Last update: Oct 2026

Cost of Living Comparison Between Montreal and Hot Springs, AR

For one person, living is cheaper in Hot Springs, AR: $1,710 a month against $2,018 in Montreal, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Hot Springs, AR

🇺🇸 United States

$1,710

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Hot Springs, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Hot Springs, AR actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,710 in Hot Springs, AR, rent included.

Montreal $2,018
Hot Springs, AR $1,710

A couple spends around $3,085 per month in Montreal vs $2,571 in Hot Springs, AR, rent included.

Montreal $3,085
Hot Springs, AR $2,571

A family of three spends $4,152 per month in Montreal vs $3,432 in Hot Springs, AR, rent included.

Montreal $4,152
Hot Springs, AR $3,432

Montreal costs about 18% more than Hot Springs, AR, and outside of rent the biggest gap is in transport.

Both Montreal and Hot Springs, AR sit above the global median – Montreal by 49%, Hot Springs, AR by 27%.

Meal at Budget Restaurant

$18.82 CA$26.61

$16.17 $16.17

16.39%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$69.0 $69.0

1.87%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$9.35 $9.35

14.01%

Cappuccino

$3.84 CA$5.43

$5.02 $5.02

-23.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$2.77 $2.77

-30.69%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.53 $1.53

0.65%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$4.87 $4.87

27.93%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$6.01 $6.01

18.14%

Milk (1 liter)

$2.31 CA$3.27

$0.92 $0.92

151.09%

White Bread (500g)

$3.14 CA$4.44

$2.97 $2.97

5.72%

Rice (white) (1kg)

$3.21 CA$4.54

$2.03 $2.03

58.13%

Eggs

$3.52 CA$4.97

$2.31 $2.31

52.38%

Local Cheese (1kg)

$12.81 CA$18.11

$10.88 $10.88

17.74%

Chicken Fillets (1kg)

$11.46 CA$16.20

$12.73 $12.73

-9.98%

Beef Round Steak (1kg)

$13.39 CA$18.92

$19.27 $19.27

-30.51%

Apples (1kg)

$3.14 CA$4.43

$3.60 $3.60

-12.78%

Banana (1kg)

$1.44 CA$2.03

$1.38 $1.38

4.35%

Oranges (1kg)

$3.47 CA$4.91

$3.74 $3.74

-7.22%

Tomato (1kg)

$3.07 CA$4.34

$3.72 $3.72

-17.47%

Potato (1kg)

$1.90 CA$2.69

$1.79 $1.79

6.15%

Onion (1kg)

$1.77 CA$2.50

$2.73 $2.73

-35.16%

Lettuce (1 head)

$2.34 CA$3.31

$2.34 $2.34

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.09 $1.09

42.20%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$8.54 $8.54

33.26%

Wine (Bottle)

$10.63 CA$15.03

$18.84 $18.84

-43.58%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$2.56 $2.56

-11.33%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$4.57 $4.57

-38.29%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$1.22 $1.22

118.03%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$28.39 $28.39

172.24%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$2.72 $2.72

17.65%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$2.20 $2.20

-32.73%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

Gasoline (1 liter)

$1.34 CA$1.90

$0.87 $0.87

54.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$16.8K $16.8K

67.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$23.1K $23.1K

-15.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$179 $179

-57.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$56.1 $56.1

-39.53%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$39.40 $39.40

7.39%

Gym Membership (Monthly)

$29.76 CA$42.07

$34.69 $34.69

-14.21%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$9.92 $9.92

104.44%

Cinema Ticket

$11.15 CA$15.77

$10.13 $10.13

10.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$593 $593

-14.52%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$40.76 $40.76

41.19%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$40.11 $40.11

-6.31%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$102 $102

-9.69%

Men's Leather Business Shoes

$110 CA$155

$78.7 $78.7

39.18%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$722 $722

74.48%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$582 $582

62.84%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$1,088 $1,088

96.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$905 $905

78.24%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,950 $1,950

154.31%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,942 $1,942

97.60%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$3,532 $3,532

-19.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.49

-30.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Hot Springs, AR: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Hot Springs, AR

$582 34% 38.6% $366

Groceries & Markets

Montreal

$346 17.2%

Hot Springs, AR

$363 21.2% 4.8% $17

Eating Out

Montreal

$288 14.3%

Hot Springs, AR

$271 15.9% 5.8% $17

Monthly Utilities & Internet

Montreal

$152 7.5%

Hot Springs, AR

$274 16% 80.3% $122

Clothing & Footwear

Montreal

$133 6.6%

Hot Springs, AR

$118 6.9% 11.9% $16

Getting Around

Montreal

$99 4.9%

Hot Springs, AR

$47 2.8% 52.3% $51

Sport & Entertainment

Montreal

$52 2.6%

Hot Springs, AR

$55 3.2% 5.6% $2.9

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $722 in Hot Springs, AR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Hot Springs, AR, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70.0 in Montreal versus $69.0 in Hot Springs, AR. Groceries tell a different story – $346 in Montreal vs $363 in Hot Springs, AR – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Hot Springs, AR

🕒 Local time

05:58 5:58 AM

04:58 4:58 AM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

37,930

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Hot Springs, AR 2,050 km ≈ 3 h nonstop flight

From you

Montreal
Hot Springs, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Hot Springs, AR: Cost of Living - Frequently Asked Questions

Montreal costs about 18% more than Hot Springs, AR, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $2,565 in Hot Springs, AR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $507 per month in Montreal and $593 in Hot Springs, AR. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 5% cheaper in Montreal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,710, than in Montreal at $2,018. In Hot Springs, AR it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hot Springs, AR costs $1,710 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.