Cost of Living Comparison Between Ubud, Bali and Hamilton Cost of Living Comparison Between Ubud, Bali and Hamilton

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $4,831 in Hamilton, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $9,260 in Hamilton, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $13.7K in Hamilton, rent included.

Ubud, Bali is about 71% cheaper than Hamilton, driven mainly by Eating Out.

Both Ubud, Bali and Hamilton sit above the global median – Ubud, Bali by 6%, Hamilton by 261%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$60.6 BMD 60.6

-94.13%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$177 BMD 177

-81.51%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$14.87 BMD 14.87

-66.71%

Cappuccino

$2.71 Rp 48.4K

$6.46 BMD 6.46

-58.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$3.37 BMD 3.37

-60.24%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.90 BMD 2.90

-75.86%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$10.16 BMD 10.16

-71.26%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$8.44 BMD 8.44

-53.08%

Milk (1 liter)

$1.81 Rp 32.3K

$4.38 BMD 4.38

-58.68%

White Bread (500g)

$2.52 Rp 45.0K

$8.71 BMD 8.71

-71.07%

Rice (white) (1kg)

$1.16 Rp 20.7K

$5.59 BMD 5.59

-79.25%

Eggs

$2.46 Rp 43.9K

$7.75 BMD 7.75

-68.26%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.49 BMD 11.49

28.02%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$24.12 BMD 24.12

-82.09%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$31.75 BMD 31.75

-61.76%

Apples (1kg)

$3.84 Rp 68.6K

$10.16 BMD 10.16

-62.20%

Banana (1kg)

$1.56 Rp 27.8K

$6.18 BMD 6.18

-74.76%

Oranges (1kg)

$2.83 Rp 50.6K

$12.86 BMD 12.86

-77.99%

Tomato (1kg)

$2.33 Rp 41.5K

$11.27 BMD 11.27

-79.33%

Potato (1kg)

$1.91 Rp 34.2K

$8.15 BMD 8.15

-76.56%

Onion (1kg)

$2.20 Rp 39.3K

$4.96 BMD 4.96

-55.65%

Lettuce (1 head)

$1.01 Rp 18.1K

$6.06 BMD 6.06

-83.33%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$3.21 BMD 3.21

-75.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$17.58 BMD 17.58

-81.11%

Wine (Bottle)

$23.74 Rp 423.9K

$24.56 BMD 24.56

-3.34%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$5.47 BMD 5.47

-48.99%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$4.43 BMD 4.43

-35.44%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$4.81 BMD 4.81

-94.39%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$68.1 BMD 68.1

-88.22%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$6.40 BMD 6.40

-92.81%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$3.44 BMD 3.44

-86.92%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$54.8 BMD 54.8

-88.87%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.36 BMD 2.36

-66.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$35.0K BMD 35.0K

-25.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$39.7K BMD 39.7K

-19.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$234 BMD 234

-65.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$117 BMD 117

-96.54%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$156 BMD 156

-84.91%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$191 BMD 191

-48.39%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$32.31 BMD 32.31

-79.48%

Cinema Ticket

$4.15 Rp 74.1K

$13.73 BMD 13.73

-69.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,338 BMD 1,338

-77.28%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$24.5K BMD 24.5K

-73.03%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$78.8 BMD 78.8

-29.55%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$60.9 BMD 60.9

-37.12%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$138 BMD 138

-35.72%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$126 BMD 126

-37.96%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$3,342 BMD 3,342

-69.88%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$2,198 BMD 2,198

-69.28%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$8,541 BMD 8,541

-59.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$7,359 BMD 7,359

-72.28%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$15.1K BMD 15.1K

-81.12%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$9,439 BMD 9,439

-76.02%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$6,759 BMD 6,759

-97.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.22

83.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Hamilton: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $3,342 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3990% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $177 in Hamilton. Monthly groceries follow the same trend: $302 vs $813 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $4,831 in Hamilton – roughly 240% apart. Hamilton costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $7,247 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $177 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $4,831 in Hamilton. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Hamilton at $4,831. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $4,831 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.