Last update: Nov 2026

Cost of Living Comparison Between Lomza and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,507 in Lomza, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Lomza
Learn more

Lomza Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Lomza

🇵🇱 Poland

$1,507

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,507 per month in Lomza vs $935 in Chiang Mai, rent included.

Lomza $1,507
Chiang Mai $935

A couple spends around $2,150 per month in Lomza vs $1,467 in Chiang Mai, rent included.

Lomza $2,150
Chiang Mai $1,467

A family of three spends $2,792 per month in Lomza vs $1,999 in Chiang Mai, rent included.

Lomza $2,792
Chiang Mai $1,999

Lomza costs about 61% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Lomza sits 11% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.60 zł 37.53

$2.13 ฿71.8

350.70%

Three-Course Dinner for Two, Mid-Range

$46.68 zł 182

$18.62 ฿626

150.70%

Fast Food Meal (McDonalds, etc)

$8.63 zł 33.73

$5.60 ฿188

54.11%

Cappuccino

$3.56 zł 13.91

$1.66 ฿55.9

114.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 zł 10.62

$0.65 ฿21.75

318.46%

Water (0.33 liter bottle)

$2.63 zł 10.29

$0.30 ฿10.25

776.67%

Local Beer (0.5 liter draught)

$4.46 zł 17.42

$2.32 ฿78.1

92.24%

Imported Beer (0.33 liter bottle)

$4.99 zł 19.48

$3.67 ฿123

35.97%

Milk (1 liter)

$1.01 zł 3.96

$2.02 ฿67.8

-50.00%

White Bread (500g)

$1.10 zł 4.30

$1.41 ฿47.34

-21.99%

Rice (white) (1kg)

$1.37 zł 5.36

$1.39 ฿46.79

-1.44%

Eggs

$3.43 zł 13.39

$2.37 ฿79.6

44.73%

Local Cheese (1kg)

$10.45 zł 40.83

$16.52 ฿555

-36.74%

Chicken Fillets (1kg)

$7.03 zł 27.46

$2.67 ฿89.8

163.30%

Beef Round Steak (1kg)

$11.64 zł 45.47

$9.02 ฿303

29.05%

Apples (1kg)

$1.19 zł 4.67

$2.40 ฿80.6

-50.42%

Banana (1kg)

$1.60 zł 6.26

$1.04 ฿35.01

53.85%

Oranges (1kg)

$2.29 zł 8.96

$1.66 ฿55.8

37.95%

Tomato (1kg)

$2.98 zł 11.63

$1.56 ฿52.4

91.03%

Potato (1kg)

$0.82 zł 3.21

$1.24 ฿41.61

-33.87%

Onion (1kg)

$0.92 zł 3.58

$1.09 ฿36.53

-15.60%

Lettuce (1 head)

$1.34 zł 5.23

$0.76 ฿25.61

76.32%

Water (1.5 liter bottle)

$0.62 zł 2.43

$0.51 ฿17.29

21.57%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 zł 21.77

$4.12 ฿139

35.19%

Wine (Bottle)

$6.64 zł 25.94

$17.93 ฿603

-62.97%

Local Beer (0.5 liter bottle)

$1.09 zł 4.25

$1.62 ฿54.6

-32.72%

Imported Beer (0.33 liter bottle)

$1.74 zł 6.82

$2.82 ฿94.9

-38.30%

One-way Ticket (Public Transport)

$1.09 zł 4.25

$0.93 ฿31.42

17.20%

Public Transport Monthly Pass (Regular Price)

$29.37 zł 115

$52.9 ฿1,778

-44.47%

Taxi Start (Normal Tariff)

$1.58 zł 6.16

$1.18 ฿39.56

33.90%

Taxi (Normal Tariff) (1km)

$0.57 zł 2.24

$0.17 ฿5.76

235.29%

Taxi 1hour Waiting (Normal Tariff)

$9.20 zł 35.96

$1.81 ฿60.9

408.29%

Gasoline (1 liter)

$1.59 zł 6.23

$1.47 ฿49.51

8.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 120.3K

$21.0K ฿706.4K

46.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 107.7K

$26.5K ฿891.4K

3.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 zł 1,197

$62.6 ฿2,103

389.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.56 zł 33.47

$11.60 ฿390

-26.21%

Internet (50+ Mbps, Unlimited Data)

$17.23 zł 67.4

$20.30 ฿683

-15.12%

Gym Membership (Monthly)

$38.01 zł 149

$37.88 ฿1,274

0.34%

Tennis Court (1 Hour on Weekend)

$22.07 zł 86.2

$3.70 ฿124

496.49%

Cinema Ticket

$8.09 zł 31.60

$6.51 ฿219

24.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 zł 1,982

$727 ฿24.4K

-30.23%

International Primary School, 1 Child (Yearly)

$10.4K zł 40.8K

$16.6K ฿557.2K

-37.03%

Jeans (Levis 501 Or Similar)

$73.4 zł 287

$53.5 ฿1,800

37.17%

Summer Dress (H&M, Zara, etc)

$40.73 zł 159

$24.80 ฿834

64.23%

Sport Shoes (Adidas, Nike)

$88.8 zł 347

$90.4 ฿3,039

-1.77%

Men's Leather Business Shoes

$94.8 zł 370

$72.0 ฿2,420

31.67%

1-bedroom Apartment, City Center (Monthly)

$585 zł 2,284

$481 ฿16.2K

21.48%

1-bedroom Apartment, Outside City Center (Monthly)

$529 zł 2,068

$310 ฿10.4K

70.74%

3-bedroom Apartment, City Center (Monthly)

$953 zł 3,724

$1,058 ฿35.6K

-9.95%

3-bedroom Apartment, Outside City Center (Monthly)

$803 zł 3,137

$659 ฿22.1K

21.89%

Buy Apartment in City Center (m2)

$2,932 zł 11.5K

$2,418 ฿81.3K

21.26%

Buy Apartment Outside City Center (m2)

$2,198 zł 8,590

$1,609 ฿54.1K

36.63%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

5.57

23.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: November 2, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$529 35.1%

Chiang Mai

$310 33.1% 41.4% $219

Monthly Utilities & Internet

Lomza

$332 22%

Chiang Mai

$94 10.1% 71.6% $238

Groceries & Markets

Lomza

$221 14.6%

Chiang Mai

$237 25.3% 7.2% $16

Eating Out

Lomza

$199 13.2%

Chiang Mai

$77 8.2% 61.5% $123

Clothing & Footwear

Lomza

$134 8.9%

Chiang Mai

$108 11.6% 19.1% $26

Sport & Entertainment

Lomza

$54 3.6%

Chiang Mai

$51 5.4% 6.1% $3.3

Getting Around

Lomza

$38 2.5%

Chiang Mai

$59 6.3% 53.7% $21

Cost Breakdown

A central one-bedroom costs $585 in Lomza versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47 in Lomza versus $19 in Chiang Mai. Groceries tell a different story – $221 in Lomza vs $237 in Chiang Mai – so Lomza wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Lomza

🇹🇭 Chiang Mai

🕒 Local time

00:55 12:55 AM

06:55 6:55 AM

6 h ahead of Lomza

🌤 Weather

👥 Population

62,711

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

100 THB = 2.97 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Lomza Chiang Mai 7,480 km ≈ 10 h nonstop flight

From you

Lomza
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Chiang Mai: Cost of Living - Frequently Asked Questions

Lomza costs about 61% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,261 per month in Lomza and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $585 in Lomza.

Kindergarten costs $507 per month in Lomza and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 7% cheaper in Lomza – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $1,507 in Lomza and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,507 in Lomza. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.