Last update: Oct 2026

Cost of Living Comparison Between Hot Springs, AR and Montreal

For one person, living is cheaper in Hot Springs, AR: $1,710 a month against $2,018 in Montreal, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Hot Springs, AR

🇺🇸 United States

$1,710

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Hot Springs, AR and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hot Springs, AR and in Montreal actually costs, broken down by who's living it.

A single person spends $1,710 per month in Hot Springs, AR vs $2,018 in Montreal, rent included.

Hot Springs, AR $1,710
Montreal $2,018

A couple spends around $2,571 per month in Hot Springs, AR vs $3,085 in Montreal, rent included.

Hot Springs, AR $2,571
Montreal $3,085

A family of three spends $3,432 per month in Hot Springs, AR vs $4,152 in Montreal, rent included.

Hot Springs, AR $3,432
Montreal $4,152

Hot Springs, AR is about 15% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both Hot Springs, AR and Montreal sit above the global median – Hot Springs, AR by 27%, Montreal by 49%.

Meal at Budget Restaurant

$16.17 $16.17

$18.82 CA$26.61

-14.08%

Three-Course Dinner for Two, Mid-Range

$69.0 $69.0

$70.3 CA$99.4

-1.84%

Fast Food Meal (McDonalds, etc)

$9.35 $9.35

$10.66 CA$15.06

-12.29%

Cappuccino

$5.02 $5.02

$3.84 CA$5.43

30.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$1.92 CA$2.71

44.27%

Water (0.33 liter bottle)

$1.53 $1.53

$1.54 CA$2.18

-0.65%

Local Beer (0.5 liter draught)

$4.87 $4.87

$6.23 CA$8.81

-21.83%

Imported Beer (0.33 liter bottle)

$6.01 $6.01

$7.10 CA$10.03

-15.35%

Milk (1 liter)

$0.92 $0.92

$2.31 CA$3.27

-60.17%

White Bread (500g)

$2.97 $2.97

$3.14 CA$4.44

-5.41%

Rice (white) (1kg)

$2.03 $2.03

$3.21 CA$4.54

-36.76%

Eggs

$2.31 $2.31

$3.52 CA$4.97

-34.38%

Local Cheese (1kg)

$10.88 $10.88

$12.81 CA$18.11

-15.07%

Chicken Fillets (1kg)

$12.73 $12.73

$11.46 CA$16.20

11.08%

Beef Round Steak (1kg)

$19.27 $19.27

$13.39 CA$18.92

43.91%

Apples (1kg)

$3.60 $3.60

$3.14 CA$4.43

14.65%

Banana (1kg)

$1.38 $1.38

$1.44 CA$2.03

-4.17%

Oranges (1kg)

$3.74 $3.74

$3.47 CA$4.91

7.78%

Tomato (1kg)

$3.72 $3.72

$3.07 CA$4.34

21.17%

Potato (1kg)

$1.79 $1.79

$1.90 CA$2.69

-5.79%

Onion (1kg)

$2.73 $2.73

$1.77 CA$2.50

54.24%

Lettuce (1 head)

$2.34 $2.34

$2.34 CA$3.31

Water (1.5 liter bottle)

$1.09 $1.09

$1.55 CA$2.19

-29.68%

Cigarettes 20 Pack (Marlboro, Camel)

$8.54 $8.54

$11.38 CA$16.09

-24.96%

Wine (Bottle)

$18.84 $18.84

$10.63 CA$15.03

77.23%

Local Beer (0.5 liter bottle)

$2.56 $2.56

$2.27 CA$3.21

12.78%

Imported Beer (0.33 liter bottle)

$4.57 $4.57

$2.82 CA$3.99

62.06%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.66 CA$3.76

-54.14%

Public Transport Monthly Pass (Regular Price)

$28.39 $28.39

$77.3 CA$109

-63.27%

Taxi Start (Normal Tariff)

$2.72 $2.72

$3.20 CA$4.53

-15.00%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.48 CA$2.09

48.65%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

Gasoline (1 liter)

$0.87 $0.87

$1.34 CA$1.90

-35.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K $16.8K

$28.2K CA$39.8K

-40.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$19.6K CA$27.8K

17.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$76.0 CA$107

135.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$33.95 CA$48.00

65.36%

Internet (50+ Mbps, Unlimited Data)

$39.40 $39.40

$42.31 CA$59.8

-6.88%

Gym Membership (Monthly)

$34.69 $34.69

$29.76 CA$42.07

16.57%

Tennis Court (1 Hour on Weekend)

$9.92 $9.92

$20.28 CA$28.67

-51.08%

Cinema Ticket

$10.13 $10.13

$11.15 CA$15.77

-9.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$593 $593

$507 CA$717

16.98%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$40.76 $40.76

$57.6 CA$81.4

-29.17%

Summer Dress (H&M, Zara, etc)

$40.11 $40.11

$37.58 CA$53.1

6.73%

Sport Shoes (Adidas, Nike)

$102 $102

$91.9 CA$130

10.73%

Men's Leather Business Shoes

$78.7 $78.7

$110 CA$155

-28.15%

1-bedroom Apartment, City Center (Monthly)

$722 $722

$1,260 CA$1,782

-42.69%

1-bedroom Apartment, Outside City Center (Monthly)

$582 $582

$948 CA$1,340

-38.59%

3-bedroom Apartment, City Center (Monthly)

$1,088 $1,088

$2,137 CA$3,021

-49.09%

3-bedroom Apartment, Outside City Center (Monthly)

$905 $905

$1,614 CA$2,281

-43.90%

Buy Apartment in City Center (m2)

$1,950 $1,950

$4,960 CA$7,011

-60.68%

Buy Apartment Outside City Center (m2)

$1,942 $1,942

$3,838 CA$5,425

-49.39%

Average Monthly Net Salary (After Tax)

$3,532 $3,532

$2,827 CA$3,997

24.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

4.48

44.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hot Springs, AR: October 13, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hot Springs, AR

$582 34%

Montreal

$948 47% 62.8% $366

Groceries & Markets

Hot Springs, AR

$363 21.2%

Montreal

$346 17.2% 4.6% $17

Monthly Utilities & Internet

Hot Springs, AR

$274 16%

Montreal

$152 7.5% 44.5% $122

Eating Out

Hot Springs, AR

$271 15.9%

Montreal

$288 14.3% 6.1% $17

Clothing & Footwear

Hot Springs, AR

$118 6.9%

Montreal

$133 6.6% 13.5% $16

Sport & Entertainment

Hot Springs, AR

$55 3.2%

Montreal

$52 2.6% 5.3% $2.9

Getting Around

Hot Springs, AR

$47 2.8%

Montreal

$99 4.9% 109% $51

Cost Breakdown

A central one-bedroom costs $722 in Hot Springs, AR versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Hot Springs, AR, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Hot Springs, AR versus $70.0 in Montreal. Groceries tell a different story – $363 in Hot Springs, AR vs $346 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Hot Springs, AR

🇨🇦 Montreal

🕒 Local time

04:58 4:58 AM

05:58 5:58 AM

1 h ahead of Hot Springs, AR

🌤 Weather

👥 Population

37,930

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Hot Springs, AR Montreal 2,050 km ≈ 3 h nonstop flight

From you

Hot Springs, AR
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hot Springs, AR vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 18% more than Hot Springs, AR, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,565 per month in Hot Springs, AR and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $593 per month in Hot Springs, AR and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 5% cheaper in Montreal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,710, than in Montreal at $2,018. In Hot Springs, AR it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hot Springs, AR costs $1,710 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.