Last update: Oct 2026

Cost of Living Comparison Between Winterthur and Hamilton

For one person, living is cheaper in Winterthur: $4,037 a month against $5,122 in Hamilton, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in Winterthur
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Winterthur Living Index
248

Cost of Living Index in Hamilton
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Hamilton Living Index

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Winterthur

🇨🇭 Switzerland

$4,037

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Winterthur and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winterthur and in Hamilton actually costs, broken down by who's living it.

A single person spends $4,037 per month in Winterthur vs $5,122 in Hamilton, rent included.

Winterthur $4,037
Hamilton $5,122

A couple spends around $5,873 per month in Winterthur vs $9,182 in Hamilton, rent included.

Winterthur $5,873
Hamilton $9,182

A family of three spends $7,709 per month in Winterthur vs $13.2K in Hamilton, rent included.

Winterthur $7,709
Hamilton $13.2K

Winterthur is about 21% cheaper than Hamilton, and outside of rent the biggest gap is in clothing.

Both Winterthur and Hamilton sit above the global median – Winterthur by 198%, Hamilton by 278%.

Meal at Budget Restaurant

$30.10 CHF 24.79

$50.5 BMD 50.5

-40.44%

Three-Course Dinner for Two, Mid-Range

$119 CHF 97.8

$152 BMD 152

-21.87%

Fast Food Meal (McDonalds, etc)

$17.88 CHF 14.73

$17.19 BMD 17.19

4.01%

Cappuccino

$5.98 CHF 4.93

$6.27 BMD 6.27

-4.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.36 CHF 4.41

$2.96 BMD 2.96

81.08%

Water (0.33 liter bottle)

$4.78 CHF 3.94

$3.19 BMD 3.19

49.84%

Local Beer (0.5 liter draught)

$8.37 CHF 6.89

$7.47 BMD 7.47

12.05%

Imported Beer (0.33 liter bottle)

$6.64 CHF 5.46

$9.07 BMD 9.07

-26.79%

Milk (1 liter)

$2.26 CHF 1.86

$4.86 BMD 4.86

-53.50%

White Bread (500g)

$3.88 CHF 3.20

$7.83 BMD 7.83

-50.45%

Rice (white) (1kg)

$4.56 CHF 3.76

$5.64 BMD 5.64

-19.15%

Eggs

$7.32 CHF 6.03

$6.98 BMD 6.98

4.87%

Local Cheese (1kg)

$32.30 CHF 26.61

$23.71 BMD 23.71

36.23%

Chicken Fillets (1kg)

$29.04 CHF 23.91

$20.96 BMD 20.96

38.55%

Beef Round Steak (1kg)

$42.00 CHF 34.59

$19.65 BMD 19.65

113.74%

Apples (1kg)

$4.37 CHF 3.60

$9.25 BMD 9.25

-52.76%

Banana (1kg)

$2.23 CHF 1.83

$6.76 BMD 6.76

-67.01%

Oranges (1kg)

$3.16 CHF 2.60

$7.26 BMD 7.26

-56.47%

Tomato (1kg)

$6.74 CHF 5.55

$8.50 BMD 8.50

-20.71%

Potato (1kg)

$2.50 CHF 2.06

$5.56 BMD 5.56

-55.04%

Onion (1kg)

$2.60 CHF 2.14

$4.20 BMD 4.20

-38.10%

Lettuce (1 head)

$2.55 CHF 2.10

$6.21 BMD 6.21

-58.94%

Water (1.5 liter bottle)

$1.22 CHF 1.01

$3.56 BMD 3.56

-65.73%

Cigarettes 20 Pack (Marlboro, Camel)

$10.72 CHF 8.83

$17.73 BMD 17.73

-39.54%

Wine (Bottle)

$12.93 CHF 10.65

$23.73 BMD 23.73

-45.51%

Local Beer (0.5 liter bottle)

$3.24 CHF 2.67

$5.24 BMD 5.24

-38.17%

Imported Beer (0.33 liter bottle)

$3.98 CHF 3.28

$4.09 BMD 4.09

-2.69%

One-way Ticket (Public Transport)

$5.27 CHF 4.34

$4.97 BMD 4.97

6.04%

Public Transport Monthly Pass (Regular Price)

$96.7 CHF 79.7

$68.3 BMD 68.3

41.65%

Taxi Start (Normal Tariff)

$5.54 CHF 4.56

$6.43 BMD 6.43

-13.84%

Taxi (Normal Tariff) (1km)

