Last update: Oct 2026

Cost of Living Comparison Between Hot Springs, AR and Split

For one person, living is cheaper in Hot Springs, AR: $1,710 a month against $1,822 in Split, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Split outweigh lower spending on other living expenses.

83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index
89

Cost of Living Index in Split
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Split Living Index

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Hot Springs, AR

🇺🇸 United States

$1,710

/mo nomad

Split

🇭🇷 Croatia

$1,822

/mo nomad

Monthly Cost of Living

How much you'll spend in Hot Springs, AR and in Split

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hot Springs, AR and in Split actually costs, broken down by who's living it.

A single person spends $1,710 per month in Hot Springs, AR vs $1,822 in Split, rent included.

Hot Springs, AR $1,710
Split $1,822

A couple spends around $2,571 per month in Hot Springs, AR vs $2,797 in Split, rent included.

Hot Springs, AR $2,571
Split $2,797

A family of three spends $3,432 per month in Hot Springs, AR vs $3,771 in Split, rent included.

Hot Springs, AR $3,432
Split $3,771

Hot Springs, AR is about 6% cheaper than Split, and outside of rent the biggest gap is in groceries.

Both Hot Springs, AR and Split sit above the global median – Hot Springs, AR by 27%, Split by 35%.

Meal at Budget Restaurant

$16.17 $16.17

$16.50 €14.68

-2.00%

Three-Course Dinner for Two, Mid-Range

$69.0 $69.0

$73.4 €65.3

-5.99%

Fast Food Meal (McDonalds, etc)

$9.35 $9.35

$11.32 €10.07

-17.40%

Cappuccino

$5.02 $5.02

$2.74 €2.44

83.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$4.10 €3.65

-32.44%

Water (0.33 liter bottle)

$1.53 $1.53

$2.87 €2.55

-46.69%

Local Beer (0.5 liter draught)

$4.87 $4.87

$4.63 €4.12

5.18%

Imported Beer (0.33 liter bottle)

$6.01 $6.01

$5.15 €4.58

16.70%

Milk (1 liter)

$0.92 $0.92

$1.27 €1.13

-27.56%

White Bread (500g)

$2.97 $2.97

$2.13 €1.89

39.44%

Rice (white) (1kg)

$2.03 $2.03

$3.59 €3.19

-43.45%

Eggs

$2.31 $2.31

$4.15 €3.70

-44.34%

Local Cheese (1kg)

$10.88 $10.88

$13.87 €12.34

-21.56%

Chicken Fillets (1kg)

$12.73 $12.73

$9.59 €8.53

32.74%

Beef Round Steak (1kg)

$19.27 $19.27

$13.18 €11.73

46.21%

Apples (1kg)

$3.60 $3.60

$2.13 €1.90

69.01%

Banana (1kg)

$1.38 $1.38

$1.84 €1.64

-25.00%

Oranges (1kg)

$3.74 $3.74

$1.89 €1.68

97.88%

Tomato (1kg)

$3.72 $3.72

$2.86 €2.54

30.07%

Potato (1kg)

$1.79 $1.79

$1.59 €1.42

12.58%

Onion (1kg)

$2.73 $2.73

$1.15 €1.02

137.39%

Lettuce (1 head)

$2.34 $2.34

$1.30 €1.15

80.00%

Water (1.5 liter bottle)

$1.09 $1.09

$1.25 €1.11

-12.80%

Cigarettes 20 Pack (Marlboro, Camel)

$8.54 $8.54

$5.72 €5.09

49.30%

Wine (Bottle)

$18.84 $18.84

$9.09 €8.08

107.26%

Local Beer (0.5 liter bottle)

$2.56 $2.56

$1.74 €1.55

47.13%

Imported Beer (0.33 liter bottle)

$4.57 $4.57

$2.31 €2.05

97.84%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.65 €1.47

-26.06%

Public Transport Monthly Pass (Regular Price)

$28.39 $28.39

$39.56 €35.19

-28.24%

Taxi Start (Normal Tariff)

