Last update: Oct 2026 Pakistan 14.9M

Cost of Living in Karachi

For one person, living costs in Karachi are estimated at $483 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $10 a day.

Monthly Cost of Living

How much you'll spend in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi actually costs, broken down by who's living it.

Living costs for one person come to about $483 monthly including rent, or $297 excluding housing.

$483 /mo

Estimated monthly costs for a couple: $754 with rent, or $510 without housing.

$754 /mo

Monthly costs for a family of three come to about $1,025 including rent, or $723 for daily expenses alone.

$1,025 /mo

Karachi sits about 64% below the global median. Within Asia, costs are well below average (54% lower) – one of the most affordable options in the region.

Currency
Do you live in Karachi? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.11 PKR 585
$0.88 PKR 243
$5.28 PKR 1,461
Three-Course Dinner for Two, Mid-Range
$13.73 PKR 3,801
$7.32 PKR 2,027
$21.97 PKR 6,080
Fast Food Meal (McDonalds, etc)
$5.53 PKR 1,531
$3.69 PKR 1,023
$6.64 PKR 1,839
Local Non-Alcoholic Beer (0.5 liter draught)
$2.20 PKR 609
$1.10 PKR 303
$3.67 PKR 1,017
Imported Non-Alcoholic Beer (0.33 liter bottle)
$7.37 PKR 2,040
$3.54 PKR 979
$9.21 PKR 2,550
Cappuccino
$2.14 PKR 593
$1.44 PKR 398
$3.22 PKR 892
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 PKR 111
$0.26 PKR 71.4
$0.74 PKR 206
Water (0.33 liter bottle)
$0.28 PKR 77.7
$0.19 PKR 51.8
$0.56 PKR 155
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.90 PKR 250
$0.82 PKR 227
$1.22 PKR 337
White Bread (500g)
$0.55 PKR 153
$0.41 PKR 113
$1.10 PKR 306
Rice (white) (1kg)
$1.20 PKR 333
$0.71 PKR 196
$1.50 PKR 414
Eggs
$1.25 PKR 346
$0.86 PKR 239
$1.62 PKR 447
Local Cheese (1kg)
$5.96 PKR 1,650
$3.34 PKR 925
$11.16 PKR 3,087
Chicken Fillets (1kg)
$3.19 PKR 883
$2.23 PKR 618
$3.78 PKR 1,045
Beef Round Steak (1kg)
$6.48 PKR 1,793
$5.50 PKR 1,523
$7.34 PKR 2,031
Apples (1kg)
$1.24 PKR 344
$0.53 PKR 146
$1.77 PKR 490
Banana (1kg)
$0.53 PKR 147
$0.34 PKR 94.8
$1.03 PKR 284
Oranges (1kg)
$1.03 PKR 284
$0.37 PKR 101
$1.84 PKR 510
Tomato (1kg)
$0.51 PKR 142
$0.17 PKR 47.38
$0.86 PKR 237
Potato (1kg)
$0.31 PKR 85.1
$0.17 PKR 47.84
$0.69 PKR 191
Onion (1kg)
$0.31 PKR 87.1
$0.17 PKR 47.53
$0.52 PKR 143
Lettuce (1 head)
$0.41 PKR 113
$0.17 PKR 47.44
$0.86 PKR 237
Water (1.5 liter bottle)
$0.44 PKR 120
$0.23 PKR 63.1
$0.56 PKR 155
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.31 PKR 362
$0.56 PKR 154
$2.23 PKR 618
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.33 PKR 369
$0.53 PKR 148
$2.14 PKR 593
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.42 PKR 670
$1.47 PKR 407
$3.67 PKR 1,015
Cigarettes 20 Pack (Marlboro, Camel)
$1.83 PKR 508
$1.09 PKR 303
$2.93 PKR 811
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.28 PKR 76.8
$0.19 PKR 53.0
$0.34 PKR 95.3
Public Transport Monthly Pass (Regular Price)
$9.81 PKR 2,716
$3.57 PKR 989
$21.41 PKR 5,927
Taxi Start (Normal Tariff)
$0.87 PKR 240
$0.52 PKR 144
$1.74 PKR 482
Taxi (Normal Tariff) (1km)
$0.74 PKR 204
$0.37 PKR 102
$1.49 PKR 411
Taxi 1hour Waiting (Normal Tariff)
$2.23 PKR 617
$1.30 PKR 361
$3.72 PKR 1,029
Gasoline (1 liter)
$1.38 PKR 383
$1.03 PKR 285
$1.51 PKR 417
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.4K PKR 5.1M
$17.1K PKR 4.7M
$20.2K PKR 5.6M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K PKR 7.3M
$24.0K PKR 6.6M
$29.5K PKR 8.2M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 PKR 31.4K
$53.4 PKR 14.8K
$180 PKR 49.9K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.12 PKR 1,694
$3.68 PKR 1,019
$9.19 PKR 2,543
Internet (50+ Mbps, Unlimited Data)
$13.11 PKR 3,628
$7.15 PKR 1,978
$21.44 PKR 5,935
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$21.78 PKR 6,029
$9.16 PKR 2,536
$55.0 PKR 15.2K
Tennis Court (1 Hour on Weekend)
$18.27 PKR 5,058
$12.85 PKR 3,557
$29.38 PKR 8,131
Cinema Ticket
$4.26 PKR 1,179
$3.55 PKR 984
$7.10 PKR 1,965
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$52.1 PKR 14.4K
$29.08 PKR 8,047
$109 PKR 30.2K
International Primary School, 1 Child (Yearly)
$1,941 PKR 537.3K
$902 PKR 249.7K
$4,330 PKR 1.2M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$17.53 PKR 4,852
$7.11 PKR 1,969
$28.45 PKR 7,875
Summer Dress (H&M, Zara, etc)
$22.88 PKR 6,332
$8.90 PKR 2,463
$42.70 PKR 11.8K
Sport Shoes (Adidas, Nike)
$68.1 PKR 18.8K
$25.37 PKR 7,022
$127 PKR 35.1K
Men's Leather Business Shoes
$41.55 PKR 11.5K
$18.33 PKR 5,074
$91.7 PKR 25.4K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$118 PKR 32.5K
$71.1 PKR 19.7K
$213 PKR 59.0K
1-bedroom Apartment, Outside City Center (Monthly)
$73.2 PKR 20.3K
$42.63 PKR 11.8K
$142 PKR 39.3K
3-bedroom Apartment, City Center (Monthly)
$360 PKR 99.6K
$144 PKR 39.8K
$648 PKR 179.3K
3-bedroom Apartment, Outside City Center (Monthly)
$188 PKR 52.1K
$110 PKR 30.5K
$367 PKR 101.6K
Buy Apartment in City Center (m2)
$1,082 PKR 299.4K
$367 PKR 101.7K
$1,582 PKR 437.8K
Buy Apartment Outside City Center (m2)
$474 PKR 131.2K
$255 PKR 70.5K
$586 PKR 162.1K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$182 PKR 50.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.21
10
20

