For one person, living costs in Hot Springs, AR are estimated at $1,710 a month, including rent and utilities – 37% below the national average. Rent and utilities take just under half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hot Springs, AR actually costs, broken down by who's living it.
A single person spends around $1,710 per month with rent, or $949 for everyday expenses alone.
$1,710 /mo
A couple spends around $2,571 per month with rent, or $1,649 for everyday expenses alone.
$2,571 /mo
A family of three spends around $3,432 per month with rent, or $2,348 without housing.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.8K$16.8K
$16.8K$16.8K
$37.1K$37.1K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K$23.1K
$20.8K$20.8K
$26.3K$26.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$179$179
$155$155
$559$559
SIM Card Monthly Plan(Calls and 10GB+ Data)
$56.1$56.1
$25.06$25.06
$90.2$90.2
Internet(50+ Mbps, Unlimited Data)
$39.40$39.40
$39.40$39.40
$78.8$78.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$34.69$34.69
$29.73$29.73
$39.64$39.64
Tennis Court(1 Hour on Weekend)
$9.92$9.92
-
Cinema Ticket
$10.13$10.13
$8.11$8.11
$20.27$20.27
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$593$593
$593$593
$1,335$1,335
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$40.76$40.76
$40.76$40.76
$71.3$71.3
Summer Dress(H&M, Zara, etc)
$40.11$40.11
$40.11$40.11
$50.1$50.1
Sport Shoes(Adidas, Nike)
$102$102
$102$102
$127$127
Men's Leather Business Shoes
$78.7$78.7
$78.7$78.7
$78.7$78.7
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$722$722
$596$596
$849$849
1-bedroom Apartment, Outside City Center(Monthly)
$582$582
$397$397
$767$767
3-bedroom Apartment, City Center(Monthly)
$1,088$1,088
$815$815
$1,361$1,361
3-bedroom Apartment, Outside City Center(Monthly)
$905$905
$611$611
$1,199$1,199
Buy Apartment in City Center(m2)
$1,950$1,950
$1,889$1,889
$1,997$1,997
Buy Apartment Outside City Center(m2)
$1,942$1,942
$1,882$1,882
$1,988$1,988
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,532$3,532
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.49
5
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 13, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Hot Springs, AR$1,710
Hot Springs, AR$3,432
🏠Accommodation & Living
$582 34%
🛒Groceries & Markets
$363 21.2%
🧾Monthly Utilities & Internet
$274 16%
🍽Eating Out
$271 15.9%
👕👟Clothing & Footwear
$118 6.9%
🎉Sport & Entertainment
$55 3.2%
🚌Getting Around
$47 2.8%
🏠Accommodation & Living
$905 26.4%
🛒Groceries & Markets
$826 24.1%
🧾Monthly Utilities & Internet
$331 9.6%
🍽Eating Out
$892 26%
👕👟Clothing & Footwear
$261 7.6%
🎉Sport & Entertainment
$120 3.5%
🚌Getting Around
$97 2.8%
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $722, dropping to $582 outside central areas. Housing accounts for roughly 20% of the average salary ($3,532) – well above the 30% international benchmark.
💰The average net salary is $3,532 – comfortably above monthly costs of $1,710. Most workers can save and live well. A comfortable lifestyle typically starts at $2,565.
🛒Groceries cost around $363 per month for one person. A mid-range dinner for two is priced at $69.0.
🚌A monthly public transport pass costs about $28.39.
Cost Highlights
⭐Eggs is cheaper than 94% of cities in North America
⭐Gasoline is cheaper than 92% of cities in North America
⭐3-bedroom apartment, city center is cheaper than 92% of cities in North America
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Hot Springs, AR - Frequently Asked Questions
How does the cost of living in Hot Springs, AR, United States compare for travelers, expats, and digital nomads, and who typically finds it good value?
Hot Springs offers a balance of small-city amenities with a relaxed, walkable atmosphere. You’ll usually find rental options that suit moderate budgets – from compact apartments downtown to quieter duplexes near the river. The costs of groceries, dining out, and local services sit modestly compared with major metro areas, making it a practical base for long stays and weekend getaways. Seasonal tourism can affect availability, but flexibility pays off in off-peak months. Cost of Living in Hot Springs, AR, United States can feel favorable for steady, livable budgets that still grant access to parks, baths, and cultural events. Tip: Start with a short list of neighborhoods and compare month-to-month leases to understand true costs.
What does a typical day look like for living in Hot Springs, including housing search, food options, transport, coworking, and errands?
Your daily routine in Hot Springs blends outdoor breaks with practical errands. Housing search tends to favor walkable districts near Downtown or the river, where shorter commutes save on transport. Food options range from farmers markets in season to casual eateries with affordable meals. Local transit is limited, so many use a car or bike, though walking remains easy in pleasant weather. Co-working spaces and quiet cafes with reliable Wi‑Fi support flexible schedules for remote work. When planning, Hot Springs, AR, United States living cost factors into your choices about location, duration, and weekly activity. Tip: Look for longer leases or flexible sublets to trial different neighborhoods.
What are smart approaches to quality of life, budgeting, seasonality, and finding a neighborhood that fits your pace in Hot Springs?
Quality of life in Hot Springs blends outdoor recreation with a compact, friendly city vibe. A practical budgeting approach here centers on prioritizing needs, wants, and a savings buffer. Seasonal shifts matter: summer humidity influences outdoor plans, while winter days can be comfortable for indoor hobbies. Neighborhood fit depends on your pace – historic Bathhouse Row offers walkability and culture, lakeside pockets feel calmer, hillside streets are quieter with views. When moving, use a mix of short-term stays to test neighborhoods, and lean on local markets, farmers' markets, and community events to stretch your budget without sacrificing quality. Tip: Build a simple, flexible plan and adjust as you explore.
Is Hot Springs, AR worth the cost of living?
Hot Springs, AR is mid-range – monthly costs with rent reach about $1,710. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
Is Hot Springs, AR expensive to live in?
Hot Springs, AR sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $1,710, which most working professionals can handle without feeling financially squeezed.
How much do you need to earn to live comfortably in Hot Springs, AR?
You'll want at least $2,565 per month after taxes to live comfortably in Hot Springs, AR. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Hot Springs, AR?
A central one-bedroom apartment in Hot Springs, AR runs about $722 per month. Move further out and that drops to around $582. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Hot Springs, AR?
Grocery spending in Hot Springs, AR lands around $363 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Hot Springs, AR?
Getting around Hot Springs, AR by public transport costs about $28.39 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $2,000 monthly in Hot Springs, AR?
$2,000 is below the $1,710 average in Hot Springs, AR, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Hot Springs, AR a good city for expats?
Hot Springs, AR has an established expat community and is welcoming to foreigners. fast internet, low crime rates, clean air smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $1,710 including housing.
How affordable is Hot Springs, AR?
Hot Springs, AR is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,710, a figure most working professionals can handle without major financial stress.
Hot Springs, AR vs other spots: cost of living compared