Cost of Living Comparison Between Iloilo and Kharkiv Cost of Living Comparison Between Iloilo and Kharkiv

Monthly Cost of Living

A single person spends $682 per month in Iloilo vs $690 in Kharkiv, rent included.

A couple spends around $1,034 per month in Iloilo vs $1,069 in Kharkiv, rent included.

A family of three spends $1,386 per month in Iloilo vs $1,448 in Kharkiv, rent included.

Iloilo is about 1% cheaper than Kharkiv, driven mainly by Clothing & Footwear.

Both Iloilo and Kharkiv are more affordable than the global median – Iloilo 49% lower, Kharkiv 49% lower.

Currency
🍽 Eating Out
Iloilo
Kharkiv
Difference
Meal at Budget Restaurant
$2.59 ₱160
$7.36 ₴326
-64.81%
Three-Course Dinner for Two, Mid-Range
$21.53 ₱1,328
$27.16 ₴1,203
-20.73%
Fast Food Meal (McDonalds, etc)
$3.60 ₱222
$6.15 ₴272
-41.46%
Cappuccino
$1.96 ₱121
$1.35 ₴59.6
45.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 ₱35.19
$0.61 ₴26.81
-6.56%
Water (0.33 liter bottle)
$0.30 ₱18.37
$0.41 ₴18.06
-26.83%
Local Beer (0.5 liter draught)
$0.95 ₱58.7
$1.02 ₴45.32
-6.86%
Imported Beer (0.33 liter bottle)
$1.79 ₱110
$1.49 ₴66.2
20.13%
🛒 Groceries & Markets
Iloilo
Kharkiv
Difference
Milk (1 liter)
$1.81 ₱112
$1.10 ₴48.74
64.55%
White Bread (500g)
$1.26 ₱77.6
$0.57 ₴25.30
121.05%
Rice (white) (1kg)
$0.93 ₱57.3
$1.24 ₴54.9
-25.00%
Eggs
$2.27 ₱140
$1.55 ₴68.8
46.45%
Local Cheese (1kg)
$5.81 ₱358
$7.98 ₴354
-27.19%
Chicken Fillets (1kg)
$4.35 ₱268
$4.01 ₴178
8.48%
Beef Round Steak (1kg)
$7.12 ₱439
$6.72 ₴298
5.95%
Apples (1kg)
$3.70 ₱228
$0.85 ₴37.56
335.29%
Banana (1kg)
$1.14 ₱70.2
$1.62 ₴71.8
-29.63%
Oranges (1kg)
$3.26 ₱201
$1.85 ₴81.9
76.22%
Tomato (1kg)
$1.56 ₱96.4
$2.25 ₴99.6
-30.67%
Potato (1kg)
$2.59 ₱160
$0.61 ₴27.16
324.59%
Onion (1kg)
$3.04 ₱187
$0.56 ₴24.76
442.86%
Lettuce (1 head)
$1.68 ₱104
$1.03 ₴45.68
63.11%
Water (1.5 liter bottle)
$0.90 ₱55.6
$0.54 ₴24.07
66.67%
Cigarettes 20 Pack (Marlboro, Camel)
$3.11 ₱192
$2.57 ₴114
21.01%
Wine (Bottle)
$5.51 ₱340
$4.52 ₴200
21.90%
Local Beer (0.5 liter bottle)
$1.28 ₱78.9
$0.75 ₴33.41
70.67%
Imported Beer (0.33 liter bottle)
$1.44 ₱88.5
$1.25 ₴55.6
15.20%
🚌 Getting Around
Iloilo
Kharkiv
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.50
$0.35 ₴15.46
-28.57%
Public Transport Monthly Pass (Regular Price)
$5.27 ₱325
-
-
Taxi Start (Normal Tariff)
$0.68 ₱41.68
$1.43 ₴63.3
-52.45%
Taxi (Normal Tariff) (1km)
$0.31 ₱19.39
$0.25 ₴11.12
24.00%
Taxi 1hour Waiting (Normal Tariff)
$2.70 ₱167
$2.84 ₴126
-4.93%
Gasoline (1 liter)
$1.10 ₱67.6
$1.34 ₴59.5
-17.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K ₱1.5M
$26.8K ₴1.2M
-10.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K ₱1.2M
$23.9K ₴1.1M
-18.38%
🧾 Monthly Utilities & Internet
Iloilo
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.0 ₱4,070
$114 ₴5,061
-42.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.13 ₱1,919
$5.60 ₴248
455.89%
Internet (50+ Mbps, Unlimited Data)
$30.21 ₱1,863
$6.05 ₴268
399.34%
🎉 Sport & Entertainment
Iloilo
Kharkiv
Difference
Gym Membership (Monthly)
$27.72 ₱1,709
$24.93 ₴1,105
11.19%
Tennis Court (1 Hour on Weekend)
-
$15.88 ₴704
-
Cinema Ticket
$5.45 ₱336
$4.88 ₴216
11.68%
🧸 Childcare & Education
Iloilo
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$35.18 ₱2,169
$350 ₴15.5K
-89.95%
International Primary School, 1 Child (Yearly)
$4,364 ₱269.1K
$3,174 ₴140.6K
37.50%
👕👟 Clothing & Footwear
Iloilo
Kharkiv
Difference
Jeans (Levis 501 Or Similar)
$44.89 ₱2,768
$56.0 ₴2,482
-19.85%
Summer Dress (H&M, Zara, etc)
$22.74 ₱1,402
$40.66 ₴1,802
-44.07%
Sport Shoes (Adidas, Nike)
$61.3 ₱3,777
$83.8 ₴3,712
-26.91%
Men's Leather Business Shoes
$26.86 ₱1,656
$105 ₴4,637
-74.34%
🏠 Accommodation & Living
Iloilo
Kharkiv
Difference
1-bedroom Apartment, City Center (Monthly)
$237 ₱14.6K
$183 ₴8,086
29.96%
1-bedroom Apartment, Outside City Center (Monthly)
$179 ₱11.0K
$131 ₴5,825
36.04%
3-bedroom Apartment, City Center (Monthly)
$357 ₱22.0K
$362 ₴16.1K
-1.53%
3-bedroom Apartment, Outside City Center (Monthly)
$285 ₱17.6K
$241 ₴10.7K
18.54%
Buy Apartment in City Center (m2)
$3,776 ₱232.9K
$1,065 ₴47.2K
254.59%
Buy Apartment Outside City Center (m2)
$1,049 ₱64.7K
$592 ₴26.2K
77.25%
💵 Salaries & Financials
Iloilo
Kharkiv
Difference
Average Monthly Net Salary (After Tax)
$222 ₱13.7K
$493 ₴21.8K
-55.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
17
-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: May 30, 2026

Last update for Kharkiv: May 31, 2026

Cost Breakdown

A central one-bedroom costs $237 in Iloilo versus $183 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 122% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Iloilo versus $27.00 in Kharkiv. Groceries tell a different story – $202 in Iloilo vs $154 in Kharkiv – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Kharkiv: Cost of Living - Frequently Asked Questions
Is Kharkiv cheaper than Iloilo?
Yes – Kharkiv is pricier by about 1%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,023 per month in Iloilo and $1,035 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Iloilo vs Kharkiv?
Monthly expenses with rent come to $682 in Iloilo and $690 in Kharkiv. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $35.18 per month in Iloilo and $350 in Kharkiv. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Iloilo or Kharkiv?
$1,000 covers both cities comfortably – all-in costs are $682 in Iloilo and $690 in Kharkiv, leaving budget for savings and extras in both cases.
Is Iloilo or Kharkiv more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Kharkiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.

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