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Cost of Living Comparison Between Lomza and Ubud, Bali Cost of Living Comparison Between Lomza and Ubud, Bali

😐 Solo nomad: Lomza is 1.6% more expensive than Ubud, Bali without rent, and 0.9% more expensive with rent.
😐 Family of 3: Lomza is 21.6% more expensive than Ubud, Bali without rent, and 24.5% cheaper with rent.
Currency
🍽 Eating Out
Lomza
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.62 zł 34.05
$3.52 Rp 59.1K
173.30%
Three-Course Dinner for Two, Mid-Range
$41.33 zł 146
$31.99 Rp 536.4K
29.20%
Fast Food Meal (McDonalds, etc)
$7.92 zł 28.05
$4.95 Rp 83.0K
60.00%
Cappuccino
$3.08 zł 10.91
$2.76 Rp 46.2K
11.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 zł 7.65
$1.32 Rp 22.2K
63.64%
Water (0.33 liter bottle)
$1.63 zł 5.77
$0.68 Rp 11.5K
139.71%
Local Beer (0.5 liter draught)
$2.99 zł 10.59
$2.88 Rp 48.3K
3.82%
Imported Beer (0.33 liter bottle)
$3.75 zł 13.29
$3.80 Rp 63.7K
-1.32%
🛒 Groceries & Markets
Lomza
Ubud, Bali
Difference
Milk (1 liter)
$1.01 zł 3.57
$1.80 Rp 30.1K
-43.89%
White Bread (500g)
$1.24 zł 4.39
$2.42 Rp 40.6K
-48.76%
Rice (white) (1kg)
$1.55 zł 5.49
$1.17 Rp 19.6K
32.48%
Eggs
$3.22 zł 11.41
$2.43 Rp 40.8K
32.51%
Local Cheese (1kg)
$7.56 zł 26.76
$14.74 Rp 247.2K
-48.71%
Chicken Fillets (1kg)
$6.25 zł 22.11
$4.32 Rp 72.4K
44.68%
Beef Round Steak (1kg)
$9.87 zł 34.93
$11.89 Rp 199.5K
-16.99%
Apples (1kg)
$1.18 zł 4.19
$3.66 Rp 61.4K
-67.76%
Banana (1kg)
$1.63 zł 5.76
$1.55 Rp 25.9K
5.16%
Oranges (1kg)
$1.63 zł 5.78
$2.74 Rp 45.9K
-40.51%
Tomato (1kg)
$2.60 zł 9.22
$2.27 Rp 38.1K
14.54%
Potato (1kg)
$0.98 zł 3.46
$1.90 Rp 31.9K
-48.42%
Onion (1kg)
$1.25 zł 4.44
$2.23 Rp 37.4K
-43.95%
Lettuce (1 head)
$1.36 zł 4.80
$1.05 Rp 17.6K
29.52%
Water (1.5 liter bottle)
$0.61 zł 2.16
$0.77 Rp 12.9K
-20.78%
Cigarettes 20 Pack (Marlboro, Camel)
$5.23 zł 18.50
$3.31 Rp 55.6K
58.01%
Wine (Bottle)
$7.17 zł 25.38
$25.28 Rp 423.9K
-71.64%
Local Beer (0.5 liter bottle)
$1.05 zł 3.72
$2.84 Rp 47.6K
-63.03%
Imported Beer (0.33 liter bottle)
$1.83 zł 6.46
$2.88 Rp 48.3K
-36.46%
🚌 Getting Around
Lomza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.07 zł 3.77
$0.29 Rp 4,885
268.97%
Public Transport Monthly Pass (Regular Price)
$32.25 zł 114
$8.21 Rp 137.6K
292.81%
Taxi Start (Normal Tariff)
$2.22 zł 7.87
$0.49 Rp 8,166
353.06%
Taxi (Normal Tariff) (1km)
$0.79 zł 2.79
$0.46 Rp 7,745
71.74%
Taxi 1hour Waiting (Normal Tariff)
$10.64 zł 37.67
$6.16 Rp 103.3K
72.73%
Gasoline (1 liter)
$1.75 zł 6.20
$0.85 Rp 14.3K
105.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.9K zł 120.1K
$25.9K Rp 435.1M
30.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K zł 108.7K
$31.5K Rp 528.6M
-2.55%
🧾 Monthly Utilities & Internet
Lomza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$288 zł 1,020
$80.4 Rp 1.3M
258.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.88 zł 27.89
$3.99 Rp 66.9K
97.49%
Internet (50+ Mbps, Unlimited Data)
$16.27 zł 57.6
$23.75 Rp 398.3K
-31.49%
🎉 Sport & Entertainment
Lomza
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.98 zł 131
$99.1 Rp 1.7M
-62.67%
Tennis Court (1 Hour on Weekend)
$19.76 zł 70.0
$6.46 Rp 108.3K
205.88%
Cinema Ticket
$8.45 zł 29.91
$4.17 Rp 69.9K
102.64%
🧸 Childcare & Education
Lomza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$502 zł 1,778
$296 Rp 5.0M
69.57%
International Primary School, 1 Child (Yearly)
$4,854 zł 17.2K
$6,729 Rp 112.9M
-27.87%
👕👟 Clothing & Footwear
Lomza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$91.7 zł 325
$55.3 Rp 927.7K
65.76%
Summer Dress (H&M, Zara, etc)
$45.61 zł 161
$38.44 Rp 644.6K
18.65%
Sport Shoes (Adidas, Nike)
$99.9 zł 354
$89.3 Rp 1.5M
11.86%
Men's Leather Business Shoes
$125 zł 442
$76.6 Rp 1.3M
62.84%
🏠 Accommodation & Living
Lomza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$661 zł 2,340
$1,003 Rp 16.8M
-34.07%
1-bedroom Apartment, Outside City Center (Monthly)
$493 zł 1,744
$668 Rp 11.2M
-26.19%
3-bedroom Apartment, City Center (Monthly)
$983 zł 3,480
$3,389 Rp 56.8M
-70.99%
3-bedroom Apartment, Outside City Center (Monthly)
$805 zł 2,851
$2,112 Rp 35.4M
-61.87%
Buy Apartment in City Center (m2)
$2,845 zł 10.1K
$3,003 Rp 50.4M
-5.27%
Buy Apartment Outside City Center (m2)
$2,468 zł 8,736
$2,436 Rp 40.9M
1.29%
💵 Salaries & Financials
Lomza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$179 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: February 2, 2026

Last update for Ubud, Bali: February 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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