Last update: Nov 2026

Cost of Living Comparison Between Lomza and Lisbon

For one person, living is cheaper in Lomza: $1,507 a month against $2,206 in Lisbon, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Lomza
Learn more

Lomza Living Index
106

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index

Jump to prices

Lomza

🇵🇱 Poland

$1,507

/mo nomad

Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,507 in Lomza versus $2,206 in Lisbon.

Lomza $1,507
Lisbon $2,206

Estimated couple costs with rent: $2,150 in Lomza versus $3,276 in Lisbon.

Lomza $2,150
Lisbon $3,276

Monthly costs for a family of three with rent: $2,792 in Lomza versus $4,346 in Lisbon.

Lomza $2,792
Lisbon $4,346

Living in Lomza costs roughly 32% less than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lomza 11% above, Lisbon 63% above.

Meal at Budget Restaurant

$9.60 zł 37.53

$16.86 €14.98

-43.06%

Three-Course Dinner for Two, Mid-Range

$46.68 zł 182

$61.0 €54.2

-23.53%

Fast Food Meal (McDonalds, etc)

$8.63 zł 33.73

$10.98 €9.75

-21.40%

Cappuccino

$3.56 zł 13.91

$3.05 €2.71

16.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 zł 10.62

$2.28 €2.03

19.30%

Water (0.33 liter bottle)

$2.63 zł 10.29

$1.68 €1.49

56.55%

Local Beer (0.5 liter draught)

$4.46 zł 17.42

$3.44 €3.05

29.65%

Imported Beer (0.33 liter bottle)

$4.99 zł 19.48

$3.91 €3.47

27.62%

Milk (1 liter)

$1.01 zł 3.96

$1.15 €1.02

-12.17%

White Bread (500g)

$1.10 zł 4.30

$1.89 €1.68

-41.80%

Rice (white) (1kg)

$1.37 zł 5.36

$1.50 €1.33

-8.67%

Eggs

$3.43 zł 13.39

$4.12 €3.66

-16.75%

Local Cheese (1kg)

$10.45 zł 40.83

$13.01 €11.55

-19.68%

Chicken Fillets (1kg)

$7.03 zł 27.46

$8.04 €7.15

-12.56%

Beef Round Steak (1kg)

$11.64 zł 45.47

$17.89 €15.89

-34.94%

Apples (1kg)

$1.19 zł 4.67

$2.27 €2.02

-47.58%

Banana (1kg)

$1.60 zł 6.26

$1.74 €1.55

-8.05%

Oranges (1kg)

$2.29 zł 8.96

$1.82 €1.62

25.82%

Tomato (1kg)

$2.98 zł 11.63

$2.69 €2.39

10.78%

Potato (1kg)

$0.82 zł 3.21

$1.77 €1.57

-53.67%

Onion (1kg)

$0.92 zł 3.58

$1.94 €1.72

-52.58%

Lettuce (1 head)

$1.34 zł 5.23

$1.46 €1.30

-8.22%

Water (1.5 liter bottle)

$0.62 zł 2.43

$0.76 €0.68

-18.42%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 zł 21.77

$6.66 €5.91

-16.37%

Wine (Bottle)

$6.64 zł 25.94

$5.64 €5.01

17.73%

Local Beer (0.5 liter bottle)

$1.09 zł 4.25

$1.29 €1.15

-15.50%

Imported Beer (0.33 liter bottle)

$1.74 zł 6.82

$2.14 €1.90

-18.69%

One-way Ticket (Public Transport)

$1.09 zł 4.25

$2.30 €2.04

-52.61%

Public Transport Monthly Pass (Regular Price)

$29.37 zł 115

$44.02 €39.10

-33.28%

Taxi Start (Normal Tariff)

$1.58 zł 6.16

$3.98 €3.54

-60.30%

Taxi (Normal Tariff) (1km)

$0.57 zł 2.24

$0.64 €0.57

-10.94%

Taxi 1hour Waiting (Normal Tariff)

