Cost of Living Comparison Between Hamilton and Ubud, Bali Cost of Living Comparison Between Hamilton and Ubud, Bali

Monthly Cost of Living

A single person spends $4,857 per month in Hamilton vs $1,378 in Ubud, Bali, rent included.

A couple spends around $9,118 per month in Hamilton vs $2,327 in Ubud, Bali, rent included.

A family of three spends $13.4K per month in Hamilton vs $3,275 in Ubud, Bali, rent included.

Hamilton costs about 253% more than Ubud, Bali, driven mainly by Eating Out.

Both Hamilton and Ubud, Bali sit above the global median – Hamilton by 252%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Hamilton
Ubud, Bali
Difference
Meal at Budget Restaurant
$50.1 BMD 50.1
$3.33 Rp 58.7K
1404.50%
Three-Course Dinner for Two, Mid-Range
$151 BMD 151
$35.82 Rp 631.0K
321.22%
Fast Food Meal (McDonalds, etc)
$16.91 BMD 16.91
$5.63 Rp 99.2K
200.36%
Cappuccino
$6.22 BMD 6.22
$2.82 Rp 49.7K
120.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 BMD 3.11
$1.75 Rp 30.8K
77.71%
Water (0.33 liter bottle)
$3.08 BMD 3.08
$0.80 Rp 14.0K
285.00%
Local Beer (0.5 liter draught)
$7.47 BMD 7.47
$3.04 Rp 53.6K
145.72%
Imported Beer (0.33 liter bottle)
$9.09 BMD 9.09
$4.30 Rp 75.7K
111.40%
🛒 Groceries & Markets
Hamilton
Ubud, Bali
Difference
Milk (1 liter)
$4.54 BMD 4.54
$1.61 Rp 28.3K
181.99%
White Bread (500g)
$8.49 BMD 8.49
$2.27 Rp 40.0K
274.01%
Rice (white) (1kg)
$5.45 BMD 5.45
$1.17 Rp 20.6K
365.81%
Eggs
$7.60 BMD 7.60
$2.17 Rp 38.2K
250.23%
Local Cheese (1kg)
$18.75 BMD 18.75
$17.63 Rp 310.6K
6.35%
Chicken Fillets (1kg)
$23.05 BMD 23.05
$4.05 Rp 71.4K
469.14%
Beef Round Steak (1kg)
$27.43 BMD 27.43
$12.18 Rp 214.6K
125.21%
Apples (1kg)
$12.87 BMD 12.87
$3.62 Rp 63.7K
255.52%
Banana (1kg)
$6.57 BMD 6.57
$1.64 Rp 28.8K
300.61%
Oranges (1kg)
$7.06 BMD 7.06
$2.31 Rp 40.6K
205.63%
Tomato (1kg)
$3.96 BMD 3.96
$1.96 Rp 34.5K
102.04%
Potato (1kg)
$6.94 BMD 6.94
$1.84 Rp 32.5K
277.17%
Onion (1kg)
$3.09 BMD 3.09
$2.37 Rp 41.8K
30.38%
Lettuce (1 head)
$6.46 BMD 6.46
$1.05 Rp 18.5K
515.24%
Water (1.5 liter bottle)
$3.58 BMD 3.58
$0.54 Rp 9,564
562.96%
Cigarettes 20 Pack (Marlboro, Camel)
$17.93 BMD 17.93
$2.30 Rp 40.6K
679.57%
Wine (Bottle)
$24.64 BMD 24.64
$23.08 Rp 406.5K
6.76%
Local Beer (0.5 liter bottle)
$5.05 BMD 5.05
$2.34 Rp 41.2K
115.81%
Imported Beer (0.33 liter bottle)
$4.42 BMD 4.42
$3.07 Rp 54.0K
43.97%
🚌 Getting Around
Hamilton
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.96 BMD 4.96
$0.25 Rp 4,366
1884.00%
Public Transport Monthly Pass (Regular Price)
$70.2 BMD 70.2
$9.42 Rp 165.9K
645.22%
Taxi Start (Normal Tariff)
$6.47 BMD 6.47
$0.49 Rp 8,635
1220.41%
Taxi (Normal Tariff) (1km)
$2.96 BMD 2.96
$0.47 Rp 8,352
529.79%
Taxi 1hour Waiting (Normal Tariff)
$71.4 BMD 71.4
$5.60 Rp 98.7K
1174.29%
Gasoline (1 liter)
$2.42 BMD 2.42
$0.81 Rp 14.2K
198.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K BMD 37.2K
$25.0K Rp 440.5M
48.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.4K BMD 42.4K
$31.1K Rp 547.2M
36.52%
🧾 Monthly Utilities & Internet
Hamilton
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 BMD 252
