Cost of Living Comparison Between Iloilo and KharkivCost of Living Comparison Between Iloilo and Kharkiv
Monthly Cost of Living
🙂A single person spends $663 per month in Iloilo vs $695 in Kharkiv, rent included.
🙂A couple spends around $1,033 per month in Iloilo vs $1,056 in Kharkiv, rent included.
🙂A family of three spends $1,404 per month in Iloilo vs $1,418 in Kharkiv, rent included.
🙂Iloilo is about 5% cheaper than Kharkiv, driven mainly by Clothing & Footwear.
📊Both Iloilo and Kharkiv are more affordable than the global median – Iloilo52% lower, Kharkiv49% lower.
Currency
🍽 Eating Out
Iloilo
Kharkiv
Difference
Meal at Budget Restaurant
$2.84₱177
$6.72₴299
-57.74%
Three-Course Dinner for Two, Mid-Range
$19.33₱1,206
$30.80₴1,371
-37.24%
Fast Food Meal(McDonalds, etc)
$3.27₱204
$5.04₴224
-35.12%
Cappuccino
$1.97₱123
$1.55₴69.1
27.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.65₱40.35
$1.07₴47.54
-39.25%
Water(0.33 liter bottle)
$0.34₱21.46
$0.52₴22.95
-34.62%
Local Beer(0.5 liter draught)
$1.09₱68.2
$1.04₴46.20
4.81%
Imported Beer(0.33 liter bottle)
$1.74₱108
$1.66₴73.9
4.82%
🛒 Groceries & Markets
Iloilo
Kharkiv
Difference
Milk(1 liter)
$1.63₱102
$1.12₴50.1
45.54%
White Bread(500g)
$1.20₱75.0
$0.66₴29.46
81.82%
Rice(white)(1kg)
$0.89₱55.7
$1.24₴55.4
-28.23%
Eggs
$2.04₱127
$1.68₴75.0
21.43%
Local Cheese(1kg)
$5.86₱366
$8.19₴365
-28.45%
Chicken Fillets(1kg)
$4.10₱256
$4.30₴191
-4.65%
Beef Round Steak(1kg)
$6.32₱394
$7.22₴321
-12.47%
Apples(1kg)
$3.29₱205
$1.38₴61.4
138.41%
Banana(1kg)
$1.09₱68.0
$1.53₴68.2
-28.76%
Oranges(1kg)
$3.10₱193
$1.70₴75.9
82.35%
Tomato(1kg)
$1.44₱89.9
$2.01₴89.5
-28.36%
Potato(1kg)
$2.30₱144
$0.73₴32.68
215.07%
Onion(1kg)
$2.81₱175
$0.51₴22.90
450.98%
Lettuce(1 head)
$1.42₱88.8
$1.22₴54.3
16.39%
Water(1.5 liter bottle)
$0.82₱51.0
$0.57₴25.57
43.86%
Cigarettes 20 Pack(Marlboro, Camel)
$3.09₱193
$2.83₴126
9.19%
Wine(Bottle)
$6.56₱410
$4.60₴205
42.61%
Local Beer(0.5 liter bottle)
$1.10₱68.5
$0.86₴38.09
27.91%
Imported Beer(0.33 liter bottle)
$1.31₱82.1
$1.24₴55.4
5.65%
🚌 Getting Around
Iloilo
Kharkiv
Difference
One-way Ticket(Public Transport)
$0.24₱15.04
-
-
Public Transport Monthly Pass(Regular Price)
$4.60₱287
-
-
Taxi Start(Normal Tariff)
$0.74₱45.94
$1.33₴59.3
-44.36%
Taxi(Normal Tariff)(1km)
$0.33₱20.85
$0.35₴15.69
-5.71%
Taxi 1hour Waiting(Normal Tariff)
$2.43₱151
$2.30₴103
5.65%
Gasoline(1 liter)
$1.10₱68.4
$1.67₴74.5
-34.13%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K₱1.3M
$29.5K₴1.3M
-27.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K₱1.2M
$22.0K₴979.5K
-11.32%
🧾 Monthly Utilities & Internet
Iloilo
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$63.0₱3,932
$98.6₴4,390
-36.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.60₱599
$5.96₴266
61.07%
Internet(50+ Mbps, Unlimited Data)
$27.04₱1,687
$7.28₴324
271.43%
🎉 Sport & Entertainment
Iloilo
Kharkiv
Difference
Gym Membership(Monthly)
$9.36₱584
$21.68₴965
-56.83%
Tennis Court(1 Hour on Weekend)
-
$15.39₴685
-
Cinema Ticket
$4.67₱292
$4.77₴213
-2.10%
🧸 Childcare & Education
Iloilo
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$32.35₱2,019
$287₴12.8K
-88.73%
International Primary School, 1 Child(Yearly)
-
$2,842₴126.5K
-
👕👟 Clothing & Footwear
Iloilo
Kharkiv
Difference
Jeans(Levis 501 Or Similar)
$24.00₱1,498
$56.4₴2,511
-57.45%
Summer Dress(H&M, Zara, etc)
$17.31₱1,080
$41.61₴1,853
-58.40%
Sport Shoes(Adidas, Nike)
$57.0₱3,556
$92.9₴4,135
-38.65%
Men's Leather Business Shoes
$24.08₱1,502
$98.2₴4,370
-75.47%
🏠 Accommodation & Living
Iloilo
Kharkiv
Difference
1-bedroom Apartment, City Center(Monthly)
$291₱18.2K
$247₴11.0K
17.89%
1-bedroom Apartment, Outside City Center(Monthly)
$224₱14.0K
$144₴6,429
55.14%
3-bedroom Apartment, City Center(Monthly)
$1,293₱80.7K
$525₴23.4K
146.04%
3-bedroom Apartment, Outside City Center(Monthly)
$434₱27.1K
$213₴9,482
103.64%
Buy Apartment in City Center(m2)
$3,759₱234.6K
$1,056₴47.0K
255.95%
Buy Apartment Outside City Center(m2)
$1,048₱65.4K
$584₴26.0K
79.42%
💵 Salaries & Financials
Iloilo
Kharkiv
Difference
Average Monthly Net Salary(After Tax)
$205₱12.8K
$547₴24.4K
-62.50%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.33
17.89
-59.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Iloilo: August 30, 2026
Last update for Kharkiv: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $291 in Iloilo versus $247 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 167% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Iloilo versus $31.00 in Kharkiv. Groceries tell a different story – $189 in Iloilo vs $161 in Kharkiv – so Kharkiv wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Kharkiv: Cost of Living - Frequently Asked Questions
Is Kharkiv cheaper than Iloilo?
Yes – Kharkiv is pricier by about 5%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $994 per month in Iloilo and $1,042 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Iloilo and in Kharkiv?
Monthly expenses with rent come to $663 in Iloilo and $695 in Kharkiv. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $32.35 per month in Iloilo and $287 in Kharkiv. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Iloilo or Kharkiv?
$1,000 covers both cities comfortably – all-in costs are $663 in Iloilo and $695 in Kharkiv, leaving budget for savings and extras in both cases.
Is Iloilo or Kharkiv more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Kharkiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.