Last update: Oct 2026

Cost of Living Comparison Between Härnösand and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,729 in Härnösand, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Härnösand
Learn more

Härnösand Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

Jump to prices

Härnösand

🇸🇪 Sweden

$1,729

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Härnösand and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Härnösand and in Bansko actually costs, broken down by who's living it.

A single person spends $1,729 per month in Härnösand vs $956 in Bansko, rent included.

Härnösand $1,729
Bansko $956

A couple spends around $2,677 per month in Härnösand vs $1,467 in Bansko, rent included.

Härnösand $2,677
Bansko $1,467

A family of three spends $3,625 per month in Härnösand vs $1,979 in Bansko, rent included.

Härnösand $3,625
Bansko $1,979

Härnösand costs about 81% more than Bansko, and outside of rent the biggest gap is in groceries.

Härnösand sits 28% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.06 SEK 129

$8.66 BGN 15.06

50.81%

Three-Course Dinner for Two, Mid-Range

$74.8 SEK 741

$44.94 BGN 78.2

66.44%

Fast Food Meal (McDonalds, etc)

$9.71 SEK 96.2

$8.78 BGN 15.28

10.59%

Cappuccino

$4.36 SEK 43.18

$2.33 BGN 4.05

87.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 SEK 25.66

$1.57 BGN 2.74

64.97%

Water (0.33 liter bottle)

$2.16 SEK 21.38

$0.82 BGN 1.43

163.41%

Local Beer (0.5 liter draught)

$6.85 SEK 67.9

$1.68 BGN 2.92

307.74%

Imported Beer (0.33 liter bottle)

$7.31 SEK 72.5

$1.98 BGN 3.45

269.19%

Milk (1 liter)

$1.69 SEK 16.72

$1.73 BGN 3.00

-2.31%

White Bread (500g)

$2.77 SEK 27.43

$0.80 BGN 1.40

246.25%

Rice (white) (1kg)

$3.64 SEK 36.02

$1.44 BGN 2.51

152.78%

Eggs

$4.20 SEK 41.61

$2.36 BGN 4.10

77.97%

Local Cheese (1kg)

$11.83 SEK 117

$9.39 BGN 16.34

25.99%

Chicken Fillets (1kg)

$11.64 SEK 115

$6.41 BGN 11.15

81.59%

Beef Round Steak (1kg)

$16.86 SEK 167

$8.48 BGN 14.76

98.82%

Apples (1kg)

$3.10 SEK 30.70

$1.31 BGN 2.28

136.64%

Banana (1kg)

$2.48 SEK 24.61

$1.62 BGN 2.82

53.09%

Oranges (1kg)

$3.01 SEK 29.85

$1.73 BGN 3.01

73.99%

Tomato (1kg)

$4.29 SEK 42.50

$1.94 BGN 3.38

121.13%

Potato (1kg)

$1.59 SEK 15.73

$0.94 BGN 1.63

69.15%

Onion (1kg)

$1.62 SEK 16.01

$0.76 BGN 1.32

113.16%

Lettuce (1 head)

$2.17 SEK 21.55

$0.55 BGN 0.95

294.55%

Water (1.5 liter bottle)

$1.45 SEK 14.36

$0.59 BGN 1.02

145.76%

Cigarettes 20 Pack (Marlboro, Camel)

$7.19 SEK 71.2

$3.25 BGN 5.66

121.23%

Wine (Bottle)

$10.12 SEK 100

$5.20 BGN 9.05

94.62%

Local Beer (0.5 liter bottle)

$1.91 SEK 18.97

$1.09 BGN 1.89

75.23%

Imported Beer (0.33 liter bottle)

$2.15 SEK 21.27

$1.68 BGN 2.92

27.98%

One-way Ticket (Public Transport)

$3.37 SEK 33.42

$0.84 BGN 1.45

301.19%

Public Transport Monthly Pass (Regular Price)

$77.7 SEK 770

$27.06 BGN 47.09

186.99%

Taxi Start (Normal Tariff)

$5.71 SEK 56.6

$1.34 BGN 2.34

326.12%

Taxi (Normal Tariff) (1km)

