Last update: Oct 2026

Cost of Living Comparison Between Iloilo and Karachi

For one person, living is cheaper in Karachi: $490 a month against $693 in Iloilo, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Iloilo
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Iloilo Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Iloilo

🇵🇭 Philippines

$693

/mo nomad

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Iloilo and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Iloilo and in Karachi actually costs, broken down by who's living it.

A single person spends $693 per month in Iloilo vs $490 in Karachi, rent included.

Iloilo $693
Karachi $490

A couple spends around $1,054 per month in Iloilo vs $755 in Karachi, rent included.

Iloilo $1,054
Karachi $755

A family of three spends $1,416 per month in Iloilo vs $1,019 in Karachi, rent included.

Iloilo $1,416
Karachi $1,019

Iloilo costs about 41% more than Karachi, and outside of rent the biggest gap is in groceries.

Both Iloilo and Karachi are more affordable than the global median – Iloilo 48% lower, Karachi 63% lower.

Meal at Budget Restaurant

$2.83 ₱177

$2.15 PKR 596

31.63%

Three-Course Dinner for Two, Mid-Range

$19.43 ₱1,219

$13.37 PKR 3,700

45.33%

Fast Food Meal (McDonalds, etc)

$3.15 ₱198

$5.29 PKR 1,464

-40.45%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.09 ₱131

$2.11 PKR 583

-0.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.93

$0.37 PKR 103

75.68%

Water (0.33 liter bottle)

$0.34 ₱21.39

$0.28 PKR 78.2

21.43%

Local Beer (0.5 liter draught)

$1.06 ₱66.6

Imported Beer (0.33 liter bottle)

$1.81 ₱113

Milk (1 liter)

$1.69 ₱106

$0.86 PKR 238

96.51%

White Bread (500g)

$1.20 ₱75.1

$0.52 PKR 144

130.77%

Rice (white) (1kg)

$0.84 ₱52.9

$1.24 PKR 344

-32.26%

Eggs

$2.06 ₱129

$1.24 PKR 342

66.13%

Local Cheese (1kg)

$6.05 ₱379

$5.86 PKR 1,622

3.24%

Chicken Fillets (1kg)

$4.04 ₱254

$3.12 PKR 862

29.49%

Beef Round Steak (1kg)

$6.18 ₱388

$6.25 PKR 1,731

-1.12%

Apples (1kg)

$3.32 ₱208

$1.29 PKR 356

157.36%

Banana (1kg)

$1.04 ₱65.3

$0.54 PKR 150

92.59%

Oranges (1kg)

$3.06 ₱192

$0.99 PKR 273

209.09%

Tomato (1kg)

$1.38 ₱86.4

$0.56 PKR 155

146.43%

Potato (1kg)

$2.39 ₱150

$0.33 PKR 91.6

624.24%

Onion (1kg)

$2.71 ₱170

$0.35 PKR 95.9

674.29%

Lettuce (1 head)

$1.47 ₱92.4

$0.45 PKR 124

226.67%

Water (1.5 liter bottle)

$0.81 ₱50.8

$0.44 PKR 121

84.09%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 381

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$1.79 PKR 497

67.04%

Wine (Bottle)

$6.19 ₱388

Local Beer (0.5 liter bottle)

$1.10 ₱68.8

Imported Beer (0.33 liter bottle)

$1.26 ₱78.8

One-way Ticket (Public Transport)

$0.24 ₱15.09

$0.28 PKR 76.5

-14.29%

Public Transport Monthly Pass (Regular Price)

$4.59 ₱288

$9.68 PKR 2,679

-52.58%

Taxi Start (Normal Tariff)

$0.82 ₱51.4

$0.92 PKR 255

-10.87%

Taxi (Normal Tariff) (1km)

$0.34 ₱21.10

$0.71 PKR 196

-52.11%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱148

$2.22 PKR 615

6.31%

Gasoline (1 liter)

