Cost of Living Comparison Between Hamilton and Ubud, Bali Cost of Living Comparison Between Hamilton and Ubud, Bali

Monthly Cost of Living

A single person spends $4,831 per month in Hamilton vs $1,419 in Ubud, Bali, rent included.

A couple spends around $9,260 per month in Hamilton vs $2,540 in Ubud, Bali, rent included.

A family of three spends $13.7K per month in Hamilton vs $3,660 in Ubud, Bali, rent included.

Hamilton costs about 240% more than Ubud, Bali, driven mainly by Eating Out.

Both Hamilton and Ubud, Bali sit above the global median – Hamilton by 261%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Hamilton
Ubud, Bali
Difference
Meal at Budget Restaurant
$60.6 BMD 60.6
$3.56 Rp 63.7K
1602.53%
Three-Course Dinner for Two, Mid-Range
$177 BMD 177
$32.73 Rp 584.5K
440.97%
Fast Food Meal (McDonalds, etc)
$14.87 BMD 14.87
$4.95 Rp 88.4K
200.40%
Cappuccino
$6.46 BMD 6.46
$2.71 Rp 48.4K
138.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.37 BMD 3.37
$1.34 Rp 24.0K
151.49%
Water (0.33 liter bottle)
$2.90 BMD 2.90
$0.70 Rp 12.5K
314.29%
Local Beer (0.5 liter draught)
$10.16 BMD 10.16
$2.92 Rp 52.1K
247.95%
Imported Beer (0.33 liter bottle)
$8.44 BMD 8.44
$3.96 Rp 70.7K
113.13%
🛒 Groceries & Markets
Hamilton
Ubud, Bali
Difference
Milk (1 liter)
$4.38 BMD 4.38
$1.81 Rp 32.3K
141.99%
White Bread (500g)
$8.71 BMD 8.71
$2.52 Rp 45.0K
245.63%
Rice (white) (1kg)
$5.59 BMD 5.59
$1.16 Rp 20.7K
381.90%
Eggs
$7.75 BMD 7.75
$2.46 Rp 43.9K
215.04%
Local Cheese (1kg)
$11.49 BMD 11.49
$14.71 Rp 262.7K
-21.89%
Chicken Fillets (1kg)
$24.12 BMD 24.12
$4.32 Rp 77.1K
458.33%
Beef Round Steak (1kg)
$31.75 BMD 31.75
$12.14 Rp 216.7K
161.53%
Apples (1kg)
$10.16 BMD 10.16
$3.84 Rp 68.6K
164.58%
Banana (1kg)
$6.18 BMD 6.18
$1.56 Rp 27.8K
296.15%
Oranges (1kg)
$12.86 BMD 12.86
$2.83 Rp 50.6K
354.42%
Tomato (1kg)
$11.27 BMD 11.27
$2.33 Rp 41.5K
383.69%
Potato (1kg)
$8.15 BMD 8.15
$1.91 Rp 34.2K
326.70%
Onion (1kg)
$4.96 BMD 4.96
$2.20 Rp 39.3K
125.45%
Lettuce (1 head)
$6.06 BMD 6.06
$1.01 Rp 18.1K
500.00%
Water (1.5 liter bottle)
$3.21 BMD 3.21
$0.78 Rp 13.8K
311.54%
Cigarettes 20 Pack (Marlboro, Camel)
$17.58 BMD 17.58
$3.32 Rp 59.2K
429.52%
Wine (Bottle)
$24.56 BMD 24.56
$23.74 Rp 423.9K
3.45%
Local Beer (0.5 liter bottle)
$5.47 BMD 5.47
$2.79 Rp 49.8K
96.06%
Imported Beer (0.33 liter bottle)
$4.43 BMD 4.43
$2.86 Rp 51.1K
54.90%
🚌 Getting Around
Hamilton
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.81 BMD 4.81
$0.27 Rp 4,800
1681.48%
Public Transport Monthly Pass (Regular Price)
$68.1 BMD 68.1
$8.03 Rp 143.4K
748.57%
Taxi Start (Normal Tariff)
$6.40 BMD 6.40
$0.46 Rp 8,150
1291.30%
Taxi (Normal Tariff) (1km)
$3.44 BMD 3.44
$0.45 Rp 8,037
664.44%
Taxi 1hour Waiting (Normal Tariff)
$54.8 BMD 54.8
$6.10 Rp 108.9K
798.52%
Gasoline (1 liter)
$2.36 BMD 2.36
$0.79 Rp 14.2K
198.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K BMD 35.0K
$26.1K Rp 467.0M
33.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7K BMD 39.7K
$32.1K Rp 573.6M
23.71%
🧾 Monthly Utilities & Internet
Hamilton
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 BMD 234
