Cost of Living Comparison Between Iloilo and Kharkiv Cost of Living Comparison Between Iloilo and Kharkiv

Monthly Cost of Living

A single person spends $699 per month in Iloilo vs $670 in Kharkiv, rent included.

A couple spends around $1,062 per month in Iloilo vs $1,073 in Kharkiv, rent included.

A family of three spends $1,425 per month in Iloilo vs $1,476 in Kharkiv, rent included.

Iloilo costs about 4% more than Kharkiv, driven mainly by Clothing & Footwear.

Both Iloilo and Kharkiv are more affordable than the global median – Iloilo 48% lower, Kharkiv 50% lower.

Currency
🍽 Eating Out
Iloilo
Kharkiv
Difference
Meal at Budget Restaurant
$2.73 ₱168
$7.08 ₴316
-61.44%
Three-Course Dinner for Two, Mid-Range
$21.10 ₱1,299
$26.72 ₴1,192
-21.03%
Fast Food Meal (McDonalds, etc)
$3.64 ₱224
$5.94 ₴265
-38.72%
Cappuccino
$1.98 ₱122
$1.29 ₴57.5
53.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.53 ₱32.55
$0.60 ₴26.92
-11.67%
Water (0.33 liter bottle)
$0.30 ₱18.18
$0.44 ₴19.67
-31.82%
Local Beer (0.5 liter draught)
$0.96 ₱59.0
$0.98 ₴43.52
-2.04%
Imported Beer (0.33 liter bottle)
$1.73 ₱107
$1.53 ₴68.4
13.07%
🛒 Groceries & Markets
Iloilo
Kharkiv
Difference
Milk (1 liter)
$1.80 ₱111
$1.06 ₴47.12
69.81%
White Bread (500g)
$1.26 ₱77.3
$0.62 ₴27.56
103.23%
Rice (white) (1kg)
$0.89 ₱54.6
$1.27 ₴56.6
-29.92%
Eggs
$2.26 ₱139
$1.63 ₴72.5
38.65%
Local Cheese (1kg)
$5.85 ₱360
$7.93 ₴354
-26.23%
Chicken Fillets (1kg)
$4.36 ₱269
$3.92 ₴175
11.22%
Beef Round Steak (1kg)
$7.00 ₱431
$6.60 ₴294
6.06%
Apples (1kg)
$3.56 ₱219
$0.86 ₴38.48
313.95%
Banana (1kg)
$1.14 ₱70.0
$1.62 ₴72.1
-29.63%
Oranges (1kg)
$3.41 ₱210
$1.90 ₴84.8
79.47%
Tomato (1kg)
$1.59 ₱98.1
$2.26 ₴101
-29.65%
Potato (1kg)
$2.65 ₱163
$0.67 ₴29.82
295.52%
Onion (1kg)
$3.00 ₱185
$0.56 ₴25.16
435.71%
Lettuce (1 head)
$1.70 ₱104
$1.03 ₴46.08
65.05%
Water (1.5 liter bottle)
$0.93 ₱57.2
$0.54 ₴23.92
72.22%
Cigarettes 20 Pack (Marlboro, Camel)
$3.15 ₱194
$2.54 ₴113
24.02%
Wine (Bottle)
$5.73 ₱353
$4.41 ₴197
29.93%
Local Beer (0.5 liter bottle)
$1.33 ₱81.7
$0.75 ₴33.58
77.33%
Imported Beer (0.33 liter bottle)
$1.40 ₱86.0
$1.32 ₴58.7
6.06%
🚌 Getting Around
Iloilo
Kharkiv
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.50
$0.37 ₴16.56
-32.43%
Public Transport Monthly Pass (Regular Price)
$5.17 ₱319
-
-
Taxi Start (Normal Tariff)
$0.68 ₱41.97
$1.47 ₴65.5
-53.74%
Taxi (Normal Tariff) (1km)
$0.29 ₱17.84
$0.23 ₴10.25
26.09%
Taxi 1hour Waiting (Normal Tariff)
$2.69 ₱166
$2.88 ₴129
-6.60%
Gasoline (1 liter)
$1.10 ₱67.5
$1.40 ₴62.4
-21.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K ₱1.5M
$27.6K ₴1.2M
-11.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K ₱1.2M
$23.9K ₴1.1M
-19.43%
🧾 Monthly Utilities & Internet
Iloilo
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.2 ₱4,077
$115 ₴5,113
-42.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.98 ₱1,908
$5.38 ₴240
475.84%
Internet (50+ Mbps, Unlimited Data)