$1.16 ₱72.9

$1.35 PKR 372

-14.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$17.8K PKR 4.9M

22.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$26.7K PKR 7.4M

-26.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.5 ₱4,044

$112 PKR 30.9K

-42.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.82 ₱616

$6.05 PKR 1,673

62.31%

Internet (50+ Mbps, Unlimited Data)

$27.65 ₱1,734

$13.29 PKR 3,679

108.05%

Gym Membership (Monthly)

$9.76 ₱612

$21.51 PKR 5,954

-54.63%

Tennis Court (1 Hour on Weekend)

$17.80 PKR 4,927

Cinema Ticket

$4.70 ₱295

$4.42 PKR 1,222

6.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.77 ₱1,993

$50.7 PKR 14.0K

-37.37%

International Primary School, 1 Child (Yearly)

$1,957 PKR 541.6K

Jeans (Levis 501 Or Similar)

$23.50 ₱1,474

$17.57 PKR 4,862

33.75%

Summer Dress (H&M, Zara, etc)

$17.74 ₱1,113

$22.78 PKR 6,304

-22.12%

Sport Shoes (Adidas, Nike)

$55.5 ₱3,480

$67.6 PKR 18.7K

-17.88%

Men's Leather Business Shoes

$23.96 ₱1,503

$40.97 PKR 11.3K

-41.52%

1-bedroom Apartment, City Center (Monthly)

$308 ₱19.3K

$117 PKR 32.5K

163.10%

1-bedroom Apartment, Outside City Center (Monthly)

$246 ₱15.4K

$75.7 PKR 21.0K

225.20%

3-bedroom Apartment, City Center (Monthly)

$1,184 ₱74.3K

$365 PKR 101.1K

224.21%

3-bedroom Apartment, Outside City Center (Monthly)

$436 ₱27.4K

$182 PKR 50.5K

139.20%

Buy Apartment in City Center (m2)

$3,633 ₱227.9K

$1,054 PKR 291.6K

244.80%

Buy Apartment Outside City Center (m2)

$1,055 ₱66.2K

$491 PKR 135.8K

114.97%

Average Monthly Net Salary (After Tax)

$206 ₱12.9K

$185 PKR 51.2K

11.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

13.21

-44.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: October 5, 2026

Last update for Karachi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Iloilo

$246 35.8%

Karachi

$76 15.7% 69.2% $171

Groceries & Markets

Iloilo

$188 27.3%

Karachi

$101 20.9% 46.4% $87

Monthly Utilities & Internet

Iloilo

$102 14.8%

Karachi

$131 27.3% 28.6% $29

Eating Out

Iloilo

$70 10.2%

Karachi

$61 12.7% 13% $9.1

Clothing & Footwear

Iloilo

$54 7.9%

Karachi

$67 13.9% 23.4% $13

Sport & Entertainment

Iloilo

$19 2.8%

Karachi

$30 6.3% 58.3% $11

Getting Around

Iloilo

$8.1 1.2%

Karachi

$15 3.2% 89.1% $7.2

Cost Breakdown

A central one-bedroom costs $308 in Iloilo versus $117 in Karachi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Iloilo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Iloilo versus $13.00 in Karachi. Monthly groceries follow the same trend: $188 vs $101 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇭 Iloilo

🇵🇰 Karachi

🕒 Local time

16:29 4:29 PM

13:29 1:29 PM

3 h behind Iloilo

🌤 Weather

👥 Population

457,626

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Between locations

Iloilo Karachi 6,050 km ≈ 8 h nonstop flight

From you

Iloilo
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Iloilo vs Karachi: Cost of Living - Frequently Asked Questions

Yes – Iloilo is pricier by about 41%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,040 per month in Iloilo and $735 in Karachi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Iloilo and $13.00 in Karachi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $693 in Iloilo and $490 in Karachi. That's a gap of about 41%.

$1,200 covers both cities comfortably – all-in costs are $693 in Iloilo and $490 in Karachi, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Iloilo makes more sense. Both are solid long-term options with distinct trade-offs.