$79.9 Rp 1.4M
193.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$117 BMD 117
$4.06 Rp 72.6K
2792.61%
Internet (50+ Mbps, Unlimited Data)
$156 BMD 156
$23.52 Rp 420.0K
562.63%
🎉 Sport & Entertainment
Hamilton
Ubud, Bali
Difference
Gym Membership (Monthly)
$191 BMD 191
$98.7 Rp 1.8M
93.76%
Tennis Court (1 Hour on Weekend)
$32.31 BMD 32.31
$6.63 Rp 118.4K
387.33%
Cinema Ticket
$13.73 BMD 13.73
$4.15 Rp 74.1K
230.84%
🧸 Childcare & Education
Hamilton
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,338 BMD 1,338
$304 Rp 5.4M
340.22%
International Primary School, 1 Child (Yearly)
$24.5K BMD 24.5K
$6,613 Rp 118.1M
270.78%
👕👟 Clothing & Footwear
Hamilton
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$78.8 BMD 78.8
$55.5 Rp 991.8K
41.95%
Summer Dress (H&M, Zara, etc)
$60.9 BMD 60.9
$38.31 Rp 684.1K
59.04%
Sport Shoes (Adidas, Nike)
$138 BMD 138
$88.6 Rp 1.6M
55.56%
Men's Leather Business Shoes
$126 BMD 126
$77.9 Rp 1.4M
61.18%
🏠 Accommodation & Living
Hamilton
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$3,342 BMD 3,342
$1,006 Rp 18.0M
232.05%
1-bedroom Apartment, Outside City Center (Monthly)
$2,198 BMD 2,198
$675 Rp 12.1M
225.54%
3-bedroom Apartment, City Center (Monthly)
$8,541 BMD 8,541
$3,442 Rp 61.5M
148.14%
3-bedroom Apartment, Outside City Center (Monthly)
$7,359 BMD 7,359
$2,039 Rp 36.4M
260.81%
Buy Apartment in City Center (m2)
$15.1K BMD 15.1K
$2,841 Rp 50.7M
429.77%
Buy Apartment Outside City Center (m2)
$9,439 BMD 9,439
$2,264 Rp 40.4M
316.96%
💵 Salaries & Financials
Hamilton
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,759 BMD 6,759
$165 Rp 3.0M
3990.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.22
13.28
-45.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $3,342 in Hamilton versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3990% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $177 in Hamilton versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $813 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Hamilton and Ubud, Bali compare overall?
Monthly costs with rent: $4,831 in Hamilton, $1,419 in Ubud, Bali – roughly 240% apart. Hamilton costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Hamilton compared to Ubud, Bali?
For a comfortable life, plan on about $7,247 per month in Hamilton and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Hamilton and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $177 in Hamilton and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Hamilton or Ubud, Bali?
Monthly expenses with rent come to $4,831 in Hamilton and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Hamilton at $4,831. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.
How does quality of life compare between Hamilton and Ubud, Bali?
It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $4,831 in Hamilton. Climate, culture, job market, and personal taste all factor in.
Is Hamilton or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Hamilton and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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