$9.20 zł 35.96

$18.93 €16.81

-51.40%

Gasoline (1 liter)

$1.59 zł 6.23

$2.28 €2.02

-30.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 120.3K

$33.4K €29.6K

-7.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 107.7K

$38.5K €34.2K

-28.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 zł 1,197

$158 €141

93.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.56 zł 33.47

$17.54 €15.58

-51.20%

Internet (50+ Mbps, Unlimited Data)

$17.23 zł 67.4

$31.18 €27.70

-44.74%

Gym Membership (Monthly)

$38.01 zł 149

$44.64 €39.66

-14.85%

Tennis Court (1 Hour on Weekend)

$22.07 zł 86.2

$18.98 €16.86

16.28%

Cinema Ticket

$8.09 zł 31.60

$9.58 €8.51

-15.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 zł 1,982

$674 €598

-24.70%

International Primary School, 1 Child (Yearly)

$10.4K zł 40.8K

$18.7K €16.6K

-44.28%

Jeans (Levis 501 Or Similar)

$73.4 zł 287

$102 €90.8

-28.13%

Summer Dress (H&M, Zara, etc)

$40.73 zł 159

$45.90 €40.77

-11.26%

Sport Shoes (Adidas, Nike)

$88.8 zł 347

$102 €90.8

-13.12%

Men's Leather Business Shoes

$94.8 zł 370

$122 €108

-22.30%

1-bedroom Apartment, City Center (Monthly)

$585 zł 2,284

$1,641 €1,457

-64.37%

1-bedroom Apartment, Outside City Center (Monthly)

$529 zł 2,068

$1,187 €1,055

-55.43%

3-bedroom Apartment, City Center (Monthly)

$953 zł 3,724

$2,825 €2,509

-66.26%

3-bedroom Apartment, Outside City Center (Monthly)

$803 zł 3,137

$2,018 €1,793

-60.22%

Buy Apartment in City Center (m2)

$2,932 zł 11.5K

$7,836 €6,960

-62.59%

Buy Apartment Outside City Center (m2)

$2,198 zł 8,590

$4,701 €4,176

-53.24%

Average Monthly Net Salary (After Tax)

$1,687 €1,499

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

3.82

79.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: November 2, 2026

Last update for Lisbon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$529 35.1%

Lisbon

$1.2K 53.8% 124% $658

Monthly Utilities & Internet

Lomza

$332 22%

Lisbon

$207 9.4% 37.7% $125

Groceries & Markets

Lomza

$221 14.6%

Lisbon

$275 12.5% 24.4% $54

Eating Out

Lomza

$199 13.2%

Lisbon

$245 11.1% 23.2% $46

Clothing & Footwear

Lomza

$134 8.9%

Lisbon

$168 7.6% 25% $34

Sport & Entertainment

Lomza

$54 3.6%

Lisbon

$64 2.9% 17.8% $9.6

Getting Around

Lomza

$38 2.5%

Lisbon

$60 2.7% 58.3% $22

Cost Breakdown

A one-bedroom apartment in the center runs $585 in Lomza and $1,641 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $47 in Lomza vs $61 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $221 vs $275 per month, with Lomza cheaper across the board.

Good to know

🇵🇱 Lomza

🇵🇹 Lisbon

🕒 Local time

00:55 12:55 AM

23:55 11:55 PM

1 h behind Lomza

🌤 Weather

👥 Population

62,711

545,923 Capital

💱 Currency

Polish Złoty PLN zł

Euro EUR €

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Lomza Lisbon 2,860 km ≈ 4 h nonstop flight

From you

Lomza
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,507 in Lomza and $2,206 in Lisbon, so Lomza is about 32% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,261 in Lomza and $3,309 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $585 in Lomza versus $1,641 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $507 in Lomza versus $674 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,500. Lomza is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomza and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Lomza gentler on the wallet – expenses run 32% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.