Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Southampton

For one person, living is cheaper in Southampton: $3,694 a month against $5,122 in Hamilton, rent and utilities included – about $17,100 less a year. Rent and utilities account for most of the difference.

248

Cost of Living Index in Hamilton
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Hamilton Living Index
179

Cost of Living Index in Southampton
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Southampton Living Index

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Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Southampton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Southampton actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $3,694 in Southampton, rent included.

Hamilton $5,122
Southampton $3,694

A couple spends around $9,182 per month in Hamilton vs $8,281 in Southampton, rent included.

Hamilton $9,182
Southampton $8,281

A family of three spends $13.2K per month in Hamilton vs $12.9K in Southampton, rent included.

Hamilton $13.2K
Southampton $12.9K

Hamilton costs about 39% more than Southampton, and outside of rent the biggest gap is in leisure.

Both Hamilton and Southampton sit above the global median – Hamilton by 278%, Southampton by 173%.

Meal at Budget Restaurant

$50.5 BMD 50.5

$50.7 BMD 50.7

-0.32%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$151 BMD 151

0.77%

Fast Food Meal (McDonalds, etc)

$17.19 BMD 17.19

$16.82 BMD 16.82

2.20%

Cappuccino

$6.27 BMD 6.27

$6.02 BMD 6.02

4.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 BMD 2.96

$2.98 BMD 2.98

-0.67%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$3.09 BMD 3.09

3.24%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$7.55 BMD 7.55

-1.06%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$9.03 BMD 9.03

0.44%

Milk (1 liter)

$4.86 BMD 4.86

$4.79 BMD 4.79

1.46%

White Bread (500g)

$7.83 BMD 7.83

$7.98 BMD 7.98

-1.88%

Rice (white) (1kg)

$5.64 BMD 5.64

$5.45 BMD 5.45

3.49%

Eggs

$6.98 BMD 6.98

$7.33 BMD 7.33

-4.77%

Local Cheese (1kg)

$23.71 BMD 23.71

$23.09 BMD 23.09

2.69%

Chicken Fillets (1kg)

$20.96 BMD 20.96

$21.09 BMD 21.09

-0.62%

Beef Round Steak (1kg)

$19.65 BMD 19.65

$19.30 BMD 19.30

1.81%

Apples (1kg)

$9.25 BMD 9.25

$8.88 BMD 8.88

4.17%

Banana (1kg)

$6.76 BMD 6.76

$6.79 BMD 6.79

-0.44%

Oranges (1kg)

$7.26 BMD 7.26

$7.23 BMD 7.23

0.41%

Tomato (1kg)

$8.50 BMD 8.50

$8.49 BMD 8.49

0.12%

Potato (1kg)

$5.56 BMD 5.56

$5.86 BMD 5.86

-5.12%

Onion (1kg)

$4.20 BMD 4.20

$4.13 BMD 4.13

1.69%

Lettuce (1 head)

$6.21 BMD 6.21

$6.39 BMD 6.39

-2.82%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$3.39 BMD 3.39

5.01%

Cigarettes 20 Pack (Marlboro, Camel)

$17.73 BMD 17.73

$18.34 BMD 18.34

-3.33%

Wine (Bottle)

$23.73 BMD 23.73

$23.79 BMD 23.79

-0.25%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$5.12 BMD 5.12

2.34%

Imported Beer (0.33 liter bottle)

$4.09 BMD 4.09

$4.20 BMD 4.20

-2.62%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

Taxi Start (Normal Tariff)

$6.43 BMD 6.43

$6.60 BMD 6.60

-2.58%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

$3.07 BMD 3.07

-1.63%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$70.9 BMD 70.9

-0.56%

Gasoline (1 liter)

$2.45 BMD 2.45

$2.10 BMD 2.10

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$37.4K BMD 37.4K

2.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$43.4K BMD 43.4K

0.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 BMD 294

$288 BMD 288

1.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$148 BMD 148

1.57%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$162 BMD 162

-1.76%

Gym Membership (Monthly)

$187 BMD 187

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

Cinema Ticket

$13.25 BMD 13.25

$13.37 BMD 13.37

-0.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,298 BMD 1,298

$1,314 BMD 1,314

-1.24%

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$24.9K BMD 24.9K

0.44%

Jeans (Levis 501 Or Similar)

$89.1 BMD 89.1

$90.3 BMD 90.3

-1.29%

Summer Dress (H&M, Zara, etc)

$70.5 BMD 70.5

$70.2 BMD 70.2

0.40%

Sport Shoes (Adidas, Nike)

$142 BMD 142

$141 BMD 141

0.58%

Men's Leather Business Shoes

$127 BMD 127

$131 BMD 131

-3.00%

1-bedroom Apartment, City Center (Monthly)

$3,934 BMD 3,934

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 BMD 2,647

$1,503 BMD 1,503

76.10%

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

3-bedroom Apartment, Outside City Center (Monthly)

$7,648 BMD 7,648

$7,867 BMD 7,867

-2.78%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

Average Monthly Net Salary (After Tax)

$6,431 BMD 6,431

$9,763 BMD 9,763

-34.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Southampton: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.7%

Southampton

$1.5K 40.7% 43.2% $1.1K

Groceries & Markets

Hamilton

$745 14.6%

Southampton

$742 20.1% 0.5% $3.5

Eating Out

Hamilton

$611 11.9%

Southampton

$608 16.5% 0.5% $2.9

Monthly Utilities & Internet

Hamilton

$603 11.8%

Southampton

$598 16.2% 0.8% $4.8

Sport & Entertainment

Hamilton

$213 4.2%

Southampton

$27 * 0.7% 87.5% $186

Clothing & Footwear

Hamilton

$193 3.8%

Southampton

$195 5.3% 0.9% $1.8

Getting Around

Hamilton

$110 2.1%

Southampton

$22 * 0.6% 80% $88

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 52% higher in Southampton, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $152 in Hamilton versus $151 in Southampton. Monthly groceries follow the same trend: $745 vs $742 – making Southampton the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇧🇲 Southampton

🕒 Local time

21:06 9:06 PM

Same time as Hamilton

🌤 Weather

👥 Population

10,000 Capital

6,260

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Hamilton Southampton 8 km

From you

Hamilton
Southampton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Southampton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,122 in Hamilton, $3,694 in Southampton – roughly 39% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $7,683 per month in Hamilton and $5,542 in Southampton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $5,122 in Hamilton and $3,694 in Southampton. That's a gap of about 39%.

Kindergarten costs $1,298 per month in Hamilton and $1,314 in Southampton. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Southampton, where all-in costs run around $3,694, than in Hamilton at $5,122. In Southampton it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $3,694 in Southampton to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Southampton. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.