$2.72 $2.72

$3.59 €3.20

-24.23%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.10 €1.87

4.76%

Taxi 1hour Waiting (Normal Tariff)

$29.27 €26.04

Gasoline (1 liter)

$0.87 $0.87

$1.85 €1.64

-52.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K $16.8K

$28.2K €25.1K

-40.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$24.9K €22.1K

-7.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$207 €184

-13.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$19.93 €17.73

181.69%

Internet (50+ Mbps, Unlimited Data)

$39.40 $39.40

$41.20 €36.65

-4.37%

Gym Membership (Monthly)

$34.69 $34.69

$62.2 €55.3

-44.19%

Tennis Court (1 Hour on Weekend)

$9.92 $9.92

$12.92 €11.50

-23.22%

Cinema Ticket

$10.13 $10.13

$9.15 €8.14

10.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$593 $593

$604 €537

-1.74%

International Primary School, 1 Child (Yearly)

$11.9K €10.5K

Jeans (Levis 501 Or Similar)

$40.76 $40.76

$92.3 €82.1

-55.85%

Summer Dress (H&M, Zara, etc)

$40.11 $40.11

$40.17 €35.73

-0.15%

Sport Shoes (Adidas, Nike)

$102 $102

$112 €99.7

-9.22%

Men's Leather Business Shoes

$78.7 $78.7

$96.1 €85.5

-18.10%

1-bedroom Apartment, City Center (Monthly)

$722 $722

$1,024 €911

-29.47%

1-bedroom Apartment, Outside City Center (Monthly)

$582 $582

$704 €626

-17.35%

3-bedroom Apartment, City Center (Monthly)

$1,088 $1,088

$1,942 €1,728

-43.99%

3-bedroom Apartment, Outside City Center (Monthly)

$905 $905

$1,275 €1,134

-28.97%

Buy Apartment in City Center (m2)

$1,950 $1,950

$7,185 €6,391

-72.86%

Buy Apartment Outside City Center (m2)

$1,942 $1,942

$5,032 €4,476

-61.41%

Average Monthly Net Salary (After Tax)

$3,532 $3,532

$1,576 €1,402

124.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

3.44

88.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hot Springs, AR: October 13, 2026

Last update for Split: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hot Springs, AR

$582 34%

Split

$704 38.6% 21% $122

Groceries & Markets

Hot Springs, AR

$363 21.2%

Split

$296 16.3% 18.3% $67

Monthly Utilities & Internet

Hot Springs, AR

$274 16%

Split

$268 14.7% 2.4% $6.7

Eating Out

Hot Springs, AR

$271 15.9%

Split

$260 14.3% 4.1% $11

Clothing & Footwear

Hot Springs, AR

$118 6.9%

Split

$153 8.4% 30.4% $36

Sport & Entertainment

Hot Springs, AR

$55 3.2%

Split

$80 4.4% 46.4% $26

Getting Around

Hot Springs, AR

$47 2.8%

Split

$60 3.3% 28.1% $13

Cost Breakdown

A central one-bedroom costs $722 in Hot Springs, AR versus $1,024 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 124% higher in Hot Springs, AR, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Hot Springs, AR versus $73.0 in Split. Groceries tell a different story – $363 in Hot Springs, AR vs $296 in Split – so Split wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Hot Springs, AR

🇭🇷 Split

🕒 Local time

02:53 2:53 AM

09:53 9:53 AM

7 h ahead of Hot Springs, AR

🌤 Weather

👥 Population

37,930

149,830

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

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Between locations

Hot Springs, AR Split 8,790 km ≈ 11 h nonstop flight

From you

Hot Springs, AR
Split

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hot Springs, AR vs Split: Cost of Living - Frequently Asked Questions

Split costs about 7% more than Hot Springs, AR, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,565 per month in Hot Springs, AR and $2,734 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $593 per month in Hot Springs, AR and $604 in Split. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 22% cheaper in Split – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,710, than in Split at $1,822. In Hot Springs, AR it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hot Springs, AR costs $1,710 versus $1,822 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.