Last update: Oct 2026

Cost of Living Comparison Between Iloilo and Kharkiv

For one person, living costs are similar in Iloilo and in Kharkiv: $686 and $689 a month, rent and utilities included.

Iloilo
🇵🇭 Philippines
$686
/mo nomad
Kharkiv
🇺🇦 Ukraine
$689
/mo nomad
Monthly Cost of Living

How much you'll spend in Iloilo and in Kharkiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Iloilo and in Kharkiv actually costs, broken down by who's living it.

A single person spends $686 per month in Iloilo vs $689 in Kharkiv, rent included.

  • Iloilo $686
  • Kharkiv $689

A couple spends around $1,038 per month in Iloilo vs $1,063 in Kharkiv, rent included.

  • Iloilo $1,038
  • Kharkiv $1,063

A family of three spends $1,390 per month in Iloilo vs $1,437 in Kharkiv, rent included.

  • Iloilo $1,390
  • Kharkiv $1,437

Iloilo and Kharkiv have comparable living costs – the differences are in the details.

Both Iloilo and Kharkiv are more affordable than the global median – Iloilo 49% lower, Kharkiv 49% lower.

Currency
🍽 Eating Out
Iloilo
Kharkiv
Difference
Meal at Budget Restaurant
$2.72 ₱171
$6.79 ₴305
-59.94%
Three-Course Dinner for Two, Mid-Range
$18.73 ₱1,179
$30.48 ₴1,368
-38.55%
Fast Food Meal (McDonalds, etc)
$3.23 ₱203
$4.97 ₴223
-35.01%
Cappuccino
$2.02 ₱127
$1.66 ₴74.7
21.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.63 ₱39.83
$1.06 ₴47.37
-40.57%
Water (0.33 liter bottle)
$0.31 ₱19.48
$0.51 ₴22.77
-39.22%
Local Beer (0.5 liter draught)
$1.10 ₱69.0
$1.01 ₴45.48
8.91%
Imported Beer (0.33 liter bottle)
$1.74 ₱109
$1.63 ₴73.0
6.75%
🛒 Groceries & Markets
Iloilo
Kharkiv
Difference
Milk (1 liter)
$1.66 ₱105
$1.14 ₴51.2
45.61%
White Bread (500g)
$1.16 ₱73.3
$0.70 ₴31.33
65.71%
Rice (white) (1kg)
$0.91 ₱57.5
$1.24 ₴55.6
-26.61%
Eggs
$2.02 ₱127
$1.73 ₴77.9
16.76%
Local Cheese (1kg)
$6.02 ₱379
$8.45 ₴379
-28.76%
Chicken Fillets (1kg)
$4.11 ₱259
$4.10 ₴184
0.24%
Beef Round Steak (1kg)
$6.09 ₱383
$7.11 ₴319
-14.35%
Apples (1kg)
$3.31 ₱208
$1.41 ₴63.4
134.75%
Banana (1kg)
$1.08 ₱68.1
$1.59 ₴71.2
-32.08%
Oranges (1kg)
$2.95 ₱186
$1.68 ₴75.2
75.60%
Tomato (1kg)
$1.43 ₱90.1
$2.13 ₴95.8
-32.86%
Potato (1kg)
$2.29 ₱144
$0.71 ₴31.74
222.54%
Onion (1kg)
$2.72 ₱171
$0.52 ₴23.55
423.08%
Lettuce (1 head)
$1.45 ₱91.6
$1.21 ₴54.2
19.83%
Water (1.5 liter bottle)
$0.84 ₱52.6
$0.65 ₴29.10
29.23%
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 ₱187
$2.73 ₴122
8.79%
Wine (Bottle)
$6.35 ₱400
$4.56 ₴205
39.25%
Local Beer (0.5 liter bottle)
$1.10 ₱69.2
$0.85 ₴38.07
29.41%
Imported Beer (0.33 liter bottle)
$1.25 ₱78.7
$1.18 ₴52.8
5.93%
🚌 Getting Around
Iloilo
Kharkiv
Difference
One-way Ticket (Public Transport)
$0.22 ₱13.83
-
-
Public Transport Monthly Pass (Regular Price)
$4.68 ₱294
-
-
Taxi Start (Normal Tariff)
$0.78 ₱48.87
$1.41 ₴63.4
-44.68%
Taxi (Normal Tariff) (1km)
$0.34 ₱21.29
$0.34 ₴15.28
-
Taxi 1hour Waiting (Normal Tariff)
$2.44 ₱153
$2.19 ₴98.5
11.42%
Gasoline (1 liter)
$1.21 ₱76.4
$1.76 ₴78.9
-31.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ₱1.4M
$29.7K ₴1.3M
-27.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K ₱1.2M
$22.0K ₴986.7K
-10.88%
🧾 Monthly Utilities & Internet
Iloilo
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.7 ₱3,947
$95.2 ₴4,273
-34.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.43 ₱594
$6.22 ₴279
51.61%
Internet (50+ Mbps, Unlimited Data)
$27.38 ₱1,724
$7.22 ₴324
279.22%
🎉 Sport & Entertainment
Iloilo
Kharkiv
Difference
Gym Membership (Monthly)
$9.34 ₱588
$22.30 ₴1,001
-58.12%
Tennis Court (1 Hour on Weekend)
-
$13.81 ₴620
-
Cinema Ticket
$4.89 ₱308
$4.67 ₴210
4.71%
🧸 Childcare & Education
Iloilo
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$32.47 ₱2,044
$281 ₴12.6K
-88.43%
International Primary School, 1 Child (Yearly)
-
$2,685 ₴120.5K
-
👕👟 Clothing & Footwear
Iloilo
Kharkiv
Difference
Jeans (Levis 501 Or Similar)
$23.44 ₱1,476
$55.6 ₴2,496
-57.86%
Summer Dress (H&M, Zara, etc)
$17.15 ₱1,080
$42.27 ₴1,897
-59.43%
Sport Shoes (Adidas, Nike)
$56.7 ₱3,570
$92.0 ₴4,129
-38.36%
Men's Leather Business Shoes
$23.75 ₱1,496
$103 ₴4,618
-76.91%
🏠 Accommodation & Living
Iloilo
Kharkiv
Difference
1-bedroom Apartment, City Center (Monthly)
$306 ₱19.3K
$239 ₴10.7K
28.15%
1-bedroom Apartment, Outside City Center (Monthly)
$249 ₱15.7K
$147 ₴6,589
69.64%
3-bedroom Apartment, City Center (Monthly)
$1,175 ₱74.0K
$521 ₴23.4K
125.69%
3-bedroom Apartment, Outside City Center (Monthly)
$437 ₱27.5K
$204 ₴9,136
114.82%
Buy Apartment in City Center (m2)
$3,747 ₱235.9K
$1,057 ₴47.4K
254.45%
Buy Apartment Outside City Center (m2)
$1,026 ₱64.6K
$583 ₴26.2K
75.93%
💵 Salaries & Financials
Iloilo
Kharkiv
Difference
Average Monthly Net Salary (After Tax)
$201 ₱12.7K
$525 ₴23.6K
-61.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.33
17.89
-59.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: October 11, 2026

