Cost of Living Comparison Between Wroclaw and Lomza Cost of Living Comparison Between Wroclaw and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,723 in Wroclaw versus $1,423 in Lomza.

Estimated couple costs with rent: $2,453 in Wroclaw versus $2,060 in Lomza.

Monthly costs for a family of three with rent: $3,183 in Wroclaw versus $2,697 in Lomza.

Living in Wroclaw is roughly 21% more expensive than Lomza, driven mainly by Eating Out.

Both cities are pricier than the global median: Wroclaw 28% above, Lomza 6% above.

Meal at Budget Restaurant

$11.00 zł 40.20

$9.49 zł 34.67

15.91%

Three-Course Dinner for Two, Mid-Range

$54.3 zł 198

$40.36 zł 148

34.46%

Fast Food Meal (McDonalds, etc)

$9.02 zł 32.97

$7.95 zł 29.05

13.46%

Cappuccino

$4.10 zł 14.98

$3.08 zł 11.25

33.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 zł 6.46

$2.07 zł 7.58

-14.49%

Water (0.33 liter bottle)

$1.47 zł 5.36

$1.70 zł 6.21

-13.53%

Local Beer (0.5 liter draught)

$3.99 zł 14.59

$2.90 zł 10.61

37.59%

Imported Beer (0.33 liter bottle)

$4.05 zł 14.81

$3.71 zł 13.56

9.16%

Milk (1 liter)

$0.99 zł 3.64

$1.01 zł 3.69

-1.98%

White Bread (500g)

$1.40 zł 5.10

$1.23 zł 4.49

13.82%

Rice (white) (1kg)

$1.44 zł 5.26

$1.55 zł 5.67

-7.10%

Eggs

$3.32 zł 12.12

$3.37 zł 12.31

-1.48%

Local Cheese (1kg)

$9.31 zł 34.02

$7.70 zł 28.15

20.91%

Chicken Fillets (1kg)

$6.49 zł 23.72

$6.39 zł 23.35

1.56%

Beef Round Steak (1kg)

$12.56 zł 45.92

$9.82 zł 35.89

27.90%

Apples (1kg)

$1.15 zł 4.20

$1.15 zł 4.22

Banana (1kg)

$1.85 zł 6.77

$1.54 zł 5.62

20.13%

Oranges (1kg)

$1.97 zł 7.20

$1.55 zł 5.65

27.10%

Tomato (1kg)

$3.25 zł 11.88

$2.52 zł 9.21

28.97%

Potato (1kg)

$1.08 zł 3.95

$0.95 zł 3.46

13.68%

Onion (1kg)

$1.31 zł 4.80

$1.21 zł 4.40

8.26%

Lettuce (1 head)

$1.32 zł 4.83

$1.34 zł 4.91

-1.49%

Water (1.5 liter bottle)

$0.75 zł 2.74

$0.65 zł 2.38

15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 zł 18.72

$5.25 zł 19.18

-2.48%

Wine (Bottle)

$7.93 zł 29.00

$7.00 zł 25.59

13.29%

Local Beer (0.5 liter bottle)

$1.31 zł 4.80

$1.02 zł 3.72

28.43%

Imported Beer (0.33 liter bottle)

$1.95 zł 7.13

$1.86 zł 6.80

4.84%

One-way Ticket (Public Transport)

$1.27 zł 4.66

$1.10 zł 4.04

15.45%

Public Transport Monthly Pass (Regular Price)

$29.43 zł 108

$32.33 zł 118

-8.97%

Taxi Start (Normal Tariff)

$2.67 zł 9.77

$2.21 zł 8.08

20.81%

Taxi (Normal Tariff) (1km)

$0.84 zł 3.06

$0.77 zł 2.82

9.09%

Taxi 1hour Waiting (Normal Tariff)

$10.88 zł 39.76

$10.62 zł 38.81

2.45%

Gasoline (1 liter)

$1.68 zł 6.14

$1.70 zł 6.20

-1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K zł 124.2K

$33.8K zł 123.4K

0.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K zł 113.1K

$30.2K zł 110.4K

2.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 zł 1,194

$290 zł 1,058

12.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.05 zł 36.73

$7.49 zł 27.38

34.18%

Internet (50+ Mbps, Unlimited Data)

$16.63 zł 60.8

$16.17 zł 59.1

2.84%

Gym Membership (Monthly)

$35.38 zł 129

$37.02 zł 135

-4.43%

Tennis Court (1 Hour on Weekend)

$21.43 zł 78.3

$19.58 zł 71.6

9.45%

Cinema Ticket

$7.91 zł 28.90

$8.78 zł 32.09

-9.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 zł 1,658

$514 zł 1,880

-11.84%

International Primary School, 1 Child (Yearly)

$9,422 zł 34.4K

$4,762 zł 17.4K

97.87%

Jeans (Levis 501 Or Similar)

$79.0 zł 289

$91.0 zł 333

-13.19%

Summer Dress (H&M, Zara, etc)

$38.94 zł 142

$44.76 zł 164

-13.00%

Sport Shoes (Adidas, Nike)

$89.3 zł 326

$104 zł 379

-13.93%

Men's Leather Business Shoes

$97.8 zł 357

$127 zł 464

-22.94%

1-bedroom Apartment, City Center (Monthly)

$928 zł 3,390

$639 zł 2,337

45.09%

1-bedroom Apartment, Outside City Center (Monthly)

$721 zł 2,637

$497 zł 1,815

45.29%

3-bedroom Apartment, City Center (Monthly)

$1,540 zł 5,627

$958 zł 3,500

60.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,116 zł 4,079

$805 zł 2,941

38.70%

Buy Apartment in City Center (m2)

$4,852 zł 17.7K

$3,305 zł 12.1K

46.78%

Buy Apartment Outside City Center (m2)

$3,526 zł 12.9K

$2,704 zł 9,883

30.41%

Average Monthly Net Salary (After Tax)

$1,893 zł 6,919

20-Year Fixed Mortgage Interest Rate (Annual %)

7.38

6.28

17.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wroclaw: June 6, 2026

Last update for Lomza: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $928 in Wroclaw and $639 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $54.0 in Wroclaw vs $40.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $228 vs $202 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wroclaw vs Lomza: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 21% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,584 in Wroclaw and $2,135 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $928 in Wroclaw versus $639 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 10% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $454 in Wroclaw versus $514 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,423 in Lomza versus $1,723 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wroclaw and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 21% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.