Cost of Living Comparison Between Ubud, Bali and Hamilton Cost of Living Comparison Between Ubud, Bali and Hamilton

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $4,857 in Hamilton, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $9,118 in Hamilton, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $13.4K in Hamilton, rent included.

Ubud, Bali is about 72% cheaper than Hamilton, driven mainly by Eating Out.

Both Ubud, Bali and Hamilton sit above the global median – Ubud, Bali by 0%, Hamilton by 252%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$50.1 BMD 50.1

-93.35%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.0K

$151 BMD 151

-76.26%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.2K

$16.91 BMD 16.91

-66.71%

Cappuccino

$2.82 Rp 49.7K

$6.22 BMD 6.22

-54.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$3.11 BMD 3.11

-43.73%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$3.08 BMD 3.08

-74.03%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$7.47 BMD 7.47

-59.30%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$9.09 BMD 9.09

-52.70%

Milk (1 liter)

$1.61 Rp 28.3K

$4.54 BMD 4.54

-64.54%

White Bread (500g)

$2.27 Rp 40.0K

$8.49 BMD 8.49

-73.26%

Rice (white) (1kg)

$1.17 Rp 20.6K

$5.45 BMD 5.45

-78.53%

Eggs

$2.17 Rp 38.2K

$7.60 BMD 7.60

-71.45%

Local Cheese (1kg)

$17.63 Rp 310.6K

$18.75 BMD 18.75

-5.97%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$23.05 BMD 23.05

-82.43%

Beef Round Steak (1kg)

$12.18 Rp 214.6K

$27.43 BMD 27.43

-55.60%

Apples (1kg)

$3.62 Rp 63.7K

$12.87 BMD 12.87

-71.87%

Banana (1kg)

$1.64 Rp 28.8K

$6.57 BMD 6.57

-75.04%

Oranges (1kg)

$2.31 Rp 40.6K

$7.06 BMD 7.06

-67.28%

Tomato (1kg)

$1.96 Rp 34.5K

$3.96 BMD 3.96

-50.51%

Potato (1kg)

$1.84 Rp 32.5K

$6.94 BMD 6.94

-73.49%

Onion (1kg)

$2.37 Rp 41.8K

$3.09 BMD 3.09

-23.30%

Lettuce (1 head)

$1.05 Rp 18.5K

$6.46 BMD 6.46

-83.75%

Water (1.5 liter bottle)

$0.54 Rp 9,564

$3.58 BMD 3.58

-84.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$17.93 BMD 17.93

-87.17%

Wine (Bottle)

$23.08 Rp 406.5K

$24.64 BMD 24.64

-6.33%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$5.05 BMD 5.05

-53.66%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.42 BMD 4.42

-30.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,366

$4.96 BMD 4.96

-94.96%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$70.2 BMD 70.2

-86.58%

Taxi Start (Normal Tariff)

$0.49 Rp 8,635

$6.47 BMD 6.47

-92.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,352

$2.96 BMD 2.96

-84.12%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

$71.4 BMD 71.4

-92.15%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.42 BMD 2.42

-66.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.5M

$37.2K BMD 37.2K

-32.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.2M

$42.4K BMD 42.4K

-26.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$252 BMD 252

-67.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$150 BMD 150

-95.66%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.0K

$164 BMD 164

-88.54%

Gym Membership (Monthly)

$55.2 Rp 973.0K

$185 BMD 185

-70.21%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.8K

$14.90 BMD 14.90

22.21%

Cinema Ticket

$4.30 Rp 75.7K

$13.59 BMD 13.59

-68.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$1,299 BMD 1,299

-61.95%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$25.0K BMD 25.0K

-76.38%

Jeans (Levis 501 Or Similar)

$46.28 Rp 815.2K

$90.6 BMD 90.6

-48.94%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.9K

$69.7 BMD 69.7

-47.73%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$143 BMD 143

-43.75%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$130 BMD 130

-39.35%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$3,714 BMD 3,714

-70.01%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$2,451 BMD 2,451

-71.72%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$8,589 BMD 8,589

-57.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$7,834 BMD 7,834

-78.14%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$15.0K BMD 15.0K

-81.63%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$9,099 BMD 9,099

-74.80%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$6,749 BMD 6,749

-97.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.63

59.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Hamilton: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $3,714 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3939% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $151 in Hamilton. Monthly groceries follow the same trend: $294 vs $767 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $4,857 in Hamilton – roughly 253% apart. Hamilton costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $7,286 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $151 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $4,857 in Hamilton. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Hamilton at $4,857. In Ubud, Bali it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $4,857 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.