$82.7 Rp 1.5M
205.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$150 BMD 150
$6.49 Rp 114.3K
2205.55%
Internet (50+ Mbps, Unlimited Data)
$164 BMD 164
$18.79 Rp 331.0K
772.38%
🎉 Sport & Entertainment
Hamilton
Ubud, Bali
Difference
Gym Membership (Monthly)
$185 BMD 185
$55.2 Rp 973.0K
235.72%
Tennis Court (1 Hour on Weekend)
$14.90 BMD 14.90
$18.21 Rp 320.8K
-18.18%
Cinema Ticket
$13.59 BMD 13.59
$4.30 Rp 75.7K
216.05%
🧸 Childcare & Education
Hamilton
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,299 BMD 1,299
$494 Rp 8.7M
162.82%
International Primary School, 1 Child (Yearly)
$25.0K BMD 25.0K
$5,917 Rp 104.2M
323.33%
👕👟 Clothing & Footwear
Hamilton
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.6 BMD 90.6
$46.28 Rp 815.2K
95.85%
Summer Dress (H&M, Zara, etc)
$69.7 BMD 69.7
$36.44 Rp 641.9K
91.33%
Sport Shoes (Adidas, Nike)
$143 BMD 143
$80.7 Rp 1.4M
77.78%
Men's Leather Business Shoes
$130 BMD 130
$78.8 Rp 1.4M
64.89%
🏠 Accommodation & Living
Hamilton
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$3,714 BMD 3,714
$1,114 Rp 19.6M
233.39%
1-bedroom Apartment, Outside City Center (Monthly)
$2,451 BMD 2,451
$693 Rp 12.2M
253.55%
3-bedroom Apartment, City Center (Monthly)
$8,589 BMD 8,589
$3,639 Rp 64.1M
136.06%
3-bedroom Apartment, Outside City Center (Monthly)
$7,834 BMD 7,834
$1,712 Rp 30.2M
357.49%
Buy Apartment in City Center (m2)
$15.0K BMD 15.0K
$2,761 Rp 48.6M
444.26%
Buy Apartment Outside City Center (m2)
$9,099 BMD 9,099
$2,293 Rp 40.4M
296.86%
💵 Salaries & Financials
Hamilton
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,749 BMD 6,749
$167 Rp 2.9M
3939.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
13.78
-37.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $3,714 in Hamilton versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3939% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $151 in Hamilton versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $767 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Hamilton and in Ubud, Bali compare overall?
Monthly costs with rent: $4,857 in Hamilton, $1,378 in Ubud, Bali – roughly 253% apart. Hamilton costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Hamilton compared to Ubud, Bali?
For a comfortable life, plan on about $7,286 per month in Hamilton and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Hamilton and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $151 in Hamilton and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Hamilton or Ubud, Bali?
Monthly expenses with rent come to $4,857 in Hamilton and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Hamilton at $4,857. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.
How does quality of life compare between Hamilton and Ubud, Bali?
It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $4,857 in Hamilton. Climate, culture, job market, and personal taste all factor in.
Is Hamilton or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Hamilton and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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