Cost of Living Comparison Between Ubud, Bali and Hamilton Cost of Living Comparison Between Ubud, Bali and Hamilton

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $4,842 in Hamilton, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $9,251 in Hamilton, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $13.7K in Hamilton, rent included.

Ubud, Bali is about 71% cheaper than Hamilton, driven mainly by Eating Out.

Both Ubud, Bali and Hamilton sit above the global median – Ubud, Bali by 5%, Hamilton by 262%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$59.9 BMD 59.9

-94.24%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$177 BMD 177

-81.71%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$15.27 BMD 15.27

-68.30%

Cappuccino

$2.75 Rp 49.4K

$6.40 BMD 6.40

-57.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$3.50 BMD 3.50

-60.57%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.98 BMD 2.98

-74.83%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$10.17 BMD 10.17

-70.60%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$8.41 BMD 8.41

-54.22%

Milk (1 liter)

$1.74 Rp 31.2K

$4.34 BMD 4.34

-59.91%

White Bread (500g)

$2.46 Rp 44.2K

$9.00 BMD 9.00

-72.67%

Rice (white) (1kg)

$1.17 Rp 21.0K

$5.37 BMD 5.37

-78.21%

Eggs

$2.43 Rp 43.7K

$7.57 BMD 7.57

-67.90%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.68 BMD 11.68

24.14%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$24.47 BMD 24.47

-82.22%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$31.87 BMD 31.87

-62.41%

Apples (1kg)

$3.72 Rp 66.8K

$10.38 BMD 10.38

-64.16%

Banana (1kg)

$1.63 Rp 29.2K

$6.27 BMD 6.27

-74.00%

Oranges (1kg)

$2.74 Rp 49.3K

$12.59 BMD 12.59

-78.24%

Tomato (1kg)

$2.24 Rp 40.3K

$11.30 BMD 11.30

-80.18%

Potato (1kg)

$1.92 Rp 34.5K

$8.40 BMD 8.40

-77.14%

Onion (1kg)

$2.28 Rp 40.9K

$4.98 BMD 4.98

-54.22%

Lettuce (1 head)

$1.06 Rp 19.1K

$5.83 BMD 5.83

-81.82%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$3.20 BMD 3.20

-77.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$17.49 BMD 17.49

-81.19%

Wine (Bottle)

$23.19 Rp 416.8K

$24.59 BMD 24.59

-5.69%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$5.26 BMD 5.26

-47.15%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$4.63 BMD 4.63

-41.04%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$4.80 BMD 4.80

-94.37%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$70.1 BMD 70.1

-88.42%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$6.09 BMD 6.09

-92.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.43 BMD 3.43

-87.76%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$54.2 BMD 54.2

-88.53%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.37 BMD 2.37

-65.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.4K BMD 34.4K

-22.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$39.6K BMD 39.6K

-18.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$234 BMD 234

-66.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$121 BMD 121

-96.63%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$154 BMD 154

-84.25%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$185 BMD 185

-46.65%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$32.99 BMD 32.99

-80.78%

Cinema Ticket

$3.99 Rp 71.6K

$13.72 BMD 13.72

-70.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,339 BMD 1,339

-77.22%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$24.6K BMD 24.6K

-72.95%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$78.5 BMD 78.5

-30.99%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$61.1 BMD 61.1

-38.07%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$135 BMD 135

-35.79%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$130 BMD 130

-41.11%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$3,377 BMD 3,377

-70.63%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$2,260 BMD 2,260

-70.23%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$8,611 BMD 8,611

-60.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$7,542 BMD 7,542

-72.82%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$14.6K BMD 14.6K

-80.80%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$9,325 BMD 9,325

-76.12%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$6,684 BMD 6,684

-97.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.22

83.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Hamilton: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $3,377 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3903% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $177 in Hamilton. Monthly groceries follow the same trend: $297 vs $816 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $4,842 in Hamilton – roughly 244% apart. Hamilton costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $7,263 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $177 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $4,842 in Hamilton. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Hamilton at $4,842. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $4,842 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.