Cost of Living Comparison Between Ho and Ubud, Bali Cost of Living Comparison Between Ho and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $345 in Ho versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $562 in Ho versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $780 in Ho versus $3,694 in Ubud, Bali.

Living in Ho costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ho is 74% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$2.94 GHS 32.34

$3.57 Rp 64.0K

-17.65%

Three-Course Dinner for Two, Mid-Range

$9.87 GHS 109

$32.50 Rp 582.3K

-69.63%

Fast Food Meal (McDonalds, etc)

$3.97 GHS 43.70

$4.86 Rp 87.1K

-18.31%

Cappuccino

$1.48 GHS 16.29

$2.75 Rp 49.2K

-46.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 GHS 5.50

$1.32 Rp 23.7K

-62.12%

Water (0.33 liter bottle)

$0.30 GHS 3.31

$0.70 Rp 12.6K

-57.14%

Local Beer (0.5 liter draught)

$0.47 GHS 5.19

$2.91 Rp 52.2K

-83.85%

Imported Beer (0.33 liter bottle)

$0.79 GHS 8.73

$3.79 Rp 68.0K

-79.16%

Milk (1 liter)

$1.15 GHS 12.63

$1.71 Rp 30.6K

-32.75%

White Bread (500g)

$0.51 GHS 5.60

$2.47 Rp 44.3K

-79.35%

Rice (white) (1kg)

$0.76 GHS 8.41

$1.20 Rp 21.5K

-36.67%

Eggs

$2.38 GHS 26.23

$2.44 Rp 43.8K

-2.46%

Local Cheese (1kg)

$10.99 GHS 121

$14.38 Rp 257.7K

-23.57%

Chicken Fillets (1kg)

$4.26 GHS 46.91

$4.31 Rp 77.1K

-1.16%

Beef Round Steak (1kg)

$5.28 GHS 58.1

$12.21 Rp 218.7K

-56.76%

Apples (1kg)

$2.18 GHS 23.97

$3.68 Rp 66.0K

-40.76%

Banana (1kg)

$0.95 GHS 10.46

$1.55 Rp 27.8K

-38.71%

Oranges (1kg)

$0.93 GHS 10.18

$2.79 Rp 49.9K

-66.67%

Tomato (1kg)

$0.99 GHS 10.94

$2.33 Rp 41.8K

-57.51%

Potato (1kg)

$1.99 GHS 21.85

$1.97 Rp 35.3K

1.02%

Onion (1kg)

$0.92 GHS 10.15

$2.31 Rp 41.4K

-60.17%

Lettuce (1 head)

$0.28 GHS 3.05

$1.06 Rp 19.1K

-73.58%

Water (1.5 liter bottle)

$0.50 GHS 5.52

$0.73 Rp 13.1K

-31.51%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 17.31

$3.28 Rp 58.8K

-52.13%

Wine (Bottle)

$7.07 GHS 77.7

$22.79 Rp 408.4K

-68.98%

Local Beer (0.5 liter bottle)

$0.56 GHS 6.17

$2.81 Rp 50.3K

-80.07%

Imported Beer (0.33 liter bottle)

$1.16 GHS 12.73

$2.78 Rp 49.9K

-58.27%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$1.55 GHS 17.08

$0.45 Rp 8,047

244.44%

Taxi (Normal Tariff) (1km)

$1.16 GHS 12.75

$0.45 Rp 8,094

157.78%

Taxi 1hour Waiting (Normal Tariff)

$5.47 GHS 60.1

$6.24 Rp 111.7K

-12.34%

Gasoline (1 liter)

$0.94 GHS 10.39

$0.85 Rp 15.2K

10.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,906 GHS 65.0K

$26.0K Rp 465.4M

-77.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,919 GHS 87.1K

$31.7K Rp 567.2M

-74.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.51 GHS 270

$80.8 Rp 1.4M

-69.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.01 GHS 143

$4.06 Rp 72.7K

220.44%

Internet (50+ Mbps, Unlimited Data)

$14.55 GHS 160

$24.42 Rp 437.6K

-40.42%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$9.52 GHS 105

$4.04 Rp 72.4K

135.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.5 GHS 809

$304 Rp 5.4M

-75.81%

International Primary School, 1 Child (Yearly)

$7,960 GHS 87.6K

$6,621 Rp 118.6M

20.22%

Jeans (Levis 501 Or Similar)

$14.77 GHS 162

$54.2 Rp 971.7K

-72.76%

Summer Dress (H&M, Zara, etc)

$18.81 GHS 207

$38.78 Rp 694.7K

-51.50%

Sport Shoes (Adidas, Nike)

$29.52 GHS 325

$86.1 Rp 1.5M

-65.73%

Men's Leather Business Shoes

$41.79 GHS 460

$76.7 Rp 1.4M

-45.49%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

13.28

91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

Dining out: $10.00 in Ho vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $159 vs $297 per month, with Ho cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ho and Ubud, Bali differ by about 307% in total monthly costs ($345 vs $1,404 including rent). Ho is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $517 in Ho and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $73.5 in Ho versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $10.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $345 in Ho versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ho but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ho and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho gentler on the wallet – expenses run 307% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.