Last update for Kharkiv: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Iloilo
$249
Kharkiv
$147 41.1% $102
Groceries & Markets
Iloilo
$188
Kharkiv
$163 13.2% $25
Monthly Utilities & Internet
Iloilo
$100
Kharkiv
$109 9.2% $9.1
Eating Out
Iloilo
$68
Kharkiv
$104 51.7% $35
Clothing & Footwear
Iloilo
$54
Kharkiv
$132 142% $77
Sport & Entertainment
Iloilo
$19
Kharkiv
$32 65.6% $13
Getting Around
Iloilo
$8
Kharkiv
$3.1 * 61.1% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $306 in Iloilo versus $239 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 161% higher in Kharkiv. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Iloilo versus $30.00 in Kharkiv. Groceries tell a different story – $188 in Iloilo vs $163 in Kharkiv – so Kharkiv wins on supermarket bills even if dining out costs more.

Good to know
🇵🇭 Iloilo
🇺🇦 Kharkiv
🕒 Local time
00:17 12:17 AM
19:17 7:17 PM
5 h behind Iloilo
🌤 Weather
👥 Population
457,626
1,447,652
💱 Currency
Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 19, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

On the map
Between locations
  • Iloilo Kharkiv 8,840 km ≈ 12 h nonstop flight
From you
  • Iloilo
  • Kharkiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Kharkiv: Cost of Living - Frequently Asked Questions
What income do you need for each city?
For a comfortable life, plan on about $1,029 per month in Iloilo and $1,033 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Iloilo or in Kharkiv?
A mid-range dinner for two costs $19.00 in Iloilo and $30.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper kindergarten?
Kindergarten costs $32.47 per month in Iloilo and $281 in Kharkiv. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Iloilo or Kharkiv?
$1,000 covers both cities comfortably – all-in costs are $686 in Iloilo and $689 in Kharkiv, leaving budget for savings and extras in both cases.
Is Iloilo or Kharkiv more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Kharkiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.

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