Cost of Living Comparison Between Lomza and Ubud, Bali Cost of Living Comparison Between Lomza and Ubud, Bali

🙂 Solo nomad: Lomza is 8.5% cheaper than Ubud, Bali without rent, and 2.6% more expensive with rent.
😐 Family of 3: Lomza is 28.2% more expensive than Ubud, Bali without rent, and 25.9% cheaper with rent.
Currency
🍽 Eating Out
Lomza
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.73 zł 35.04
$3.48 Rp 59.7K
179.60%
Three-Course Dinner for Two, Mid-Range
$40.51 zł 146
$32.88 Rp 564.0K
23.21%
Fast Food Meal (McDonalds, etc)
$8.21 zł 29.57
$5.09 Rp 87.3K
61.30%
Cappuccino
$3.15 zł 11.34
$2.75 Rp 47.1K
14.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 zł 7.76
$1.38 Rp 23.7K
56.52%
Water (0.33 liter bottle)
$1.70 zł 6.11
$0.71 Rp 12.2K
139.44%
Local Beer (0.5 liter draught)
$3.05 zł 10.99
$2.88 Rp 49.4K
5.90%
Imported Beer (0.33 liter bottle)
$3.57 zł 12.86
$3.87 Rp 66.4K
-7.75%
🛒 Groceries & Markets
Lomza
Ubud, Bali
Difference
Milk (1 liter)
$1.05 zł 3.76
$1.79 Rp 30.7K
-41.34%
White Bread (500g)
$1.24 zł 4.47
$2.45 Rp 42.0K
-49.39%
Rice (white) (1kg)
$1.59 zł 5.73
$1.21 Rp 20.7K
31.40%
Eggs
$3.36 zł 12.11
$2.39 Rp 40.9K
40.59%
Local Cheese (1kg)
$7.81 zł 28.12
$14.70 Rp 252.1K
-46.87%
Chicken Fillets (1kg)
$6.28 zł 22.62
$4.24 Rp 72.7K
48.11%
Beef Round Steak (1kg)
$9.90 zł 35.63
$12.08 Rp 207.1K
-18.05%
Apples (1kg)
$1.19 zł 4.29
$3.66 Rp 62.9K
-67.49%
Banana (1kg)
$1.55 zł 5.58
$1.61 Rp 27.6K
-3.73%
Oranges (1kg)
$1.61 zł 5.79
$2.72 Rp 46.6K
-40.81%
Tomato (1kg)
$2.50 zł 8.99
$2.27 Rp 39.0K
10.13%
Potato (1kg)
$0.99 zł 3.56
$1.90 Rp 32.6K
-47.89%
Onion (1kg)
$1.24 zł 4.45
$2.30 Rp 39.4K
-46.09%
Lettuce (1 head)
$1.36 zł 4.91
$1.02 Rp 17.4K
33.33%
Water (1.5 liter bottle)
$0.65 zł 2.33
$0.78 Rp 13.4K
-16.67%
Cigarettes 20 Pack (Marlboro, Camel)
$5.39 zł 19.39
$3.24 Rp 55.7K
66.36%
Wine (Bottle)
$7.19 zł 25.87
$24.06 Rp 412.7K
-70.12%
Local Beer (0.5 liter bottle)
$1.01 zł 3.64
$2.84 Rp 48.7K
-64.44%
Imported Beer (0.33 liter bottle)
$1.78 zł 6.41
$2.79 Rp 47.8K
-36.20%
🚌 Getting Around
Lomza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.81
$0.27 Rp 4,610
292.59%
Public Transport Monthly Pass (Regular Price)
$32.58 zł 117
$8.24 Rp 141.4K
295.39%
Taxi Start (Normal Tariff)
$2.11 zł 7.58
$0.45 Rp 7,708
368.89%
Taxi (Normal Tariff) (1km)
$0.78 zł 2.81
$0.43 Rp 7,305
81.40%
Taxi 1hour Waiting (Normal Tariff)
$10.45 zł 37.64
$6.02 Rp 103.3K
73.59%
Gasoline (1 liter)
$1.79 zł 6.44
$0.86 Rp 14.7K
108.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0K zł 122.4K
$26.1K Rp 447.1M
30.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3K zł 109.0K
$31.7K Rp 543.7M
-4.46%
🧾 Monthly Utilities & Internet
Lomza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$289 zł 1,041
$78.3 Rp 1.3M
269.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.51 zł 27.03
$4.00 Rp 68.5K
87.75%
Internet (50+ Mbps, Unlimited Data)
$16.34 zł 58.8
$24.35 Rp 417.7K
-32.90%
🎉 Sport & Entertainment
Lomza
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.71 zł 132
$95.8 Rp 1.6M
-61.67%
Tennis Court (1 Hour on Weekend)
$19.57 zł 70.5
$6.46 Rp 110.7K
202.94%
Cinema Ticket
$8.63 zł 31.05
$4.01 Rp 68.7K
115.21%
🧸 Childcare & Education
Lomza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$512 zł 1,844
$302 Rp 5.2M
69.86%
International Primary School, 1 Child (Yearly)
$4,896 zł 17.6K
$6,545 Rp 112.3M
-25.19%
👕👟 Clothing & Footwear
Lomza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.5 zł 326
$53.4 Rp 916.3K
69.39%
Summer Dress (H&M, Zara, etc)
$45.37 zł 163
$38.55 Rp 661.2K
17.69%
Sport Shoes (Adidas, Nike)
$101 zł 364
$89.1 Rp 1.5M
13.46%
Men's Leather Business Shoes
$127 zł 456
$78.9 Rp 1.4M
60.61%
🏠 Accommodation & Living
Lomza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$647 zł 2,330
$1,016 Rp 17.4M
-36.30%
1-bedroom Apartment, Outside City Center (Monthly)
$491 zł 1,768
$672 Rp 11.5M
-26.93%
3-bedroom Apartment, City Center (Monthly)
$978 zł 3,521
$3,368 Rp 57.8M
-70.96%
3-bedroom Apartment, Outside City Center (Monthly)
$822 zł 2,958
$2,108 Rp 36.2M
-61.02%
Buy Apartment in City Center (m2)
$3,178 zł 11.4K
$3,001 Rp 51.5M
5.87%
Buy Apartment Outside City Center (m2)
$2,005 zł 7,217
$2,337 Rp 40.1M
-14.21%
💵 Salaries & Financials
Lomza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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