Cost of Living Comparison Between Lomza and Chiang Mai Cost of Living Comparison Between Lomza and Chiang Mai

Monthly Cost of Living

A single person spends $1,476 per month in Lomza vs $866 in Chiang Mai, rent included.

A couple spends around $2,098 per month in Lomza vs $1,351 in Chiang Mai, rent included.

A family of three spends $2,720 per month in Lomza vs $1,835 in Chiang Mai, rent included.

Lomza costs about 70% more than Chiang Mai, driven mainly by Eating Out.

Lomza sits 10% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.48 zł 34.56

$1.94 ฿63.5

388.66%

Three-Course Dinner for Two, Mid-Range

$40.65 zł 148

$18.64 ฿609

118.08%

Fast Food Meal (McDonalds, etc)

$8.16 zł 29.75

$7.82 ฿255

4.35%

Cappuccino

$3.19 zł 11.65

$1.95 ฿63.8

63.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.72

$0.85 ฿27.77

149.41%

Water (0.33 liter bottle)

$1.63 zł 5.95

$0.35 ฿11.58

365.71%

Local Beer (0.5 liter draught)

$2.93 zł 10.70

$2.13 ฿69.6

37.56%

Imported Beer (0.33 liter bottle)

$3.59 zł 13.08

$3.73 ฿122

-3.75%

Milk (1 liter)

$1.05 zł 3.83

$1.71 ฿56.0

-38.60%

White Bread (500g)

$1.23 zł 4.49

$1.63 ฿53.2

-24.54%

Rice (white) (1kg)

$1.61 zł 5.86

$1.14 ฿37.15

41.23%

Eggs

$3.38 zł 12.33

$1.93 ฿63.1

75.13%

Local Cheese (1kg)

$7.99 zł 29.12

$16.21 ฿530

-50.71%

Chicken Fillets (1kg)

$6.23 zł 22.74

$3.12 ฿102

99.68%

Beef Round Steak (1kg)

$9.62 zł 35.07

$10.90 ฿356

-11.74%

Apples (1kg)

$1.14 zł 4.17

$2.75 ฿90.0

-58.55%

Banana (1kg)

$1.59 zł 5.81

$1.21 ฿39.52

31.40%

Oranges (1kg)

$1.63 zł 5.95

$1.62 ฿53.0

0.62%

Tomato (1kg)

$2.50 zł 9.11

$1.59 ฿51.8

57.23%

Potato (1kg)

$0.98 zł 3.56

$1.40 ฿45.70

-30.00%

Onion (1kg)

$1.19 zł 4.34

$1.17 ฿38.17

1.71%

Lettuce (1 head)

$1.31 zł 4.76

$0.66 ฿21.60

98.48%

Water (1.5 liter bottle)

$0.65 zł 2.36

$0.53 ฿17.22

22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$5.21 zł 18.99

$4.69 ฿153

11.09%

Wine (Bottle)

$7.33 zł 26.74

$18.66 ฿609

-60.72%

Local Beer (0.5 liter bottle)

$1.07 zł 3.89

$1.80 ฿58.8

-40.56%

Imported Beer (0.33 liter bottle)

$1.80 zł 6.56

$3.23 ฿106

-44.27%

One-way Ticket (Public Transport)

$1.10 zł 4.02

$0.90 ฿29.26

22.22%

Public Transport Monthly Pass (Regular Price)

$32.16 zł 117

$19.21 ฿628

67.41%

Taxi Start (Normal Tariff)

$2.14 zł 7.82

$1.41 ฿45.91

51.77%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.82

$1.29 ฿42.12

-40.31%

Taxi 1hour Waiting (Normal Tariff)

$10.56 zł 38.51

$7.84 ฿256

34.69%

Gasoline (1 liter)

$1.79 zł 6.52

$1.27 ฿41.58

40.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 123.1K

$21.3K ฿694.9K

58.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K zł 112.0K

$22.2K ฿725.4K

38.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,056

$69.1 ฿2,256

319.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.64 zł 27.87

$14.08 ฿460

-45.74%

Internet (50+ Mbps, Unlimited Data)

$16.02 zł 58.4

$18.00 ฿588

-11.00%

Gym Membership (Monthly)

$37.01 zł 135

$41.06 ฿1,341

-9.86%

Tennis Court (1 Hour on Weekend)

$19.45 zł 70.9

$6.96 ฿227

179.45%

Cinema Ticket

$8.47 zł 30.90

$5.92 ฿193

43.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 zł 1,832

$299 ฿9,766

68.04%

International Primary School, 1 Child (Yearly)

$4,707 zł 17.2K

$15.0K ฿488.3K

-68.52%

Jeans (Levis 501 Or Similar)

$90.3 zł 329

$54.7 ฿1,787

65.05%

Summer Dress (H&M, Zara, etc)

$44.63 zł 163

$26.77 ฿874

66.72%

Sport Shoes (Adidas, Nike)

$102 zł 373

$85.0 ฿2,776

20.23%

Men's Leather Business Shoes

$125 zł 456

$70.6 ฿2,306

76.97%

1-bedroom Apartment, City Center (Monthly)

$650 zł 2,370

$428 ฿14.0K

51.78%

1-bedroom Apartment, Outside City Center (Monthly)

$485 zł 1,769

$237 ฿7,752

104.45%

3-bedroom Apartment, City Center (Monthly)

$971 zł 3,542

$801 ฿26.2K

21.21%

3-bedroom Apartment, Outside City Center (Monthly)

$823 zł 3,001

$515 ฿16.8K

59.65%

Buy Apartment in City Center (m2)

$3,137 zł 11.4K

$1,975 ฿64.5K

58.87%

Buy Apartment Outside City Center (m2)

$2,130 zł 7,765

$1,475 ฿48.2K

44.38%

Average Monthly Net Salary (After Tax)

$617 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

25.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: May 30, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $650 in Lomza versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $41.00 in Lomza versus $19.00 in Chiang Mai. Groceries tell a different story – $203 in Lomza vs $246 in Chiang Mai – so Lomza wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Chiang Mai: Cost of Living - Frequently Asked Questions

Lomza costs about 70% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,214 per month in Lomza and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $503 per month in Lomza and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 21% cheaper in Lomza – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Lomza at $1,476. In Chiang Mai it covers expenses comfortably, while in Lomza it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,476 in Lomza. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lomza makes more sense. Both are solid long-term options with distinct trade-offs.