Last update: Oct 2026

Cost of Living Comparison Between Karachi and Iloilo

For one person, living is cheaper in Karachi: $490 a month against $693 in Iloilo, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
33

Cost of Living Index in Iloilo
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Iloilo Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Iloilo

🇵🇭 Philippines

$693

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Iloilo actually costs, broken down by who's living it.

A single person spends $490 per month in Karachi vs $693 in Iloilo, rent included.

Karachi $490
Iloilo $693

A couple spends around $755 per month in Karachi vs $1,054 in Iloilo, rent included.

Karachi $755
Iloilo $1,054

A family of three spends $1,019 per month in Karachi vs $1,416 in Iloilo, rent included.

Karachi $1,019
Iloilo $1,416

Karachi is about 29% cheaper than Iloilo, and outside of rent the biggest gap is in groceries.

Both Karachi and Iloilo are more affordable than the global median – Karachi 63% lower, Iloilo 48% lower.

Meal at Budget Restaurant

$2.15 PKR 596

$2.83 ₱177

-24.03%

Three-Course Dinner for Two, Mid-Range

$13.37 PKR 3,700

$19.43 ₱1,219

-31.19%

Fast Food Meal (McDonalds, etc)

$5.29 PKR 1,464

$3.15 ₱198

67.94%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.11 PKR 583

$2.09 ₱131

0.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 103

$0.65 ₱40.93

-43.08%

Water (0.33 liter bottle)

$0.28 PKR 78.2

$0.34 ₱21.39

-17.65%

Local Beer (0.5 liter draught)

$1.06 ₱66.6

Imported Beer (0.33 liter bottle)

$1.81 ₱113

Milk (1 liter)

$0.86 PKR 238

$1.69 ₱106

-49.11%

White Bread (500g)

$0.52 PKR 144

$1.20 ₱75.1

-56.67%

Rice (white) (1kg)

$1.24 PKR 344

$0.84 ₱52.9

47.62%

Eggs

$1.24 PKR 342

$2.06 ₱129

-39.81%

Local Cheese (1kg)

$5.86 PKR 1,622

$6.05 ₱379

-3.14%

Chicken Fillets (1kg)

$3.12 PKR 862

$4.04 ₱254

-22.77%

Beef Round Steak (1kg)

$6.25 PKR 1,731

$6.18 ₱388

1.13%

Apples (1kg)

$1.29 PKR 356

$3.32 ₱208

-61.14%

Banana (1kg)

$0.54 PKR 150

$1.04 ₱65.3

-48.08%

Oranges (1kg)

$0.99 PKR 273

$3.06 ₱192

-67.65%

Tomato (1kg)

$0.56 PKR 155

$1.38 ₱86.4

-59.42%

Potato (1kg)

$0.33 PKR 91.6

$2.39 ₱150

-86.19%

Onion (1kg)

$0.35 PKR 95.9

$2.71 ₱170

-87.08%

Lettuce (1 head)

$0.45 PKR 124

$1.47 ₱92.4

-69.39%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.81 ₱50.8

-45.68%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 381

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 497

$2.99 ₱188

-40.13%

Wine (Bottle)

$6.19 ₱388

Local Beer (0.5 liter bottle)

$1.10 ₱68.8

Imported Beer (0.33 liter bottle)

$1.26 ₱78.8

One-way Ticket (Public Transport)

$0.28 PKR 76.5

$0.24 ₱15.09

16.67%

Public Transport Monthly Pass (Regular Price)

$9.68 PKR 2,679

$4.59 ₱288

110.89%

Taxi Start (Normal Tariff)

$0.92 PKR 255

$0.82 ₱51.4

12.20%

Taxi (Normal Tariff) (1km)

$0.71 PKR 196

$0.34 ₱21.10

108.82%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$2.36 ₱148

-5.93%

Gasoline (1 liter)

$1.35 PKR 372

$1.16 ₱72.9

16.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K PKR 4.9M

$21.8K ₱1.4M

-18.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K PKR 7.4M

$19.5K ₱1.2M

36.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 30.9K

$64.5 ₱4,044

73.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.05 PKR 1,673

$9.82 ₱616

-38.39%

Internet (50+ Mbps, Unlimited Data)

$13.29 PKR 3,679

$27.65 ₱1,734

-51.93%

Gym Membership (Monthly)

$21.51 PKR 5,954

$9.76 ₱612

120.39%

Tennis Court (1 Hour on Weekend)

$17.80 PKR 4,927

Cinema Ticket

$4.42 PKR 1,222

$4.70 ₱295

-5.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.7 PKR 14.0K

$31.77 ₱1,993

59.68%

International Primary School, 1 Child (Yearly)

$1,957 PKR 541.6K

Jeans (Levis 501 Or Similar)

$17.57 PKR 4,862

$23.50 ₱1,474

-25.23%

Summer Dress (H&M, Zara, etc)

$22.78 PKR 6,304

$17.74 ₱1,113

28.41%

Sport Shoes (Adidas, Nike)

$67.6 PKR 18.7K

$55.5 ₱3,480

21.77%

Men's Leather Business Shoes

$40.97 PKR 11.3K

$23.96 ₱1,503

70.99%

1-bedroom Apartment, City Center (Monthly)

$117 PKR 32.5K

$308 ₱19.3K

-61.99%

1-bedroom Apartment, Outside City Center (Monthly)

$75.7 PKR 21.0K

$246 ₱15.4K

-69.25%

3-bedroom Apartment, City Center (Monthly)

$365 PKR 101.1K

$1,184 ₱74.3K

-69.16%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.5K

$436 ₱27.4K

-58.19%

Buy Apartment in City Center (m2)

$1,054 PKR 291.6K

$3,633 ₱227.9K

-71.00%

Buy Apartment Outside City Center (m2)

$491 PKR 135.8K

$1,055 ₱66.2K

-53.48%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

$206 ₱12.9K

-10.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

7.33

80.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 4, 2026

Last update for Iloilo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 27.3%

Iloilo

$102 14.8% 22.3% $29

Groceries & Markets

Karachi

$101 20.9%

Iloilo

$188 27.3% 86.5% $87

Accommodation & Living

Karachi

$76 15.7%

Iloilo

$246 35.8% 225% $171

Clothing & Footwear

Karachi

$67 13.9%

Iloilo

$54 7.9% 18.9% $13

Eating Out

Karachi

$61 12.7%

Iloilo

$70 10.2% 15% $9.1

Sport & Entertainment

Karachi

$30 6.3%

Iloilo

$19 2.8% 36.8% $11

Getting Around

Karachi

$15 3.2%

Iloilo

$8.1 1.2% 47.1% $7.2

Cost Breakdown

A central one-bedroom costs $117 in Karachi versus $308 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Iloilo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Karachi versus $19.00 in Iloilo. Monthly groceries follow the same trend: $101 vs $188 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇵🇭 Iloilo

🕒 Local time

15:21 3:21 PM

18:21 6:21 PM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

457,626

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Iloilo 6,050 km ≈ 8 h nonstop flight

From you

Karachi
Iloilo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Iloilo: Cost of Living - Frequently Asked Questions

Yes – Iloilo is pricier by about 41%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $735 per month in Karachi and $1,040 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Karachi and $19.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $490 in Karachi and $693 in Iloilo. That's a gap of about 41%.

$1,200 covers both cities comfortably – all-in costs are $490 in Karachi and $693 in Iloilo, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Iloilo makes more sense. Both are solid long-term options with distinct trade-offs.