Cost of Living Comparison Between Ho and Ubud, Bali Cost of Living Comparison Between Ho and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $345 in Ho versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $554 in Ho versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $764 in Ho versus $3,723 in Ubud, Bali.

Living in Ho costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ho is 74% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.00 GHS 35.03

$3.57 Rp 64.5K

-15.97%

Three-Course Dinner for Two, Mid-Range

$10.00 GHS 117

$32.32 Rp 583.4K

-69.06%

Fast Food Meal (McDonalds, etc)

$3.86 GHS 45.04

$5.01 Rp 90.4K

-22.95%

Cappuccino

$1.43 GHS 16.66

$2.82 Rp 51.0K

-49.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 GHS 5.96

$1.35 Rp 24.4K

-62.22%

Water (0.33 liter bottle)

$0.30 GHS 3.53

$0.73 Rp 13.2K

-58.90%

Local Beer (0.5 liter draught)

$0.47 GHS 5.46

$2.93 Rp 53.0K

-83.96%

Imported Beer (0.33 liter bottle)

$0.80 GHS 9.30

$3.94 Rp 71.1K

-79.70%

Milk (1 liter)

$1.16 GHS 13.50

$1.78 Rp 32.1K

-34.83%

White Bread (500g)

$0.51 GHS 5.92

$2.45 Rp 44.2K

-79.18%

Rice (white) (1kg)

$0.75 GHS 8.70

$1.15 Rp 20.7K

-34.78%

Eggs

$2.29 GHS 26.78

$2.41 Rp 43.6K

-4.98%

Local Cheese (1kg)

$10.92 GHS 128

$14.33 Rp 258.7K

-23.80%

Chicken Fillets (1kg)

$4.26 GHS 49.75

$4.19 Rp 75.6K

1.67%

Beef Round Steak (1kg)

$5.40 GHS 63.0

$12.06 Rp 217.7K

-55.22%

Apples (1kg)

$2.12 GHS 24.78

$3.64 Rp 65.7K

-41.76%

Banana (1kg)

$1.01 GHS 11.85

$1.57 Rp 28.3K

-35.67%

Oranges (1kg)

$0.93 GHS 10.91

$2.79 Rp 50.3K

-66.67%

Tomato (1kg)

$0.93 GHS 10.81

$2.24 Rp 40.5K

-58.48%

Potato (1kg)

$1.91 GHS 22.32

$1.98 Rp 35.7K

-3.54%

Onion (1kg)

$1.02 GHS 11.89

$2.28 Rp 41.1K

-55.26%

Lettuce (1 head)

$0.28 GHS 3.25

$1.05 Rp 19.0K

-73.33%

Water (1.5 liter bottle)

$0.48 GHS 5.57

$0.79 Rp 14.2K

-39.24%

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 18.47

$3.19 Rp 57.6K

-50.47%

Wine (Bottle)

$7.14 GHS 83.4

$23.49 Rp 424.1K

-69.60%

Local Beer (0.5 liter bottle)

$0.56 GHS 6.49

$2.90 Rp 52.3K

-80.69%

Imported Beer (0.33 liter bottle)

$1.14 GHS 13.33

$2.76 Rp 49.7K

-58.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$1.59 GHS 18.63

$0.45 Rp 8,167

253.33%

Taxi (Normal Tariff) (1km)

$1.20 GHS 14.06

$0.46 Rp 8,298

160.87%

Taxi 1hour Waiting (Normal Tariff)

$5.47 GHS 63.9

$6.07 Rp 109.6K

-9.88%

Gasoline (1 liter)

$0.98 GHS 11.47

$0.86 Rp 15.6K

13.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,792 GHS 67.6K

$26.6K Rp 480.0M

-78.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,771 GHS 90.8K

$32.5K Rp 587.6M

-76.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.97 GHS 280

$79.0 Rp 1.4M

-69.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.01 GHS 152

$4.09 Rp 73.9K

218.09%

Internet (50+ Mbps, Unlimited Data)

$14.69 GHS 172

$23.85 Rp 430.5K

-38.41%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$9.44 GHS 110

$4.01 Rp 72.3K

135.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.5 GHS 835

$297 Rp 5.4M

-75.94%

International Primary School, 1 Child (Yearly)

$8,026 GHS 93.7K

$6,602 Rp 119.2M

21.58%

Jeans (Levis 501 Or Similar)

$14.74 GHS 172

$53.4 Rp 964.5K

-72.41%

Summer Dress (H&M, Zara, etc)

$18.68 GHS 218

$38.11 Rp 688.1K

-50.98%

Sport Shoes (Adidas, Nike)

$28.66 GHS 335

$88.7 Rp 1.6M

-67.67%

Men's Leather Business Shoes

$42.10 GHS 492

$76.6 Rp 1.4M

-45.05%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

13.28

91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: July 28, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

Dining out: $10.00 in Ho vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $158 vs $298 per month, with Ho cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ho and Ubud, Bali differ by about 303% in total monthly costs ($345 vs $1,392 including rent). Ho is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $518 in Ho and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $71.5 in Ho versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $10.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $345 in Ho versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Ho but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ho and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho gentler on the wallet – expenses run 303% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.