Cost of Living Comparison Between Ho and Ubud, Bali Cost of Living Comparison Between Ho and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $687 in Ho versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,144 in Ho versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,601 in Ho versus $3,327 in Ubud, Bali.

Living in Ho costs roughly 50% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Ho is 50% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$7.90 GHS 90.7

$3.44 Rp 60.9K

129.65%

Three-Course Dinner for Two, Mid-Range

$53.3 GHS 612

$36.31 Rp 643.0K

46.74%

Fast Food Meal (McDonalds, etc)

$10.67 GHS 122

$5.71 Rp 101.0K

86.87%

Cappuccino

$4.62 GHS 53.0

$2.67 Rp 47.3K

73.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 GHS 17.98

$1.75 Rp 31.0K

-10.29%

Water (0.33 liter bottle)

$0.45 GHS 5.15

$0.87 Rp 15.4K

-48.28%

Local Beer (0.5 liter draught)

$1.85 GHS 21.25

$2.95 Rp 52.3K

-37.29%

Imported Beer (0.33 liter bottle)

$2.25 GHS 25.82

$4.52 Rp 80.0K

-50.22%

Milk (1 liter)

$3.76 GHS 43.16

$1.62 Rp 28.7K

132.10%

White Bread (500g)

$1.71 GHS 19.64

$2.33 Rp 41.3K

-26.61%

Rice (white) (1kg)

$3.08 GHS 35.32

$1.11 Rp 19.6K

177.48%

Eggs

$2.67 GHS 30.65

$2.20 Rp 39.0K

21.36%

Local Cheese (1kg)

$12.37 GHS 142

$17.69 Rp 313.3K

-30.07%

Chicken Fillets (1kg)

$7.19 GHS 82.5

$4.10 Rp 72.5K

75.37%

Beef Round Steak (1kg)

$9.71 GHS 111

$12.18 Rp 215.6K

-20.28%

Apples (1kg)

$3.71 GHS 42.55

$3.71 Rp 65.6K

Banana (1kg)

$1.41 GHS 16.23

$1.59 Rp 28.1K

-11.32%

Oranges (1kg)

$1.79 GHS 20.54

$2.28 Rp 40.4K

-21.49%

Tomato (1kg)

$3.56 GHS 40.89

$1.95 Rp 34.6K

82.56%

Potato (1kg)

$2.70 GHS 30.97

$1.91 Rp 33.7K

41.36%

Onion (1kg)

$2.70 GHS 31.05

$2.33 Rp 41.3K

15.88%

Lettuce (1 head)

$0.76 GHS 8.73

$1.01 Rp 17.8K

-24.75%

Water (1.5 liter bottle)

$0.62 GHS 7.06

$0.55 Rp 9,773

12.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.63 GHS 30.24

$2.23 Rp 39.5K

17.94%

Wine (Bottle)

$7.36 GHS 84.5

$23.07 Rp 408.6K

-68.10%

Local Beer (0.5 liter bottle)

$1.24 GHS 14.29

$2.42 Rp 42.8K

-48.76%

Imported Beer (0.33 liter bottle)

$2.37 GHS 27.18

$3.00 Rp 53.1K

-21.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$1.71 GHS 19.65

$0.48 Rp 8,566

256.25%

Taxi (Normal Tariff) (1km)

$1.28 GHS 14.66

$0.43 Rp 7,679

197.67%

Taxi 1hour Waiting (Normal Tariff)

$4.31 GHS 49.53

$5.64 Rp 99.9K

-23.58%

Gasoline (1 liter)

$1.31 GHS 15.08

$0.80 Rp 14.2K

63.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,848 GHS 90.1K

$24.9K Rp 441.7M

-68.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,778 GHS 112.2K

$31.7K Rp 561.5M

-69.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.1 GHS 839

$81.5 Rp 1.4M

-10.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.44 GHS 223

$6.49 Rp 115.0K

199.54%

Internet (50+ Mbps, Unlimited Data)

$43.87 GHS 504

$18.77 Rp 332.4K

133.72%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$13.01 GHS 149

$4.54 Rp 80.4K

186.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 GHS 5,352

$481 Rp 8.5M

-3.01%

International Primary School, 1 Child (Yearly)

$18.5K GHS 211.8K

$5,711 Rp 101.1M

223.10%

Jeans (Levis 501 Or Similar)

$14.54 GHS 167

$45.52 Rp 806.0K

-68.06%

Summer Dress (H&M, Zara, etc)

$19.15 GHS 220

$35.88 Rp 635.4K

-46.63%

Sport Shoes (Adidas, Nike)

$37.60 GHS 432

$80.4 Rp 1.4M

-53.23%

Men's Leather Business Shoes

$53.8 GHS 617

$78.7 Rp 1.4M

-31.68%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

13.78

94.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

Dining out: $53.0 in Ho vs $36.00 in Ubud, Bali. Groceries flip the comparison at $281 vs $295, with Ho cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ho and Ubud, Bali differ by about 99% in total monthly costs ($687 vs $1,368 including rent). Ho is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,030 in Ho and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $466 in Ho versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $53.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $687 in Ho versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Ho but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ho and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho gentler on the wallet – expenses run 99% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.