Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Lomza

For one person, living is cheaper in Lomza: $1,483 a month against $2,663 in Austin, TX, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
73

Cost of Living Index in Lomza
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Lomza Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Lomza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,483 in Lomza.

Austin, TX $2,663
Lomza $1,483

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,144 in Lomza.

Austin, TX $4,133
Lomza $2,144

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,805 in Lomza.

Austin, TX $5,603
Lomza $2,805

Living in Austin, TX is roughly 80% more expensive than in Lomza, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Lomza 10% above.

Meal at Budget Restaurant

$20.77 $20.77

$9.52 zł 37.00

118.17%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$46.51 zł 181

81.87%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.00 zł 34.98

36.89%

Cappuccino

$5.63 $5.63

$3.66 zł 14.22

53.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.64 zł 10.25

40.91%

Water (0.33 liter bottle)

$2.50 $2.50

$2.76 zł 10.73

-9.42%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.71 zł 18.28

70.91%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.05 zł 19.61

78.42%

Milk (1 liter)

$1.12 $1.12

$1.03 zł 3.98

8.74%

White Bread (500g)

$3.75 $3.75

$1.07 zł 4.15

250.47%

Rice (white) (1kg)

$3.26 $3.26

$1.39 zł 5.39

134.53%

Eggs

$4.17 $4.17

$3.42 zł 13.29

21.93%

Local Cheese (1kg)

$12.90 $12.90

$10.65 zł 41.39

21.13%

Chicken Fillets (1kg)

$14.16 $14.16

$6.81 zł 26.44

107.93%

Beef Round Steak (1kg)

$16.22 $16.22

$11.64 zł 45.24

39.35%

Apples (1kg)

$4.33 $4.33

$1.18 zł 4.60

266.95%

Banana (1kg)

$1.46 $1.46

$1.61 zł 6.27

-9.32%

Oranges (1kg)

$4.51 $4.51

$2.36 zł 9.15

91.10%

Tomato (1kg)

$4.34 $4.34

$3.00 zł 11.66

44.67%

Potato (1kg)

$2.58 $2.58

$0.79 zł 3.06

226.58%

Onion (1kg)

$2.35 $2.35

$0.88 zł 3.42

167.05%

Lettuce (1 head)

$1.78 $1.78

$1.38 zł 5.34

28.99%

Water (1.5 liter bottle)

$2.22 $2.22

$0.59 zł 2.28

276.27%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.82 zł 22.63

69.76%

Wine (Bottle)

$15.08 $15.08

$6.66 zł 25.88

126.43%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.10 zł 4.29

165.45%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.68 zł 6.51

105.95%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.12 zł 4.34

33.04%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$29.42 zł 114

41.81%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.59 zł 6.17

71.70%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.59 zł 2.28

181.36%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$9.37 zł 36.39

276.73%

Gasoline (1 liter)

$0.95 $0.95

$1.60 zł 6.23

-40.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.1K zł 116.8K

19.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.9K zł 104.6K

0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$316 zł 1,227

-27.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.65 zł 33.59

586.59%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$17.11 zł 66.5

308.59%

Gym Membership (Monthly)

$57.2 $57.2

$32.54 zł 126

75.91%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$23.27 zł 90.4

-29.82%

Cinema Ticket

$14.28 $14.28

$8.12 zł 31.54

75.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$509 zł 1,978

195.73%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.3K zł 40.1K

107.94%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$74.7 zł 290

-29.33%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$40.74 zł 158

7.56%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$90.1 zł 350

-5.91%

Men's Leather Business Shoes

$103 $103

$95.7 zł 372

7.66%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$608 zł 2,363

213.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$496 zł 1,927

156.87%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$969 zł 3,766

278.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$809 zł 3,142

213.86%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,957 zł 11.5K

157.49%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,539 zł 9,864

24.36%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.87

-1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Lomza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Lomza

$496 33.5% 61.1% $778

Groceries & Markets

Austin, TX

$405 15.2%

Lomza

$220 14.8% 45.6% $185

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Lomza

$342 23% 4.6% $17

Eating Out

Austin, TX

$354 13.3%

Lomza

$202 13.7% 42.8% $152

Clothing & Footwear

Austin, TX

$128 4.8%

Lomza

$136 9.1% 5.9% $7.6

Sport & Entertainment

Austin, TX

$86 3.2%

Lomza

$49 3.3% 43.1% $37

Getting Around

Austin, TX

$59 2.2%

Lomza

$38 2.6% 34.6% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $608 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $47.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $405 vs $220 per month, with Lomza cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Lomza

🕒 Local time

20:11 8:11 PM

03:11 3:11 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

62,711

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

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Austin, TX Lomza 9,070 km ≈ 12 h nonstop flight

From you

Austin, TX
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Lomza: Cost of Living - Frequently Asked Questions

Lomza wins on cost – living expenses run 80% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Lomza the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $2,224 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $608 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,483 in Lomza – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lomza runs roughly 42% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,483 in Lomza versus $2,663 in Austin, TX, a $1,500 budget is realistic in Lomza but tight or insufficient in Austin, TX. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 80% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.