Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hamilton

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $5,122 in Hamilton, rent and utilities included – about $45,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
248

Cost of Living Index in Hamilton
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Hamilton Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hamilton actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $5,122 in Hamilton, rent included.

Ubud, Bali $1,353
Hamilton $5,122

A couple spends around $2,297 per month in Ubud, Bali vs $9,182 in Hamilton, rent included.

Ubud, Bali $2,297
Hamilton $9,182

A family of three spends $3,241 per month in Ubud, Bali vs $13.2K in Hamilton, rent included.

Ubud, Bali $3,241
Hamilton $13.2K

Ubud, Bali is about 74% cheaper than Hamilton, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Hamilton sit above the global median – Ubud, Bali by 0%, Hamilton by 278%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$50.5 BMD 50.5

-93.61%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$152 BMD 152

-77.06%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$17.19 BMD 17.19

-66.84%

Cappuccino

$2.62 Rp 47.1K

$6.27 BMD 6.27

-58.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.96 BMD 2.96

-41.89%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$3.19 BMD 3.19

-74.61%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.47 BMD 7.47

-64.52%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$9.07 BMD 9.07

-51.82%

Milk (1 liter)

$1.57 Rp 28.3K

$4.86 BMD 4.86

-67.70%

White Bread (500g)

$2.19 Rp 39.5K

$7.83 BMD 7.83

-72.03%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.64 BMD 5.64

-79.08%

Eggs

$2.16 Rp 38.8K

$6.98 BMD 6.98

-69.05%

Local Cheese (1kg)

$17.65 Rp 317.7K

$23.71 BMD 23.71

-25.56%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$20.96 BMD 20.96

-81.97%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$19.65 BMD 19.65

-39.19%

Apples (1kg)

$3.60 Rp 64.8K

$9.25 BMD 9.25

-61.08%

Banana (1kg)

$1.59 Rp 28.6K

$6.76 BMD 6.76

-76.48%

Oranges (1kg)

$2.31 Rp 41.6K

$7.26 BMD 7.26

-68.18%

Tomato (1kg)

$1.91 Rp 34.3K

$8.50 BMD 8.50

-77.53%

Potato (1kg)

$1.78 Rp 32.1K

$5.56 BMD 5.56

-67.99%

Onion (1kg)

$2.33 Rp 41.9K

$4.20 BMD 4.20

-44.52%

Lettuce (1 head)

$1.00 Rp 18.0K

$6.21 BMD 6.21

-83.90%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$3.56 BMD 3.56

-85.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$17.73 BMD 17.73

-87.08%

Wine (Bottle)

$22.07 Rp 397.3K

$23.73 BMD 23.73

-7.00%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$5.24 BMD 5.24

-55.15%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.09 BMD 4.09

-27.14%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$4.97 BMD 4.97

-95.37%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$68.3 BMD 68.3

-86.97%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$6.43 BMD 6.43

-92.69%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.02 BMD 3.02

-85.76%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$70.5 BMD 70.5

-92.24%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.45 BMD 2.45

-66.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$38.2K BMD 38.2K

-37.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$43.5K BMD 43.5K

-24.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$294 BMD 294

-72.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$150 BMD 150

-95.62%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$159 BMD 159

-88.32%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$187 BMD 187

-71.01%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$15.21 BMD 15.21

20.18%

Cinema Ticket

$4.25 Rp 76.5K

$13.25 BMD 13.25

-67.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,298 BMD 1,298

-62.03%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$25.0K BMD 25.0K

-77.63%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$89.1 BMD 89.1

-48.84%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$70.5 BMD 70.5

-50.39%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$142 BMD 142

-45.09%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$127 BMD 127

-38.23%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$3,934 BMD 3,934

-71.24%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$2,647 BMD 2,647

-74.58%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$8,541 BMD 8,541

-57.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$7,648 BMD 7,648

-77.75%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$14.9K BMD 14.9K

-81.76%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$8,868 BMD 8,868

-74.73%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$6,431 BMD 6,431

-97.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.63

59.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Hamilton: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Hamilton

$2.6K 51.7% 293% $2K

Groceries & Markets

Ubud, Bali

$287 21.2%

Hamilton

$745 14.6% 159% $458

Clothing & Footwear

Ubud, Bali

$107 7.9%

Hamilton

$193 3.8% 80.8% $86

Eating Out

Ubud, Bali

$106 7.9%

Hamilton

$611 11.9% 474% $505

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Hamilton

$603 11.8% 473% $498

Sport & Entertainment

Ubud, Bali

$63 4.6%

Hamilton

$213 4.2% 240% $151

Getting Around

Ubud, Bali

$12 0.9%

Hamilton

$110 2.1% 782% $97

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $3,934 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3765% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $152 in Hamilton. Monthly groceries follow the same trend: $287 vs $745 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇲 Hamilton

🕒 Local time

10:26 10:26 AM

23:26 11:26 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Bermudian Dollar BMD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Hamilton 17,370 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $5,122 in Hamilton – roughly 278% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $7,683 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $152 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $5,122 in Hamilton. That's a gap of about 278%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Hamilton at $5,122. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.