Cost of Living Comparison Between Hot Springs, AR and Split Cost of Living Comparison Between Hot Springs, AR and Split

Monthly Cost of Living

A single person spends $1,713 per month in Hot Springs, AR vs $1,885 in Split, rent included.

A couple spends around $2,601 per month in Hot Springs, AR vs $2,930 in Split, rent included.

A family of three spends $3,489 per month in Hot Springs, AR vs $3,976 in Split, rent included.

Hot Springs, AR is about 9% cheaper than Split, driven mainly by Groceries & Markets.

Both Hot Springs, AR and Split sit above the global median – Hot Springs, AR by 25%, Split by 37%.

Meal at Budget Restaurant

$16.60 $16.60

$17.44 €15.05

-4.82%

Three-Course Dinner for Two, Mid-Range

$69.5 $69.5

$76.0 €65.6

-8.54%

Fast Food Meal (McDonalds, etc)

$9.61 $9.61

$11.57 €9.99

-16.94%

Cappuccino

$4.91 $4.91

$2.76 €2.38

77.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 $2.87

$4.29 €3.70

-33.10%

Water (0.33 liter bottle)

$1.49 $1.49

$3.15 €2.72

-52.70%

Local Beer (0.5 liter draught)

$4.86 $4.86

$4.83 €4.17

0.62%

Imported Beer (0.33 liter bottle)

$6.12 $6.12

$5.08 €4.38

20.47%

Milk (1 liter)

$0.91 $0.91

$1.31 €1.13

-30.53%

White Bread (500g)

$2.98 $2.98

$2.31 €1.99

29.00%

Rice (white) (1kg)

$2.03 $2.03

$3.77 €3.25

-46.15%

Eggs

$2.41 $2.41

$4.12 €3.56

-41.50%

Local Cheese (1kg)

$11.14 $11.14

$14.23 €12.28

-21.71%

Chicken Fillets (1kg)

$12.73 $12.73

$9.48 €8.18

34.28%

Beef Round Steak (1kg)

$19.29 $19.29

$14.97 €12.92

28.86%

Apples (1kg)

$3.56 $3.56

$2.20 €1.89

61.82%

Banana (1kg)

$1.39 $1.39

$1.88 €1.62

-26.06%

Oranges (1kg)

$3.73 $3.73

$1.99 €1.72

87.44%

Tomato (1kg)

$3.59 $3.59

$2.87 €2.48

25.09%

Potato (1kg)

$1.74 $1.74

$1.65 €1.42

5.45%

Onion (1kg)

$2.69 $2.69

$1.22 €1.05

120.49%

Lettuce (1 head)

$2.31 $2.31

$1.41 €1.22

63.83%

Water (1.5 liter bottle)

$1.07 $1.07

$1.31 €1.13

-18.32%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$5.95 €5.13

51.09%

Wine (Bottle)

$19.23 $19.23

$9.17 €7.92

109.71%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.79 €1.54

41.90%

Imported Beer (0.33 liter bottle)

$4.44 $4.44

$2.42 €2.09

83.47%

One-way Ticket (Public Transport)

$1.17 $1.17

$1.55 €1.34

-24.52%

Public Transport Monthly Pass (Regular Price)

$28.39 $28.39

$41.03 €35.40

-30.81%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.77 €3.25

-25.73%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$2.13 €1.84

4.69%

Taxi 1hour Waiting (Normal Tariff)

$30.04 €25.92

Gasoline (1 liter)

$0.86 $0.86

$1.88 €1.62

-54.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.1K $17.1K

$28.6K €24.7K

-40.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K $22.9K

$25.3K €21.8K

-9.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$216 €187

-20.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.0 $57.0

$20.82 €17.96

173.68%

Internet (50+ Mbps, Unlimited Data)

$40.41 $40.41

$42.78 €36.91

-5.54%

Gym Membership (Monthly)

$35.36 $35.36

$63.0 €54.3

-43.83%

Tennis Court (1 Hour on Weekend)

$9.94 $9.94

$13.87 €11.97

-28.33%

Cinema Ticket

$10.07 $10.07

$9.38 €8.09

7.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$590 $590

$633 €546

-6.78%

International Primary School, 1 Child (Yearly)

$12.3K €10.6K

Jeans (Levis 501 Or Similar)

$39.64 $39.64

$97.2 €83.8

-59.20%

Summer Dress (H&M, Zara, etc)

$40.62 $40.62

$39.85 €34.38

1.93%

Sport Shoes (Adidas, Nike)

$101 $101

$120 €103

-15.89%

Men's Leather Business Shoes

$79.0 $79.0

$101 €87.6

-22.11%

1-bedroom Apartment, City Center (Monthly)

$729 $729

$1,030 €889

-29.23%

1-bedroom Apartment, Outside City Center (Monthly)

$596 $596

$738 €637

-19.21%

3-bedroom Apartment, City Center (Monthly)

$1,073 $1,073

$2,029 €1,750

-47.13%

3-bedroom Apartment, Outside City Center (Monthly)

$879 $879

$1,374 €1,185

-36.02%

Buy Apartment in City Center (m2)

$1,922 $1,922

$7,322 €6,318

-73.75%

Buy Apartment Outside City Center (m2)

$1,955 $1,955

$5,071 €4,376

-61.46%

Average Monthly Net Salary (After Tax)

$3,523 $3,523

$1,677 €1,447

110.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.11

3.44

77.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hot Springs, AR: August 31, 2026

Last update for Split: September 1, 2026

Cost Breakdown

A central one-bedroom costs $729 in Hot Springs, AR versus $1,030 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 110% higher in Hot Springs, AR, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70.0 in Hot Springs, AR versus $76.0 in Split. Groceries tell a different story – $363 in Hot Springs, AR vs $308 in Split – so Split wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hot Springs, AR vs Split: Cost of Living - Frequently Asked Questions

Split costs about 10% more than Hot Springs, AR, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,570 per month in Hot Springs, AR and $2,827 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $590 per month in Hot Springs, AR and $633 in Split. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 18% cheaper in Split – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,713, than in Split at $1,885. In Hot Springs, AR it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hot Springs, AR costs $1,713 versus $1,885 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.