Last update: Oct 2026

Cost of Living Comparison Between Lomza and Austin, TX

For one person, living is cheaper in Lomza: $1,483 a month against $2,663 in Austin, TX, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

73

Cost of Living Index in Lomza
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Lomza Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Lomza

🇵🇱 Poland

$1,483

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Lomza versus $2,663 in Austin, TX.

Lomza $1,483
Austin, TX $2,663

Estimated couple costs with rent: $2,144 in Lomza versus $4,133 in Austin, TX.

Lomza $2,144
Austin, TX $4,133

Monthly costs for a family of three with rent: $2,805 in Lomza versus $5,603 in Austin, TX.

Lomza $2,805
Austin, TX $5,603

Living in Lomza costs roughly 44% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lomza 10% above, Austin, TX 97% above.

Meal at Budget Restaurant

$9.52 zł 37.00

$20.77 $20.77

-54.16%

Three-Course Dinner for Two, Mid-Range

$46.51 zł 181

$84.6 $84.6

-45.02%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.98

$12.32 $12.32

-26.95%

Cappuccino

$3.66 zł 14.22

$5.63 $5.63

-34.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 zł 10.25

$3.72 $3.72

-29.03%

Water (0.33 liter bottle)

$2.76 zł 10.73

$2.50 $2.50

10.40%

Local Beer (0.5 liter draught)

$4.71 zł 18.28

$8.05 $8.05

-41.49%

Imported Beer (0.33 liter bottle)

$5.05 zł 19.61

$9.01 $9.01

-43.95%

Milk (1 liter)

$1.03 zł 3.98

$1.12 $1.12

-8.04%

White Bread (500g)

$1.07 zł 4.15

$3.75 $3.75

-71.47%

Rice (white) (1kg)

$1.39 zł 5.39

$3.26 $3.26

-57.36%

Eggs

$3.42 zł 13.29

$4.17 $4.17

-17.99%

Local Cheese (1kg)

$10.65 zł 41.39

$12.90 $12.90

-17.44%

Chicken Fillets (1kg)

$6.81 zł 26.44

$14.16 $14.16

-51.91%

Beef Round Steak (1kg)

$11.64 zł 45.24

$16.22 $16.22

-28.24%

Apples (1kg)

$1.18 zł 4.60

$4.33 $4.33

-72.75%

Banana (1kg)

$1.61 zł 6.27

$1.46 $1.46

10.27%

Oranges (1kg)

$2.36 zł 9.15

$4.51 $4.51

-47.67%

Tomato (1kg)

$3.00 zł 11.66

$4.34 $4.34

-30.88%

Potato (1kg)

$0.79 zł 3.06

$2.58 $2.58

-69.38%

Onion (1kg)

$0.88 zł 3.42

$2.35 $2.35

-62.55%

Lettuce (1 head)

$1.38 zł 5.34

$1.78 $1.78

-22.47%

Water (1.5 liter bottle)

$0.59 zł 2.28

$2.22 $2.22

-73.42%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 22.63

$9.88 $9.88

-41.09%

Wine (Bottle)

$6.66 zł 25.88

$15.08 $15.08

-55.84%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$2.92 $2.92

-62.33%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.51

$3.46 $3.46

-51.45%

One-way Ticket (Public Transport)

$1.12 zł 4.34

$1.49 $1.49

-24.83%

Public Transport Monthly Pass (Regular Price)

$29.42 zł 114

$41.72 $41.72

-29.48%

Taxi Start (Normal Tariff)

$1.59 zł 6.17

$2.73 $2.73

-41.76%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$1.66 $1.66

-64.46%

Taxi 1hour Waiting (Normal Tariff)

$9.37 zł 36.39

$35.30 $35.30

-73.46%

Gasoline (1 liter)

$1.60 zł 6.23

$0.95 $0.95

68.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 116.8K

$36.0K $36.0K

-16.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.6K

$27.1K $27.1K

-0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 zł 1,227

$229 $229

37.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.59

$59.4 $59.4

-85.44%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.5

$69.9 $69.9

-75.53%

Gym Membership (Monthly)

$32.54 zł 126

$57.2 $57.2

-43.15%

Tennis Court (1 Hour on Weekend)

$23.27 zł 90.4

$16.33 $16.33

42.50%

Cinema Ticket

$8.12 zł 31.54

$14.28 $14.28

-43.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,978

$1,506 $1,506

-66.18%

International Primary School, 1 Child (Yearly)

$10.3K zł 40.1K

$21.5K $21.5K

-51.91%

Jeans (Levis 501 Or Similar)

$74.7 zł 290

$52.8 $52.8

41.51%

Summer Dress (H&M, Zara, etc)

$40.74 zł 158

$43.82 $43.82

-7.03%

Sport Shoes (Adidas, Nike)

$90.1 zł 350

$84.8 $84.8

6.28%

Men's Leather Business Shoes

$95.7 zł 372

$103 $103

-7.12%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,363

$1,907 $1,907

-68.11%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$1,274 $1,274

-61.07%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,766

$3,664 $3,664

-73.55%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,142

$2,538 $2,538

-68.14%

Buy Apartment in City Center (m2)

$2,957 zł 11.5K

$7,614 $7,614

-61.16%

Buy Apartment Outside City Center (m2)

$2,539 zł 9,864

$3,157 $3,157

-19.59%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

6.79

1.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$496 33.5%

Austin, TX

$1.3K 47.8% 157% $778

Monthly Utilities & Internet

Lomza

$342 23%

Austin, TX

$358 13.5% 4.9% $17

Groceries & Markets

Lomza

$220 14.8%

Austin, TX

$405 15.2% 83.9% $185

Eating Out

Lomza

$202 13.7%

Austin, TX

$354 13.3% 74.9% $152

Clothing & Footwear

Lomza

$136 9.1%

Austin, TX

$128 4.8% 5.6% $7.6

Sport & Entertainment

Lomza

$49 3.3%

Austin, TX

$86 3.2% 75.9% $37

Getting Around

Lomza

$38 2.6%

Austin, TX

$59 2.2% 52.8% $20

Cost Breakdown

A one-bedroom apartment in the center runs $608 in Lomza and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Lomza vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $220 vs $405 per month, with Lomza cheaper across the board.

Good to know

🇵🇱 Lomza

🇺🇸 Austin, TX

🕒 Local time

20:27 8:27 PM

13:27 1:27 PM

7 h behind Lomza

🌤 Weather

👥 Population

62,711

974,447

💱 Currency

Polish Złoty PLN zł

United States Dollar USD $

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PLN in detail →

On the map

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Between locations

Lomza Austin, TX 9,070 km ≈ 12 h nonstop flight

From you

Lomza
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Austin, TX: Cost of Living - Frequently Asked Questions

Lomza wins on cost – living expenses run 80% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lomza the obvious pick if budget is a priority.

You'd need roughly $2,224 in Lomza and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $608 in Lomza versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,483 per month in Lomza versus $2,663 in Austin, TX – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lomza runs roughly 42% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,483 in Lomza versus $2,663 in Austin, TX, a $1,500 budget is realistic in Lomza but tight or insufficient in Austin, TX. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomza and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 80% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.