Cost of Living Comparison Between Ubud, Bali and Lomza Cost of Living Comparison Between Ubud, Bali and Lomza

🙂 Solo nomad: Ubud, Bali is 11.6% cheaper than Lomza without rent, and 0.8% cheaper with rent.
😐 Family of 3: Ubud, Bali is 10.2% more expensive than Lomza without rent, and 38.4% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Lomza
Difference
Meal at Budget Restaurant
$3.40 Rp 57.4K
$9.70 zł 35.71
-64.95%
Three-Course Dinner for Two, Mid-Range
$32.90 Rp 554.7K
$40.24 zł 148
-18.24%
Fast Food Meal (McDonalds, etc)
$4.93 Rp 83.2K
$7.92 zł 29.13
-37.75%
Cappuccino
$2.73 Rp 46.0K
$3.10 zł 11.40
-11.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 23.4K
$2.16 zł 7.94
-35.65%
Water (0.33 liter bottle)
$0.70 Rp 11.9K
$1.65 zł 6.09
-57.58%
Local Beer (0.5 liter draught)
$2.98 Rp 50.3K
$2.99 zł 11.01
-0.33%
Imported Beer (0.33 liter bottle)
$3.93 Rp 66.2K
$3.69 zł 13.56
6.50%
🛒 Groceries & Markets
Ubud, Bali
Lomza
Difference
Milk (1 liter)
$1.71 Rp 28.8K
$1.05 zł 3.85
62.86%
White Bread (500g)
$2.50 Rp 42.2K
$1.23 zł 4.54
103.25%
Rice (white) (1kg)
$1.21 Rp 20.4K
$1.59 zł 5.84
-23.90%
Eggs
$2.45 Rp 41.3K
$3.23 zł 11.90
-24.15%
Local Cheese (1kg)
$14.36 Rp 242.2K
$7.53 zł 27.71
90.70%
Chicken Fillets (1kg)
$4.22 Rp 71.2K
$6.51 zł 23.96
-35.18%
Beef Round Steak (1kg)
$11.89 Rp 200.4K
$9.48 zł 34.89
25.42%
Apples (1kg)
$3.82 Rp 64.4K
$1.15 zł 4.23
232.17%
Banana (1kg)
$1.57 Rp 26.4K
$1.62 zł 5.97
-3.09%
Oranges (1kg)
$2.69 Rp 45.3K
$1.55 zł 5.70
73.55%
Tomato (1kg)
$2.33 Rp 39.3K
$2.58 zł 9.50
-9.69%
Potato (1kg)
$1.93 Rp 32.6K
$0.94 zł 3.46
105.32%
Onion (1kg)
$2.24 Rp 37.8K
$1.23 zł 4.54
82.11%
Lettuce (1 head)
$1.03 Rp 17.4K
$1.35 zł 4.98
-23.70%
Water (1.5 liter bottle)
$0.72 Rp 12.1K
$0.64 zł 2.36
12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.23 Rp 54.5K
$5.24 zł 19.28
-38.36%
Wine (Bottle)
$25.35 Rp 427.5K
$7.24 zł 26.63
250.14%
Local Beer (0.5 liter bottle)
$2.86 Rp 48.2K
$1.02 zł 3.77
180.39%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.4K
$1.79 zł 6.58
53.63%
🚌 Getting Around
Ubud, Bali
Lomza
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,537
$1.12 zł 4.13
-75.89%
Public Transport Monthly Pass (Regular Price)
$8.19 Rp 138.2K
$32.47 zł 119
-74.78%
Taxi Start (Normal Tariff)
$0.49 Rp 8,293
$2.22 zł 8.15
-77.93%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,646
$0.83 zł 3.05
-45.78%
Taxi 1hour Waiting (Normal Tariff)
$6.05 Rp 102.0K
$10.48 zł 38.57
-42.27%
Gasoline (1 liter)
$0.85 Rp 14.4K
$1.72 zł 6.34
-50.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 437.7M
$34.5K zł 126.8K
-24.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K Rp 531.7M
$30.2K zł 111.1K
4.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lomza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.6 Rp 1.3M
$287 zł 1,057
-72.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.08 Rp 68.9K
$7.54 zł 27.75
-45.89%
Internet (50+ Mbps, Unlimited Data)
$24.26 Rp 409.1K
$16.26 zł 59.9
49.20%
🎉 Sport & Entertainment
Ubud, Bali
Lomza
Difference
Gym Membership (Monthly)
$95.4 Rp 1.6M
$36.10 zł 133
164.38%
Tennis Court (1 Hour on Weekend)
$6.58 Rp 111.0K
$19.47 zł 71.6
-66.20%
Cinema Ticket
$4.03 Rp 68.0K
$8.49 zł 31.24
-52.53%
🧸 Childcare & Education
Ubud, Bali
Lomza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$300 Rp 5.1M
$515 zł 1,896
-41.76%
International Primary School, 1 Child (Yearly)
$6,542 Rp 110.3M
$4,882 zł 18.0K
33.99%
👕👟 Clothing & Footwear
Ubud, Bali
Lomza
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 935.3K
$90.7 zł 334
-38.85%
Summer Dress (H&M, Zara, etc)
$37.69 Rp 635.5K
$44.81 zł 165
-15.89%
Sport Shoes (Adidas, Nike)
$87.7 Rp 1.5M
$102 zł 375
-13.94%
Men's Leather Business Shoes
$77.1 Rp 1.3M
$126 zł 463
-38.78%
🏠 Accommodation & Living
Ubud, Bali
Lomza
Difference
1-bedroom Apartment, City Center (Monthly)
$990 Rp 16.7M
$641 zł 2,358
54.43%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 11.5M
$493 zł 1,815
38.20%
3-bedroom Apartment, City Center (Monthly)
$3,370 Rp 56.8M
$995 zł 3,661
238.74%
3-bedroom Apartment, Outside City Center (Monthly)
$2,053 Rp 34.6M
$821 zł 3,022
149.96%
Buy Apartment in City Center (m2)
$3,099 Rp 52.3M
$2,928 zł 10.8K
5.84%
Buy Apartment Outside City Center (m2)
$2,363 Rp 39.8M
$2,495 zł 9,182
-5.31%
💵 Salaries & Financials
Ubud, Bali
Lomza
Difference
Average Monthly Net Salary (After Tax)
$174 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.28
111.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 7, 2026

Last update for Lomza: March 8, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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