$3.47 CHF 2.86

$3.02 BMD 3.02

14.90%

Taxi 1hour Waiting (Normal Tariff)

$61.0 CHF 50.2

$70.5 BMD 70.5

-13.43%

Gasoline (1 liter)

$2.23 CHF 1.83

$2.45 BMD 2.45

-8.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.9K CHF 35.3K

$38.2K BMD 38.2K

12.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.7K

$43.5K BMD 43.5K

-8.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$426 CHF 351

$294 BMD 294

45.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.07 CHF 26.42

$150 BMD 150

-78.60%

Internet (50+ Mbps, Unlimited Data)

$76.3 CHF 62.9

$159 BMD 159

-52.07%

Gym Membership (Monthly)

$82.3 CHF 67.8

$187 BMD 187

-55.92%

Tennis Court (1 Hour on Weekend)

$33.66 CHF 27.72

$15.21 BMD 15.21

121.30%

Cinema Ticket

$27.64 CHF 22.76

$13.25 BMD 13.25

108.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,810 CHF 1,491

$1,298 BMD 1,298

39.51%

International Primary School, 1 Child (Yearly)

$33.2K CHF 27.3K

$25.0K BMD 25.0K

32.55%

Jeans (Levis 501 Or Similar)

$184 CHF 152

$89.1 BMD 89.1

106.51%

Summer Dress (H&M, Zara, etc)

$145 CHF 119

$70.5 BMD 70.5

105.73%

Sport Shoes (Adidas, Nike)

$202 CHF 166

$142 BMD 142

42.74%

Men's Leather Business Shoes

$458 CHF 377

$127 BMD 127

260.17%

1-bedroom Apartment, City Center (Monthly)

$2,266 CHF 1,866

$3,934 BMD 3,934

-42.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,671 CHF 1,376

$2,647 BMD 2,647

-36.88%

3-bedroom Apartment, City Center (Monthly)

$3,710 CHF 3,056

$8,541 BMD 8,541

-56.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,498 CHF 2,058

$7,648 BMD 7,648

-67.34%

Buy Apartment in City Center (m2)

$23.2K CHF 19.1K

$14.9K BMD 14.9K

55.52%

Buy Apartment Outside City Center (m2)

$17.0K CHF 14.0K

$8,868 BMD 8,868

91.96%

Average Monthly Net Salary (After Tax)

$6,453 CHF 5,314

$6,431 BMD 6,431

0.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.48

8.63

-71.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winterthur: October 17, 2026

Last update for Hamilton: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winterthur

$1.7K 41.4%

Hamilton

$2.6K 51.7% 58.4% $976

Groceries & Markets

Winterthur

$646 16%

Hamilton

$745 14.6% 15.3% $99

Monthly Utilities & Internet

Winterthur

$535 13.3%

Hamilton

$603 11.8% 12.7% $68

Eating Out

Winterthur

$462 11.4%

Hamilton

$611 11.9% 32.3% $149

Clothing & Footwear

Winterthur

$445 11%

Hamilton

$193 3.8% 56.7% $252

Getting Around

Winterthur

$141 3.5%

Hamilton

$110 2.1% 22.1% $31

Sport & Entertainment

Winterthur

$138 3.4%

Hamilton

$213 4.2% 55% $76

Cost Breakdown

A central one-bedroom costs $2,266 in Winterthur versus $3,934 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Winterthur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $119 in Winterthur versus $152 in Hamilton. Monthly groceries follow the same trend: $646 vs $745 – making Winterthur the more affordable choice for daily food spending.

Good to know

🇨🇭 Winterthur

🇧🇲 Hamilton

🕒 Local time

02:46 2:46 AM

22:46 10:46 PM

4 h behind Winterthur

🌤 Weather

👥 Population

108,044

10,000 Capital

💱 Currency

Swiss Franc CHF Fr

Bermudian Dollar BMD $

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 25, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

USD to CHF in detail →

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Winterthur Hamilton 6,250 km ≈ 8 h nonstop flight

From you

Winterthur
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winterthur vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,037 in Winterthur, $5,122 in Hamilton – roughly 27% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $6,056 per month in Winterthur and $7,683 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Winterthur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $119 in Winterthur and $152 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,037 in Winterthur and $5,122 in Hamilton. That's a gap of about 27%.

$5,000 is a stretch for both – monthly costs hit $4,037 in Winterthur and $5,122 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $4,037 in Winterthur to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Winterthur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.