$1.66 SEK 16.43

$0.65 BGN 1.14

155.38%

Taxi 1hour Waiting (Normal Tariff)

$58.1 SEK 576

$10.06 BGN 17.51

477.44%

Gasoline (1 liter)

$1.72 SEK 17.08

$1.48 BGN 2.57

16.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K SEK 325.6K

$29.1K BGN 50.7K

12.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K SEK 321.2K

$20.9K BGN 36.4K

54.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 SEK 1,033

$92.4 BGN 161

12.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.72 SEK 235

$14.52 BGN 25.26

63.36%

Internet (50+ Mbps, Unlimited Data)

$38.27 SEK 379

$12.32 BGN 21.43

210.63%

Gym Membership (Monthly)

$38.20 SEK 379

$31.70 BGN 55.2

20.50%

Tennis Court (1 Hour on Weekend)

$25.53 SEK 253

$8.53 BGN 14.84

199.30%

Cinema Ticket

$15.84 SEK 157

$5.62 BGN 9.78

181.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$156 SEK 1,551

$230 BGN 401

-32.08%

International Primary School, 1 Child (Yearly)

$5,027 SEK 49.8K

$2,268 BGN 3,947

121.62%

Jeans (Levis 501 Or Similar)

$91.2 SEK 904

$30.10 BGN 52.4

202.96%

Summer Dress (H&M, Zara, etc)

$39.17 SEK 388

$19.62 BGN 34.13

99.64%

Sport Shoes (Adidas, Nike)

$90.0 SEK 892

$45.86 BGN 79.8

96.29%

Men's Leather Business Shoes

$135 SEK 1,341

$47.69 BGN 83.0

183.81%

1-bedroom Apartment, City Center (Monthly)

$808 SEK 8,006

$518 BGN 902

55.92%

1-bedroom Apartment, Outside City Center (Monthly)

$622 SEK 6,161

$357 BGN 621

74.20%

3-bedroom Apartment, City Center (Monthly)

$1,353 SEK 13.4K

$614 BGN 1,069

120.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,005 SEK 9,957

$569 BGN 990

76.61%

Buy Apartment in City Center (m2)

$3,932 SEK 39.0K

$1,191 BGN 2,073

230.02%

Buy Apartment Outside City Center (m2)

$2,802 SEK 27.8K

$959 BGN 1,669

192.13%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

3.45

2.99

15.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Härnösand: October 10, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Härnösand

$622 36%

Bansko

$357 37.3% 42.6% $265

Groceries & Markets

Härnösand

$352 20.4%

Bansko

$192 20.1% 45.5% $160

Eating Out

Härnösand

$254 14.7%

Bansko

$145 15.2% 42.7% $108

Monthly Utilities & Internet

Härnösand

$166 9.6%

Bansko

$119 12.5% 28.2% $47

Clothing & Footwear

Härnösand

$160 9.3%

Bansko

$64 6.7% 59.7% $96

Getting Around

Härnösand

$105 6.1%

Bansko

$35 3.7% 66.7% $70

Sport & Entertainment

Härnösand

$70 4%

Bansko

$43 4.5% 38.5% $27

Cost Breakdown

A central one-bedroom costs $808 in Härnösand versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $75.0 in Härnösand versus $45.00 in Bansko. Monthly groceries follow the same trend: $352 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇸🇪 Härnösand

🇧🇬 Bansko

🕒 Local time

22:26 10:26 PM

23:26 11:26 PM

1 h ahead of Härnösand

🌤 Weather

👥 Population

24,689

8,000

💱 Currency

Swedish Krona SEK kr

Bulgarian Lev BGN лв.

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to SEK in detail →

On the map

Lowest

Highest

Between locations

Härnösand Bansko 2,340 km ≈ 3 h 30 min nonstop flight

From you

Härnösand
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Härnösand vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,729 in Härnösand, $956 in Bansko – roughly 81% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,594 per month in Härnösand and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $75.0 in Härnösand and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,729 in Härnösand and $956 in Bansko. That's a gap of about 81%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Härnösand at $1,729. In Bansko it covers expenses comfortably, while in Härnösand it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,729 in Härnösand. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Härnösand makes more sense. Both are solid long-term options with distinct trade-offs.