Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $5,122 in Hamilton, rent and utilities included – about $45,200 less a year. Rent and utilities account for most of the difference.

248

Cost of Living Index in Hamilton
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Hamilton Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $1,353 in Ubud, Bali, rent included.

Hamilton $5,122
Ubud, Bali $1,353

A couple spends around $9,182 per month in Hamilton vs $2,297 in Ubud, Bali, rent included.

Hamilton $9,182
Ubud, Bali $2,297

A family of three spends $13.2K per month in Hamilton vs $3,241 in Ubud, Bali, rent included.

Hamilton $13.2K
Ubud, Bali $3,241

Hamilton costs about 278% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Hamilton and Ubud, Bali sit above the global median – Hamilton by 278%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$50.5 BMD 50.5

$3.23 Rp 58.1K

1464.71%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$34.88 Rp 627.8K

335.92%

Fast Food Meal (McDonalds, etc)

$17.19 BMD 17.19

$5.70 Rp 102.5K

201.58%

Cappuccino

$6.27 BMD 6.27

$2.62 Rp 47.1K

139.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 BMD 2.96

$1.72 Rp 31.0K

72.09%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$0.81 Rp 14.6K

293.83%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$2.65 Rp 47.7K

181.89%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$4.37 Rp 78.6K

107.55%

Milk (1 liter)

$4.86 BMD 4.86

$1.57 Rp 28.3K

209.55%

White Bread (500g)

$7.83 BMD 7.83

$2.19 Rp 39.5K

257.53%

Rice (white) (1kg)

$5.64 BMD 5.64

$1.18 Rp 21.2K

377.97%

Eggs

$6.98 BMD 6.98

$2.16 Rp 38.8K

223.15%

Local Cheese (1kg)

$23.71 BMD 23.71

$17.65 Rp 317.7K

34.33%

Chicken Fillets (1kg)

$20.96 BMD 20.96

$3.78 Rp 68.0K

454.50%

Beef Round Steak (1kg)

$19.65 BMD 19.65

$11.95 Rp 215.1K

64.44%

Apples (1kg)

$9.25 BMD 9.25

$3.60 Rp 64.8K

156.94%

Banana (1kg)

$6.76 BMD 6.76

$1.59 Rp 28.6K

325.16%

Oranges (1kg)

$7.26 BMD 7.26

$2.31 Rp 41.6K

214.29%

Tomato (1kg)

$8.50 BMD 8.50

$1.91 Rp 34.3K

345.03%

Potato (1kg)

$5.56 BMD 5.56

$1.78 Rp 32.1K

212.36%

Onion (1kg)

$4.20 BMD 4.20

$2.33 Rp 41.9K

80.26%

Lettuce (1 head)

$6.21 BMD 6.21

$1.00 Rp 18.0K

521.00%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$0.53 Rp 9,509

571.70%

Cigarettes 20 Pack (Marlboro, Camel)

$17.73 BMD 17.73

$2.29 Rp 41.1K

674.24%

Wine (Bottle)

$23.73 BMD 23.73

$22.07 Rp 397.3K

7.52%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$2.35 Rp 42.2K

122.98%

Imported Beer (0.33 liter bottle)

$4.09 BMD 4.09

$2.98 Rp 53.6K

37.25%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

$0.23 Rp 4,112

2060.87%

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

$8.90 Rp 160.2K

667.19%

Taxi Start (Normal Tariff)

$6.43 BMD 6.43

$0.47 Rp 8,466

1268.09%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

$0.43 Rp 7,737

602.33%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$5.47 Rp 98.4K

1187.93%

Gasoline (1 liter)

$2.45 BMD 2.45

$0.83 Rp 14.9K

195.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$23.9K Rp 429.8M

60.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$32.8K Rp 590.1M

32.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 BMD 294

$80.0 Rp 1.4M

267.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$6.56 Rp 118.1K

2184.15%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$18.60 Rp 334.8K

756.34%

Gym Membership (Monthly)

$187 BMD 187

$54.1 Rp 974.1K

244.94%

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

$18.28 Rp 329.0K

-16.79%

Cinema Ticket

$13.25 BMD 13.25

$4.25 Rp 76.5K

211.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,298 BMD 1,298

$493 Rp 8.9M

163.38%

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$5,597 Rp 100.7M

346.94%

Jeans (Levis 501 Or Similar)

$89.1 BMD 89.1

$45.58 Rp 820.4K

95.48%

Summer Dress (H&M, Zara, etc)

$70.5 BMD 70.5

$34.96 Rp 629.4K

101.57%

Sport Shoes (Adidas, Nike)

$142 BMD 142

$77.7 Rp 1.4M

82.12%

Men's Leather Business Shoes

$127 BMD 127

$78.5 Rp 1.4M

61.88%

1-bedroom Apartment, City Center (Monthly)

$3,934 BMD 3,934

$1,131 Rp 20.4M

247.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 BMD 2,647

$673 Rp 12.1M

293.43%

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

$3,613 Rp 65.0M

136.42%

3-bedroom Apartment, Outside City Center (Monthly)

$7,648 BMD 7,648

$1,702 Rp 30.6M

349.43%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

$2,717 Rp 48.9M

448.22%

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

$2,241 Rp 40.3M

295.68%

Average Monthly Net Salary (After Tax)

$6,431 BMD 6,431

$166 Rp 3.0M

3765.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

13.78

-37.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.7%

Ubud, Bali

$673 49.7% 74.6% $2K

Groceries & Markets

Hamilton

$745 14.6%

Ubud, Bali

$287 21.2% 61.5% $458

Eating Out

Hamilton

$611 11.9%

Ubud, Bali

$106 7.9% 82.6% $505

Monthly Utilities & Internet

Hamilton

$603 11.8%

Ubud, Bali

$105 7.8% 82.6% $498

Sport & Entertainment

Hamilton

$213 4.2%

Ubud, Bali

$63 4.6% 70.6% $151

Clothing & Footwear

Hamilton

$193 3.8%

Ubud, Bali

$107 7.9% 44.7% $86

Getting Around

Hamilton

$110 2.1%

Ubud, Bali

$12 0.9% 88.7% $97

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3765% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $152 in Hamilton versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $745 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇮🇩 Ubud, Bali

🕒 Local time

22:46 10:46 PM

09:46 9:46 AM

11 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

74,800

💱 Currency

Bermudian Dollar BMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BMD in detail →

On the map

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Between locations

Hamilton Ubud, Bali 17,370 km ≈ 22 h nonstop flight

From you

Hamilton
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,122 in Hamilton, $1,353 in Ubud, Bali – roughly 278% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $7,683 per month in Hamilton and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $152 in Hamilton and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,122 in Hamilton and $1,353 in Ubud, Bali. That's a gap of about 278%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Hamilton at $5,122. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.