$30.56 ₱1,882
$6.27 ₴280
387.40%
🎉 Sport & Entertainment
Iloilo
Kharkiv
Difference
Gym Membership (Monthly)
$26.79 ₱1,650
$25.27 ₴1,127
6.02%
Tennis Court (1 Hour on Weekend)
-
$16.00 ₴714
-
Cinema Ticket
$5.43 ₱334
$4.81 ₴215
12.89%
🧸 Childcare & Education
Iloilo
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$35.86 ₱2,208
$355 ₴15.8K
-89.90%
International Primary School, 1 Child (Yearly)
$4,353 ₱268.0K
$3,213 ₴143.3K
35.49%
👕👟 Clothing & Footwear
Iloilo
Kharkiv
Difference
Jeans (Levis 501 Or Similar)
$43.56 ₱2,682
$56.6 ₴2,526
-23.05%
Summer Dress (H&M, Zara, etc)
$23.27 ₱1,433
$40.07 ₴1,788
-41.93%
Sport Shoes (Adidas, Nike)
$62.4 ₱3,843
$83.2 ₴3,711
-24.97%
Men's Leather Business Shoes
$27.07 ₱1,667
$101 ₴4,510
-73.22%
🏠 Accommodation & Living
Iloilo
Kharkiv
Difference
1-bedroom Apartment, City Center (Monthly)
$241 ₱14.9K
$183 ₴8,177
31.60%
1-bedroom Apartment, Outside City Center (Monthly)
$177 ₱10.9K
$134 ₴5,967
32.31%
3-bedroom Apartment, City Center (Monthly)
$360 ₱22.2K
$365 ₴16.3K
-1.31%
3-bedroom Apartment, Outside City Center (Monthly)
$286 ₱17.6K
$243 ₴10.9K
17.41%
Buy Apartment in City Center (m2)
$3,729 ₱229.6K
$1,081 ₴48.2K
244.98%
Buy Apartment Outside City Center (m2)
$1,059 ₱65.2K
$572 ₴25.5K
85.32%
💵 Salaries & Financials
Iloilo
Kharkiv
Difference
Average Monthly Net Salary (After Tax)
$208 ₱12.8K
$532 ₴23.7K
-60.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
17
-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: July 11, 2026

Last update for Kharkiv: July 14, 2026

Cost Breakdown

A central one-bedroom costs $241 in Iloilo versus $183 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 155% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21.00 in Iloilo versus $27.00 in Kharkiv. Groceries tell a different story – $203 in Iloilo vs $153 in Kharkiv – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Kharkiv: Cost of Living - Frequently Asked Questions
Is Kharkiv cheaper than Iloilo?
Yes – Iloilo is pricier by about 4%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,048 per month in Iloilo and $1,005 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Iloilo and in Kharkiv?
Monthly expenses with rent come to $699 in Iloilo and $670 in Kharkiv. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $35.86 per month in Iloilo and $355 in Kharkiv. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $800 enough for either Iloilo or Kharkiv?
$800 covers both cities comfortably – all-in costs are $699 in Iloilo and $670 in Kharkiv, leaving budget for savings and extras in both cases.
Is Iloilo or Kharkiv more family-friendly?
Families tend to lean toward Kharkiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Kharkiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Iloilo makes more sense. Both are solid long-term options with distinct trade-offs.

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