September 13, 2026

Last update for Lomza: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $865 in Wroclaw and $633 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $53.0 in Wroclaw vs $48.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $238 vs $230 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Lomza: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,688 in Wroclaw and $2,347 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $865 in Wroclaw versus $633 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 1% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $503 in Wroclaw versus $530 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,564 in Lomza versus $1,792 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 15% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.