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Karachi $483
Monthly Utilities & Internet
$133
Groceries & Markets
$102
Accommodation & Living
$73
Clothing & Footwear
$68
Eating Out
$62
Sport & Entertainment
$30
Getting Around
$15

Cost Breakdown

Expect to pay about $118 for a central one-bedroom, or $73.2 outside the center. At 65% of the average salary ($182), rent is manageable but leaves limited room for savings.

Average take-home pay sits at $182, while typical expenses reach $483. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $102 monthly on groceries. Dining out at a mid-range restaurant costs roughly $14.00 for two – well below the Asian average of $35.00.

Public transport is priced at around $9.81 per month – among the cheapest in Asia (average $33.00).

Cost Highlights

Average monthly net salary is lower than 92% of cities in Asia

Karachi is cheaper than 91% of cities worldwide and 73% within Asia.

Good to know
🕒 Local time
01:09 1:09 AM
🌤 Weather
👥 Population
14,910,352
💱 Currency
Exchange rates and currency converter

USD, EUR to PKR – Pakistani Rupee Converter

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

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Karachi Median Internet Speeds (Updated April 2026)

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Cost of Living in Karachi - Frequently Asked Questions
Is Karachi a good value overall for travelers, expats, and digital nomads?
Karachi offers a practical blend of value and options. You'll find affordable everyday needs in many neighborhoods, while pricier pockets exist in business districts or newer high-rise zones. The Cost of Living in Karachi, Pakistan varies by location and lifestyle, but housing, food, and local transport can be balanced with smart choices. If you're flexible – shared housing, cooking at home, and using public transit – your budget can stretch further without sacrificing convenience. Seasonality and maintenance add small fluctuations, but you can keep things stable with a local-sourced approach. Tip: Start with a month-long trial in a couple of neighborhoods to compare costs and routines.
What does daily life look like for housing, food, transport, and coworking in Karachi for a longer stay?
In daily life, you mix value-driven housing with flexible leases, often selecting area types by pace and safety. You'll find affordable markets for groceries, and a rich array of street food and casual eateries that help keep food costs predictable. For transport, rickshaws, buses, and ride-hailing apps cover most routes, while some neighborhoods offer reliable scooter options. Co-working and cafe spaces cater to remote work, sometimes with member discounts for longer stays. The Karachi, Pakistan living cost can vary by area and season. Tip: Use a local SIM to compare transit apps and markets in real time.
What budgeting strategies and seasonal factors help maximize quality of life in Karachi, and how should you choose neighborhoods?
A budgeting framework helps you adapt to Karachi’s rhythm: set aside essentials first (housing, utilities, groceries), then allocate for workspace, dining out, and local transport. Use a flexible, neighborhood-hopping approach – move between pockets by season or project – so you balance safety, vibe, and cost. Consider hot, humid summers and the monsoon period when some amenities feel crowded or delays occur; plan for indoor activities and backup transit options. Neighborhood fit matters: choose well-connected, safe pockets with walkable services, and test-drive a few areas before settling. Tip: build a monthly tracker to monitor recurring costs and adjust as needed.
What are typical monthly expenses for a single person in Karachi?
All in, Karachi runs about $483 monthly with rent, or $297 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Karachi as of 2026?
As of 2026, monthly living costs in Karachi come to around $483 including rent, or roughly $297 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What income do you need to cover all expenses in Karachi?
Around $725 take-home puts you in a comfortable spot in Karachi – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.
What is the rental price range for apartments in Karachi?
Rents for a 1-bedroom flat in Karachi range from $73.2 to $118, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Karachi?
A monthly transit pass in Karachi runs about $9.81, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What is a typical monthly grocery bill in Karachi?
Groceries in Karachi cost around $102 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
Does $1,200 cover living expenses in Karachi?
$1,200 stretches far in Karachi – all-in monthly costs average only $483. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Karachi?
Living in Karachi means access to coastal lifestyle, beach access, wellness scene at about $483 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
How much can you save per month in Karachi?
Monthly expenses in Karachi run around $483, so putting money aside takes more than $725 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
How much does a backpacker need per day in Karachi?
Budget travelers love Karachi – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $483 monthly; short-term visitors can get by on even less with hostels and local food.

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